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Flood Insurance Manual - Effective October 1, 2020
This link contains the full manual in a single PDF file (19.8 MB).
FEMA’s regular updates to the National Flood Insurance Program Flood Insurance Manual reflect an ongoing effort to enhance the customer experience and evolve the NFIP into a world-class organization. FEMA has revised the document to incorporate NFIP program changes announced October 1, 2019, address stakeholder feedback, and clarify existing guidance.
Red text on the amended pages identifies updated information and all footers, except Appendix F, reflect the April 1, 2020 effective date. The October 2020 update revises the April 2020 NFIP Flood Insurance Manual-Appendix F and has an effective date of October 1, 2020. It deletes the April 2020 list of Community Rating System communities and inserts a link to the updated October 2020 list of all CRS community statuses that will become effective on October 1, 2020.