Flood Insurance Manual: Effective October 1, 2009

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This page provides links to the National Flood Insurance Program's Flood Insurance Manual that became effective on October 1, 2009.

The National Flood Insurance Program (NFIP) Flood Insurance Manual, effective October 1, 2009, provides rules and requirements of the NFIP used primarily by insurance agents and insurers selling and servicing Federal flood insurance.  

Main Edition (PDF 431 KB, TXT 668 KB) - This edition contains the October 1, 2009 manual.

October 2009 change pages (PDF 12.1 MB, TXT 640 KB) - This is a brief summary of important changes effective October 1, 2009.

Producer's Edition (PDF 427 KB, TXT 361 KB) - This edition is to be used for easy reference or for training purposes. It does not include all of the information required to accurately rate a policy.

October 2009 change pages (PDF 2.7 MB, TXT 4 KB) - This is a brief summary of important changes effective October 1, 2009.

Main Edition zipped (ZIP 28.4 MB) - This zip file contains all of the pdf files to download the full manual to your desktop.

Last Updated: 
11/27/2018 - 14:44