The purpose of this page is to define the Community Rating System, a commonly used term in floodplain management.
The Community Rating System (CRS) recognizes and encourages community floodplain management activities that exceed the minimum NFIP standards. Depending upon the level of participation, flood insurance premium rates for policyholders can be reduced up to 45%. Besides the benefit of reduced insurance rates, CRS floodplain management activities enhance public safety, reduce damages to property and public infrastructure, avoid economic disruption and losses, reduce human suffering, and protect the environment. Technical assistance on designing and implementing some activities is available at no charge. Participating in the CRS provides an incentive to maintaining and improving a community's floodplain management program over the years. Implementing some CRS activities can help projects qualify for certain other Federal assistance programs.
- A 2017 list of communities participating in the Community Rating System and how they're rated can be found in the current Flood Insurance Manual.
- IS-9 Managing Floodplain Development Through The National Flood Insurance Program (NFIP) (pages 9-14 to 9-18)