{"metadata": {"skip":0,"select":null,"rundate":"2026-11-04T02:13:43.230Z","top":1000,"filter":"state eq 'MI' and countyCode eq '26125'","format":"json","metadata":true,"orderby":"","entityname":"NfipClaims","version":"v3","url":"/api/open/v3/NfipClaims?%24filter=state+eq+%27MI%27+and+countyCode+eq+%2726125%27","count":0}, "NfipClaims": [{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2020-01-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"2002-06-01T00:00:00.000Z","originalNBDate":"2019-12-13T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":83000,"totalContentsInsuranceCoverage":32000,"yearOfLoss":2020,"primaryResidenceIndicator":true,"buildingDamageAmount":0,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":0,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":"260178","nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48073","countyCode":"26125","censusGeoid":"261251832001","latitude":42.5,"longitude":-83.2,"foundationType":"2","openDate":"2020-01-16T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2020-01-21T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5449924},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2024-08-02T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":-2,"baseFloodElevation":668.5,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":664.5,"lowestFloorElevation":670,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":60,"occupancyType":11,"originalConstructionDate":"2007-01-11T00:00:00.000Z","originalNBDate":"2007-11-21T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":206000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":2024,"primaryResidenceIndicator":true,"buildingDamageAmount":4452,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":199018,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":100000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":"260180","nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":247974,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251970002","latitude":42.6,"longitude":-83.1,"foundationType":"3","openDate":"2024-08-02T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":20,"interiorWaterDepth":18,"mostRecentPaymentDate":"2024-09-10T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5452899},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2021-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1992-07-01T00:00:00.000Z","originalNBDate":"2021-08-07T00:00:00.000Z","amountPaidOnBuildingClaim":918.01,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":2075,"buildingDeductibleCode":"F","netBuildingPaymentAmount":918.01,"buildingPropertyValue":212192,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":95000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":235490,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48331","countyCode":"26125","censusGeoid":"261251687002","latitude":42.5,"longitude":-83.4,"foundationType":"2","openDate":"2021-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":3,"interiorWaterDepth":null,"mostRecentPaymentDate":"2021-10-05T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5460431},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-09-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A04","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1972-07-01T00:00:00.000Z","originalNBDate":"1999-12-11T00:00:00.000Z","amountPaidOnBuildingClaim":10183.63,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":147500,"totalContentsInsuranceCoverage":0,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":11244,"buildingDeductibleCode":"1","netBuildingPaymentAmount":10183.63,"buildingPropertyValue":104870,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":161338,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48329","countyCode":"26125","censusGeoid":"261251445002","latitude":42.7,"longitude":-83.3,"foundationType":"0","openDate":"2000-09-19T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2000-10-30T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5472848},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-03-21T00:00:00.000Z","amountPaidOnBuildingClaim":870.16,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":11000,"totalContentsInsuranceCoverage":3000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":1142,"buildingDeductibleCode":null,"netBuildingPaymentAmount":870.16,"buildingPropertyValue":87600,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251526002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-10-25T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5472928},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-09-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1961-01-01T00:00:00.000Z","originalNBDate":"1996-05-10T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":70000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260473","nfipCommunityNumberCurrent":null,"nfipCommunityName":"COMMERCE, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48382","countyCode":"26125","censusGeoid":"261251340004","latitude":42.6,"longitude":-83.5,"foundationType":"0","openDate":"2000-09-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5475286},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":27,"crsClassCode":10,"dateOfLoss":"2024-08-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":850.7,"lowestFloorElevation":859.7,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":15,"originalConstructionDate":"1987-01-01T00:00:00.000Z","originalNBDate":"2023-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":31451.81,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":4066000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2024,"primaryResidenceIndicator":false,"buildingDamageAmount":33452,"buildingDeductibleCode":"2","netBuildingPaymentAmount":31451.81,"buildingPropertyValue":3396236,"causeOfDamage":"2","condominiumCoverageTypeCode":"A","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":27,"buildingReplacementCost":4297161,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"5","openDate":"2024-08-23T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":22,"interiorWaterDepth":null,"mostRecentPaymentDate":"2024-12-06T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5489057},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":10,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A07","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1947-07-01T00:00:00.000Z","originalNBDate":"1988-09-30T00:00:00.000Z","amountPaidOnBuildingClaim":23387.79,"amountPaidOnContentsClaim":6112.21,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":80600,"totalContentsInsuranceCoverage":25600,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":24388,"buildingDeductibleCode":"3","netBuildingPaymentAmount":23387.79,"buildingPropertyValue":83300,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":7113,"contentsDeductibleCode":"1","netContentsPaymentAmount":6112.21,"contentsPropertyValue":23200,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251673002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1989-06-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1990-01-21T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5489651},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-06-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1981-10-01T00:00:00.000Z","originalNBDate":"2000-06-04T00:00:00.000Z","amountPaidOnBuildingClaim":1119.47,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":250000,"yearOfLoss":2000,"primaryResidenceIndicator":false,"buildingDamageAmount":2120,"buildingDeductibleCode":"1","netBuildingPaymentAmount":1119.47,"buildingPropertyValue":3792000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260712","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD HILLS, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":3792000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48304","countyCode":"26125","censusGeoid":"261251501003","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2000-06-28T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2000-09-08T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5498828},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2004-05-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1968-07-10T00:00:00.000Z","originalNBDate":"2002-08-08T00:00:00.000Z","amountPaidOnBuildingClaim":2793.6,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20900,"totalContentsInsuranceCoverage":0,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":7794,"buildingDeductibleCode":"5","netBuildingPaymentAmount":2793.6,"buildingPropertyValue":92989,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":113401,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":6,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48328","countyCode":"26125","censusGeoid":"261251452003","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"2004-05-24T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2004-08-04T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5499527},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1945-01-01T00:00:00.000Z","originalNBDate":"2010-09-28T00:00:00.000Z","amountPaidOnBuildingClaim":36145.83,"amountPaidOnContentsClaim":6353.16,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":200000,"totalContentsInsuranceCoverage":80000,"yearOfLoss":2023,"primaryResidenceIndicator":true,"buildingDamageAmount":38146,"buildingDeductibleCode":"2","netBuildingPaymentAmount":36145.83,"buildingPropertyValue":243648,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":7353,"contentsDeductibleCode":"1","netContentsPaymentAmount":6353.16,"contentsPropertyValue":98000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":"260182","nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":283510,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"C","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48324","countyCode":"26125","censusGeoid":"261251546001","latitude":42.6,"longitude":-83.4,"foundationType":"3","openDate":"2023-08-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":9,"interiorWaterDepth":4,"mostRecentPaymentDate":"2024-07-22T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5507448},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1956-01-01T00:00:00.000Z","originalNBDate":"2007-05-07T00:00:00.000Z","amountPaidOnBuildingClaim":3040.72,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":4041,"buildingDeductibleCode":"F","netBuildingPaymentAmount":3040.72,"buildingPropertyValue":91838,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260170","nfipCommunityNumberCurrent":"260170","nfipCommunityName":"CLAWSON, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":104058,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-6,"floodZoneCurrent":"X","buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48017","countyCode":"26125","censusGeoid":"261251801002","latitude":42.5,"longitude":-83.2,"foundationType":"2","openDate":"2014-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-10-28T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5508020},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":4,"originalConstructionDate":"1987-01-01T00:00:00.000Z","originalNBDate":"2007-10-06T00:00:00.000Z","amountPaidOnBuildingClaim":130230.93,"amountPaidOnContentsClaim":74345.89,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":300000,"totalContentsInsuranceCoverage":300000,"yearOfLoss":2014,"primaryResidenceIndicator":false,"buildingDamageAmount":131230,"buildingDeductibleCode":"1","netBuildingPaymentAmount":130230.93,"buildingPropertyValue":795522,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":75345,"contentsDeductibleCode":"1","netContentsPaymentAmount":74345.89,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260262","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FERNDALE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":1060696,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48220","countyCode":"26125","censusGeoid":"261251730002","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"2014-08-14T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2015-01-22T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5510711},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2009-04-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1953-07-01T00:00:00.000Z","originalNBDate":"2000-07-15T00:00:00.000Z","amountPaidOnBuildingClaim":1678.31,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2009,"primaryResidenceIndicator":true,"buildingDamageAmount":2179,"buildingDeductibleCode":"0","netBuildingPaymentAmount":1678.31,"buildingPropertyValue":101942,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260177","nfipCommunityNumberCurrent":null,"nfipCommunityName":"PONTIAC, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":135922,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":4,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48341","countyCode":"26125","censusGeoid":"261251425002","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2009-04-29T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2009-06-24T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5541651},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1982-03-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":2,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1982-01-31T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":1653,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":20000,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":null,"contentsDamageAmount":1853,"contentsDeductibleCode":null,"netContentsPaymentAmount":1653,"contentsPropertyValue":20000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251666002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1982-04-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-10-03T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5546267},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A09","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1962-07-01T00:00:00.000Z","originalNBDate":"1989-04-18T00:00:00.000Z","amountPaidOnBuildingClaim":7713.28,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":37500,"totalContentsInsuranceCoverage":0,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":8214,"buildingDeductibleCode":"0","netBuildingPaymentAmount":7713.28,"buildingPropertyValue":37500,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1989-07-24T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1989-08-31T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5546754},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1985-07-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1984-11-05T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":38500,"totalContentsInsuranceCoverage":10500,"yearOfLoss":1985,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"125124","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48055","countyCode":"26125","censusGeoid":"261251435001","latitude":42.7,"longitude":-83.4,"foundationType":"0","openDate":"1985-08-22T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5550425},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1988-09-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1974-07-01T00:00:00.000Z","originalNBDate":"1988-05-29T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":19500,"totalContentsInsuranceCoverage":0,"yearOfLoss":1988,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"02","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251975002","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"1988-10-03T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5551584},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-02-16T00:00:00.000Z","amountPaidOnBuildingClaim":2748.93,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":3421,"buildingDeductibleCode":null,"netBuildingPaymentAmount":2748.93,"buildingPropertyValue":92300,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-10-19T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5555310},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2018-05-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1955-01-01T00:00:00.000Z","originalNBDate":"2017-05-31T00:00:00.000Z","amountPaidOnBuildingClaim":2168.52,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2018,"primaryResidenceIndicator":true,"buildingDamageAmount":3169,"buildingDeductibleCode":"1","netBuildingPaymentAmount":2168.52,"buildingPropertyValue":50089,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260170","nfipCommunityNumberCurrent":"260170","nfipCommunityName":"CLAWSON, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":111019,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-7,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48017","countyCode":"26125","censusGeoid":"261251802002","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"2018-05-23T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":9,"interiorWaterDepth":-81,"mostRecentPaymentDate":"2018-07-08T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5559630},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1990-01-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A14","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1900-01-01T00:00:00.000Z","originalNBDate":"1989-04-29T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":46700,"totalContentsInsuranceCoverage":0,"yearOfLoss":1990,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"3","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48304","countyCode":"26125","censusGeoid":"261251505002","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"1990-02-28T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5573673},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2019-04-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1956-08-01T00:00:00.000Z","originalNBDate":"2019-02-08T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":200000,"totalContentsInsuranceCoverage":80000,"yearOfLoss":2019,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260588","nfipCommunityNumberCurrent":"260588","nfipCommunityName":"LAKE ORION, VILLAGE OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"05","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48362","countyCode":"26125","censusGeoid":"261251290003","latitude":42.8,"longitude":-83.3,"foundationType":"0","openDate":"2019-05-02T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5578856},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1984-08-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1983-08-28T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":40000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":1984,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260297","nfipCommunityNumberCurrent":null,"nfipCommunityName":"LATHRUP VILLAGE, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48076","countyCode":"26125","censusGeoid":"261251600002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1984-09-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5582691},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1983-05-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1982-06-13T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1983-05-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5585360},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":28,"crsClassCode":10,"dateOfLoss":"2008-09-13T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"1997-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":14833.03,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":1980000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2008,"primaryResidenceIndicator":false,"buildingDamageAmount":17834,"buildingDeductibleCode":"3","netBuildingPaymentAmount":14833.03,"buildingPropertyValue":383934,"causeOfDamage":"4","condominiumCoverageTypeCode":"L","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":230,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Ike","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":28,"buildingReplacementCost":525937,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2008-09-18T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2009-02-28T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5586276},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2011-06-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1996-01-01T00:00:00.000Z","originalNBDate":"2010-10-04T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260473","nfipCommunityNumberCurrent":null,"nfipCommunityName":"COMMERCE, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48382","countyCode":"26125","censusGeoid":"261251344002","latitude":42.6,"longitude":-83.5,"foundationType":"0","openDate":"2011-06-08T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5586324},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":28,"crsClassCode":10,"dateOfLoss":"2000-06-24T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"1997-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":5120.56,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":1980000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2000,"primaryResidenceIndicator":false,"buildingDamageAmount":10121,"buildingDeductibleCode":"3","netBuildingPaymentAmount":5120.56,"buildingPropertyValue":2428800,"causeOfDamage":"0","condominiumCoverageTypeCode":"L","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":28,"buildingReplacementCost":2428800,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2000-06-28T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2001-02-27T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5587001},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1978-01-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1977-06-19T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":null,"smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1978,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":null,"contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48010","countyCode":"26125","censusGeoid":"261251510003","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1978-10-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5593977},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":4,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2017-07-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1925-06-01T00:00:00.000Z","originalNBDate":"2013-08-30T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":207000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2017,"primaryResidenceIndicator":true,"buildingDamageAmount":423,"buildingDeductibleCode":"A","netBuildingPaymentAmount":0,"buildingPropertyValue":145457,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260173","nfipCommunityNumberCurrent":"260173","nfipCommunityName":"KEEGO HARBOR, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":228036,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48320","countyCode":"26125","censusGeoid":"261251542003","latitude":42.6,"longitude":-83.3,"foundationType":"3","openDate":"2017-07-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":0,"interiorWaterDepth":0,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5599173},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1982-06-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1982-02-27T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":null,"contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"98","nonPaymentReasonBuilding":"98","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48322","countyCode":"26125","censusGeoid":"261251576003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1982-08-10T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5600048},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2021-07-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":3,"originalConstructionDate":"1994-01-01T00:00:00.000Z","originalNBDate":"2016-10-17T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"U","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":99,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48331","countyCode":"26125","censusGeoid":"261251679002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2021-07-31T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5600899},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A01","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1980-06-01T00:00:00.000Z","originalNBDate":"2001-08-31T00:00:00.000Z","amountPaidOnBuildingClaim":1020.01,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":5884,"buildingDeductibleCode":"5","netBuildingPaymentAmount":1020.01,"buildingPropertyValue":150807,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":188509,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":25,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251981002","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"2014-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-08-25T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5601750},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-06-09T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"2004-07-01T00:00:00.000Z","originalNBDate":"2017-02-09T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":0,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":0,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":"260179","nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48033","countyCode":"26125","censusGeoid":"261251610002","latitude":42.5,"longitude":-83.3,"foundationType":"2","openDate":"2021-06-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2021-06-14T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5605225},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1988-08-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A01","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1988-07-23T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":77000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1988,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260175","nfipCommunityNumberCurrent":null,"nfipCommunityName":"NOVI, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"17","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48375","countyCode":"26125","censusGeoid":"261251363001","latitude":42.5,"longitude":-83.5,"foundationType":"0","openDate":"1988-12-01T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5606502},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1998-08-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1981-08-01T00:00:00.000Z","originalNBDate":"1996-08-24T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":159500,"totalContentsInsuranceCoverage":0,"yearOfLoss":1998,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251970001","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"1999-01-04T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5613298},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2019-08-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1955-04-16T00:00:00.000Z","originalNBDate":"2014-05-27T00:00:00.000Z","amountPaidOnBuildingClaim":10335.03,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":191000,"totalContentsInsuranceCoverage":11000,"yearOfLoss":2019,"primaryResidenceIndicator":true,"buildingDamageAmount":13638,"buildingDeductibleCode":"5","netBuildingPaymentAmount":10335.03,"buildingPropertyValue":147051,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":"260180","nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":147051,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-69,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48085","countyCode":"26125","censusGeoid":"261251979002","latitude":42.6,"longitude":-83.1,"foundationType":"2","openDate":"2019-08-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":0,"interiorWaterDepth":-69,"mostRecentPaymentDate":"2019-10-06T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5618307},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1984-04-04T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1964-07-01T00:00:00.000Z","originalNBDate":"1984-02-12T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":22000,"totalContentsInsuranceCoverage":15800,"yearOfLoss":1984,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"03","nonPaymentReasonBuilding":"03","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48331","countyCode":"26125","censusGeoid":"261251664002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1984-05-01T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5619731},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-07T00:00:00.000Z","amountPaidOnBuildingClaim":1104.9,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":1305,"buildingDeductibleCode":null,"netBuildingPaymentAmount":1104.9,"buildingPropertyValue":570000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251650003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-11-19T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-01-21T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5623791},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-07-27T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1952-01-01T00:00:00.000Z","originalNBDate":"2013-05-10T00:00:00.000Z","amountPaidOnBuildingClaim":11156.87,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":125000,"totalContentsInsuranceCoverage":50000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":12156,"buildingDeductibleCode":"F","netBuildingPaymentAmount":11156.87,"buildingPropertyValue":125564,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260650","nfipCommunityNumberCurrent":null,"nfipCommunityName":"HIGHLAND, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":169066,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48356","countyCode":"26125","censusGeoid":"261251311001","latitude":42.7,"longitude":-83.6,"foundationType":"0","openDate":"2014-07-28T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-08-27T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5625451},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2004-05-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1988-10-10T00:00:00.000Z","originalNBDate":"2003-10-14T00:00:00.000Z","amountPaidOnBuildingClaim":5371.77,"amountPaidOnContentsClaim":742.1,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2004,"primaryResidenceIndicator":false,"buildingDamageAmount":5871,"buildingDeductibleCode":"0","netBuildingPaymentAmount":5371.77,"buildingPropertyValue":143692,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1242,"contentsDeductibleCode":"0","netContentsPaymentAmount":742.1,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":179615,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48328","countyCode":"26125","censusGeoid":"261251454002","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2004-05-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2004-06-23T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5626600},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-07-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1930-07-01T00:00:00.000Z","originalNBDate":"2021-03-06T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":0,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":0,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260170","nfipCommunityNumberCurrent":"260170","nfipCommunityName":"CLAWSON, CITY OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":null,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48017","countyCode":"26125","censusGeoid":"261251802002","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"2021-07-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2021-07-28T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5632274},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1985-06-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1985-05-25T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1985,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251673004","latitude":42.4,"longitude":-83.3,"foundationType":"0","openDate":"1985-06-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5634015},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1982-03-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-12T00:00:00.000Z","amountPaidOnBuildingClaim":871.25,"amountPaidOnContentsClaim":2150.19,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":7100,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":1072,"buildingDeductibleCode":null,"netBuildingPaymentAmount":871.25,"buildingPropertyValue":115000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":2351,"contentsDeductibleCode":null,"netContentsPaymentAmount":2150.19,"contentsPropertyValue":10000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251650003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1982-05-05T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-09-02T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5638430},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1980-12-08T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":73000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48033","countyCode":"26125","censusGeoid":"261251625001","latitude":42.4,"longitude":-83.3,"foundationType":"0","openDate":"1981-11-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5639940},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2005-07-17T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1976-02-01T00:00:00.000Z","originalNBDate":"2001-03-14T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2005,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260712","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD HILLS, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48302","countyCode":"26125","censusGeoid":"261251506001","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2007-04-04T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5641326},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2009-02-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"2001-09-01T00:00:00.000Z","originalNBDate":"2008-07-20T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2009,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"261031","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BRANDON, TOWNSHIP OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48462","countyCode":"26125","censusGeoid":"261251224001","latitude":42.8,"longitude":-83.4,"foundationType":"0","openDate":"2009-02-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5646217},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-06-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"2000-01-01T00:00:00.000Z","originalNBDate":"2013-08-19T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":200000,"totalContentsInsuranceCoverage":80000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48075","countyCode":"26125","censusGeoid":"261251619001","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2014-06-20T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5652723},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-05T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":95.75,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":7700,"totalContentsInsuranceCoverage":5300,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":300,"contentsDeductibleCode":null,"netContentsPaymentAmount":95.75,"contentsPropertyValue":40000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-7,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251650003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-12-20T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5654252},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1982-03-05T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1982-02-21T00:00:00.000Z","amountPaidOnBuildingClaim":11600.91,"amountPaidOnContentsClaim":11824.17,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":15000,"totalContentsInsuranceCoverage":15000,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":12184,"buildingDeductibleCode":null,"netBuildingPaymentAmount":11600.91,"buildingPropertyValue":58000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":16104,"contentsDeductibleCode":null,"netContentsPaymentAmount":11824.17,"contentsPropertyValue":20000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1982-03-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1984-06-25T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5658843},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-05-29T00:00:00.000Z","amountPaidOnBuildingClaim":9794.1,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":14600,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":9995,"buildingDeductibleCode":null,"netBuildingPaymentAmount":9794.1,"buildingPropertyValue":681200,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251975002","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-10-27T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5661531},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-06-14T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1980-12-23T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251581002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1981-06-24T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5667414},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2008-09-20T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"2006-08-31T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":135000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2008,"primaryResidenceIndicator":true,"buildingDamageAmount":4289,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":129319,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":161648,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48328","countyCode":"26125","censusGeoid":"261251454002","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"2008-11-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5667493},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":10,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":-8,"baseFloodElevation":846.5,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":838.9,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":60,"occupancyType":1,"originalConstructionDate":"1986-05-01T00:00:00.000Z","originalNBDate":"1989-03-07T00:00:00.000Z","amountPaidOnBuildingClaim":3942.73,"amountPaidOnContentsClaim":1800.59,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"2","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":42800,"totalContentsInsuranceCoverage":12800,"yearOfLoss":1989,"primaryResidenceIndicator":true,"buildingDamageAmount":4770,"buildingDeductibleCode":"3","netBuildingPaymentAmount":3942.73,"buildingPropertyValue":147000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":2310,"contentsDeductibleCode":"1","netContentsPaymentAmount":1800.59,"contentsPropertyValue":50000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1989-06-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1989-12-11T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5668233},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":28,"crsClassCode":10,"dateOfLoss":"1998-08-09T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"1997-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":381558,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":1980000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1998,"primaryResidenceIndicator":false,"buildingDamageAmount":386422,"buildingDeductibleCode":"3","netBuildingPaymentAmount":381558,"buildingPropertyValue":2472099,"causeOfDamage":"0","condominiumCoverageTypeCode":"L","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":28,"buildingReplacementCost":2500000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":5,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1998-08-14T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1998-10-20T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5669420},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1980-08-10T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1980-05-21T00:00:00.000Z","amountPaidOnBuildingClaim":8850.38,"amountPaidOnContentsClaim":4981,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":110000,"totalContentsInsuranceCoverage":50000,"yearOfLoss":1980,"primaryResidenceIndicator":false,"buildingDamageAmount":9051,"buildingDeductibleCode":null,"netBuildingPaymentAmount":8850.38,"buildingPropertyValue":110000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":5181,"contentsDeductibleCode":null,"netContentsPaymentAmount":4981,"contentsPropertyValue":50000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"485464","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48302","countyCode":"26125","censusGeoid":"261251502001","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"1980-08-20T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1980-09-25T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5673470},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":13,"originalConstructionDate":"1966-01-01T00:00:00.000Z","originalNBDate":"2021-08-29T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2023,"primaryResidenceIndicator":false,"buildingDamageAmount":34359,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":3873204,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":"260178","nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":62,"buildingReplacementCost":5052047,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":10,"rentalPropertyIndicator":true,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48067","countyCode":"26125","censusGeoid":"261251839001","latitude":42.5,"longitude":-83.1,"foundationType":"1","openDate":"2023-09-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":4,"interiorWaterDepth":1,"mostRecentPaymentDate":"2024-02-01T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5682502},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2008-09-09T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"3","elevationDifference":6,"baseFloodElevation":931,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":936.7,"lowestFloorElevation":937,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"2008-08-12T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2008,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"16","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48341","countyCode":"26125","censusGeoid":"261251454003","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2008-10-07T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5683878},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1989-05-02T00:00:00.000Z","amountPaidOnBuildingClaim":737.84,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":125400,"totalContentsInsuranceCoverage":0,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":1738,"buildingDeductibleCode":"1","netBuildingPaymentAmount":737.84,"buildingPropertyValue":94000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260477","nfipCommunityNumberCurrent":null,"nfipCommunityName":"ORCHARD LAKE VILLAGE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48324","countyCode":"26125","censusGeoid":"261251545002","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"1989-06-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1989-09-20T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5685124},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1992-07-31T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1950-07-01T00:00:00.000Z","originalNBDate":"1991-12-25T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":1648.15,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":63000,"yearOfLoss":1992,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":2150,"contentsDeductibleCode":"0","netContentsPaymentAmount":1648.15,"contentsPropertyValue":63000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251675003","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1992-08-06T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1992-09-18T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5694917},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1997-07-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1960-07-01T00:00:00.000Z","originalNBDate":"1997-03-22T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":715,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":15000,"yearOfLoss":1997,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1215,"contentsDeductibleCode":"0","netContentsPaymentAmount":715,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251531002","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"1997-07-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1998-03-25T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5695547},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":27,"crsClassCode":10,"dateOfLoss":"2023-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":850.7,"lowestFloorElevation":859.7,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":15,"originalConstructionDate":"1987-01-01T00:00:00.000Z","originalNBDate":"2023-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":60690.34,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":4066000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2023,"primaryResidenceIndicator":false,"buildingDamageAmount":62218,"buildingDeductibleCode":"2","netBuildingPaymentAmount":60690.34,"buildingPropertyValue":3292189,"causeOfDamage":"2","condominiumCoverageTypeCode":"A","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":27,"buildingReplacementCost":4165457,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"5","openDate":"2023-11-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":7,"interiorWaterDepth":null,"mostRecentPaymentDate":"2024-03-08T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5696688},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-06-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1978-01-01T00:00:00.000Z","originalNBDate":"2014-08-06T00:00:00.000Z","amountPaidOnBuildingClaim":3324.51,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":125000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":13325,"buildingDeductibleCode":"A","netBuildingPaymentAmount":3324.51,"buildingPropertyValue":386923,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260256","nfipCommunityNumberCurrent":"260256","nfipCommunityName":"BEVERLY HILLS, VILLAGE OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":487593,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48025","countyCode":"26125","censusGeoid":"261251580002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2021-06-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":20,"interiorWaterDepth":null,"mostRecentPaymentDate":"2021-08-18T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5718561},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2001-10-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A04","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1975-01-01T00:00:00.000Z","originalNBDate":"2000-02-22T00:00:00.000Z","amountPaidOnBuildingClaim":16038.87,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2001,"primaryResidenceIndicator":false,"buildingDamageAmount":16539,"buildingDeductibleCode":"0","netBuildingPaymentAmount":16038.87,"buildingPropertyValue":615230,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":1100000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251981001","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"2002-01-31T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2002-02-26T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5721447},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2019-06-07T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1950-07-01T00:00:00.000Z","originalNBDate":"2010-07-06T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2019,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":"260169","nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-7,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48302","countyCode":"26125","censusGeoid":"261251503004","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2019-06-14T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1900-01-01T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5735212},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1987-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1965-07-01T00:00:00.000Z","originalNBDate":"1986-02-23T00:00:00.000Z","amountPaidOnBuildingClaim":7706.16,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":10800,"totalContentsInsuranceCoverage":10200,"yearOfLoss":1987,"primaryResidenceIndicator":false,"buildingDamageAmount":8225,"buildingDeductibleCode":"0","netBuildingPaymentAmount":7706.16,"buildingPropertyValue":90000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251564002","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"1987-07-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1987-08-30T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5742220},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1996-06-19T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1961-07-01T00:00:00.000Z","originalNBDate":"1988-07-14T00:00:00.000Z","amountPaidOnBuildingClaim":2004.01,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":26600,"totalContentsInsuranceCoverage":0,"yearOfLoss":1996,"primaryResidenceIndicator":false,"buildingDamageAmount":2505,"buildingDeductibleCode":"0","netBuildingPaymentAmount":2004.01,"buildingPropertyValue":240000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48008","countyCode":"26125","censusGeoid":"261251531002","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"1996-07-08T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1996-09-23T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5744423},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-09-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1917-05-05T00:00:00.000Z","originalNBDate":"1998-03-27T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":16500,"totalContentsInsuranceCoverage":0,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48329","countyCode":"26125","censusGeoid":"261251435001","latitude":42.7,"longitude":-83.4,"foundationType":"0","openDate":"2000-09-14T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5746692},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1953-07-01T00:00:00.000Z","originalNBDate":"1981-01-08T00:00:00.000Z","amountPaidOnBuildingClaim":6358.32,"amountPaidOnContentsClaim":5300,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":36600,"totalContentsInsuranceCoverage":11000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":6559,"buildingDeductibleCode":"0","netBuildingPaymentAmount":6358.32,"buildingPropertyValue":32000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":6096,"contentsDeductibleCode":"0","netContentsPaymentAmount":5300,"contentsPropertyValue":13000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251675003","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-11-26T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5747552},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1983-01-31T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1982-11-15T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":125000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260256","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BEVERLY HILLS, VILLAGE OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251581002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1983-02-08T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5749614},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1982-03-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-10T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":135.13,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":40000,"totalContentsInsuranceCoverage":55000,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":336,"contentsDeductibleCode":null,"netContentsPaymentAmount":135.13,"contentsPropertyValue":5000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48335","countyCode":"26125","censusGeoid":"261251685001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1982-04-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-07-21T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5773581},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2011-11-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1961-06-01T00:00:00.000Z","originalNBDate":"2011-03-16T00:00:00.000Z","amountPaidOnBuildingClaim":4344.81,"amountPaidOnContentsClaim":535.48,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":5062,"buildingDeductibleCode":"1","netBuildingPaymentAmount":4344.81,"buildingPropertyValue":240888,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1535,"contentsDeductibleCode":"1","netContentsPaymentAmount":535.48,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":382361,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48304","countyCode":"26125","censusGeoid":"261251505002","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"2011-11-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2011-12-29T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5780127},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2001-02-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1973-01-01T00:00:00.000Z","originalNBDate":"2000-04-22T00:00:00.000Z","amountPaidOnBuildingClaim":624.12,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":75000,"totalContentsInsuranceCoverage":30000,"yearOfLoss":2001,"primaryResidenceIndicator":true,"buildingDamageAmount":624,"buildingDeductibleCode":"0","netBuildingPaymentAmount":624.12,"buildingPropertyValue":75000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":75000,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48085","countyCode":"26125","censusGeoid":"261251962002","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"2001-03-16T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2001-03-16T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5783000},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1986-03-04T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1985-04-17T00:00:00.000Z","amountPaidOnBuildingClaim":500,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1986,"primaryResidenceIndicator":false,"buildingDamageAmount":1026,"buildingDeductibleCode":"0","netBuildingPaymentAmount":500,"buildingPropertyValue":60000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260123","nfipCommunityNumberCurrent":null,"nfipCommunityName":"HARRISON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48053","countyCode":"26125","censusGeoid":"261251421001","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"1987-06-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1987-06-29T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5784615},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":4,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"3","elevationDifference":-3,"baseFloodElevation":668.3,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":665.7,"lowestFloorElevation":669.9,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"2000-07-01T00:00:00.000Z","originalNBDate":"2026-08-03T00:00:00.000Z","amountPaidOnBuildingClaim":7891.5,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":8421,"buildingDeductibleCode":"2","netBuildingPaymentAmount":7891.5,"buildingPropertyValue":122390,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":"260180","nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":140416,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251970002","latitude":42.6,"longitude":-83.1,"foundationType":"2","openDate":"2014-08-21T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-09-25T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5806761},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":10,"dateOfLoss":"1998-07-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1960-06-01T00:00:00.000Z","originalNBDate":"1996-08-08T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":124500,"totalContentsInsuranceCoverage":0,"yearOfLoss":1998,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1998-08-06T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5812442},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2001-01-10T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1988-07-01T00:00:00.000Z","originalNBDate":"1989-03-23T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":134200,"totalContentsInsuranceCoverage":0,"yearOfLoss":2001,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260477","nfipCommunityNumberCurrent":null,"nfipCommunityName":"ORCHARD LAKE VILLAGE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48324","countyCode":"26125","censusGeoid":"261251545002","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"2001-03-01T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5819454},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2007-08-20T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1938-01-01T00:00:00.000Z","originalNBDate":"2005-10-14T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":179000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2007,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"08","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48328","countyCode":"26125","censusGeoid":"261251454002","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"2007-08-21T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5826897},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1957-01-01T00:00:00.000Z","originalNBDate":"2014-07-16T00:00:00.000Z","amountPaidOnBuildingClaim":1317.43,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":2000,"buildingDeductibleCode":"1","netBuildingPaymentAmount":1317.43,"buildingPropertyValue":93341,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":null,"nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":164771,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":-8,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48067","countyCode":"26125","censusGeoid":"261251839001","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"2014-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2017-08-24T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5827970},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-06-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1965-05-01T00:00:00.000Z","originalNBDate":"2008-12-10T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":588,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":346275,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"08","nonPaymentReasonBuilding":"08","numberOfUnits":1,"buildingReplacementCost":384750,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251563003","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"2014-06-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5837513},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1993-06-20T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A01","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1984-07-01T00:00:00.000Z","originalNBDate":"1993-04-06T00:00:00.000Z","amountPaidOnBuildingClaim":1091.29,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":125000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1993,"primaryResidenceIndicator":false,"buildingDamageAmount":1842,"buildingDeductibleCode":"9","netBuildingPaymentAmount":1091.29,"buildingPropertyValue":125000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260479","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WHITE LAKE, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48386","countyCode":"26125","censusGeoid":"261251306002","latitude":42.6,"longitude":-83.5,"foundationType":"0","openDate":"1993-06-22T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1993-08-24T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5848404},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-09-28T00:00:00.000Z","amountPaidOnBuildingClaim":1920.71,"amountPaidOnContentsClaim":4595.35,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":38500,"totalContentsInsuranceCoverage":15800,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":2121,"buildingDeductibleCode":null,"netBuildingPaymentAmount":1920.71,"buildingPropertyValue":38500,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":4796,"contentsDeductibleCode":null,"netContentsPaymentAmount":4595.35,"contentsPropertyValue":15800,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-03-24T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5849613},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-07-27T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1966-01-02T00:00:00.000Z","originalNBDate":"2000-05-12T00:00:00.000Z","amountPaidOnBuildingClaim":795.62,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":1295,"buildingDeductibleCode":"0","netBuildingPaymentAmount":795.62,"buildingPropertyValue":180000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260479","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WHITE LAKE, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":225000,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48386","countyCode":"26125","censusGeoid":"261251306002","latitude":42.6,"longitude":-83.5,"foundationType":"0","openDate":"2000-08-02T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2000-08-22T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5860691},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1985-03-31T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1985-02-25T00:00:00.000Z","amountPaidOnBuildingClaim":1296.18,"amountPaidOnContentsClaim":1429.77,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1985,"primaryResidenceIndicator":false,"buildingDamageAmount":1797,"buildingDeductibleCode":"0","netBuildingPaymentAmount":1296.18,"buildingPropertyValue":35000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":1930,"contentsDeductibleCode":"0","netContentsPaymentAmount":1429.77,"contentsPropertyValue":10000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":816,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"230236","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251972001","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"1985-04-17T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1985-06-16T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5860796},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-09-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-06-01T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":2182.75,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":21000,"totalContentsInsuranceCoverage":5000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":2383,"contentsDeductibleCode":null,"netContentsPaymentAmount":2182.75,"contentsPropertyValue":50000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-22T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-11-12T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5868032},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2008-01-08T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1967-02-01T00:00:00.000Z","originalNBDate":"2004-02-03T00:00:00.000Z","amountPaidOnBuildingClaim":3712.12,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":211200,"totalContentsInsuranceCoverage":0,"yearOfLoss":2008,"primaryResidenceIndicator":true,"buildingDamageAmount":4713,"buildingDeductibleCode":"5","netBuildingPaymentAmount":3712.12,"buildingPropertyValue":235100,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":235100,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251675003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2008-02-05T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2008-02-05T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5879291},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2024-08-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1964-01-01T00:00:00.000Z","originalNBDate":"2021-08-12T00:00:00.000Z","amountPaidOnBuildingClaim":5694.66,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":28000,"totalContentsInsuranceCoverage":11000,"yearOfLoss":2024,"primaryResidenceIndicator":true,"buildingDamageAmount":7194,"buildingDeductibleCode":"G","netBuildingPaymentAmount":5694.66,"buildingPropertyValue":178797,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260263","nfipCommunityNumberCurrent":"260263","nfipCommunityName":"AUBURN HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":214011,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48326","countyCode":"26125","censusGeoid":"261251406001","latitude":42.6,"longitude":-83.2,"foundationType":"2","openDate":"2024-08-02T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":0,"interiorWaterDepth":0,"mostRecentPaymentDate":"2024-10-17T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5880498},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2006-05-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1965-10-10T00:00:00.000Z","originalNBDate":"2005-02-25T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2006,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48076","countyCode":"26125","censusGeoid":"261251612001","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2006-06-07T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5884399},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1980-12-06T00:00:00.000Z","amountPaidOnBuildingClaim":10224.43,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":14600,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":10425,"buildingDeductibleCode":null,"netBuildingPaymentAmount":10224.43,"buildingPropertyValue":47300,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"","countyCode":"26125","censusGeoid":"261251614001","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-12-22T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5887189},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1974-12-31T00:00:00.000Z","originalNBDate":"1988-05-07T00:00:00.000Z","amountPaidOnBuildingClaim":1073.52,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":105000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":1573,"buildingDeductibleCode":"0","netBuildingPaymentAmount":1073.52,"buildingPropertyValue":105000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260476","nfipCommunityNumberCurrent":null,"nfipCommunityName":"OAKLAND, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48331","countyCode":"26125","censusGeoid":"261251664001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1989-06-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1989-10-06T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5889752},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-03T00:00:00.000Z","amountPaidOnBuildingClaim":5047.99,"amountPaidOnContentsClaim":5300,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":8900,"totalContentsInsuranceCoverage":5300,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":5248,"buildingDeductibleCode":null,"netBuildingPaymentAmount":5047.99,"buildingPropertyValue":33500,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":5587,"contentsDeductibleCode":null,"netContentsPaymentAmount":5300,"contentsPropertyValue":15000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251650001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-10-27T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5894374},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1979-04-08T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-03-19T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":6600,"totalContentsInsuranceCoverage":3000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260235","nfipCommunityNumberCurrent":null,"nfipCommunityName":"NORTHVILLE, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48167","countyCode":"26125","censusGeoid":"261251363003","latitude":42.5,"longitude":-83.5,"foundationType":"0","openDate":"1979-05-01T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5894544},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":28,"crsClassCode":10,"dateOfLoss":"2013-09-03T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"1997-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":21073.36,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":3520000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2013,"primaryResidenceIndicator":false,"buildingDamageAmount":24114,"buildingDeductibleCode":"3","netBuildingPaymentAmount":21073.36,"buildingPropertyValue":1438978,"causeOfDamage":"4","condominiumCoverageTypeCode":"L","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":28,"buildingReplacementCost":2213811,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2013-09-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2013-10-16T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5895752},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2019-07-09T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1986-01-01T00:00:00.000Z","originalNBDate":"2010-04-23T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":2019,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":null,"condominiumCoverageTypeCode":"U","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":"260179","nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48034","countyCode":"26125","censusGeoid":"261251608002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2019-08-20T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5905042},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1962-07-01T00:00:00.000Z","originalNBDate":"1984-11-02T00:00:00.000Z","amountPaidOnBuildingClaim":2146.25,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":57000,"totalContentsInsuranceCoverage":10500,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":2646,"buildingDeductibleCode":"9","netBuildingPaymentAmount":2146.25,"buildingPropertyValue":11000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"9","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1989-06-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1990-08-31T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5910289},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-09-10T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":"3","elevationDifference":-2,"baseFloodElevation":931.9,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":930.3,"lowestFloorElevation":930.3,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":60,"occupancyType":1,"originalConstructionDate":"1996-10-15T00:00:00.000Z","originalNBDate":"1999-04-03T00:00:00.000Z","amountPaidOnBuildingClaim":1096.91,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"2","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":132000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":1596,"buildingDeductibleCode":"0","netBuildingPaymentAmount":1096.91,"buildingPropertyValue":96000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260173","nfipCommunityNumberCurrent":null,"nfipCommunityName":"KEEGO