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Paying for Flood Insurance

How can I pay for my flood insurance?


If this is your initial purchase of flood insurance, payment must be made to your agent before the application to request coverage can be submitted to the insurer. For details, talk to your insurance agent, lender, settlement attorney, or title agency.

If you have received a renewal invoice from your insurer, and flood insurance is not being required by your lender, you can pay your insurance premium using whatever methods of payment the insurer accepts. Generally, this can be a credit card (Discover Card, Visa, MasterCard or American Express), check, or money order. You may also be able to make your payment through your insurance agent using the same methods, including cash.

If you have received a renewal invoice and flood insurance is required by your lender, as a condition for your loan, your premium may be paid through an escrow account established by your mortgage lender, at your lender's discretion. However, if you have an escrow account that collects and pays for other types of insurance or taxes, the lender is required to also escrow flood insurance premium payments. Again, contact your lender for more information.

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Last Updated: 
Wed, 06/25/2014 - 16:09