National Flood Insurance Program Specific Rating Guidelines

Specific Rating Guidelines manual provides the rules and rates for Submit-for-Rate risks. These are properties at high flood risk that, because of peculiarities in their exposure to flooding, do not lend themselves to pre-programmed rates noted in the Flood Insurance Manual. These risks require an in-depth underwriting analysis before a risk premium rate can be applied.

Specific Rating Guidelines (April 2021)

Specific Rating Guidelines (April 2020)

Specific Rating Guidelines (October 2019)

Specific Rating Guidelines (April 2019)

Specific Rating Guidelines (April 2018)

Specific Rating Guidelines (April 2017)

Specific Rating Guidelines (April 2016)

Last updated January 19, 2022