U.S. flag

Una página web oficial del gobierno de los Estados Unidos

Dot gov

Los sitios web oficiales usan .gov

Un sitio web .gov pertenece a una organización oficial del Gobierno de Estados Unidos.


Los sitios web seguros .gov usan HTTPS

Un candado o https:// significa que usted se conectó de forma segura a un sitio web .gov. Comparta información sensible sólo en sitios web oficiales y seguros..

alert - warning

Esta página no se ha traducido al idioma español. Visite la página del idioma español para los recursos en ese idioma.

Section 1316

Section 1316 of the National Flood Insurance Act of 1968, as amended, provides for the denial of flood insurance coverage for any property which the Administrator finds has been declared by a duly constituted State or local authority to be in violation of State or local floodplain management regulations. Once a duly constituted State or local authority declares a structure as being in violation, the Administrator must deny flood insurance coverage provided that the individual or office making the declaration has the authority to do so and that the law or regulations violated was, in fact, intended to discourage or otherwise restrict land development or occupancy in the flood-prone area.

Section 1316 was intended for use primarily as a backup for local enforcement actions (i.e., if a community could not force compliance through the enforcement mechanisms in its regulations, it could use Section 1316 as additional leverage) and was not intended merely as a mechanism to remove bad risks from the policy base. Section 1316 will only be implemented in instances where States or communities submit declarations specifically for that purpose.

National Flood Insurance Program Requirements

  • 61.5 (a) - Denial of Insurance
  • 73 - Procedures