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Alabama Severe Storms And Tornadoes (DR-4362)

Incident Period: March 19, 2018 - March 20, 2018
Major Disaster Declaration declared on April 26, 2018

Individual Assistance Applications
Approved: 249

Total Individual & Households Program
Dollars Approved: $680,574.76

Total Public Assistance Grants
Dollars Obligated: $755,420.82

Designated Counties (Individual Assistance):

Calhoun, Cullman, Etowah

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Applying for Assistance

3 ways to apply for disaster aid. Online disasterassistance.gov. Phone 800-621-3362 (711/Video servies) 800-462-7585 (TTY). FEMA APP fema.gov/mobile-app.

Homeowners, renters and business owners in Calhoun, Cullman, and Etowah counties are urged to register with the Federal Emergency Management Agency, as they may be eligible for disaster assistance.

3 Ways to Register:

Information You Will Need:

  • Social Security number
  • Address of the damaged home or apartment
  • Description of the damage
  • Information about insurance coverage
  • A current contact telephone number
  • An address where you can receive mail
  • Bank account and routing numbers for direct deposit of funds

What to Expect After You Apply

Once homeowners register with the Federal Emergency Management Agency, a FEMA housing inspector will call to schedule an inspection for those living in designated counties. Here’s what survivors need to know about the inspection process:

Everyone should know:

  • The FEMA inspector will show a photo ID badge.
  • If you are not shown photo identification, then do not allow the inspection.
  • If you suspect someone is posing as a FEMA inspector, call your local law enforcement agency.
  • You may receive visits from more than one inspector. Other inspectors may represent federal, state, parish and local government agencies, the U.S. Small Business Administration, the National Flood Insurance Program and/or insurance companies.       
  • Representatives of volunteer agencies may contact you to offer their services.

Before the FEMA inspection, it’s important that you know:

  • An adult 18 or older who lived in the residence before the disaster must be present for the inspection.
  • That person must have the following documents:
    • Photo identification;
    • Proof of ownership and occupancy of the damaged residence such as: property tax bill; mortgage payment bill or receipt, or utility service bill;
    • Homeowner and vehicle insurance documents;
    • List of persons living in residence at time of disaster that you compiled; and
    • List of disaster damage to the home and its contents that you compiled.

 A call from a FEMA inspector. A brief inspector's visit. A decision letter. If you receive a SBA loan application completing it is an important step in finding out what aid may be available to you.

Beware of Fraud & Scams When Seeking Disaster Assistance

After a disaster scam artists, identity thieves and other criminals may attempt to prey on vulnerable survivors. The most common post-disaster fraud practices include phony housing inspectors, fraudulent building contractors, bogus pleas for disaster donations and fake offers of state or federal aid.

Graphic explaining how to avoid fraud while seeking disaster assistance.

Survivors should keep in mind:

  • Federal and state workers never ask for, or accept money, and always carry identification badges
  • There is NO FEE required to apply for or to get disaster assistance from FEMA, the U.S. Small Business Administration or the state
  • Scam attempts can be made over the phone, by mail or email, text or in person

 

 

 

Understanding a FEMA Determination Letter

If you apply for FEMA help due to losses from the March 19-20, 2018, tornadoes and severe storms in Calhoun, Cullman or Etowah counties, you will or have received a determination letter confirming a grant amount or that your application for federal assistance is “ineligible” or “incomplete.”

If ineligible or incomplete, be sure to read the letter all the way through to the end to see what the reason is. Keep in mind there may be more than one reason why you are ineligible or your application is incomplete.

Everyone has the right to appeal FEMA’s determination. Many times applicants just need to submit some extra documents for FEMA to process the application. Sometimes there is more than one problem in your application.

What to do if you disagree with FEMA's decision letter1. Read the letter carefully to find out why the decision was made.2. Contact FEMA for help with filing an appeal or any questions.3. File a written appeal.

FEMA can reconsider your application in some cases if you:

  • Submit insurance documents. Provide documents from your insurance company that verify your coverage or settlement is insufficient to make essential home repairs, provide a place to stay or replace certain contents. FEMA cannot duplicate homeowner or renter insurance benefits.
  • Prove occupancy. Provide documents that prove the damaged home or rental was your primary residence by supplying a copy of a utility bill, driver’s license or lease agreement.
  • Prove ownership. Provide documents such as mortgage papers or insurance policies, tax receipts or a deed. If you don’t have a deed at hand, contact your local or county officials about obtaining a copy.

A brochure, “Help after a Disaster” explains what you need to provide in your appeal. The brochure is available online at fema.gov/help-after-disaster.

Your letter should include:

  • Your full name
  • Your FEMA registration number on all pages
  • The FEMA this disaster declaration number – DR-4362-AL – on all pages
  • Your signature

You must mail or fax documents and your letter within 60 days of receiving your determination letter to:

FEMA National Processing Service Center
P.O. Box 10055
Hyattsville, MD 20782-7055

Or, fax to 800-827-8112, attention: FEMA Individuals and Households Programs.

 
 
 

Financial Assistance

Individual Assistance - Dollars Approved

$680,574.76

Total Individual & Households Program (IHP) - Dollars Approved*

$505,496.39

Total Housing Assistance (HA) - Dollars Approved*

$175,078.37

Total Other Needs Assistance (ONA) - Dollars Approved*

249

Total Individual Assistance (IA) - Applications Approved*

Public Assistance - Dollars Approved

$755,420.82

Total Public Assistance Grants (PA) - Dollars Obligated✝

$755,420.82

Emergency Work (Categories A-B) - Dollars Obligated✝

* Dollars Approved: Assistance dollars approved but not necessarily disbursed.
✝ Dollars Obligated: Funds made available to the State via electronic transfer following FEMA's final review and approval of Public Assistance projects.

Learn more about FEMA Disaster definitions. Information is updated every 24 hours.

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Last Updated: 2018-04-27 03:25