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Portland Lowers Flood Risk and Insurance Rates

Portland residents now save 25% in flood insurance premiums, which is an average $365 per policy in the Special Flood Hazard Area. These lower rates are a result of Portland’s continued focus on floodplain management and flood risk reduction.

FEMA’s National Flood Insurance Program Community Rating System (CRS) is an incentive program that rewards communities for their actions to reduce flood risk through discounted insurance rates. Portland, a CRS 5 community, is now saving $283,865 annually because of actions to reduce risk. Learn more about the CRS program.

Floodplain Management Saves Money

  • Portland’s MITIGATION ACTION PLAN focuses on community flood risk reduction and making the city more flood resilient.
  • Portland enforces HIGHER REGULATORY STANDARDS to keep the community safe, including foundation protection, floodplain storage and the freeboard requirement to build higher than base flood elevation.
  • To educate residents about flood hazards and risks,Portland manages OUTREACH CAMPAIGNS,including annual mailings to residents in and out of the floodplain and information displays at public buildings throughout the city.
  • 37% of Portland’s floodplains are OPEN SPACE, which keeps development out of hazardous areas.
  • The regular INSPECTIONS & MAINTENANCE of Portland’s drainage systems reduce urban flooding.
  • Portland sends residents timely flood alerts through its EARLY WARNING SYSTEM.
alert - info

Visit the Community Rating System webpage to learn more.

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Last updated July 7, 2021