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Author: Cindy Clark
The children sat in rapt attention, their faces upturned, hanging on the words being read aloud from the book, “Molly and the Earthquake.”Tilting the book so all could see the pastel-colored illustrations, the woman continues to read.“Children, it feels like we’re having an earthquake. Get under the table. Remember: Drop, cover, and hold on,” said Miss Chris calmly, but firmly. The preschoolers slid back their chairs and got under the table, just like they’d practiced in their earthquake drills, but Molly started to cry and headed for the door.”...
Posted On: May 1, 2019
Author: Paul Huang
Over the past several years, our state, local, tribal, and territorial partners have experienced, first hand, destruction caused by floods in communities across the country. In fact, for the 2017 and 2018 hurricane seasons combined, the National Flood Insurance Program (NFIP) paid its policyholders more than $11 billion to assist in their recovery efforts. And yet, that amount doesn’t touch the thousands of others with flood losses who weren’t insured.The state of Virginia was no exception. Tropical Storm Michael and Hurricane Florence impacted the Old Dominion with back-to-back...
Posted On: April 18, 2019
Author: Rachael Neal
I recently took a vacation to Japan. On our last day, my group chartered a boat to snorkel, hike and enjoy a beautiful chain of islands off the coast of Okinawa. On our way back, our boat was overcome by rough seas and capsized – everyone on board had to abandon ship.Words cannot express what it feels like to literally fight for your life.I’m sharing this story for a few reasons. By no means did I do everything right, nor was I a hero. Everyone I was with had their own strengths and by working together we ultimately made it out alive. But as I look back, I realize this event was...
Posted On: January 31, 2019
Author: Rebecca Wiggins
When it comes to disasters, mother nature does not discriminate. People from all income levels and backgrounds have experienced the challenges of rebuilding their lives after a natural disaster or an emergency.FEMA’s 2018 National Preparedness Report found, that while federal agencies have made efforts to streamline disaster recovery assistance:Businesses continue to face challenges navigating post-disaster economic recovery programs;Communities often struggle to effectively communicate and coordinate with the private sector; and,Financial disruptions from disasters can...
Posted On: December 18, 2018
Author: Daniel Kaniewski, PhD
Forty-four percent of Americans do not have $400 on hand to cover an emergency expense. These Americans will be ill-prepared to care for themselves and their families in the wake of a disaster.I was pleased to join Treasury Secretary Steven Mnuchin and Consumer Financial Protection Bureau Acting Director Mick Mulvaney recently at a public meeting of the Financial Literacy and Education Commission (FLEC). I shared FEMA’s vision for financial preparedness, specifically discussing our efforts to close the insurance gap (the difference between what is currently insured and what is insurable...
Posted On: October 16, 2018
Author: Raymond J. Piper
View in FEMA Multimedia LibraryThe time to prepare for Hurricane Florence is now. This powerful storm is expected to bring powerful winds, flooding, storm surge, and dangerous rip currents. Storm tracks can change swiftly, so it’s important to prepare now. Basic services, such as cell service, power, and water, may be disrupted for an extended period of time. Here are some steps you can take:Fill up your gas tank and stock your vehicle with supplies with food that does not need to be stored in a refrigerator and drinking water. Get refills of your medications now for any needed...
Posted On: September 11, 2018
Author: Andrew Slaten
Building a “Culture of Preparedness” and readying a nation for disaster isn’t limited to the United States. A three-day summit at the Emergency Management Institute that focused on emergency management training and education continues the collaboration between FEMA and Mexico’s National Center for Disaster Prevention. Supported by the U.S. Northern Command’s Humanitarian Assistance Branch, the two agencies agreed to a six to 10 year project that will strengthen emergency management training and education in both countries. They committed to sharing knowledge in...
Posted On: August 8, 2018
Author: Matt Behnke
On Aug. 1, 1968, the U.S. Congress implemented the National Flood Insurance Act that created the National Flood Insurance Program (NFIP) and the Federal Insurance Administration within the Department of Housing and Urban Development to provide flood insurance in communities that voluntarily adopt and enforce floodplain management ordinances, which meet minimum NFIP requirements.A lot has happened since the inception of the NFIP. During the last 50 years, the program has identified flood hazards by mapping over 1 million miles of riverine and coastal areas; provided over $1 billion dollars in...
Posted On: August 1, 2018
Author: Mark Peterson
View in FEMA Multimedia Library August 1st marks the 50th anniversary of the National Flood Insurance Act, the guiding legislation of the National Flood Insurance Program (NFIP). The program provides flood insurance coverage to millions of households and small businesses in over 22,000 communities and also provides floodplain management and building codes to protect those communities from future flooding. We talk to David Maurstad, FEMA’s chief executive for the National Flood Insurance Program, about the history of the program and reflect on the public service of...
Posted On: August 1, 2018
Author: David Maurstad
After every disaster, no matter where or what size, there is a marked difference between insured disaster survivors and disaster survivors without adequate insurance. The insured survivor can begin to repair and rebuild their home or business. The survivor without a flood insurance policy may face a far more uncertain future. While FEMA or other government or non-profit agencies may provide some assistance, it is typically geared toward immediate survival needs. The uninsured survivor may use up their savings, incur debt, or even lose their home or business.Simply put, flood insurance is the...
Posted On: July 31, 2018