Main Content

Flood Insurance After Receiving Disaster Assistance

I live in a high-risk risk area. After my home was damaged in a flood, I received federal disaster assistance. Do I need to purchase flood insurance now?


Yes. If you live in an SFHA and have received disaster assistance in the form of a federal grant or loan, you must cover the building for flood insurance for as long as you own it. Should you sell the building, you are required to inform the new owner of the necessity to purchase and maintain flood insurance. Failure to carry flood insurance could result in the denial of future federal disaster assistance.
 

Question Categories

Was this answer helpful?

Didn't find what you were looking for? Search all of FEMA.gov or Ask a question

Last Updated: 
Fri, 09/26/2014 - 11:32