HARBOR, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":120000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48320","countyCode":"26125","censusGeoid":"261251542002","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2000-09-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2001-01-05T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5914697},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1983-05-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A01","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1982-10-09T00:00:00.000Z","amountPaidOnBuildingClaim":432.2,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":22000,"totalContentsInsuranceCoverage":5300,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":1133,"buildingDeductibleCode":"0","netBuildingPaymentAmount":432.2,"buildingPropertyValue":40000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260175","nfipCommunityNumberCurrent":null,"nfipCommunityName":"NOVI, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48050","countyCode":"26125","censusGeoid":"261251377001","latitude":42.4,"longitude":-83.5,"foundationType":"0","openDate":"1983-05-24T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1983-07-12T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5922031},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1900-01-01T00:00:00.000Z","originalNBDate":"1989-03-07T00:00:00.000Z","amountPaidOnBuildingClaim":10476.72,"amountPaidOnContentsClaim":831,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":93100,"yearOfLoss":1989,"primaryResidenceIndicator":true,"buildingDamageAmount":12500,"buildingDeductibleCode":"2","netBuildingPaymentAmount":10476.72,"buildingPropertyValue":65000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":1900,"contentsDeductibleCode":"1","netContentsPaymentAmount":831,"contentsPropertyValue":60000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251564001","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"1989-07-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1990-01-02T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5924780},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-06-26T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":-9,"baseFloodElevation":747,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":738.4,"lowestFloorElevation":738.2,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":6,"originalConstructionDate":"2010-01-01T00:00:00.000Z","originalNBDate":"2015-03-26T00:00:00.000Z","amountPaidOnBuildingClaim":90589.39,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"2","smallBusinessIndicatorBuilding":true,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":95589,"buildingDeductibleCode":"5","netBuildingPaymentAmount":90589.39,"buildingPropertyValue":1022877,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":"260169","nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":1528362,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"AE","buildingDescriptionCode":8,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48304","countyCode":"26125","censusGeoid":"261251505002","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"2021-07-06T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":8,"interiorWaterDepth":null,"mostRecentPaymentDate":"2021-08-25T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5931396},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-03-04T00:00:00.000Z","amountPaidOnBuildingClaim":6700,"amountPaidOnContentsClaim":2193.38,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":6700,"totalContentsInsuranceCoverage":10500,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":11000,"buildingDeductibleCode":null,"netBuildingPaymentAmount":6700,"buildingPropertyValue":139000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":2400,"contentsDeductibleCode":null,"netContentsPaymentAmount":2193.38,"contentsPropertyValue":10000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260174","nfipCommunityNumberCurrent":null,"nfipCommunityName":"MADISON HEIGHTS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48071","countyCode":"26125","censusGeoid":"261251812005","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"1982-05-05T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-10-25T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5934151},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2005-07-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1956-01-01T00:00:00.000Z","originalNBDate":"2005-02-11T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2005,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260476","nfipCommunityNumberCurrent":null,"nfipCommunityName":"OAKLAND, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48306","countyCode":"26125","censusGeoid":"261251905001","latitude":42.7,"longitude":-83.1,"foundationType":"0","openDate":"2005-07-18T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5935166},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A06","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1918-07-01T00:00:00.000Z","originalNBDate":"1998-04-23T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":43700,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":1,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260712","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD HILLS, CITY OF","nonPaymentReasonContents":"98","nonPaymentReasonBuilding":"04","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48303","countyCode":"26125","censusGeoid":"261251520002","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"2000-06-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5940863},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2011-11-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1966-06-01T00:00:00.000Z","originalNBDate":"2011-10-28T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":40000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48076","countyCode":"26125","censusGeoid":"261251612002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2011-11-29T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5945221},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-20T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-05-03T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":10000,"totalContentsInsuranceCoverage":3000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260173","nfipCommunityNumberCurrent":null,"nfipCommunityName":"KEEGO HARBOR, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48054","countyCode":"26125","censusGeoid":"261251545001","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"1981-11-10T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5946090},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1997-03-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1970-01-01T00:00:00.000Z","originalNBDate":"1996-01-01T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":60000,"yearOfLoss":1997,"primaryResidenceIndicator":true,"buildingDamageAmount":173,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":177600,"causeOfDamage":"9","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"03","numberOfUnits":1,"buildingReplacementCost":240000,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48301","countyCode":"26125","censusGeoid":"261251508003","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1997-03-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5950891},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2010-06-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1942-01-01T00:00:00.000Z","originalNBDate":"2010-03-27T00:00:00.000Z","amountPaidOnBuildingClaim":11422.83,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":40000,"yearOfLoss":2010,"primaryResidenceIndicator":true,"buildingDamageAmount":12423,"buildingDeductibleCode":"1","netBuildingPaymentAmount":11422.83,"buildingPropertyValue":135746,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":271490,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251674003","latitude":42.4,"longitude":-83.3,"foundationType":"0","openDate":"2010-06-22T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2010-07-29T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5951242},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1960-07-01T00:00:00.000Z","originalNBDate":"1981-06-19T00:00:00.000Z","amountPaidOnBuildingClaim":269.8,"amountPaidOnContentsClaim":152,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":15000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":470,"buildingDeductibleCode":"0","netBuildingPaymentAmount":269.8,"buildingPropertyValue":70400,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":560,"contentsDeductibleCode":"0","netContentsPaymentAmount":152,"contentsPropertyValue":28000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48054","countyCode":"26125","censusGeoid":"261251407002","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"1981-11-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-02-03T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5970303},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":4,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2020-05-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1955-01-01T00:00:00.000Z","originalNBDate":"2014-09-22T00:00:00.000Z","amountPaidOnBuildingClaim":2128,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2020,"primaryResidenceIndicator":false,"buildingDamageAmount":2839,"buildingDeductibleCode":"F","netBuildingPaymentAmount":2128,"buildingPropertyValue":110544,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260325","nfipCommunityNumberCurrent":"260325","nfipCommunityName":"FRANKLIN, VILLAGE OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":254734,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":-2,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48025","countyCode":"26125","censusGeoid":"261251590002","latitude":42.5,"longitude":-83.3,"foundationType":"3","openDate":"2020-05-19T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":0,"interiorWaterDepth":-20,"mostRecentPaymentDate":"2020-07-14T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5970807},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-08T00:00:00.000Z","amountPaidOnBuildingClaim":886.3,"amountPaidOnContentsClaim":2299.64,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":29300,"totalContentsInsuranceCoverage":10500,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":1427,"buildingDeductibleCode":null,"netBuildingPaymentAmount":886.3,"buildingPropertyValue":66000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":3451,"contentsDeductibleCode":null,"netContentsPaymentAmount":2299.64,"contentsPropertyValue":18000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-5,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-10-25T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5970842},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-06-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":-2,"baseFloodElevation":760.1,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":758.9,"lowestFloorElevation":758.2,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1958-01-01T00:00:00.000Z","originalNBDate":"2016-03-14T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"W","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":11350,"buildingDeductibleCode":"A","netBuildingPaymentAmount":0,"buildingPropertyValue":764771,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260712","nfipCommunityNumberCurrent":"260712","nfipCommunityName":"BLOOMFIELD HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"08","numberOfUnits":1,"buildingReplacementCost":954680,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48304","countyCode":"26125","censusGeoid":"261251520002","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"2021-06-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2021-08-24T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5981583},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1982-05-27T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-05-22T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1982-07-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5982782},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2001-07-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1965-07-01T00:00:00.000Z","originalNBDate":"2001-03-30T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2001,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48075","countyCode":"26125","censusGeoid":"261251620003","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2001-07-23T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5983186},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":28,"crsClassCode":10,"dateOfLoss":"1998-08-09T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"1997-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":376109.17,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":3520000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1998,"primaryResidenceIndicator":false,"buildingDamageAmount":377110,"buildingDeductibleCode":"3","netBuildingPaymentAmount":376109.17,"buildingPropertyValue":2319240,"causeOfDamage":"4","condominiumCoverageTypeCode":"L","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":28,"buildingReplacementCost":2319240,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":5,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1998-08-14T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1998-10-16T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5992070},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-09-10T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1945-01-01T00:00:00.000Z","originalNBDate":"1998-08-04T00:00:00.000Z","amountPaidOnBuildingClaim":5983.74,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":124000,"totalContentsInsuranceCoverage":4700,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":6984,"buildingDeductibleCode":"1","netBuildingPaymentAmount":5983.74,"buildingPropertyValue":94500,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":992,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":2,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260263","nfipCommunityNumberCurrent":null,"nfipCommunityName":"AUBURN HILLS, CITY OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":94500,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48326","countyCode":"26125","censusGeoid":"261251407002","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"2000-09-19T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2000-09-29T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5999204},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2001-10-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A04","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"1999-06-17T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2001,"primaryResidenceIndicator":true,"buildingDamageAmount":891,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":166008,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260472","nfipCommunityNumberCurrent":null,"nfipCommunityName":"CLARKSTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":307422,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48346","countyCode":"26125","censusGeoid":"261251272002","latitude":42.7,"longitude":-83.4,"foundationType":"0","openDate":"2001-10-17T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":5999729},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-03T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":8506.79,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":78800,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":8707,"contentsDeductibleCode":null,"netContentsPaymentAmount":8506.79,"contentsPropertyValue":80000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48075","countyCode":"26125","censusGeoid":"261251623001","latitude":42.4,"longitude":-83.2,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-11-08T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6002946},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1951-01-01T00:00:00.000Z","originalNBDate":"2010-05-06T00:00:00.000Z","amountPaidOnBuildingClaim":6624.54,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":7625,"buildingDeductibleCode":"1","netBuildingPaymentAmount":6624.54,"buildingPropertyValue":227700,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260323","nfipCommunityNumberCurrent":null,"nfipCommunityName":"OAK PARK, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":253000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-5,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48237","countyCode":"26125","censusGeoid":"261251713002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2014-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-10-06T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6005258},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":31,"crsClassCode":10,"dateOfLoss":"2024-08-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":850.2,"lowestFloorElevation":859.7,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":15,"originalConstructionDate":"1987-01-01T00:00:00.000Z","originalNBDate":"2023-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":38420.82,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":4066000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2024,"primaryResidenceIndicator":false,"buildingDamageAmount":40421,"buildingDeductibleCode":"2","netBuildingPaymentAmount":38420.82,"buildingPropertyValue":3571392,"causeOfDamage":"2","condominiumCoverageTypeCode":"A","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":31,"buildingReplacementCost":4518691,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"5","openDate":"2024-08-23T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":15,"interiorWaterDepth":null,"mostRecentPaymentDate":"2024-12-06T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6005724},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1986-06-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1970-07-01T00:00:00.000Z","originalNBDate":"1984-04-19T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":110000,"totalContentsInsuranceCoverage":105000,"yearOfLoss":1986,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48075","countyCode":"26125","censusGeoid":"261251622001","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1986-06-17T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6014804},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2022-08-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":13,"originalConstructionDate":"1966-01-01T00:00:00.000Z","originalNBDate":"2021-08-29T00:00:00.000Z","amountPaidOnBuildingClaim":14194.9,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2022,"primaryResidenceIndicator":false,"buildingDamageAmount":15445,"buildingDeductibleCode":"F","netBuildingPaymentAmount":14194.9,"buildingPropertyValue":2721119,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":7500,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":"260178","nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":62,"buildingReplacementCost":3779596,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":10,"rentalPropertyIndicator":true,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48067","countyCode":"26125","censusGeoid":"261251839001","latitude":42.5,"longitude":-83.1,"foundationType":"1","openDate":"2022-09-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":3,"interiorWaterDepth":1,"mostRecentPaymentDate":"2023-04-07T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6018376},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":27,"crsClassCode":10,"dateOfLoss":"2023-08-24T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":-1,"baseFloodElevation":852.8,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":849.7,"lowestFloorElevation":860.7,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":92,"occupancyType":15,"originalConstructionDate":"1987-01-01T00:00:00.000Z","originalNBDate":"2015-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":35091.42,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":4066000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2023,"primaryResidenceIndicator":false,"buildingDamageAmount":36985,"buildingDeductibleCode":"2","netBuildingPaymentAmount":35091.42,"buildingPropertyValue":3213087,"causeOfDamage":"2","condominiumCoverageTypeCode":"A","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":27,"buildingReplacementCost":4065327,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":8,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"5","openDate":"2023-11-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":4,"interiorWaterDepth":null,"mostRecentPaymentDate":"2024-01-23T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6018455},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1955-07-01T00:00:00.000Z","originalNBDate":"2013-09-18T00:00:00.000Z","amountPaidOnBuildingClaim":8222.06,"amountPaidOnContentsClaim":9051.92,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":182000,"totalContentsInsuranceCoverage":67000,"yearOfLoss":2023,"primaryResidenceIndicator":true,"buildingDamageAmount":8961,"buildingDeductibleCode":"2","netBuildingPaymentAmount":8222.06,"buildingPropertyValue":132455,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":10052,"contentsDeductibleCode":"1","netContentsPaymentAmount":9051.92,"contentsPropertyValue":63021,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":"260284","nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":186660,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48328","countyCode":"26125","censusGeoid":"261251447012","latitude":42.6,"longitude":-83.3,"foundationType":"1","openDate":"2023-08-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":7,"interiorWaterDepth":5,"mostRecentPaymentDate":"2023-11-15T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6027971},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-20T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1900-01-01T00:00:00.000Z","originalNBDate":"1989-03-26T00:00:00.000Z","amountPaidOnBuildingClaim":1038.99,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":1540,"buildingDeductibleCode":"0","netBuildingPaymentAmount":1038.99,"buildingPropertyValue":80000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1989-06-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1989-08-20T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6031139},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1978-05-01T00:00:00.000Z","originalNBDate":"2012-03-09T00:00:00.000Z","amountPaidOnBuildingClaim":6414.14,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":200000,"totalContentsInsuranceCoverage":80000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":7353,"buildingDeductibleCode":"1","netBuildingPaymentAmount":6414.14,"buildingPropertyValue":212537,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":849,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260173","nfipCommunityNumberCurrent":null,"nfipCommunityName":"KEEGO HARBOR, CITY OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":221392,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48320","countyCode":"26125","censusGeoid":"261251542001","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2014-09-03T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-09-29T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6041267},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-08-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":9,"ratedFloodZone":"A01","houseWorship":false,"locationOfContents":5,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-06T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":52500,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"120328","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"06","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251563003","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"1981-09-02T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6047667},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2013-06-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1968-01-01T00:00:00.000Z","originalNBDate":"2011-06-30T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2013,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48302","countyCode":"26125","censusGeoid":"261251506002","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2013-06-16T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6060502},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-10T00:00:00.000Z","amountPaidOnBuildingClaim":3573.89,"amountPaidOnContentsClaim":8941.63,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":40000,"totalContentsInsuranceCoverage":55000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":3774,"buildingDeductibleCode":null,"netBuildingPaymentAmount":3573.89,"buildingPropertyValue":135000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":9142,"contentsDeductibleCode":null,"netContentsPaymentAmount":8941.63,"contentsPropertyValue":60000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48335","countyCode":"26125","censusGeoid":"261251685001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-12-27T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6061987},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1950-07-01T00:00:00.000Z","originalNBDate":"2014-07-27T00:00:00.000Z","amountPaidOnBuildingClaim":8895.01,"amountPaidOnContentsClaim":433.45,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":150000,"totalContentsInsuranceCoverage":60000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":9895,"buildingDeductibleCode":"F","netBuildingPaymentAmount":8895.01,"buildingPropertyValue":268328,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1433,"contentsDeductibleCode":"F","netContentsPaymentAmount":433.45,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260723","nfipCommunityNumberCurrent":"260723","nfipCommunityName":"HUNTINGTON WOODS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":633598,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":21,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48070","countyCode":"26125","censusGeoid":"261251880002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2014-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-08-27T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6063097},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1999-09-08T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1975-07-01T00:00:00.000Z","originalNBDate":"1994-10-31T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":198100,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48085","countyCode":"26125","censusGeoid":"261251979002","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"1999-09-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6064808},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-01-26T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1956-01-01T00:00:00.000Z","originalNBDate":"1998-08-19T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260256","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BEVERLY HILLS, VILLAGE OF","nonPaymentReasonContents":"08","nonPaymentReasonBuilding":"08","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48025","countyCode":"26125","censusGeoid":"261251582004","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2000-01-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6065282},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1979-04-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-06-01T00:00:00.000Z","amountPaidOnBuildingClaim":394.88,"amountPaidOnContentsClaim":326,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":21000,"totalContentsInsuranceCoverage":5000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":595,"buildingDeductibleCode":null,"netBuildingPaymentAmount":394.88,"buildingPropertyValue":66000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":526,"contentsDeductibleCode":null,"netContentsPaymentAmount":326,"contentsPropertyValue":33000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1979-11-02T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1980-02-12T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6065623},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1965-01-01T00:00:00.000Z","originalNBDate":"2011-03-20T00:00:00.000Z","amountPaidOnBuildingClaim":1715.54,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2014,"primaryResidenceIndicator":false,"buildingDamageAmount":2716,"buildingDeductibleCode":"F","netBuildingPaymentAmount":1715.54,"buildingPropertyValue":335639,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260297","nfipCommunityNumberCurrent":"260297","nfipCommunityName":"LATHRUP VILLAGE, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":419549,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48076","countyCode":"26125","censusGeoid":"261251600006","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2014-09-02T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-10-08T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6070476},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1927-01-01T00:00:00.000Z","originalNBDate":"2011-12-19T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":218.42,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":60000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1218,"contentsDeductibleCode":"1","netContentsPaymentAmount":218.42,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260262","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FERNDALE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48220","countyCode":"26125","censusGeoid":"261251732001","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"2014-08-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-10-17T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6070945},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2006-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"3","elevationDifference":6,"baseFloodElevation":800.8,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":805,"lowestFloorElevation":806.5,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1998-03-01T00:00:00.000Z","originalNBDate":"2000-07-01T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2006,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":"08","nonPaymentReasonBuilding":"08","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48098","countyCode":"26125","censusGeoid":"261251964003","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"2006-09-08T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6071315},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1999-01-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1954-04-01T00:00:00.000Z","originalNBDate":"1992-09-05T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":219000,"totalContentsInsuranceCoverage":31700,"yearOfLoss":1999,"primaryResidenceIndicator":false,"buildingDamageAmount":461,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":36437,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260323","nfipCommunityNumberCurrent":null,"nfipCommunityName":"OAK PARK, CITY OF","nonPaymentReasonContents":"98","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":71445,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48237","countyCode":"26125","censusGeoid":"261251715002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1999-01-29T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6076333},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1997-07-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1962-07-01T00:00:00.000Z","originalNBDate":"1997-04-16T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":3866.42,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":11600,"yearOfLoss":1997,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":4616,"contentsDeductibleCode":"1","netContentsPaymentAmount":3866.42,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251531002","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"1997-07-07T00:00:00.000Z","mostRecentRecoveryDate":"1997-09-12T00:00:00.000Z","exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2002-06-28T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":280,"totalBldgClaimPmtRecovery":0,"totalContentsClaimPmtRecovery":0,"totalIccClaimPmtRecovery":0,"totalSubrogationRecovery":0,"id":6077643},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1990-09-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1970-06-01T00:00:00.000Z","originalNBDate":"1990-06-27T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":1990,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"03","nonPaymentReasonBuilding":"03","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251668001","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1990-09-01T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6078181},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2012-08-10T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1996-01-01T00:00:00.000Z","originalNBDate":"2009-10-01T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48085","countyCode":"26125","censusGeoid":"261251960001","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"2012-08-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6092693},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2018-05-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1976-05-05T00:00:00.000Z","originalNBDate":"2012-05-04T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":24400,"yearOfLoss":2018,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251668002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2018-05-14T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6093214},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-07-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1955-07-01T00:00:00.000Z","originalNBDate":"2013-09-18T00:00:00.000Z","amountPaidOnBuildingClaim":28695.39,"amountPaidOnContentsClaim":1887.2,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":182000,"totalContentsInsuranceCoverage":67000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":25781,"buildingDeductibleCode":"2","netBuildingPaymentAmount":28695.39,"buildingPropertyValue":104603,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":3137,"contentsDeductibleCode":"1","netContentsPaymentAmount":1887.2,"contentsPropertyValue":10200,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":"260284","nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":171219,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48328","countyCode":"26125","censusGeoid":"261251447012","latitude":42.6,"longitude":-83.3,"foundationType":"1","openDate":"2021-07-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":5,"interiorWaterDepth":2,"mostRecentPaymentDate":"2021-08-12T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6101099},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2011-07-27T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":0,"baseFloodElevation":931,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":931.9,"lowestFloorElevation":931.3,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1973-07-01T00:00:00.000Z","originalNBDate":"2005-02-18T00:00:00.000Z","amountPaidOnBuildingClaim":4898.82,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":130000,"totalContentsInsuranceCoverage":50000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":5898,"buildingDeductibleCode":"1","netBuildingPaymentAmount":4898.82,"buildingPropertyValue":169981,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":288103,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48328","countyCode":"26125","censusGeoid":"261251454002","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2011-08-01T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2011-09-26T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6103526},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":10,"dateOfLoss":"1991-08-19T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A07","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1947-07-01T00:00:00.000Z","originalNBDate":"1988-09-30T00:00:00.000Z","amountPaidOnBuildingClaim":6943.61,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":80600,"totalContentsInsuranceCoverage":25600,"yearOfLoss":1991,"primaryResidenceIndicator":false,"buildingDamageAmount":69440,"buildingDeductibleCode":"3","netBuildingPaymentAmount":6943.61,"buildingPropertyValue":729000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251673002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1991-08-23T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1991-10-11T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6109301},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2022-09-19T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":"3","elevationDifference":2,"baseFloodElevation":933,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":933.4,"lowestFloorElevation":934.8,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":50,"occupancyType":11,"originalConstructionDate":"1998-01-01T00:00:00.000Z","originalNBDate":"2026-04-28T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2022,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":"260182","nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251562002","latitude":42.6,"longitude":-83.4,"foundationType":"6","openDate":"2022-09-21T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6110189},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1955-07-01T00:00:00.000Z","originalNBDate":"1988-06-25T00:00:00.000Z","amountPaidOnBuildingClaim":2711.34,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":177100,"totalContentsInsuranceCoverage":0,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":3212,"buildingDeductibleCode":"0","netBuildingPaymentAmount":2711.34,"buildingPropertyValue":119600,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251667002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1989-07-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1989-08-31T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6115495},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"2008-08-01T00:00:00.000Z","amountPaidOnBuildingClaim":6984.19,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":7985,"buildingDeductibleCode":"2","netBuildingPaymentAmount":6984.19,"buildingPropertyValue":20335,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260723","nfipCommunityNumberCurrent":"260723","nfipCommunityName":"HUNTINGTON