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Tennessee

For Tennesseans, Flood Insurance Is a Sound Investment

NASHVILLE – Your house has never flooded. You have a homeowner’s insurance policy. You’re thinking: “I’m covered.”

Maybe not.

Many Tennesseans may believe they don’t need to buy flood insurance. They don’t live in a high-risk flood zone. But flooding can happen anywhere, often to the surprise of residents who thought they were covered for disaster. When flooding happens, the damage is not covered by most homeowners’ insurance policies. One inch of floodwater can cause up to $25,000 of damage in a home.

¿Está preparado para un desastre?

NASHVILLE – En Tennessee se han visto daños por tormentas severas de vientos, incluso tornados, en los meses recientes, y ahora comienza la temporada de los huracanes. Es un buen momento para tomar medidas para reducir el riesgo de daños por tormentas futuras.

“Mientras las personas reconstruyen tras los tornados y tormentas de vientos, es importante que los ciudadanos se mantienen en contacto con el director local del servicio de manejo de emergencias de sus condados,” dijo Doug Worden, Gerente de Mitigación de Riesgos de Tennessee.

Are You Prepared for a Disaster?

NASHVILLE – Tennessee has sustained damage from severe windstorms, including tornadoes, in recent months and now hurricane season is beginning. This is a good time to make preparations to reduce the risk of damage from future storms.

“As people rebuild from the tornadoes and windstorms, it is important for citizens to stay in touch with their local county emergency management director,” said Doug Worden, Tennessee Hazard Mitigation Manager.

A variety of online resources are available to help Tennesseans reduce their risk of future damage.

Use las subvenciones de FEMA para los fines previstos

NASHVILLE – FEMA recuerda a los residentes de Tennessee que han recibido asistencia federal por desastre que deben usar el dinero para su fin previsto y conservar sus recibos durante tres años.

Se pretende que la asistencia por desastre ayude a los residentes a satisfacer las necesidades básicas relacionadas con el desastre. Una carta que explica para qué se debe usar el pago llegará dentro de uno o dos días después del cheque o depósito directo.

Use FEMA Grants for Intended Purpose

NASHVILLE – FEMA reminds Tennesseans who have received federal disaster assistance to use the money for its intended purpose and to keep receipts for three years.

Disaster assistance is intended to help residents meet basic disaster-related needs. A letter explaining what the payment is to be used for arrives within a day or two of the check or direct deposit payment.

If applicants spend the payment on anything other than the purpose for which it is intended, they may be denied future disaster assistance. In some cases, FEMA may ask that the money be returned.

Queda un mes para inscribirse para la Asistencia de FEMA en los condados de Bradley, Hamilton

NASHVILLE – Los sobrevivientes de desastre en los condados de Bradley y Hamilton tienen hasta el 23 de junio de 2020 para inscribirse con FEMA para solicitar asistencia. Hasta la fecha, se han aprobado más de $4 millones en forma de subvenciones federales y préstamos por desastre para los propietarios de vivienda, inquilinos, y negocios en recuperación tras los tornados del 12-13 de abril.

One Month Remains to Register for FEMA Assistance in Bradley, Hamilton Counties

NASHVILLE –Disaster survivors in Bradley and Hamilton counties have until June 23, 2020 to register with FEMA for assistance. To date, more than $4 million in federal grants and disaster loans have been approved for homeowners, renters and businesses recovering from the April 12-13 tornadoes.

Fact Sheet: Questions and Answers About FEMA Disaster Assistance

If you applied for assistance from FEMA because you sustained damage from the April 12-13 severe storms in Tennessee, you received a letter from FEMA in the mail or via email. The letter explained the status of your application and how to respond. If you have not done so, it is important to read the letter carefully. Your letter includes the amount of any assistance FEMA may provide to you and information on the appropriate use of disaster assistance funds.

Why did FEMA say I wasn’t eligible?

FEMA necesita su información de contacto actual

NASHVILLE – Luego de su inscripción para la asistencia federal por desastre, es importante que FEMA pueda contactar con usted. Debería estar consciente de que las llamadas de FEMA podrían parecer provenir de números no identificados y asegurar que FEMA tenga su información de contacto actual.

FEMA Needs Your Current Contact Information

NASHVILLE – After registering for federal disaster assistance, it is important that FEMA be able to contact you. Be aware that phone calls from FEMA may appear to come from unidentified numbers and make sure that FEMA has your current contact information.

FEMA may need to call some survivors in Bradley and Hamilton counties to conduct a remote house inspection, via telephone, in order to be able to continue processing their application for assistance after the April 12-13 tornadoes. FEMA also may contact survivors to obtain more information for their application.