New Jersey Remnants of Hurricane Ida

New Jersey

Incident Period: Sep 1, 2021 - Sep 3, 2021

Declaration Date: Sep 5, 2021

Now Closed: Period to Apply for Disaster Assistance

alert - warning

The last day for individuals and families to apply for assistance after this disaster has passed. You are no longer able to begin a new claim.

To check the status on a previously submitted claim, visit

I Applied for Assistance. What's Next?

You will receive notification letters from FEMA either by U.S. mail or by electronic correspondence explaining your next steps. If you reported during the application process that you received damage and are not able to live in your primary residence, an inspector will contact you by phone to schedule an inspection. FEMA home inspections are conducted in-person; however, if you are apprehensive due to ongoing COVID-19 uncertainties, you can request we conduct the inspection without entering your home.

Learn more about the steps after applying.

"Help After a Disaster"

Translated into 27 languages, the "Help After a Disaster" brochure is a tool that can be shared in your community to help people understand the types of FEMA assistance that may be available to support individuals and families in disaster recovery.

Download Brochures

Volunteer and Donate

Recovery can take many years after a disaster. There are many ways to help such as donating cash, needed items, or your time. Learn more about how to help those in need.

Doing Business with FEMA

If you are interested in providing paid services and goods for disaster relief, visit our Doing Business with FEMA page to get started.

Local Resources

Local News & Media

Visit the News & Media page for events, fact sheets, press releases and other multimedia resources.

Local Resources Custom Text

FEMA Assistance for Hurricane Ida is Closed

The application period for homeowners & renters of Bergen, Essex, Gloucester, Hudson, Hunterdon, Mercer, Middlesex, Morris, Passiac, Somerset, Union and Warren counties ended on Jan. 5th, 2022.

How To Appeal Your FEMA Determination

If you disagree with a FEMA decision about your eligibility for disaster assistance, you have the right to submit an appeal within 60 days from the date FEMA has on the determination letter.

An appeal is a written request to FEMA to review your file again, and an opportunity to provide new or additional information not previously submitted that may affect the decision. You may appeal any decision from FEMA regarding your application for Individual Assistance, such as your initial eligibility decision, the amount or type of assistance provided to you, late applications, requests to return money, or a denial of Continued Temporary Housing Assistance.

In your appeal provide documentation of the damage that affected your essential living space or made your home uninhabitable. That includes home repair estimates and receipts, insurance information (settlements/denial of claim letter), contractor bids or photos. And be sure to include any information or documents that FEMA requests in the decision letter.

Keep in mind that after FEMA receives your letter, you may receive a phone call or a follow-up letter asking for more information.

If you have questions regarding the determination letter you received or how to file an appeal, you may contact a FEMA Helpline agent at 1-800-621-3362 (FEMA), or (TTY) 1-800-462-7585. You may also choose to request a copy of your file from FEMA to help you understand why you received the decision you want to appeal.

For more information and advice on the appeals process, see the: Tips for Appealing a Decision from FEMA Press Release.

U.S. Small Business Administration (SBA)

You may receive a phone call to advise you of ways to apply for the Small Business Administration (SBA). If referred to the SBA, a loan application must be completed and returned in order to be considered for a loan, as well as for certain types of FEMA assistance.

Applying for an SBA loan assures that all available disaster assistance options remain open to you. If SBA find that you cannot afford a loan, they will automatically refer you to FEMA’s Individuals and Households program. Your file will be reviewed to determine if you qualify for additional grant assistance.

Applicants may apply online using SBA’s secure website at or call SBA’s Customer Service Center at 800-659-2955. Individuals who are deaf or hard-of-hearing may call 800-877-8339. For more information, email

More Information

Clean Up After A Disaster 

If you have a mold problem caused by Hurricane Ida, call your insurance company to file a claim. Mold can pose serious health risks and should be removed as soon as possible. If you live in one of the twelve counties listed above, you may be eligible for a one-time $300 Cleaning and Sanitizing grant to help with Ida cleanup costs. Inquire about this grant as you go through the FEMA application process. Find tips about mold remediation from the Centers for Disease Control and Prevention at Homeowner’s and Renter’s Guide to Mold Cleanup After Disasters | CDC.