WOODS, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":203347,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48070","countyCode":"26125","censusGeoid":"261251881002","latitude":42.5,"longitude":-83.2,"foundationType":"2","openDate":"2014-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-10-02T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6127094},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-06-25T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":-2,"baseFloodElevation":668.5,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":664.5,"lowestFloorElevation":670,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":60,"occupancyType":11,"originalConstructionDate":"2007-01-11T00:00:00.000Z","originalNBDate":"2007-11-21T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":206000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":2921,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":265953,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":"260180","nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":332442,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251970002","latitude":42.6,"longitude":-83.1,"foundationType":"3","openDate":"2021-06-28T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":25,"interiorWaterDepth":8,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6127474},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":4,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1978-02-07T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1977-08-21T00:00:00.000Z","amountPaidOnBuildingClaim":1174,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":null,"smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":5000,"yearOfLoss":1978,"primaryResidenceIndicator":false,"buildingDamageAmount":1374,"buildingDeductibleCode":null,"netBuildingPaymentAmount":1174,"buildingPropertyValue":33000,"causeOfDamage":"1","condominiumCoverageTypeCode":null,"contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"230278","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251510001","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"1978-08-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1978-08-30T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6127669},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":28,"crsClassCode":10,"dateOfLoss":"2021-06-25T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":-5,"baseFloodElevation":855.3,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":850.2,"lowestFloorElevation":850.7,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":92,"occupancyType":15,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"2015-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":26182.29,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":3360000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":29182,"buildingDeductibleCode":"2","netBuildingPaymentAmount":26182.29,"buildingPropertyValue":1165262,"causeOfDamage":"4","condominiumCoverageTypeCode":"H","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":28,"buildingReplacementCost":1624502,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"AE","buildingDescriptionCode":8,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"5","openDate":"2021-07-23T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":19,"interiorWaterDepth":12,"mostRecentPaymentDate":"2022-01-24T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6136920},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1998-03-09T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"1997-03-28T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":1998,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"9","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251529001","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1998-03-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6137843},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2013-06-27T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1983-05-16T00:00:00.000Z","originalNBDate":"2004-04-30T00:00:00.000Z","amountPaidOnBuildingClaim":1962.62,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2013,"primaryResidenceIndicator":false,"buildingDamageAmount":2962,"buildingDeductibleCode":"1","netBuildingPaymentAmount":1962.62,"buildingPropertyValue":253532,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260475","nfipCommunityNumberCurrent":null,"nfipCommunityName":"INDEPENDENCE, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":298273,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":12,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48346","countyCode":"26125","censusGeoid":"261251273001","latitude":42.7,"longitude":-83.4,"foundationType":"0","openDate":"2013-09-17T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2013-10-18T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6139180},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":13,"originalConstructionDate":"1966-01-01T00:00:00.000Z","originalNBDate":"2021-08-29T00:00:00.000Z","amountPaidOnBuildingClaim":33109.29,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2023,"primaryResidenceIndicator":false,"buildingDamageAmount":34359,"buildingDeductibleCode":"F","netBuildingPaymentAmount":33109.29,"buildingPropertyValue":3873204,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":null,"nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":62,"buildingReplacementCost":5052047,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":true,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48067","countyCode":"26125","censusGeoid":"261251839002","latitude":42.5,"longitude":-83.1,"foundationType":"1","openDate":"2023-09-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":4,"interiorWaterDepth":1,"mostRecentPaymentDate":"2024-01-24T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6142378},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1984-03-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1953-07-01T00:00:00.000Z","originalNBDate":"1981-01-08T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":36600,"totalContentsInsuranceCoverage":11000,"yearOfLoss":1984,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251675003","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1984-04-02T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6144828},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1993-06-20T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1965-07-01T00:00:00.000Z","originalNBDate":"1993-05-15T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":185000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1993,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260473","nfipCommunityNumberCurrent":null,"nfipCommunityName":"COMMERCE, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"02","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48332","countyCode":"26125","censusGeoid":"261251353001","latitude":42.6,"longitude":-83.5,"foundationType":"0","openDate":"1993-06-29T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6146428},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2022-08-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":13,"originalConstructionDate":"1966-01-01T00:00:00.000Z","originalNBDate":"2021-08-29T00:00:00.000Z","amountPaidOnBuildingClaim":6095.33,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2022,"primaryResidenceIndicator":false,"buildingDamageAmount":7345,"buildingDeductibleCode":"F","netBuildingPaymentAmount":6095.33,"buildingPropertyValue":1797096,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":7500,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":"260178","nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":22,"buildingReplacementCost":2344127,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":10,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48067","countyCode":"26125","censusGeoid":"261251839001","latitude":42.5,"longitude":-83.1,"foundationType":"1","openDate":"2022-09-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":3,"interiorWaterDepth":1,"mostRecentPaymentDate":"2023-04-07T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6150242},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2007-03-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1972-07-01T00:00:00.000Z","originalNBDate":"1998-06-11T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":150000,"totalContentsInsuranceCoverage":60000,"yearOfLoss":2007,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":"08","nonPaymentReasonBuilding":"08","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48098","countyCode":"26125","censusGeoid":"261251967001","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"2007-09-19T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6153477},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1924-01-01T00:00:00.000Z","originalNBDate":"2014-03-19T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":1000,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":205651,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":null,"nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":236750,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48067","countyCode":"26125","censusGeoid":"261251840003","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"2014-08-19T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6154279},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1926-01-01T00:00:00.000Z","originalNBDate":"2014-08-01T00:00:00.000Z","amountPaidOnBuildingClaim":13419.02,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":111900,"totalContentsInsuranceCoverage":0,"yearOfLoss":2014,"primaryResidenceIndicator":false,"buildingDamageAmount":15419,"buildingDeductibleCode":"2","netBuildingPaymentAmount":13419.02,"buildingPropertyValue":106812,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":197801,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251970001","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"2014-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-10-03T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6159465},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-08-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"3","elevationDifference":2,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1985-07-01T00:00:00.000Z","originalNBDate":"1987-08-18T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"A","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":0,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251531002","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"1989-08-31T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6168796},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1980-12-26T00:00:00.000Z","amountPaidOnBuildingClaim":3082.27,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":3283,"buildingDeductibleCode":null,"netBuildingPaymentAmount":3082.27,"buildingPropertyValue":67000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-12-03T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6190079},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":28,"crsClassCode":10,"dateOfLoss":"2020-01-07T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":-5,"baseFloodElevation":855.3,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":850.2,"lowestFloorElevation":850.7,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":92,"occupancyType":15,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"2015-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":3360000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2020,"primaryResidenceIndicator":false,"buildingDamageAmount":0,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":2504172,"causeOfDamage":"0","condominiumCoverageTypeCode":"H","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":28,"buildingReplacementCost":3114470,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":8,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"5","openDate":"2020-04-23T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2020-05-28T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6193640},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1996-06-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1973-06-01T00:00:00.000Z","originalNBDate":"1996-04-24T00:00:00.000Z","amountPaidOnBuildingClaim":728.38,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":200000,"totalContentsInsuranceCoverage":50000,"yearOfLoss":1996,"primaryResidenceIndicator":false,"buildingDamageAmount":1229,"buildingDeductibleCode":"0","netBuildingPaymentAmount":728.38,"buildingPropertyValue":200000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":200000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-4,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251565001","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"1996-09-29T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1996-09-30T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6199374},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1983-05-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":1,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1983-01-12T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":201.28,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":30000,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":702,"contentsDeductibleCode":"0","netContentsPaymentAmount":201.28,"contentsPropertyValue":30000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251531002","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"1983-06-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1983-10-26T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6200768},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":4,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-03-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"3","elevationDifference":-3,"baseFloodElevation":668.3,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":665.7,"lowestFloorElevation":669.9,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"2000-07-01T00:00:00.000Z","originalNBDate":"2026-08-03T00:00:00.000Z","amountPaidOnBuildingClaim":7057.74,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2023,"primaryResidenceIndicator":true,"buildingDamageAmount":9058,"buildingDeductibleCode":"2","netBuildingPaymentAmount":7057.74,"buildingPropertyValue":265298,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":"260180","nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":334105,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251970002","latitude":42.6,"longitude":-83.1,"foundationType":"2","openDate":"2023-04-04T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":0,"interiorWaterDepth":null,"mostRecentPaymentDate":"2023-06-02T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6205420},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1985-02-23T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-10-10T00:00:00.000Z","amountPaidOnBuildingClaim":7979.01,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":6000,"yearOfLoss":1985,"primaryResidenceIndicator":false,"buildingDamageAmount":8480,"buildingDeductibleCode":"0","netBuildingPaymentAmount":7979.01,"buildingPropertyValue":77800,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":816,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48085","countyCode":"26125","censusGeoid":"261251979002","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"1985-03-24T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1985-07-18T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6208248},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":27,"crsClassCode":10,"dateOfLoss":"1996-06-18T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1989-07-01T00:00:00.000Z","originalNBDate":"1995-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":1818.81,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1996,"primaryResidenceIndicator":false,"buildingDamageAmount":220000,"buildingDeductibleCode":"0","netBuildingPaymentAmount":1818.81,"buildingPropertyValue":500000,"causeOfDamage":"4","condominiumCoverageTypeCode":"L","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":27,"buildingReplacementCost":3917000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":6,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1996-09-29T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1996-10-31T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6210186},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1955-04-16T00:00:00.000Z","originalNBDate":"2014-05-27T00:00:00.000Z","amountPaidOnBuildingClaim":1807.22,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":191000,"totalContentsInsuranceCoverage":11000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":6808,"buildingDeductibleCode":"5","netBuildingPaymentAmount":1807.22,"buildingPropertyValue":150240,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":"260180","nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":187800,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":4,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48085","countyCode":"26125","censusGeoid":"261251979002","latitude":42.6,"longitude":-83.1,"foundationType":"2","openDate":"2014-08-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2015-07-17T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6213001},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1984-11-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1983-12-10T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1984,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48011","countyCode":"26125","censusGeoid":"261251531002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1984-11-20T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6221872},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1974-07-01T00:00:00.000Z","originalNBDate":"1986-03-14T00:00:00.000Z","amountPaidOnBuildingClaim":20000,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":132400,"totalContentsInsuranceCoverage":30700,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":21000,"buildingDeductibleCode":"0","netBuildingPaymentAmount":20000,"buildingPropertyValue":132400,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251670002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1989-08-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1990-10-31T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6228894},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1954-01-01T00:00:00.000Z","originalNBDate":"2013-05-19T00:00:00.000Z","amountPaidOnBuildingClaim":6453.56,"amountPaidOnContentsClaim":788.6,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":7453,"buildingDeductibleCode":"1","netBuildingPaymentAmount":6453.56,"buildingPropertyValue":76205,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1788,"contentsDeductibleCode":"1","netContentsPaymentAmount":788.6,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260323","nfipCommunityNumberCurrent":null,"nfipCommunityName":"OAK PARK, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":98550,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48237","countyCode":"26125","censusGeoid":"261251715002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2014-08-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-11-26T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6230230},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2011-10-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1996-01-01T00:00:00.000Z","originalNBDate":"2010-10-04T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260473","nfipCommunityNumberCurrent":null,"nfipCommunityName":"COMMERCE, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"98","nonPaymentReasonBuilding":"98","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48382","countyCode":"26125","censusGeoid":"261251344002","latitude":42.6,"longitude":-83.5,"foundationType":"0","openDate":"2011-12-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6230703},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2008-06-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1997-01-01T00:00:00.000Z","originalNBDate":"2008-01-27T00:00:00.000Z","amountPaidOnBuildingClaim":7058.58,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2008,"primaryResidenceIndicator":false,"buildingDamageAmount":6792,"buildingDeductibleCode":"0","netBuildingPaymentAmount":7058.58,"buildingPropertyValue":59850,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":299248,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48076","countyCode":"26125","censusGeoid":"261251614001","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2008-06-19T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2008-12-16T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6232868},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1996-05-20T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1967-07-01T00:00:00.000Z","originalNBDate":"1993-10-17T00:00:00.000Z","amountPaidOnBuildingClaim":2044.74,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":160000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1996,"primaryResidenceIndicator":false,"buildingDamageAmount":2545,"buildingDeductibleCode":"0","netBuildingPaymentAmount":2044.74,"buildingPropertyValue":145000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":180000,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48329","countyCode":"26125","censusGeoid":"261251445002","latitude":42.7,"longitude":-83.3,"foundationType":"0","openDate":"1996-05-21T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1996-07-08T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6236160},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2001-04-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1980-12-13T00:00:00.000Z","originalNBDate":"1999-12-13T00:00:00.000Z","amountPaidOnBuildingClaim":700.63,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":204500,"totalContentsInsuranceCoverage":3400,"yearOfLoss":2001,"primaryResidenceIndicator":true,"buildingDamageAmount":1201,"buildingDeductibleCode":"0","netBuildingPaymentAmount":700.63,"buildingPropertyValue":462100,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":513444,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48034","countyCode":"26125","censusGeoid":"261251608003","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2001-05-18T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2001-06-14T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6239927},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1958-07-01T00:00:00.000Z","originalNBDate":"1987-10-23T00:00:00.000Z","amountPaidOnBuildingClaim":3386.35,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":76000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":4387,"buildingDeductibleCode":"0","netBuildingPaymentAmount":3386.35,"buildingPropertyValue":76000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1989-10-17T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1989-10-16T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6245793},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-09-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1920-01-01T00:00:00.000Z","originalNBDate":"2014-06-27T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260471","nfipCommunityNumberCurrent":null,"nfipCommunityName":"ROCHESTER HILLS, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-7,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48309","countyCode":"26125","censusGeoid":"261251944001","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"2014-09-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6257254},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1983-05-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-10-10T00:00:00.000Z","amountPaidOnBuildingClaim":3486.62,"amountPaidOnContentsClaim":530,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":6000,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":3987,"buildingDeductibleCode":"0","netBuildingPaymentAmount":3486.62,"buildingPropertyValue":49000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1030,"contentsDeductibleCode":"0","netContentsPaymentAmount":530,"contentsPropertyValue":30000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48085","countyCode":"26125","censusGeoid":"261251979002","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"1983-05-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1983-07-12T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6268456},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":10,"dateOfLoss":"1997-07-02T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":60,"occupancyType":1,"originalConstructionDate":"1969-03-01T00:00:00.000Z","originalNBDate":"1994-08-22T00:00:00.000Z","amountPaidOnBuildingClaim":17129.81,"amountPaidOnContentsClaim":8639.36,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":105800,"totalContentsInsuranceCoverage":38600,"yearOfLoss":1997,"primaryResidenceIndicator":true,"buildingDamageAmount":17629,"buildingDeductibleCode":"0","netBuildingPaymentAmount":17129.81,"buildingPropertyValue":79968,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":9139,"contentsDeductibleCode":"0","netContentsPaymentAmount":8639.36,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":81600,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251668002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1997-07-07T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1997-09-04T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6270696},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2022-08-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":13,"originalConstructionDate":"1966-01-01T00:00:00.000Z","originalNBDate":"2021-08-29T00:00:00.000Z","amountPaidOnBuildingClaim":14430.99,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2022,"primaryResidenceIndicator":false,"buildingDamageAmount":15681,"buildingDeductibleCode":"F","netBuildingPaymentAmount":14430.99,"buildingPropertyValue":2817113,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":7500,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":"260178","nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":50,"buildingReplacementCost":3545132,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":10,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48067","countyCode":"26125","censusGeoid":"261251839001","latitude":42.5,"longitude":-83.1,"foundationType":"1","openDate":"2022-09-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":3,"interiorWaterDepth":1,"mostRecentPaymentDate":"2023-04-07T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6279448},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-09-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1980-12-08T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":73000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"98","nonPaymentReasonBuilding":"98","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48033","countyCode":"26125","censusGeoid":"261251625001","latitude":42.4,"longitude":-83.3,"foundationType":"0","openDate":"1981-11-16T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6281339},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1982-06-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1982-02-27T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":7000,"totalContentsInsuranceCoverage":2000,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260325","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FRANKLIN, VILLAGE OF","nonPaymentReasonContents":"08","nonPaymentReasonBuilding":"08","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48025","countyCode":"26125","censusGeoid":"261251590002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1982-08-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6282442},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1986-06-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1985-09-21T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1986,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48011","countyCode":"26125","censusGeoid":null,"latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1986-06-24T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6282626},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-06-17T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":67000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251650003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6292705},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2000-09-10T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1957-01-01T00:00:00.000Z","originalNBDate":"1998-12-04T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2000-09-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6305490},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1999-06-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1962-01-01T00:00:00.000Z","originalNBDate":"1998-10-24T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":150000,"totalContentsInsuranceCoverage":38000,"yearOfLoss":1999,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"02","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48075","countyCode":"26125","censusGeoid":"261251614003","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1999-06-14T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6315014},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1997-07-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1972-05-01T00:00:00.000Z","originalNBDate":"1996-05-29T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":31600,"totalContentsInsuranceCoverage":0,"yearOfLoss":1997,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260175","nfipCommunityNumberCurrent":null,"nfipCommunityName":"NOVI, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"02","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48375","countyCode":"26125","censusGeoid":"261251365004","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1997-07-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6319814},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A04","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-03T00:00:00.000Z","amountPaidOnBuildingClaim":192.68,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":501,"buildingDeductibleCode":null,"netBuildingPaymentAmount":192.68,"buildingPropertyValue":350000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48331","countyCode":"26125","censusGeoid":"261251670001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-11-16T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6331810},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2001-02-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1969-06-01T00:00:00.000Z","originalNBDate":"1999-04-08T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":5000,"yearOfLoss":2001,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48329","countyCode":"26125","censusGeoid":"261251435005","latitude":42.7,"longitude":-83.3,"foundationType":"0","openDate":"2001-03-07T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6351070},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1983-05-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-10-23T00:00:00.000Z","amountPaidOnBuildingClaim":2721.57,"amountPaidOnContentsClaim":1312.25,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":25000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":3221,"buildingDeductibleCode":"0","netBuildingPaymentAmount":2721.57,"buildingPropertyValue":81500,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1813,"contentsDeductibleCode":"0","netContentsPaymentAmount":1312.25,"contentsPropertyValue":700000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48018","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1983-05-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1983-06-05T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6355666},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2006-02-15T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A01","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":54,"occupancyType":1,"originalConstructionDate":"1929-06-01T00:00:00.000Z","originalNBDate":"2005-12-09T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":227700,"totalContentsInsuranceCoverage":11600,"yearOfLoss":2006,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260650","nfipCommunityNumberCurrent":null,"nfipCommunityName":"HIGHLAND, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":-1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48356","countyCode":"26125","censusGeoid":"261251315002","latitude":42.7,"longitude":-83.6,"foundationType":"0","openDate":"2006-02-21T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6358483},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1961-06-01T00:00:00.000Z","originalNBDate":"1999-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":5703.73,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":6330,"buildingDeductibleCode":"F","netBuildingPaymentAmount":5703.73,"buildingPropertyValue":112638,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":172346,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48075","countyCode":"26125","censusGeoid":"261251620003","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2014-08-14T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-09-04T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6362074},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1946-01-01T00:00:00.000Z","originalNBDate":"2009-08-16T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2023,"primaryResidenceIndicator":true,"buildingDamageAmount":0,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":131053,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":"260284","nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":163113,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48329","countyCode":"26125","censusGeoid":"261251441002","latitude":42.7,"longitude":-83.4,"foundationType":"2","openDate":"2023-08-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2023-09-14T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6364440},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1980-12-17T00:00:00.000Z","amountPaidOnBuildingClaim":94.25,"amountPaidOnContentsClaim":116,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":5000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":295,"buildingDeductibleCode":null,"netBuildingPaymentAmount":94.25,"buildingPropertyValue":50000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":316,"contentsDeductibleCode":null,"netContentsPaymentAmount":116,"contentsPropertyValue":75000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48302","countyCode":"26125","censusGeoid":"261251502002","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"1981-12-10T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-04-06T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6371653},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1975-05-05T00:00:00.000Z","originalNBDate":"2009-12-04T00:00:00.000Z","amountPaidOnBuildingClaim":1786.39,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":135000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2014,"primaryResidenceIndicator":false,"buildingDamageAmount":6786,"buildingDeductibleCode":"5","netBuildingPaymentAmount":1786.39,"buildingPropertyValue":141795,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":"260180","nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":199620,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":11,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":true,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251970001","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"2014-08-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-08-25T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6373669},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":10,"dateOfLoss":"1998-08-06T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":60,"occupancyType":1,"originalConstructionDate":"1969-03-01T00:00:00.000Z","originalNBDate":"1994-08-22T00:00:00.000Z","amountPaidOnBuildingClaim":17672.55,"amountPaidOnContentsClaim":5522.96,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":105800,"totalContentsInsuranceCoverage":38600,"yearOfLoss":1998,"primaryResidenceIndicator":true,"buildingDamageAmount":18172,"buildingDeductibleCode":"0","netBuildingPaymentAmount":17672.55,"buildingPropertyValue":65076,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":6022,"contentsDeductibleCode":"0","netContentsPaymentAmount":5522.96,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":74800,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251668002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1998-08-06T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1998-09-29T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6376866},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2008-07-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1998-06-30T00:00:00.000Z","originalNBDate":"2001-04-12T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":150000,"totalContentsInsuranceCoverage":60000,"yearOfLoss":2008,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260323","nfipCommunityNumberCurrent":null,"nfipCommunityName":"OAK