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Community Compliance Program

The National Flood Insurance Act of 1968 prohibits the Federal Emergency Management Agency (FEMA) from providing flood insurance in a community unless that community adopts and enforces floodplain management regulations that meet minimum National Flood Insurance Program (NFIP) criteria. When administrative problems or potential violations are identified in a community, FEMA is committed to working with that community and providing technical assistance to help them bring their floodplain management programs into complaince with NFIP requirements. In those cases where the community does not take action to become compliant, FEMA implements its Community Compliance Program. The Community Compliance Program builds on the basic probation and suspension procedures in Section 59.24 (b) and (c) and provides an orderly sequence of enforcement options of varying severity. If all attempts at obtaining community compliance are to no avail, communities will become subject to suspension from the NFIP. The availability of two separate sets of enforcement options -- one for communities and one for individuals and structures -- helps FEMA ensure that NFIP enforcement actions are targeted to the responsible party.