Mitigation Funding for Homeowners & Subapplicants

Swift Current Initiative

FEMA's Flood Mitigation Assistance (FMA) program is launching a disaster initiative called Swift Current that will distribute funding in alignment with the survivor experience.

The intent for the Swift Current Initiative is to explore how to make flood mitigation assistance available within the disaster recovery timeframe, for repetitively flooded and substantially damaged buildings insured under the National Flood Insurance Program (NFIP) in advance of the annual grant process. Learn more: Swift Current Initiative |

Subapplicants: New Jersey local governments, including cities, townships, counties, special district governments and tribal governments (including federally recognized tribes that choose to apply as subapplicants) are considered subapplicants and must submit subapplications to their state applicant agency. Requirements as follows:

  • Structures identified in the subapplication must have an NFIP policy (including Group Flood Insurance Policy) in effect prior to the opening of the application period that must be maintained through the life of the building, regardless of the flood zone.
  • Subapplicants must have a FEMA-approved Local or Tribal Hazard Mitigation Plan by the application deadline and at the time of obligation of grant funds for projects.
  • All subapplicants must be participating in the National Flood Insurance Program, and not be withdrawn, on probation, or suspended.

Homeowners: Interested New Jersey homeowners should contact their local municipality or county emergency management agency for more information. The local government in which the property is located is considered the sub-applicant and will work with interested property owners to develop a sub-application. The local government will submit the sub-application to the state on property owner’s behalf, and the state will submit the application to FEMA. FEMA will select projects based on eligibility and funding available.

Individual flood mitigation projects are eligible under the FMA Swift Current. Eligible individual flood mitigation projects include the following:

  • Property Acquisition and Structure Demolition/Relocation
  • Structure Elevation
  • Dry Floodproofing of Historic Residential Structures or Non-Residential Structures
  • Non-Structural Retrofitting of Existing Buildings and Facilities
  • Mitigation Reconstruction
  • Structural Retrofitting of Existing Buildings

The application period for Swift Current closes Oct. 3, 2022

Learn more: Swift Current Initiative |

Additional Resources

Disaster Distress Helpline

It is normal to feel sad, stressed or overwhelmed after a major disaster. For adults and children having negative feelings or thoughts, free crisis counseling is available through the Substance Abuse and Mental Health Services Administration’s (SAMHSA) Disaster Distress Helpline.

The Disaster Distress Helpline (DDH) is the first national hotline dedicated to providing year-round disaster crisis counseling. This toll-free, multilingual, crisis support service is available 24/7 via telephone (1-800-985-5990) and SMS (text 'TalkWithUs' to 66746) to residents in the U.S. and its territories who are experiencing emotional distress related to natural or man-made disasters.

Disaster Legal Services

Disaster Legal Services (DLS) can provide free legal help to low-income disaster survivors. If you are not able to get adequate legal services for your disaster-related needs, DLS may be able to help.

DLS can help with the following:

  • Insurance claims for medical bills, loss of property, and loss of life
  • New wills, powers of attorney, and other legal papers lost during the disaster
  • Home-repair contracts and contractors
  • Problems with landlords
  • Proof of homeownership
  • FEMA appeals

Disaster Legal Services attorneys are not FEMA employees. Their services are confidential and they do not share information with FEMA. Learn more: Legal Services of New Jersey

Funding Obligations

Individual Assistance Amount
Total Housing Assistance (HA) - Dollars Approved $229,851,117.88
Total Other Needs Assistance (ONA) - Dollars Approved $25,530,143.92
Total Individual & Households Program Dollars Approved $255,381,261.80
Individual Assistance Applications Approved 45016
Public Assistance Amount
Emergency Work (Categories A-B) - Dollars Obligated $66,023,116.92
Permanent Work (Categories C-G) - Dollars Obligated $87,113,655.42
Total Public Assistance Grants Dollars Obligated $164,788,057.67
Hazard Mitigation Assistance Amount
Hazard Mitigation Grant Program (HMGP) - Dollars Obligated $1,024,995.30
Last updated March 22, 2023