PARK, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48237","countyCode":"26125","censusGeoid":"261251713001","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2008-07-14T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6378674},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2013-06-27T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1955-02-01T00:00:00.000Z","originalNBDate":"2006-03-23T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":200000,"totalContentsInsuranceCoverage":80000,"yearOfLoss":2013,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":"260284","nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":8,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48328","countyCode":"26125","censusGeoid":"261251459001","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2013-06-28T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6379052},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1988-09-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1974-07-01T00:00:00.000Z","originalNBDate":"1988-05-29T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":19500,"totalContentsInsuranceCoverage":0,"yearOfLoss":1988,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251975002","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"1988-10-03T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6390311},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1991-08-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1979-01-01T00:00:00.000Z","originalNBDate":"1990-09-12T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":112300,"totalContentsInsuranceCoverage":0,"yearOfLoss":1991,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"05","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48327","countyCode":"26125","censusGeoid":"261251452001","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"1991-10-01T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6393909},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2004-05-23T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":60,"occupancyType":1,"originalConstructionDate":"1980-07-01T00:00:00.000Z","originalNBDate":"2001-02-22T00:00:00.000Z","amountPaidOnBuildingClaim":3948.1,"amountPaidOnContentsClaim":470,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":152200,"totalContentsInsuranceCoverage":26300,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":4448,"buildingDeductibleCode":"0","netBuildingPaymentAmount":3948.1,"buildingPropertyValue":80596,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":970,"contentsDeductibleCode":"0","netContentsPaymentAmount":470,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":100745,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48327","countyCode":"26125","censusGeoid":"261251455021","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"2004-06-01T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2004-07-21T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6394170},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2000-12-31T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"1992-07-13T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":147000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":767,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":125030,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":156288,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2001-01-02T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6397937},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2002-05-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1970-06-01T00:00:00.000Z","originalNBDate":"1999-08-22T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":5000,"yearOfLoss":2002,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260323","nfipCommunityNumberCurrent":null,"nfipCommunityName":"OAK PARK, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48237","countyCode":"26125","censusGeoid":"261251715001","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2002-05-17T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6399060},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2022-08-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":13,"originalConstructionDate":"1966-01-01T00:00:00.000Z","originalNBDate":"2021-08-29T00:00:00.000Z","amountPaidOnBuildingClaim":209959.45,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2022,"primaryResidenceIndicator":false,"buildingDamageAmount":211209,"buildingDeductibleCode":"F","netBuildingPaymentAmount":209959.45,"buildingPropertyValue":2221815,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":7500,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":"260178","nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":39,"buildingReplacementCost":2795956,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":10,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48067","countyCode":"26125","censusGeoid":"261251840003","latitude":42.5,"longitude":-83.1,"foundationType":"1","openDate":"2022-09-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":3,"interiorWaterDepth":1,"mostRecentPaymentDate":"2023-04-07T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6403613},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1989-05-04T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":2000,"totalContentsInsuranceCoverage":7000,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"98","nonPaymentReasonBuilding":"98","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1989-08-17T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6416103},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1980-12-28T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"03","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48329","countyCode":"26125","censusGeoid":"261251442003","latitude":42.7,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6420626},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1910-01-01T00:00:00.000Z","originalNBDate":"2026-04-28T00:00:00.000Z","amountPaidOnBuildingClaim":7917.11,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":148000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":12917,"buildingDeductibleCode":"5","netBuildingPaymentAmount":7917.11,"buildingPropertyValue":122448,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260471","nfipCommunityNumberCurrent":"260471","nfipCommunityName":"ROCHESTER HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":162751,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48306","countyCode":"26125","censusGeoid":"261251920005","latitude":42.7,"longitude":-83.1,"foundationType":"2","openDate":"2014-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-10-09T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6424813},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2003-04-09T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"3","elevationDifference":6,"baseFloodElevation":800.8,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":805,"lowestFloorElevation":806.5,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1998-03-01T00:00:00.000Z","originalNBDate":"2000-07-01T00:00:00.000Z","amountPaidOnBuildingClaim":952.24,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2003,"primaryResidenceIndicator":false,"buildingDamageAmount":1952,"buildingDeductibleCode":"1","netBuildingPaymentAmount":952.24,"buildingPropertyValue":314231,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":327324,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48098","countyCode":"26125","censusGeoid":"261251964003","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"2003-04-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2003-04-30T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6429433},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-06-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1977-07-01T00:00:00.000Z","originalNBDate":"1992-03-18T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":59000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":2,"floodWaterDuration":12,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260175","nfipCommunityNumberCurrent":null,"nfipCommunityName":"NOVI, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48375","countyCode":"26125","censusGeoid":"261251365002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2000-06-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6433157},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-23T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":13,"originalConstructionDate":"1966-01-01T00:00:00.000Z","originalNBDate":"2021-08-29T00:00:00.000Z","amountPaidOnBuildingClaim":81739.78,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2023,"primaryResidenceIndicator":false,"buildingDamageAmount":82990,"buildingDeductibleCode":"F","netBuildingPaymentAmount":81739.78,"buildingPropertyValue":2903128,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":"260178","nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":22,"buildingReplacementCost":3786519,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":10,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48067","countyCode":"26125","censusGeoid":"261251839001","latitude":42.5,"longitude":-83.1,"foundationType":"1","openDate":"2024-01-23T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":3,"interiorWaterDepth":1,"mostRecentPaymentDate":"2024-03-21T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6434142},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-09-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1971-09-01T00:00:00.000Z","originalNBDate":"1999-12-08T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":89100,"totalContentsInsuranceCoverage":0,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260173","nfipCommunityNumberCurrent":null,"nfipCommunityName":"KEEGO HARBOR, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48320","countyCode":"26125","censusGeoid":"261251542001","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2000-11-03T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6437003},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-07-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1982-01-01T00:00:00.000Z","originalNBDate":"2020-05-23T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":61000,"totalContentsInsuranceCoverage":23000,"yearOfLoss":2023,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260474","nfipCommunityNumberCurrent":"260474","nfipCommunityName":"HOLLY, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48442","countyCode":"26125","censusGeoid":"261251240003","latitude":42.9,"longitude":-83.7,"foundationType":"6","openDate":"2023-07-17T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2024-06-11T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6437281},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1974-12-31T00:00:00.000Z","originalNBDate":"1985-04-20T00:00:00.000Z","amountPaidOnBuildingClaim":10218.18,"amountPaidOnContentsClaim":4727.84,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":55000,"totalContentsInsuranceCoverage":21000,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":11196,"buildingDeductibleCode":"0","netBuildingPaymentAmount":10218.18,"buildingPropertyValue":55000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":7577,"contentsDeductibleCode":"0","netContentsPaymentAmount":4727.84,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":10,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1989-10-17T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1990-04-03T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6442468},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2007-01-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1948-01-01T00:00:00.000Z","originalNBDate":"2006-03-22T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":125000,"totalContentsInsuranceCoverage":50000,"yearOfLoss":2007,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251669003","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2007-01-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6443730},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1999-01-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1968-07-01T00:00:00.000Z","originalNBDate":"1998-08-13T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":29300,"totalContentsInsuranceCoverage":12200,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":764,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":141801,"causeOfDamage":"2","condominiumCoverageTypeCode":"U","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260471","nfipCommunityNumberCurrent":null,"nfipCommunityName":"ROCHESTER HILLS, CITY OF","nonPaymentReasonContents":"98","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":149264,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48309","countyCode":"26125","censusGeoid":"261251943001","latitude":42.7,"longitude":-83.2,"foundationType":"0","openDate":"1999-01-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6447694},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1986-09-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1986-02-19T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":26600,"totalContentsInsuranceCoverage":6500,"yearOfLoss":1986,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":537,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260135","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIG RAPIDS, TOWNSHIP OF","nonPaymentReasonContents":"08","nonPaymentReasonBuilding":"08","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48359","countyCode":"26125","censusGeoid":"261251284002","latitude":42.7,"longitude":-83.3,"foundationType":"0","openDate":"1986-09-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6448498},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1958-07-01T00:00:00.000Z","originalNBDate":"1988-11-28T00:00:00.000Z","amountPaidOnBuildingClaim":3071.36,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":102400,"totalContentsInsuranceCoverage":0,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":3571,"buildingDeductibleCode":"0","netBuildingPaymentAmount":3071.36,"buildingPropertyValue":99456,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260476","nfipCommunityNumberCurrent":null,"nfipCommunityName":"OAKLAND, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1989-07-05T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1989-08-15T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6456118},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-05-10T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1980-07-01T00:00:00.000Z","originalNBDate":"1994-06-16T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":180000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48327","countyCode":"26125","censusGeoid":"261251452001","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"2000-05-22T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6456645},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1998-08-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1978-02-05T00:00:00.000Z","originalNBDate":"1996-06-13T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":91300,"totalContentsInsuranceCoverage":0,"yearOfLoss":1998,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"98","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48084","countyCode":"26125","censusGeoid":"261251968001","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"2000-12-01T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6465779},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1983-10-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1982-02-27T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":609,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":null,"contentsDamageAmount":2000,"contentsDeductibleCode":"0","netContentsPaymentAmount":609,"contentsPropertyValue":10000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48322","countyCode":"26125","censusGeoid":"261251576003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1983-11-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1983-12-04T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6466216},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2004-05-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1956-10-01T00:00:00.000Z","originalNBDate":"2002-11-14T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":200000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48329","countyCode":"26125","censusGeoid":"261251445001","latitude":42.7,"longitude":-83.4,"foundationType":"0","openDate":"2004-06-07T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6472855},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":28,"crsClassCode":10,"dateOfLoss":"1998-08-05T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"1997-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":1980000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1998,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"3","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"L","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":28,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1998-08-14T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6476109},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2024-01-26T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1955-05-01T00:00:00.000Z","originalNBDate":"2015-06-11T00:00:00.000Z","amountPaidOnBuildingClaim":24533.42,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":true,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":488000,"yearOfLoss":2024,"primaryResidenceIndicator":false,"buildingDamageAmount":25783,"buildingDeductibleCode":"F","netBuildingPaymentAmount":24533.42,"buildingPropertyValue":3092914,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":"260180","nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":4033445,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251974001","latitude":42.6,"longitude":-83.1,"foundationType":"1","openDate":"2024-01-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":4,"interiorWaterDepth":1,"mostRecentPaymentDate":"2024-04-30T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6508114},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2011-02-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1954-01-01T00:00:00.000Z","originalNBDate":"2009-05-10T00:00:00.000Z","amountPaidOnBuildingClaim":5022.15,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":6022,"buildingDeductibleCode":"1","netBuildingPaymentAmount":5022.15,"buildingPropertyValue":114095,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":34,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":null,"nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":175531,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48073","countyCode":"26125","censusGeoid":"261251833001","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2011-03-16T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2011-04-21T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6510982},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2003-03-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A01","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1971-01-01T00:00:00.000Z","originalNBDate":"1999-06-04T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":99000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2003,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260479","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WHITE LAKE, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"12","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48386","countyCode":"26125","censusGeoid":"261251304002","latitude":42.6,"longitude":-83.5,"foundationType":"0","openDate":"2003-03-24T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6512189},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1966-01-01T00:00:00.000Z","originalNBDate":"2022-02-25T00:00:00.000Z","amountPaidOnBuildingClaim":174217.31,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2023,"primaryResidenceIndicator":false,"buildingDamageAmount":175467,"buildingDeductibleCode":"F","netBuildingPaymentAmount":174217.31,"buildingPropertyValue":7101439,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":30,"buildingReplacementCost":8632428,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":true,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48304","countyCode":"26125","censusGeoid":"261251505001","latitude":42.6,"longitude":-83.2,"foundationType":"2","openDate":"2023-08-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":3,"interiorWaterDepth":null,"mostRecentPaymentDate":"2023-10-24T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6512388},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1961-07-01T00:00:00.000Z","originalNBDate":"1988-07-14T00:00:00.000Z","amountPaidOnBuildingClaim":9932.49,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":26600,"totalContentsInsuranceCoverage":0,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":10433,"buildingDeductibleCode":"0","netBuildingPaymentAmount":9932.49,"buildingPropertyValue":29500,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48008","countyCode":"26125","censusGeoid":"261251531002","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"1989-06-28T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1990-05-31T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6520406},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2005-01-19T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":60,"occupancyType":1,"originalConstructionDate":"1980-07-01T00:00:00.000Z","originalNBDate":"2001-02-22T00:00:00.000Z","amountPaidOnBuildingClaim":2248.74,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":152200,"totalContentsInsuranceCoverage":26300,"yearOfLoss":2005,"primaryResidenceIndicator":true,"buildingDamageAmount":2748,"buildingDeductibleCode":"0","netBuildingPaymentAmount":2248.74,"buildingPropertyValue":123944,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":154930,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48327","countyCode":"26125","censusGeoid":"261251455021","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"2005-01-20T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2005-03-11T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6522019},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2019-10-26T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":60,"occupancyType":1,"originalConstructionDate":"2006-01-01T00:00:00.000Z","originalNBDate":"2015-01-18T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2019,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":"260169","nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":0,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48301","countyCode":"26125","censusGeoid":"261251509002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2019-10-31T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2019-11-10T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6523279},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2004-05-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1948-06-30T00:00:00.000Z","originalNBDate":"2001-06-21T00:00:00.000Z","amountPaidOnBuildingClaim":5493.58,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":161000,"totalContentsInsuranceCoverage":22200,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":5994,"buildingDeductibleCode":"1","netBuildingPaymentAmount":5493.58,"buildingPropertyValue":40514,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":269,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260177","nfipCommunityNumberCurrent":null,"nfipCommunityName":"PONTIAC, CITY OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":98814,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":12,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48340","countyCode":"26125","censusGeoid":"261251410003","latitude":42.7,"longitude":-83.3,"foundationType":"0","openDate":"2004-06-08T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2004-07-23T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6525592},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1982-03-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-05-22T00:00:00.000Z","amountPaidOnBuildingClaim":1498.17,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":1699,"buildingDeductibleCode":null,"netBuildingPaymentAmount":1498.17,"buildingPropertyValue":75000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1982-04-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-07-12T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6529241},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-10T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1942-01-01T00:00:00.000Z","originalNBDate":"2008-01-06T00:00:00.000Z","amountPaidOnBuildingClaim":6387.25,"amountPaidOnContentsClaim":278.63,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":6840,"buildingDeductibleCode":"1","netBuildingPaymentAmount":6387.25,"buildingPropertyValue":285415,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1278,"contentsDeductibleCode":"1","netContentsPaymentAmount":278.63,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":null,"nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":325690,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48067","countyCode":"26125","censusGeoid":"261251840002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2014-08-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-09-30T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6535691},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1980-04-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-06-06T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1980,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":"03","nonPaymentReasonBuilding":"03","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251668002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1980-04-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6547828},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"2000-01-01T00:00:00.000Z","originalNBDate":"2013-08-19T00:00:00.000Z","amountPaidOnBuildingClaim":3741.82,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":200000,"totalContentsInsuranceCoverage":80000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":4742,"buildingDeductibleCode":"1","netBuildingPaymentAmount":3741.82,"buildingPropertyValue":317055,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":357798,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-9,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48075","countyCode":"26125","censusGeoid":"261251619001","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2014-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-09-19T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6551868},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1987-08-27T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1971-07-01T00:00:00.000Z","originalNBDate":"1987-06-09T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":185000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1987,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260473","nfipCommunityNumberCurrent":null,"nfipCommunityName":"COMMERCE, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48382","countyCode":"26125","censusGeoid":"261251351001","latitude":42.6,"longitude":-83.5,"foundationType":"0","openDate":"1987-09-28T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6552988},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2015-08-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1977-07-15T00:00:00.000Z","originalNBDate":"2010-10-08T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2015,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"02","nonPaymentReasonBuilding":"02","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48302","countyCode":"26125","censusGeoid":"261251507001","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2015-08-04T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6557800},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2022-08-04T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"2015-08-03T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":55000,"totalContentsInsuranceCoverage":11000,"yearOfLoss":2022,"primaryResidenceIndicator":true,"buildingDamageAmount":0,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":212538,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":100000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260475","nfipCommunityNumberCurrent":"260475","nfipCommunityName":"INDEPENDENCE, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":294964,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48346","countyCode":"26125","censusGeoid":"261251275001","latitude":42.7,"longitude":-83.4,"foundationType":"2","openDate":"2022-08-07T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2022-09-23T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6559643},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1982-06-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-10-20T00:00:00.000Z","amountPaidOnBuildingClaim":5072,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":5272,"buildingDeductibleCode":null,"netBuildingPaymentAmount":5072,"buildingPropertyValue":71000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"125124","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48054","countyCode":"26125","censusGeoid":"261251453002","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"1982-06-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-07-30T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6561214},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2019-07-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"2003-01-01T00:00:00.000Z","originalNBDate":"2015-08-22T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2019,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"261032","nfipCommunityNumberCurrent":"261032","nfipCommunityName":"LYON, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48165","countyCode":"26125","censusGeoid":"261251383021","latitude":42.5,"longitude":-83.6,"foundationType":"0","openDate":"2019-07-23T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6571445},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":28,"crsClassCode":10,"dateOfLoss":"2000-06-24T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"1997-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":5120.56,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":3520000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2000,"primaryResidenceIndicator":false,"buildingDamageAmount":11000,"buildingDeductibleCode":"3","netBuildingPaymentAmount":5120.56,"buildingPropertyValue":2428800,"causeOfDamage":"0","condominiumCoverageTypeCode":"L","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":28,"buildingReplacementCost":2428800,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2000-06-28T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2001-02-28T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6572749},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2004-05-23T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":60,"occupancyType":1,"originalConstructionDate":"2001-01-01T00:00:00.000Z","originalNBDate":"2000-12-07T00:00:00.000Z","amountPaidOnBuildingClaim":76880.65,"amountPaidOnContentsClaim":73675.54,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":25000,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":77380,"buildingDeductibleCode":"1","netBuildingPaymentAmount":76880.65,"buildingPropertyValue":112000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":74175,"contentsDeductibleCode":"1","netContentsPaymentAmount":73675.54,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":1,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":140000,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48328","countyCode":"26125","censusGeoid":"261251457001","latitude":42.7,"longitude":-83.3,"foundationType":"0","openDate":"2004-05-24T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2004-07-13T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6611088},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2016-03-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1961-06-01T00:00:00.000Z","originalNBDate":"2016-03-06T00:00:00.000Z","amountPaidOnBuildingClaim":1803.87,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":40000,"yearOfLoss":2016,"primaryResidenceIndicator":true,"buildingDamageAmount":2737,"buildingDeductibleCode":"1","netBuildingPaymentAmount":1803.87,"buildingPropertyValue":82206,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":null,"nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":117438,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":-89,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48067","countyCode":"26125","censusGeoid":"261251846002","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"2016-03-24T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2016-08-18T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6613269},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2000-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1966-01-01T00:00:00.000Z","originalNBDate":"1999-01-25T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":21800,"totalContentsInsuranceCoverage":16500,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":6302,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":255000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"02","numberOfUnits":1,"buildingReplacementCost":300000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-5,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2001-01-18T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2001-02-08T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6620925},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A04","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1946-07-01T00:00:00.000Z","originalNBDate":"2010-12-30T00:00:00.000Z","amountPaidOnBuildingClaim":4487.53,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":154000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":9159,"buildingDeductibleCode":"5","netBuildingPaymentAmount":4487.53,"buildingPropertyValue":49820,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":155688,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251981002","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"2014-08-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-09-23T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6628490},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":13,"originalConstructionDate":"1966-01-01T00:00:00.000Z","originalNBDate":"2021-08-29T00:00:00.000Z","amountPaidOnBuildingClaim":61338.59,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2023,"primaryResidenceIndicator":false,"buildingDamageAmount":62589,"buildingDeductibleCode":"F","netBuildingPaymentAmount":61338.59,"buildingPropertyValue":16813250,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":"260178","nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":50,"buildingReplacementCost":22010296,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":10,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48067","countyCode":"26125","censusGeoid":"261251839001","latitude":42.5,"longitude":-83.1,"foundationType":"1","openDate":"2023-09-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":3,"interiorWaterDepth":1,"mostRecentPaymentDate":"2024-01-24T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6629307},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2011-05-05T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1964-01-01T00:00:00.000Z","originalNBDate":"2009-08-19T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"02","nonPaymentReasonBuilding":"02","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48075","countyCode":"26125","censusGeoid":"261251614003","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2011-05-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6637161},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2011-05-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1970-09-01T00:00:00.000Z","originalNBDate":"1992-01-31T00:00:00.000Z","amountPaidOnBuildingClaim":2519.12,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":111200,"totalContentsInsuranceCoverage":36500,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":3520,"buildingDeductibleCode":"1","netBuildingPaymentAmount":2519.12,"buildingPropertyValue":120971,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":741,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":241941,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251650003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2011-05-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2011-06-23T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6652712},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2015-04-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1965-01-01T00:00:00.000Z","originalNBDate":"2014-05-17T00:00:00.000Z","amountPaidOnBuildingClaim":4464.29,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":102000,"totalContentsInsuranceCoverage":36000,"yearOfLoss":2015,"primaryResidenceIndicator":true,"buildingDamageAmount":5464,"buildingDeductibleCode":"2","netBuildingPaymentAmount":4464.29,"buildingPropertyValue":125303,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":"260182","nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":272398,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-3,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48322","countyCode":"26125","censusGeoid":"261251569002","latitude":42.5,"longitude":-83.4,"foundationType":"2","openDate":"2015-04-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2015-05-01T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6655259},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2026-04-04T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"2002-08-01T00:00:00.000Z","originalNBDate":"2022-09-27T00:00:00.000Z","amountPaidOnBuildingClaim":6211.82,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2026,"primaryResidenceIndicator":true,"buildingDamageAmount":7281,"buildingDeductibleCode":"F","netBuildingPaymentAmount":6211.82,"buildingPropertyValue":470987,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260472","nfipCommunityNumberCurrent":null,"nfipCommunityName":"CLARKSTON, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":570489,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":-8,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48346","countyCode":"26125","censusGeoid":"261251275001","latitude":42.7,"longitude":-83.4,"foundationType":"6","openDate":"2026-04-06T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":2,"interiorWaterDepth":-95,"mostRecentPaymentDate":"2026-04-17T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6659000},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1998-09-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A04","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1940-05-01T00:00:00.000Z","originalNBDate":"1997-04-11T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":42000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1998,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260588","nfipCommunityNumberCurrent":null,"nfipCommunityName":"LAKE ORION, VILLAGE OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"98","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48362","countyCode":"26125","censusGeoid":"261251290003","latitude":42.8,"longitude":-83.2,"foundationType":"0","openDate":"1998-12-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6662198},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1982-06-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-10-06T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":1021.5,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":1222,"contentsDeductibleCode":null,"netContentsPaymentAmount":1021.5,"contentsPropertyValue":45000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":7,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48322","countyCode":"26125","censusGeoid":"261251576003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1982-07-14T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-09-28T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6665640},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-07-03T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":22000,"totalContentsInsuranceCoverage":5000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":"02","nonPaymentReasonBuilding":"02","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251674002","latitude":42.4,"longitude":-83.3,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6667163},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":9,"dateOfLoss":"2011-09-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1960-06-01T00:00:00.000Z","originalNBDate":"2007-02-08T00:00:00.000Z","amountPaidOnBuildingClaim":2813.77,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":3813,"buildingDeductibleCode":"F","netBuildingPaymentAmount":2813.77,"buildingPropertyValue":193580,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260473","nfipCommunityNumberCurrent":"260473","nfipCommunityName":"COMMERCE, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":280550,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48382","countyCode":"26125","censusGeoid":"261251344002","latitude":42.6,"longitude":-83.5,"foundationType":"0","openDate":"2011-09-24T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2011-11-15T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6691313},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-06-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1966-01-02T00:00:00.000Z","originalNBDate":"2000-05-12T00:00:00.000Z","amountPaidOnBuildingClaim":4557.57,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":5057,"buildingDeductibleCode":"0","netBuildingPaymentAmount":4557.57,"buildingPropertyValue":105768,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260479","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WHITE LAKE, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":114966,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48386","countyCode":"26125","censusGeoid":"261251306002","latitude":42.6,"longitude":-83.5,"foundationType":"0","openDate":"2000-06-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2000-07-31T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6693872},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1994-06-26T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1970-07-01T00:00:00.000Z","originalNBDate":"1992-10-10T00:00:00.000Z","amountPaidOnBuildingClaim":16674.41,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":67000,"yearOfLoss":1994,"primaryResidenceIndicator":true,"buildingDamageAmount":20536,"buildingDeductibleCode":"1","netBuildingPaymentAmount":16674.41,"buildingPropertyValue":32128753,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251526001","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"1994-06-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1994-10-18T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6698461},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2017-05-05T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1973-01-01T00:00:00.000Z","originalNBDate":"2016-09-17T00:00:00.000Z","amountPaidOnBuildingClaim":4043.55,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":40000,"yearOfLoss":2017,"primaryResidenceIndicator":true,"buildingDamageAmount":5044,"buildingDeductibleCode":"1","netBuildingPaymentAmount":4043.55,"buildingPropertyValue":463329,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":"260182","nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":609161,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251565003","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"2017-05-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":5,"interiorWaterDepth":1,"mostRecentPaymentDate":"2017-06-08T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6700360},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":10,"dateOfLoss":"1998-08-10T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"1998-07-08T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":154000,"totalContentsInsuranceCoverage":5600,"yearOfLoss":1998,"primaryResidenceIndicator":true,"buildingDamageAmount":5000,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":500000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":500000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1998-12-22T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6701832},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2004-05-17T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1950-01-15T00:00:00.000Z","originalNBDate":"1998-02-12T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":126000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260479","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WHITE LAKE, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48386","countyCode":"26125","censusGeoid":"261251306003","latitude":42.6,"longitude":-83.5,"foundationType":"0","openDate":"2004-06-01T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6703756},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2019-05-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1965-01-01T00:00:00.000Z","originalNBDate":"2016-09-22T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2019,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":"260182","nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-7,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48322","countyCode":"26125","censusGeoid":"261251569001","latitude":42.5,"longitude":-83.3,"foundationType":"2","openDate":"2019-05-03T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6708013},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2022-08-04T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1929-01-01T00:00:00.000Z","originalNBDate":"2021-09-09T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":40000,"yearOfLoss":2022,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":"260182","nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":null,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48322","countyCode":"26125","censusGeoid":"261251575001","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"2022-08-04T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6716706},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-05-09T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":0,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1985-07-01T00:00:00.000Z","originalNBDate":"1996-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":109700,"totalContentsInsuranceCoverage":0,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48329","countyCode":"26125","censusGeoid":"261251443001","latitude":42.7,"longitude":-83.4,"foundationType":"0","openDate":"2000-06-05T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6726063},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2008-09-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":2,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"2007-09-09T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":2008,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":230,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Ike","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48302","countyCode":"26125","censusGeoid":"261251502001","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2008-09-14T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6731302},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2011-05-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1972-07-01T00:00:00.000Z","originalNBDate":"1998-05-22T00:00:00.000Z","amountPaidOnBuildingClaim":32197.1,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":180000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":31652,"buildingDeductibleCode":"2","netBuildingPaymentAmount":32197.1,"buildingPropertyValue":194719,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260175","nfipCommunityNumberCurrent":null,"nfipCommunityName":"NOVI, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":221274,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48167","countyCode":"26125","censusGeoid":"261251377001","latitude":42.4,"longitude":-83.5,"foundationType":"0","openDate":"2011-05-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2011-08-26T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6731881},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2006-02-01T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1950-06-01T00:00:00.000Z","originalNBDate":"2003-07-29T00:00:00.000Z","amountPaidOnBuildingClaim":4832.18,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":226300,"totalContentsInsuranceCoverage":0,"yearOfLoss":2006,"primaryResidenceIndicator":true,"buildingDamageAmount":5832,"buildingDeductibleCode":"1","netBuildingPaymentAmount":4832.18,"buildingPropertyValue":217800,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260479","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WHITE LAKE, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":220000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48386","countyCode":"26125","censusGeoid":"261251300002","latitude":42.7,"longitude":-83.5,"foundationType":"0","openDate":"2006-07-01T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2006-07-21T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6738541},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2004-05-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1938-06-01T00:00:00.000Z","originalNBDate":"2001-05-06T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":158000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260479","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WHITE LAKE, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48386","countyCode":"26125","censusGeoid":"261251306002","latitude":42.6,"longitude":-83.5,"foundationType":"0","openDate":"2004-06-01T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6740897},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2026-04-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1974-07-01T00:00:00.000Z","originalNBDate":"2024-03-15T00:00:00.000Z","amountPaidOnBuildingClaim":14402.84,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2026,"primaryResidenceIndicator":true,"buildingDamageAmount":16402,"buildingDeductibleCode":"2","netBuildingPaymentAmount":14402.84,"buildingPropertyValue":245052,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260587","nfipCommunityNumberCurrent":null,"nfipCommunityName":"HOLLY, VILLAGE OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":288433,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48442","countyCode":"26125","censusGeoid":"261251245005","latitude":42.8,"longitude":-83.6,"foundationType":"1","openDate":"2026-04-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":3,"interiorWaterDepth":0,"mostRecentPaymentDate":"2026-05-27T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6743257},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2026-04-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1984-01-01T00:00:00.000Z","originalNBDate":"2025-01-25T00:00:00.000Z","amountPaidOnBuildingClaim":38559.07,"amountPaidOnContentsClaim":16853.51,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":211000,"totalContentsInsuranceCoverage":50000,"yearOfLoss":2026,"primaryResidenceIndicator":true,"buildingDamageAmount":38024,"buildingDeductibleCode":"2","netBuildingPaymentAmount":38559.07,"buildingPropertyValue":170914,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":17854,"contentsDeductibleCode":"1","netContentsPaymentAmount":16853.51,"contentsPropertyValue":50000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"2026-04-Flooding","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260474","nfipCommunityNumberCurrent":null,"nfipCommunityName":"HOLLY, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":232458,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48442","countyCode":"26125","censusGeoid":"261251240002","latitude":42.8,"longitude":-83.6,"foundationType":"6","openDate":"2026-04-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":3,"interiorWaterDepth":2,"mostRecentPaymentDate":"2026-06-05T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6749350},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassCode":10,"dateOfLoss":"1991-08-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1975-01-01T00:00:00.000Z","originalNBDate":"1989-07-07T00:00:00.000Z","amountPaidOnBuildingClaim":4748.3,"amountPaidOnContentsClaim":1918.8,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":1991,"primaryResidenceIndicator":true,"buildingDamageAmount":5248,"buildingDeductibleCode":"5","netBuildingPaymentAmount":4748.3,"buildingPropertyValue":86000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":2418,"contentsDeductibleCode":"2","netContentsPaymentAmount":1918.8,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48335","countyCode":"26125","censusGeoid":"261251670004","latitude":42.5,"longitude":-83.4,"foundationType":"1","openDate":"1991-10-16T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1991-10-16T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6775367},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":28,"crsClassCode":10,"dateOfLoss":"2000-06-24T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"1997-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":5433.76,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":1980000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2000,"primaryResidenceIndicator":false,"buildingDamageAmount":10435,"buildingDeductibleCode":"3","netBuildingPaymentAmount":5433.76,"buildingPropertyValue":2420040,"causeOfDamage":"0","condominiumCoverageTypeCode":"L","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":28,"buildingReplacementCost":2420040,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2000-06-28T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2001-02-27T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6780069},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1994-07-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1973-07-01T00:00:00.000Z","originalNBDate":"1993-12-23T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":185000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1994,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"02","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48328","countyCode":"26125","censusGeoid":"261251452003","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"1994-07-29T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6781122},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2022-08-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":13,"originalConstructionDate":"1966-01-01T00:00:00.000Z","originalNBDate":"2021-08-29T00:00:00.000Z","amountPaidOnBuildingClaim":14660.91,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2022,"primaryResidenceIndicator":false,"buildingDamageAmount":15911,"buildingDeductibleCode":"F","netBuildingPaymentAmount":14660.91,"buildingPropertyValue":1504952,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":7500,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":"260178","nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":32,"buildingReplacementCost":2079565,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":10,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48067","countyCode":"26125","censusGeoid":"261251839001","latitude":42.5,"longitude":-83.1,"foundationType":"1","openDate":"2022-09-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":3,"interiorWaterDepth":2,"mostRecentPaymentDate":"2023-04-07T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6781926},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1900-01-01T00:00:00.000Z","originalNBDate":"1989-01-15T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":180000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251526002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1989-07-05T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6787946},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1980-04-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-11-01T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1980,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260292","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BERKLEY, CITY OF","nonPaymentReasonContents":"98","nonPaymentReasonBuilding":"98","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48072","countyCode":"26125","censusGeoid":"261251701001","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1981-05-05T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6791092},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2004-05-23T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1974-07-01T00:00:00.000Z","originalNBDate":"1996-03-27T00:00:00.000Z","amountPaidOnBuildingClaim":12433.77,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":75000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":17434,"buildingDeductibleCode":"5","netBuildingPaymentAmount":12433.77,"buildingPropertyValue":161298,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260471","nfipCommunityNumberCurrent":null,"nfipCommunityName":"ROCHESTER HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":256028,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48309","countyCode":"26125","censusGeoid":"261251924004","latitude":42.7,"longitude":-83.2,"foundationType":"0","openDate":"2004-05-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2004-07-28T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6791290},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2025-04-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1977-09-01T00:00:00.000Z","originalNBDate":"2017-10-27T00:00:00.000Z","amountPaidOnBuildingClaim":7110.24,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":500000,"yearOfLoss":2025,"primaryResidenceIndicator":false,"buildingDamageAmount":8361,"buildingDeductibleCode":"F","netBuildingPaymentAmount":7110.24,"buildingPropertyValue":6438501,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":509061,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":"260169","nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":8398949,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":8,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251527001","latitude":42.5,"longitude":-83.2,"foundationType":"2","openDate":"2025-04-10T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":5,"interiorWaterDepth":null,"mostRecentPaymentDate":"2025-06-13T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6797484},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2026-05-19T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1998-01-01T00:00:00.000Z","originalNBDate":"2025-09-20T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2026,"primaryResidenceIndicator":true,"buildingDamageAmount":0,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":0,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260471","nfipCommunityNumberCurrent":null,"nfipCommunityName":"ROCHESTER HILLS, CITY OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48306","countyCode":"26125","censusGeoid":"261251922001","latitude":42.7,"longitude":-83.2,"foundationType":"2","openDate":"2026-06-10T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2026-06-22T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6807213},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2011-11-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1918-07-01T00:00:00.000Z","originalNBDate":"1998-04-23T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":500000,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":3058,"buildingDeductibleCode":"E","netBuildingPaymentAmount":0,"buildingPropertyValue":633068,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"E","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260712","nfipCommunityNumberCurrent":"260712","nfipCommunityName":"BLOOMFIELD HILLS, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":904383,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":16,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48301","countyCode":"26125","censusGeoid":"261251520001","latitude":42.6,"longitude":-83.2,"foundationType":"2","openDate":"2011-12-02T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6813553},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2004-05-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1976-05-16T00:00:00.000Z","originalNBDate":"2001-03-15T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":40000,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48327","countyCode":"26125","censusGeoid":"261251453001","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"2004-06-01T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6814742},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2003-04-04T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1945-12-01T00:00:00.000Z","originalNBDate":"1999-05-14T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":233000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2003,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":2,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260473","nfipCommunityNumberCurrent":null,"nfipCommunityName":"COMMERCE, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48390","countyCode":"26125","censusGeoid":"261251343002","latitude":42.6,"longitude":-83.5,"foundationType":"0","openDate":"2003-04-08T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6816460},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1985-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1985-05-08T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1985,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48328","countyCode":"26125","censusGeoid":"261251454004","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"1985-09-23T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6820817},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":13,"originalConstructionDate":"1966-01-01T00:00:00.000Z","originalNBDate":"2021-08-29T00:00:00.000Z","amountPaidOnBuildingClaim":79315.68,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2023,"primaryResidenceIndicator":false,"buildingDamageAmount":80566,"buildingDeductibleCode":"F","netBuildingPaymentAmount":79315.68,"buildingPropertyValue":5972655,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":"260178","nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":39,"buildingReplacementCost":7790656,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":10,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48067","countyCode":"26125","censusGeoid":"261251840003","latitude":42.5,"longitude":-83.1,"foundationType":"1","openDate":"2023-09-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":3,"interiorWaterDepth":1,"mostRecentPaymentDate":"2024-01-24T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6823084},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2004-05-23T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1955-01-01T00:00:00.000Z","originalNBDate":"2000-10-23T00:00:00.000Z","amountPaidOnBuildingClaim":8928.03,"amountPaidOnContentsClaim":5352.52,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":40000,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":7740,"buildingDeductibleCode":"1","netBuildingPaymentAmount":8928.03,"buildingPropertyValue":62549,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":5853,"contentsDeductibleCode":"0","netContentsPaymentAmount":5352.52,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":83398,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48328","countyCode":"26125","censusGeoid":"261251447012","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2004-06-14T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2004-06-14T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6825015},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2001-02-09T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1978-01-01T00:00:00.000Z","originalNBDate":"2000-09-30T00:00:00.000Z","amountPaidOnBuildingClaim":1401.43,"amountPaidOnContentsClaim":741.39,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2001,"primaryResidenceIndicator":true,"buildingDamageAmount":1902,"buildingDeductibleCode":"0","netBuildingPaymentAmount":1401.43,"buildingPropertyValue":306634,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1242,"contentsDeductibleCode":"0","netContentsPaymentAmount":741.39,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":340704,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251564002","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2001-02-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2001-03-30T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6825078},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1955-05-01T00:00:00.000Z","originalNBDate":"2015-06-11T00:00:00.000Z","amountPaidOnBuildingClaim":9088.69,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":true,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":488000,"yearOfLoss":2023,"primaryResidenceIndicator":false,"buildingDamageAmount":10339,"buildingDeductibleCode":"F","netBuildingPaymentAmount":9088.69,"buildingPropertyValue":3092914,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":"260180","nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":4033445,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251974001","latitude":42.6,"longitude":-83.1,"foundationType":"1","openDate":"2023-10-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":3,"interiorWaterDepth":1,"mostRecentPaymentDate":"2024-02-29T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6826264},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-01-31T00:00:00.000Z","amountPaidOnBuildingClaim":82.73,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":11000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":283,"buildingDeductibleCode":null,"netBuildingPaymentAmount":82.73,"buildingPropertyValue":35000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48076","countyCode":"26125","censusGeoid":"261251606003","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1981-10-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-10-27T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6835427},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":-2,"baseFloodElevation":668.5,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":664.5,"lowestFloorElevation":670,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":60,"occupancyType":11,"originalConstructionDate":"2007-01-11T00:00:00.000Z","originalNBDate":"2007-11-21T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":206000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":4734,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":255750,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":"260180","nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":275000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251970002","latitude":42.6,"longitude":-83.1,"foundationType":"3","openDate":"2014-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6836499},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1982-02-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-11-01T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":50000,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"16","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48095","countyCode":"26125","censusGeoid":"261251445002","latitude":42.7,"longitude":-83.3,"foundationType":"0","openDate":"1982-02-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6840824},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1963-01-01T00:00:00.000Z","originalNBDate":"2021-08-18T00:00:00.000Z","amountPaidOnBuildingClaim":8984.47,"amountPaidOnContentsClaim":559.54,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2023,"primaryResidenceIndicator":true,"buildingDamageAmount":9409,"buildingDeductibleCode":"F","netBuildingPaymentAmount":8984.47,"buildingPropertyValue":128977,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1560,"contentsDeductibleCode":"1","netContentsPaymentAmount":559.54,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":"260178","nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":276234,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":-8,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48073","countyCode":"26125","censusGeoid":"261251837005","latitude":42.5,"longitude":-83.1,"foundationType":"2","openDate":"2023-08-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":0,"interiorWaterDepth":-93,"mostRecentPaymentDate":"2023-10-04T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6852292},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2022-08-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1979-10-15T00:00:00.000Z","originalNBDate":"2009-09-25T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":90000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2022,"primaryResidenceIndicator":true,"buildingDamageAmount":211,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":288836,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":363950,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"A","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251669003","latitude":42.5,"longitude":-83.3,"foundationType":"1","openDate":"2022-08-08T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":6,"interiorWaterDepth":0,"mostRecentPaymentDate":"2022-08-21T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6855910},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":4,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"3","elevationDifference":-3,"baseFloodElevation":668.3,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":665.7,"lowestFloorElevation":669.9,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"2000-07-01T00:00:00.000Z","originalNBDate":"2026-08-03T00:00:00.000Z","amountPaidOnBuildingClaim":551.18,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2023,"primaryResidenceIndicator":true,"buildingDamageAmount":2655,"buildingDeductibleCode":"2","netBuildingPaymentAmount":551.18,"buildingPropertyValue":3513,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":1,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":"260180","nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":6,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251970002","latitude":42.6,"longitude":-83.1,"foundationType":"2","openDate":"2023-09-06T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":0,"interiorWaterDepth":6,"mostRecentPaymentDate":"2023-10-12T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6857321},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2017-10-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"2014-04-19T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2017,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251667002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2017-10-23T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6863961},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-07T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48024","countyCode":"26125","censusGeoid":"261251650003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-11-19T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6865151},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-09-10T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":1,"baseFloodElevation":31,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":0,"lowestFloorElevation":31.5,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1989-01-01T00:00:00.000Z","originalNBDate":"1995-09-23T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260173","nfipCommunityNumberCurrent":null,"nfipCommunityName":"KEEGO HARBOR, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48320","countyCode":"26125","censusGeoid":"261251542001","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2000-10-03T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6867581},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"2014-06-30T00:00:00.000Z","amountPaidOnBuildingClaim":1378.07,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":2014,"primaryResidenceIndicator":false,"buildingDamageAmount":2378,"buildingDeductibleCode":"1","netBuildingPaymentAmount":1378.07,"buildingPropertyValue":49011,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260292","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BERKLEY, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":121110,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-7,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48072","countyCode":"26125","censusGeoid":"261251703001","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2014-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-11-11T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6873701},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2009-03-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1965-06-05T00:00:00.000Z","originalNBDate":"2006-02-24T00:00:00.000Z","amountPaidOnBuildingClaim":1565.12,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":73300,"totalContentsInsuranceCoverage":12200,"yearOfLoss":2009,"primaryResidenceIndicator":true,"buildingDamageAmount":2565,"buildingDeductibleCode":"1","netBuildingPaymentAmount":1565.12,"buildingPropertyValue":388080,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":431200,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251527003","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2009-03-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2009-04-10T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6880477},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1950-02-03T00:00:00.000Z","originalNBDate":"2022-05-20T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2023,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260256","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BEVERLY HILLS, VILLAGE OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48025","countyCode":"26125","censusGeoid":"261251580001","latitude":42.5,"longitude":-83.3,"foundationType":"2","openDate":"2023-08-14T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6882909},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":31,"crsClassCode":10,"dateOfLoss":"1996-06-18T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1989-07-01T00:00:00.000Z","originalNBDate":"1995-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":1808.09,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1996,"primaryResidenceIndicator":false,"buildingDamageAmount":2310,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":500000,"causeOfDamage":"4","condominiumCoverageTypeCode":"L","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":31,"buildingReplacementCost":4239000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":6,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1996-09-29T00:00:00.000Z","mostRecentRecoveryDate":"1998-12-08T00:00:00.000Z","exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1996-10-31T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":0,"totalBldgClaimPmtRecovery":1808.09,"totalContentsClaimPmtRecovery":0,"totalIccClaimPmtRecovery":0,"totalSubrogationRecovery":0,"id":6894891},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-06-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1918-07-01T00:00:00.000Z","originalNBDate":"1998-04-23T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":500000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":0,"buildingDeductibleCode":"E","netBuildingPaymentAmount":0,"buildingPropertyValue":0,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"E","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260712","nfipCommunityNumberCurrent":"260712","nfipCommunityName":"BLOOMFIELD HILLS, CITY OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48301","countyCode":"26125","censusGeoid":"261251520001","latitude":42.6,"longitude":-83.2,"foundationType":"2","openDate":"2021-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2021-09-09T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6905148},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1984-03-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A04","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1978-04-15T00:00:00.000Z","originalNBDate":"1983-06-27T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":70000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1984,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260256","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BEVERLY HILLS, VILLAGE OF","nonPaymentReasonContents":"02","nonPaymentReasonBuilding":"02","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48025","countyCode":"26125","censusGeoid":"261251580002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1984-04-02T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6908301},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1960-07-01T00:00:00.000Z","originalNBDate":"1987-04-07T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"9","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"A","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":0,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251650003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1989-07-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6918535},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1958-07-01T00:00:00.000Z","originalNBDate":"1989-05-07T00:00:00.000Z","amountPaidOnBuildingClaim":273.6,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":3000,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":774,"buildingDeductibleCode":"0","netBuildingPaymentAmount":273.6,"buildingPropertyValue":91700,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1989-07-20T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1989-09-14T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6919082},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1988-09-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1974-07-01T00:00:00.000Z","originalNBDate":"1988-05-29T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":19500,"totalContentsInsuranceCoverage":0,"yearOfLoss":1988,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251975002","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"1988-10-03T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6931225},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1952-06-15T00:00:00.000Z","originalNBDate":"2013-08-25T00:00:00.000Z","amountPaidOnBuildingClaim":680.97,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":108500,"totalContentsInsuranceCoverage":0,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":2387,"buildingDeductibleCode":"A","netBuildingPaymentAmount":680.97,"buildingPropertyValue":59581,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":"260180","nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":96906,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251981002","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"2014-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-09-09T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6943710},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1957-01-01T00:00:00.000Z","originalNBDate":"2014-03-22T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260323","nfipCommunityNumberCurrent":null,"nfipCommunityName":"OAK PARK, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48237","countyCode":"26125","censusGeoid":"261251715001","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2014-08-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6949211},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-09-16T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48033","countyCode":"26125","censusGeoid":"261251617002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6959215},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2025-07-28T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1977-01-01T00:00:00.000Z","originalNBDate":"2021-08-27T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2025,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":"260182","nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-9,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251564003","latitude":42.6,"longitude":-83.4,"foundationType":"6","openDate":"2025-07-29T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6966076},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1983-03-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1967-07-01T00:00:00.000Z","originalNBDate":"1982-04-27T00:00:00.000Z","amountPaidOnBuildingClaim":372,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20900,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":572,"buildingDeductibleCode":null,"netBuildingPaymentAmount":372,"buildingPropertyValue":29000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"120230","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48067","countyCode":"26125","censusGeoid":"261251845002","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"1983-04-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1983-05-22T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6968739},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-06-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1983-07-01T00:00:00.000Z","originalNBDate":"1988-04-11T00:00:00.000Z","amountPaidOnBuildingClaim":9971.69,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":160000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":10972,"buildingDeductibleCode":"0","netBuildingPaymentAmount":9971.69,"buildingPropertyValue":993000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":1160000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-8,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251563003","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2000-09-19T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2000-12-14T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6973265},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1982-03-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-10-23T00:00:00.000Z","amountPaidOnBuildingClaim":1592.75,"amountPaidOnContentsClaim":850,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":25000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":1793,"buildingDeductibleCode":"0","netBuildingPaymentAmount":1592.75,"buildingPropertyValue":90000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1050,"contentsDeductibleCode":"0","netContentsPaymentAmount":850,"contentsPropertyValue":25500,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-6,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48018","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1982-04-22T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-05-28T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6974764},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1955-01-01T00:00:00.000Z","originalNBDate":"2013-09-19T00:00:00.000Z","amountPaidOnBuildingClaim":4451.24,"amountPaidOnContentsClaim":423.65,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":5451,"buildingDeductibleCode":"1","netBuildingPaymentAmount":4451.24,"buildingPropertyValue":90134,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1424,"contentsDeductibleCode":"1","netContentsPaymentAmount":423.65,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260323","nfipCommunityNumberCurrent":"260323","nfipCommunityName":"OAK PARK, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":102377,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-5,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48237","countyCode":"26125","censusGeoid":"261251715002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2014-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-10-21T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6974861},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1962-10-01T00:00:00.000Z","originalNBDate":"2014-04-26T00:00:00.000Z","amountPaidOnBuildingClaim":313.23,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":1313,"buildingDeductibleCode":"1","netBuildingPaymentAmount":313.23,"buildingPropertyValue":164719,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":213398,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48034","countyCode":"26125","censusGeoid":"261251608001","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2014-11-21T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-12-17T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6978750},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-04-23T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1978-01-01T00:00:00.000Z","originalNBDate":"1997-12-12T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":120000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251981002","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"2000-04-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6981938},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2011-05-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"2006-05-26T00:00:00.000Z","amountPaidOnBuildingClaim":15535.79,"amountPaidOnContentsClaim":1109.66,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":16535,"buildingDeductibleCode":"1","netBuildingPaymentAmount":15535.79,"buildingPropertyValue":69754,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":2109,"contentsDeductibleCode":"1","netContentsPaymentAmount":1109.66,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260650","nfipCommunityNumberCurrent":"260650","nfipCommunityName":"HIGHLAND, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":95554,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48356","countyCode":"26125","censusGeoid":"261251315002","latitude":42.7,"longitude":-83.6,"foundationType":"0","openDate":"2011-05-17T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2011-07-15T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6984742},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1996-06-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1990-07-01T00:00:00.000Z","originalNBDate":"1990-12-26T00:00:00.000Z","amountPaidOnBuildingClaim":2779.57,"amountPaidOnContentsClaim":5800,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":150000,"totalContentsInsuranceCoverage":5800,"yearOfLoss":1996,"primaryResidenceIndicator":false,"buildingDamageAmount":3300,"buildingDeductibleCode":"0","netBuildingPaymentAmount":2779.57,"buildingPropertyValue":300000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":7000,"contentsDeductibleCode":"0","netContentsPaymentAmount":5800,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251565001","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"1996-07-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1996-08-30T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6986594},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-01-31T00:00:00.000Z","amountPaidOnBuildingClaim":1580.8,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35400,"totalContentsInsuranceCoverage":7400,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":1781,"buildingDeductibleCode":null,"netBuildingPaymentAmount":1580.8,"buildingPropertyValue":64000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251650003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-10-26T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6987000},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1989-05-04T00:00:00.000Z","amountPaidOnBuildingClaim":876.75,"amountPaidOnContentsClaim":838.74,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":2000,"totalContentsInsuranceCoverage":7000,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":1377,"buildingDeductibleCode":"0","netBuildingPaymentAmount":876.75,"buildingPropertyValue":100000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":1339,"contentsDeductibleCode":"0","netContentsPaymentAmount":838.74,"contentsPropertyValue":50000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1989-06-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1989-08-08T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6993106},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":5,"baseFloodElevation":631,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":15,"occupancyType":11,"originalConstructionDate":"2007-06-01T00:00:00.000Z","originalNBDate":"2007-06-08T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":827,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":155199,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":"260180","nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":165106,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":4,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251981002","latitude":42.5,"longitude":-83.1,"foundationType":"3","openDate":"2014-08-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":6998457},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2005-05-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1973-01-01T00:00:00.000Z","originalNBDate":"2005-03-19T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2005,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48327","countyCode":"26125","censusGeoid":"261251451001","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"2005-07-05T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7002412},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1982-03-14T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-10-10T00:00:00.000Z","amountPaidOnBuildingClaim":3300,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":6000,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":4196,"buildingDeductibleCode":"0","netBuildingPaymentAmount":3300,"buildingPropertyValue":64000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48085","countyCode":"26125","censusGeoid":"261251979002","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"1982-04-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-04-22T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7002584},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1994-07-05T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1958-07-01T00:00:00.000Z","originalNBDate":"1992-05-22T00:00:00.000Z","amountPaidOnBuildingClaim":1808.4,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":140000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1994,"primaryResidenceIndicator":false,"buildingDamageAmount":3809,"buildingDeductibleCode":"2","netBuildingPaymentAmount":1808.4,"buildingPropertyValue":170100,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260474","nfipCommunityNumberCurrent":null,"nfipCommunityName":"HOLLY, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48442","countyCode":"26125","censusGeoid":"261251240004","latitude":42.8,"longitude":-83.6,"foundationType":"0","openDate":"1994-07-08T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1994-08-10T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7005404},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2008-09-14T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1991-07-01T00:00:00.000Z","originalNBDate":"1999-03-19T00:00:00.000Z","amountPaidOnBuildingClaim":4377.36,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2008,"primaryResidenceIndicator":true,"buildingDamageAmount":4878,"buildingDeductibleCode":"F","netBuildingPaymentAmount":4377.36,"buildingPropertyValue":339914,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":230,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Ike","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":"260169","nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":373532,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48302","countyCode":"26125","censusGeoid":"261251502001","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2008-09-16T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2008-10-08T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7008883},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-07T00:00:00.000Z","amountPaidOnBuildingClaim":15832.64,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":17839,"buildingDeductibleCode":null,"netBuildingPaymentAmount":15832.64,"buildingPropertyValue":57000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251650003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-11-23T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-01-31T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7011126},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1955-04-16T00:00:00.000Z","originalNBDate":"2007-05-27T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"B","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":4,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48085","countyCode":"26125","censusGeoid":"261251979002","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"2014-08-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7023580},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-06-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1968-04-01T00:00:00.000Z","originalNBDate":"1992-04-30T00:00:00.000Z","amountPaidOnBuildingClaim":17896.05,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":216000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":21175,"buildingDeductibleCode":"1","netBuildingPaymentAmount":17896.05,"buildingPropertyValue":123000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":2,"floodWaterDuration":6,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260173","nfipCommunityNumberCurrent":null,"nfipCommunityName":"KEEGO HARBOR, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":145000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48320","countyCode":"26125","censusGeoid":"261251542001","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2000-06-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2000-09-05T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7023734},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1996-06-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1963-01-01T00:00:00.000Z","originalNBDate":"1991-06-09T00:00:00.000Z","amountPaidOnBuildingClaim":657.07,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1996,"primaryResidenceIndicator":true,"buildingDamageAmount":1157,"buildingDeductibleCode":"0","netBuildingPaymentAmount":657.07,"buildingPropertyValue":204000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":1700,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251526002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1996-09-20T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1996-10-01T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7028401},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1987-12-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1985-01-02T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":4000,"yearOfLoss":1987,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"U","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":"08","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251666002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1988-01-24T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7030011},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":738.4,"lowestFloorElevation":748,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1952-01-01T00:00:00.000Z","originalNBDate":"2015-03-26T00:00:00.000Z","amountPaidOnBuildingClaim":82174.07,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":true,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2023,"primaryResidenceIndicator":false,"buildingDamageAmount":87174,"buildingDeductibleCode":"5","netBuildingPaymentAmount":82174.07,"buildingPropertyValue":2546358,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":3094808,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48304","countyCode":"26125","censusGeoid":"261251505001","latitude":42.6,"longitude":-83.2,"foundationType":"2","openDate":"2023-08-28T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":10,"interiorWaterDepth":5,"mostRecentPaymentDate":"2023-11-28T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7032290},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1983-03-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1982-04-11T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260019","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BANGOR, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48076","countyCode":"26125","censusGeoid":null,"latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1983-04-20T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7036137},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2022-05-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1963-01-01T00:00:00.000Z","originalNBDate":"2020-06-03T00:00:00.000Z","amountPaidOnBuildingClaim":4159.32,"amountPaidOnContentsClaim":1634.1,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":2022,"primaryResidenceIndicator":true,"buildingDamageAmount":5159,"buildingDeductibleCode":"1","netBuildingPaymentAmount":4159.32,"buildingPropertyValue":328305,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":2634,"contentsDeductibleCode":"1","netContentsPaymentAmount":1634.1,"contentsPropertyValue":328305,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":"260179","nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":413806,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":10,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48076","countyCode":"26125","censusGeoid":"261251612003","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2022-05-20T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":6,"interiorWaterDepth":0,"mostRecentPaymentDate":"2022-06-26T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7054839},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2004-05-23T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1976-07-15T00:00:00.000Z","originalNBDate":"2003-06-29T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":603,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":89500,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":137700,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48331","countyCode":"26125","censusGeoid":"261251664001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2004-05-24T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7057513},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2020-07-10T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1948-01-01T00:00:00.000Z","originalNBDate":"2017-09-13T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":2020,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":"260178","nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"08","nonPaymentReasonBuilding":"08","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":99,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48073","countyCode":"26125","censusGeoid":"261251831004","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"2020-07-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7058795},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-06-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1976-05-01T00:00:00.000Z","originalNBDate":"2000-01-01T00:00:00.000Z","amountPaidOnBuildingClaim":14020.92,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":182000,"totalContentsInsuranceCoverage":66000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":15270,"buildingDeductibleCode":"2","netBuildingPaymentAmount":14020.92,"buildingPropertyValue":326223,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260471","nfipCommunityNumberCurrent":"260471","nfipCommunityName":"ROCHESTER