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New Construction

Buildings for which the "start of construction" commenced on or after the effective date of an initial Flood Insurance Rate Map (FIRM) or after December 31, 1974, whichever is later, including any subsequent improvements.

a. For Floodplain Management Purposes: Structures for which the start of construction commenced on or after the effective date of a floodplain management regulation adopted by a community and includes any subsequent improvements to such structures.

b. For Determining Insurance Rates: Structures for which the start of construction commenced on or after the effective date of an initial FIRM or after December 31, 1974, whichever is later, and includes any subsequent improvements to such structures. Flood insurance rates for new construction are based on the elevation of the lowest floor (including basement) in relation to the BFE.

National Flood Insurance Program Requirements

  • 59.1 - Definition