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Current Flood Insurance Manuals

The National Flood Insurance Program (NFIP) Flood Insurance Manual is used primarily by insurers and agents selling and servicing NFIP flood insurance policies. The current manuals are for use with the Risk Rating 2.0: Equity in Action pricing methodology or with the legacy rating plan as described below.

Flood Insurance Manual – Effective October 1, 2021

Use this edition of the manual for rating new business policies with effective dates on or after Oct. 1, 2021, and, optionally for those policies with effective dates between Oct. 1, 2021 and March 31, 2022 that will be renewing under the new pricing methodology.

Flood Insurance Manual - Effective April 1, 2021

Use this edition of the manual for rating new business policies with effective dates before Oct. 1, 2021, and, optionally for those policies with effective dates between Oct. 1, 2021 and March 31, 2022 that will be renewing under the legacy pricing methodology.

The manual is available in several formats: