YES, RENTERS CAN BUY FLOOD INSURANCE [https://www.fema.gov/press-release/20210318/yes-renters-can-buy-flood-insurance] Release Date: May 4, 2018 AUSTIN, TEXAS – Flood insurance isn’t just for homeowners and businesses. If you are a renter, you can buy a policy from the National Flood Insurance Program (NFIP) to cover contents up to $100,000. The difference between a NFIP renters policy and a traditional renters insurance policy is that the NFIP policy covers your personal property and contents during a flood event. The cost of the policy is based on several factors including the flood risk of the building in which you live. If you are a renter in low-to-moderate risk areas, you may be eligible for a Preferred Risk Policy. These policy premiums are the lowest premiums available through NFIP. Nearly 26 percent of all NFIP flood claims occur in the low-to-moderate risk areas. If you live in an area that has a high risk for floods, a standard rated policy is the only option for you. Renters flood insurance premiums are calculated based on factors such as: * Year of building construction * Building occupancy * Number of floors * The location of your contents * The flood risk (i.e. flood zone) * The location of the lowest floor in relation to the elevation requirement on the flood map (in newer buildings only) * The deductible you choose and the amount of coverage   For more information about NFIP, call 800-427-4661 or your insurance agent and visit https://www.fema.gov/national-flood-insurance-program. Texans can go to www.facebook.com/FEMAHarvey/ [https://www.fema.gov///C:/Users/lortega1/AppData/Local/Microsoft/Windows/INetCache/Content.Outlook/GODVCEG8/www.facebook.com/FEMAHarvey/], https://twitter.com/femaregion6, and www.fema.gov/disaster/4332 [https://www.fema.gov///C:/Users/lortega1/AppData/Local/Microsoft/Windows/INetCache/Content.Outlook/GODVCEG8/www.fema.gov/disaster/4332] throughout May to learn how NFIP can protect them from disaster. Texas NFIP 2018 is a whole month dedicated to sharing tips with Texans about how they can prepare themselves and their homes for hurricane season. Use #TXNFIP18 to find information online and share with your friends and family.