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Assistance to Help Business Owners

There are many assistance programs available across the federal government designed to help you and your business.

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Visit a Disaster Recovery Center (DRC) to get information and advice about community, state and federal agencies and other available assistance for your business.

To find a DRC, visit the DRC Locator or text "DRC" and your zip code to 43362.

  • FEMA provides financial assistance and direct services to eligible individuals and households affected by a disaster, who have uninsured or underinsured necessary expenses and serious needs.
  • Use of Proceeds: Assistance includes a range of options that can help you with disaster related expenses for your home or to help you with necessary expenses and serious needs caused by the disaster. People who are self-employed may get FEMA funding towards repairing or replacing disaster-damaged tools and equipment required for their job, allowing them to return to work faster.
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FEMA's programs are intended to meet only essential needs and are not intended to cover all losses. Some people qualify for assistance from more than one program; you may be receiving additional help from other federal and voluntary agencies. However, you cannot receive assistance for the same exact need from more than one program or entity, including your insurance

Learn more and apply for assistance at disasterassistance.gov.

  • The Small Business Administration (SBA) provides long-term low interest loans to qualified homeowners up to $500,000 to replace or repair their primary residence.
  • Qualified renters and homeowners may borrow up to $100,000 to replace or repair personal property — such as clothing, furniture, cars, and appliances — damaged or destroyed in a disaster.
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Loans cover disaster losses not fully covered by insurance or other sources. Proceeds from insurance coverage on home or property may be deducted from the eligible loan amount. Proceeds may not be used to repair a secondary home or vacation property

Learn more about SBA Home Disaster Loans.

  • Faith-based organizations, community, volunteer and non-profit organizations may be eligible to apply for FEMA grants in areas eligible for the FEMA Public Assistance program. Only organizations with state or IRS tax exempt status may be considered.
  • Grants assistance may be provided for the repair, replacement or restoration of disaster-damaged facilities of certain private non-profit (PNP) organizations.

Contact your local, state, tribal or territorial emergency manager for more information and to begin the application process.

Disaster Unemployment Assistance (DUA) provides unemployment benefits and re-employment assistance services to eligible survivors affected by a presidentially declared major disaster.

These services are the responsibility of the U.S. Department of Labor and administered by the affected state, tribal, or territorial workforce agency.

Note: DUA is only available to disaster survivors who are not otherwise eligible for unemployment insurance (UI) through their state, tribal, or territorial workforce agency.

Learn more about Disaster Unemployment Assistance.