HILLS, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":372460,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48307","countyCode":"26125","censusGeoid":"261251940003","latitude":42.6,"longitude":-83.1,"foundationType":"2","openDate":"2021-06-28T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":0,"interiorWaterDepth":null,"mostRecentPaymentDate":"2022-04-14T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7063530},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2010-06-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1975-01-01T00:00:00.000Z","originalNBDate":"2001-10-06T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2010,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251563003","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"2010-06-06T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7072328},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2024-08-06T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":-2,"baseFloodElevation":668.5,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":664.5,"lowestFloorElevation":670,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":60,"occupancyType":11,"originalConstructionDate":"2007-01-11T00:00:00.000Z","originalNBDate":"2007-11-21T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":206000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":2024,"primaryResidenceIndicator":true,"buildingDamageAmount":577,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":199018,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":10000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":"260180","nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":247974,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251970002","latitude":42.6,"longitude":-83.1,"foundationType":"3","openDate":"2024-08-06T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":24,"interiorWaterDepth":null,"mostRecentPaymentDate":"2024-10-05T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7072463},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1955-07-01T00:00:00.000Z","originalNBDate":"2011-07-28T00:00:00.000Z","amountPaidOnBuildingClaim":8101.75,"amountPaidOnContentsClaim":648.8,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":7492,"buildingDeductibleCode":"F","netBuildingPaymentAmount":8101.75,"buildingPropertyValue":44017,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1648,"contentsDeductibleCode":"F","netContentsPaymentAmount":648.8,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":"260178","nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":112026,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48073","countyCode":"26125","censusGeoid":"261251831002","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"2014-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-08-29T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7073584},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":4,"policyCount":1,"crsClassCode":9,"dateOfLoss":"2004-05-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":-1,"baseFloodElevation":935,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":934.8,"lowestFloorElevation":934.6,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":80,"occupancyType":1,"originalConstructionDate":"1996-09-15T00:00:00.000Z","originalNBDate":"2001-06-13T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":195200,"totalContentsInsuranceCoverage":55800,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260473","nfipCommunityNumberCurrent":"260473","nfipCommunityName":"COMMERCE, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48382","countyCode":"26125","censusGeoid":"261251340003","latitude":42.6,"longitude":-83.5,"foundationType":"0","openDate":"2004-05-24T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7073665},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1998-08-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1958-01-01T00:00:00.000Z","originalNBDate":"1998-04-09T00:00:00.000Z","amountPaidOnBuildingClaim":22089.85,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1998,"primaryResidenceIndicator":true,"buildingDamageAmount":22089,"buildingDeductibleCode":"5","netBuildingPaymentAmount":22089.85,"buildingPropertyValue":250000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260712","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":250000,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48304","countyCode":"26125","censusGeoid":"261251520002","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"1998-12-08T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1998-12-08T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7082028},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1997-05-19T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1962-07-01T00:00:00.000Z","originalNBDate":"1997-04-16T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":2179.42,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":11600,"yearOfLoss":1997,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":2961,"contentsDeductibleCode":"1","netContentsPaymentAmount":2179.42,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251531002","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"1997-05-20T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1997-08-04T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7088403},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":10,"dateOfLoss":"1996-06-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1989-07-01T00:00:00.000Z","originalNBDate":"1993-02-19T00:00:00.000Z","amountPaidOnBuildingClaim":4843.87,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":82700,"yearOfLoss":1996,"primaryResidenceIndicator":true,"buildingDamageAmount":5344,"buildingDeductibleCode":"0","netBuildingPaymentAmount":4843.87,"buildingPropertyValue":250000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":3300,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48331","countyCode":"26125","censusGeoid":"261251679001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1996-07-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1996-08-30T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7089762},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":10,"dateOfLoss":"1998-02-17T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A12","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1939-10-01T00:00:00.000Z","originalNBDate":"1997-11-14T00:00:00.000Z","amountPaidOnBuildingClaim":58.9,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":205000,"totalContentsInsuranceCoverage":30000,"yearOfLoss":1998,"primaryResidenceIndicator":true,"buildingDamageAmount":1059,"buildingDeductibleCode":"1","netBuildingPaymentAmount":58.9,"buildingPropertyValue":70507,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":100725,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251673002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1998-03-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1998-03-11T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7090379},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":10,"dateOfLoss":"1991-08-17T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1982-12-01T00:00:00.000Z","originalNBDate":"1988-09-15T00:00:00.000Z","amountPaidOnBuildingClaim":100387.64,"amountPaidOnContentsClaim":6443.6,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":200000,"totalContentsInsuranceCoverage":200000,"yearOfLoss":1991,"primaryResidenceIndicator":false,"buildingDamageAmount":131647,"buildingDeductibleCode":"5","netBuildingPaymentAmount":100387.64,"buildingPropertyValue":200000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":16348,"contentsDeductibleCode":"5","netContentsPaymentAmount":6443.6,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48335","countyCode":"26125","censusGeoid":"261251684001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1991-08-22T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1991-11-21T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7096455},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1960-07-01T00:00:00.000Z","originalNBDate":"1987-04-07T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"9","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":0,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251650003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1989-07-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7097545},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-16T00:00:00.000Z","amountPaidOnBuildingClaim":841.8,"amountPaidOnContentsClaim":441.99,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":8900,"totalContentsInsuranceCoverage":5300,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":1042,"buildingDeductibleCode":null,"netBuildingPaymentAmount":841.8,"buildingPropertyValue":85000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":642,"contentsDeductibleCode":null,"netContentsPaymentAmount":441.99,"contentsPropertyValue":20000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-01-19T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7098354},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2011-05-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1970-01-01T00:00:00.000Z","originalNBDate":"2008-06-26T00:00:00.000Z","amountPaidOnBuildingClaim":1860.5,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":2861,"buildingDeductibleCode":"1","netBuildingPaymentAmount":1860.5,"buildingPropertyValue":119290,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260175","nfipCommunityNumberCurrent":null,"nfipCommunityName":"NOVI, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":252435,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48167","countyCode":"26125","censusGeoid":"261251377001","latitude":42.4,"longitude":-83.5,"foundationType":"0","openDate":"2011-06-17T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2011-09-03T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7100708},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2018-05-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1964-01-01T00:00:00.000Z","originalNBDate":"2017-11-22T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2018,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260262","nfipCommunityNumberCurrent":"260262","nfipCommunityName":"FERNDALE, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48220","countyCode":"26125","censusGeoid":"261251736001","latitude":42.4,"longitude":-83.1,"foundationType":"0","openDate":"2018-05-24T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7101583},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":28,"crsClassCode":10,"dateOfLoss":"2008-09-13T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"1997-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":24644.19,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":1980000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2008,"primaryResidenceIndicator":false,"buildingDamageAmount":27645,"buildingDeductibleCode":"3","netBuildingPaymentAmount":24644.19,"buildingPropertyValue":1527689,"causeOfDamage":"4","condominiumCoverageTypeCode":"L","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":230,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Ike","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":28,"buildingReplacementCost":2092725,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2008-09-18T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2009-02-28T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7102169},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2025-07-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":16,"originalConstructionDate":"1972-01-01T00:00:00.000Z","originalNBDate":"2025-07-03T00:00:00.000Z","amountPaidOnBuildingClaim":5429.4,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2025,"primaryResidenceIndicator":false,"buildingDamageAmount":6679,"buildingDeductibleCode":"F","netBuildingPaymentAmount":5429.4,"buildingPropertyValue":437614,"causeOfDamage":"4","condominiumCoverageTypeCode":"U","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":530430,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-8,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251565001","latitude":42.6,"longitude":-83.4,"foundationType":"2","openDate":"2025-08-07T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":18,"interiorWaterDepth":-95,"mostRecentPaymentDate":"2025-12-12T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7107823},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-09-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-09-05T00:00:00.000Z","amountPaidOnBuildingClaim":238.63,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":439,"buildingDeductibleCode":null,"netBuildingPaymentAmount":238.63,"buildingPropertyValue":51900,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48075","countyCode":"26125","censusGeoid":"261251619001","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1981-11-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-11-18T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7108785},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":13,"originalConstructionDate":"1966-01-01T00:00:00.000Z","originalNBDate":"2021-08-29T00:00:00.000Z","amountPaidOnBuildingClaim":943.39,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2023,"primaryResidenceIndicator":false,"buildingDamageAmount":2193,"buildingDeductibleCode":"F","netBuildingPaymentAmount":943.39,"buildingPropertyValue":4939581,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":"260178","nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":32,"buildingReplacementCost":6442671,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":10,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48067","countyCode":"26125","censusGeoid":"261251840003","latitude":42.5,"longitude":-83.1,"foundationType":"1","openDate":"2023-09-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":3,"interiorWaterDepth":1,"mostRecentPaymentDate":"2024-01-24T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7109199},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":4,"originalConstructionDate":"2010-01-01T00:00:00.000Z","originalNBDate":"2014-06-26T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":500000,"yearOfLoss":2014,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48335","countyCode":"26125","censusGeoid":"261251670001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2014-11-01T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7110696},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1983-07-31T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1980-07-01T00:00:00.000Z","originalNBDate":"1982-10-10T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":5500,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":null,"contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"02","nonPaymentReasonBuilding":"02","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48322","countyCode":"26125","censusGeoid":"261251576001","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"1983-08-08T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7110983},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1984-03-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1973-10-01T00:00:00.000Z","originalNBDate":"1982-10-23T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":10500,"yearOfLoss":1984,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48335","countyCode":"26125","censusGeoid":"261251688001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1984-03-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7113178},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2023-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":16,"originalConstructionDate":"1981-01-01T00:00:00.000Z","originalNBDate":"2023-07-26T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2023,"primaryResidenceIndicator":true,"buildingDamageAmount":0,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":177892,"causeOfDamage":"0","condominiumCoverageTypeCode":"U","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":12,"buildingReplacementCost":231028,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251666002","latitude":42.5,"longitude":-83.3,"foundationType":"1","openDate":"2023-08-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2023-09-07T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7128392},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2019-05-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1965-01-01T00:00:00.000Z","originalNBDate":"2014-05-17T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":102000,"totalContentsInsuranceCoverage":36000,"yearOfLoss":2019,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":"260182","nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48322","countyCode":"26125","censusGeoid":"261251569002","latitude":42.5,"longitude":-83.4,"foundationType":"2","openDate":"2019-05-02T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7128552},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1997-08-26T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1929-01-01T00:00:00.000Z","originalNBDate":"1995-12-08T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":5000,"yearOfLoss":1997,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"08","nonPaymentReasonBuilding":"08","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48328","countyCode":"26125","censusGeoid":"261251454002","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"1997-08-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7135226},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2020-05-19T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1965-07-01T00:00:00.000Z","originalNBDate":"2020-03-26T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":200000,"totalContentsInsuranceCoverage":80000,"yearOfLoss":2020,"primaryResidenceIndicator":true,"buildingDamageAmount":0,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":0,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":0,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251675003","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2020-05-21T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":0,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7137259},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1980-12-15T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":22000,"totalContentsInsuranceCoverage":5000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251650003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-22T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7139532},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2019-02-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1949-01-01T00:00:00.000Z","originalNBDate":"2014-12-17T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":2019,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":"260179","nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48075","countyCode":"26125","censusGeoid":"261251623003","latitude":42.4,"longitude":-83.2,"foundationType":"0","openDate":"2019-02-05T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7141368},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-03-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":0,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1965-07-01T00:00:00.000Z","originalNBDate":"1988-03-31T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":182600,"totalContentsInsuranceCoverage":69300,"yearOfLoss":1989,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"9","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"9","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48084","countyCode":"26125","censusGeoid":"261251967001","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"1989-06-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7149133},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2004-05-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"2003-06-18T00:00:00.000Z","amountPaidOnBuildingClaim":14909.36,"amountPaidOnContentsClaim":3131,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":15410,"buildingDeductibleCode":"0","netBuildingPaymentAmount":14909.36,"buildingPropertyValue":416052,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":3631,"contentsDeductibleCode":"0","netContentsPaymentAmount":3131,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260473","nfipCommunityNumberCurrent":null,"nfipCommunityName":"COMMERCE, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":452230,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48382","countyCode":"26125","censusGeoid":"261251344001","latitude":42.6,"longitude":-83.5,"foundationType":"0","openDate":"2004-05-24T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2004-08-15T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7150247},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2001-04-10T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1955-01-01T00:00:00.000Z","originalNBDate":"2000-10-23T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":75000,"totalContentsInsuranceCoverage":18000,"yearOfLoss":2001,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260323","nfipCommunityNumberCurrent":null,"nfipCommunityName":"OAK PARK, CITY OF","nonPaymentReasonContents":"03","nonPaymentReasonBuilding":"03","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48237","countyCode":"26125","censusGeoid":"261251714001","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2001-04-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7152381},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":28,"crsClassCode":10,"dateOfLoss":"1998-08-05T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"1997-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":1980000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1998,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"3","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"L","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":28,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1998-08-14T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7157155},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1967-07-01T00:00:00.000Z","originalNBDate":"1986-06-28T00:00:00.000Z","amountPaidOnBuildingClaim":689.67,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":83200,"totalContentsInsuranceCoverage":0,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":1200,"buildingDeductibleCode":"0","netBuildingPaymentAmount":689.67,"buildingPropertyValue":80000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251668002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1989-07-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1989-07-31T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7158488},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2004-05-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":0,"baseFloodElevation":932,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":933.7,"lowestFloorElevation":932,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1999-05-04T00:00:00.000Z","originalNBDate":"1999-12-23T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48327","countyCode":"26125","censusGeoid":"261251452001","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"2004-06-18T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7159585},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1964-01-01T00:00:00.000Z","originalNBDate":"2012-05-03T00:00:00.000Z","amountPaidOnBuildingClaim":4613.15,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":5614,"buildingDeductibleCode":"F","netBuildingPaymentAmount":4613.15,"buildingPropertyValue":85074,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":880,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260170","nfipCommunityNumberCurrent":"260170","nfipCommunityName":"CLAWSON, CITY OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":158962,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48017","countyCode":"26125","censusGeoid":"261251801003","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2014-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-08-28T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7168592},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2006-05-10T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A01","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1968-07-01T00:00:00.000Z","originalNBDate":"2000-01-01T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":87000,"totalContentsInsuranceCoverage":4700,"yearOfLoss":2006,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"05","nonPaymentReasonBuilding":"05","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48304","countyCode":"26125","censusGeoid":"261251503002","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2006-06-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7173945},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1985-01-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1984-11-03T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":38500,"totalContentsInsuranceCoverage":10500,"yearOfLoss":1985,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260476","nfipCommunityNumberCurrent":null,"nfipCommunityName":"OAKLAND, TOWNSHIP OF","nonPaymentReasonContents":"02","nonPaymentReasonBuilding":"02","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48098","countyCode":"26125","censusGeoid":"261251965001","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"1985-06-19T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7174573},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1927-01-01T00:00:00.000Z","originalNBDate":"2023-07-05T00:00:00.000Z","amountPaidOnBuildingClaim":3741.7,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":121000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2023,"primaryResidenceIndicator":true,"buildingDamageAmount":1,"buildingDeductibleCode":"2","netBuildingPaymentAmount":3741.7,"buildingPropertyValue":0,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251970002","latitude":42.6,"longitude":-83.1,"foundationType":"3","openDate":"2023-10-23T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":0,"interiorWaterDepth":0,"mostRecentPaymentDate":"2023-11-29T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7174695},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-06T00:00:00.000Z","amountPaidOnBuildingClaim":386.7,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":33000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":587,"buildingDeductibleCode":null,"netBuildingPaymentAmount":386.7,"buildingPropertyValue":22500,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":-1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48054","countyCode":"26125","censusGeoid":"261251452003","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-10-25T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7178128},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1994-06-26T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A04","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1965-07-01T00:00:00.000Z","originalNBDate":"1992-04-23T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":185000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1994,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"03","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251526001","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"1994-07-06T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7188130},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-07-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"2006-05-26T00:00:00.000Z","amountPaidOnBuildingClaim":32642.6,"amountPaidOnContentsClaim":8152.36,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":33643,"buildingDeductibleCode":"1","netBuildingPaymentAmount":32642.6,"buildingPropertyValue":111277,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":9152,"contentsDeductibleCode":"1","netContentsPaymentAmount":8152.36,"contentsPropertyValue":17250,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260650","nfipCommunityNumberCurrent":"260650","nfipCommunityName":"HIGHLAND, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":151122,"contentsReplacementCost":22600,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48356","countyCode":"26125","censusGeoid":"261251315002","latitude":42.7,"longitude":-83.6,"foundationType":"0","openDate":"2021-07-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":0,"interiorWaterDepth":null,"mostRecentPaymentDate":"2026-05-03T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7193355},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1960-07-01T00:00:00.000Z","originalNBDate":"1987-04-30T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"9","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"A","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":0,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251650003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1989-07-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7197038},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2008-09-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1976-01-01T00:00:00.000Z","originalNBDate":"2005-11-13T00:00:00.000Z","amountPaidOnBuildingClaim":8997.51,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2008,"primaryResidenceIndicator":true,"buildingDamageAmount":9497,"buildingDeductibleCode":"1","netBuildingPaymentAmount":8997.51,"buildingPropertyValue":250000,"causeOfDamage":"4","condominiumCoverageTypeCode":"U","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":230,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Ike","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":250000,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251564002","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"2008-10-14T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2008-10-21T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7199848},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1982-01-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-07-27T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":28000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260480","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WOLVERINE LAKE, VILLAGE OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48390","countyCode":"26125","censusGeoid":"261251346002","latitude":42.5,"longitude":-83.5,"foundationType":"0","openDate":"1982-05-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7205292},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":10,"dateOfLoss":"1998-08-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A12","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1939-10-01T00:00:00.000Z","originalNBDate":"1997-11-14T00:00:00.000Z","amountPaidOnBuildingClaim":3517.38,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":205000,"totalContentsInsuranceCoverage":30000,"yearOfLoss":1998,"primaryResidenceIndicator":true,"buildingDamageAmount":3517,"buildingDeductibleCode":"1","netBuildingPaymentAmount":3517.38,"buildingPropertyValue":65608,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":93725,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251673002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1998-12-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1998-12-09T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7208804},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1962-05-01T00:00:00.000Z","originalNBDate":"1981-07-25T00:00:00.000Z","amountPaidOnBuildingClaim":300.36,"amountPaidOnContentsClaim":596.1,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":14300,"totalContentsInsuranceCoverage":6200,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":501,"buildingDeductibleCode":"0","netBuildingPaymentAmount":300.36,"buildingPropertyValue":78800,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1509,"contentsDeductibleCode":"0","netContentsPaymentAmount":596.1,"contentsPropertyValue":20000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-8,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48076","countyCode":"26125","censusGeoid":"261251612002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1981-10-29T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-11-12T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7214977},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-07T00:00:00.000Z","amountPaidOnBuildingClaim":2049.66,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":2374,"buildingDeductibleCode":null,"netBuildingPaymentAmount":2049.66,"buildingPropertyValue":550000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251650003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-11-19T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-01-24T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7231985},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2024-08-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":16,"originalConstructionDate":"1995-01-01T00:00:00.000Z","originalNBDate":"2015-03-11T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2024,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"U","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":"260182","nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":99,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251565002","latitude":42.6,"longitude":-83.4,"foundationType":"2","openDate":"2025-02-04T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7240000},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2011-05-14T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1972-07-01T00:00:00.000Z","originalNBDate":"2003-07-17T00:00:00.000Z","amountPaidOnBuildingClaim":9522.65,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":233500,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":11522,"buildingDeductibleCode":"2","netBuildingPaymentAmount":9522.65,"buildingPropertyValue":201132,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":268176,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251564002","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"2011-05-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2011-07-12T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7250256},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-05-22T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7258109},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-01-07T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1974-12-31T00:00:00.000Z","originalNBDate":"1988-12-14T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260712","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":0,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48304","countyCode":"26125","censusGeoid":"261251501003","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"1989-01-17T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7260525},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":10,"dateOfLoss":"1994-02-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1970-05-01T00:00:00.000Z","originalNBDate":"1993-11-05T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":134400,"totalContentsInsuranceCoverage":26300,"yearOfLoss":1994,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251669003","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1994-04-06T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7260962},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-05-29T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":14600,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251975002","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7266018},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1976-07-01T00:00:00.000Z","originalNBDate":"1987-02-21T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":60000,"totalContentsInsuranceCoverage":30000,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":4000,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":30000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260473","nfipCommunityNumberCurrent":null,"nfipCommunityName":"COMMERCE, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"02","numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48382","countyCode":"26125","censusGeoid":"261251351001","latitude":42.6,"longitude":-83.5,"foundationType":"0","openDate":"1989-08-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7274344},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2018-05-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":3,"originalConstructionDate":"1981-01-01T00:00:00.000Z","originalNBDate":"2017-09-30T00:00:00.000Z","amountPaidOnBuildingClaim":11896.42,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":2018,"primaryResidenceIndicator":true,"buildingDamageAmount":12896,"buildingDeductibleCode":"1","netBuildingPaymentAmount":11896.42,"buildingPropertyValue":59989,"causeOfDamage":"4","condominiumCoverageTypeCode":"U","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":99025,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251666002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2018-07-03T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2018-07-23T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7275530},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2022-04-04T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1963-01-01T00:00:00.000Z","originalNBDate":"2020-06-03T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":2022,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":"260179","nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"98","nonPaymentReasonBuilding":"98","numberOfUnits":0,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48076","countyCode":"26125","censusGeoid":"261251612003","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2022-05-17T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2022-05-20T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7277706},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2026-07-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1995-01-01T00:00:00.000Z","originalNBDate":"2024-09-07T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2026,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260478","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SPRINGFIELD, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":99,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48350","countyCode":"26125","censusGeoid":"261251263005","latitude":42.8,"longitude":-83.5,"foundationType":"6","openDate":"2026-07-22T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7278651},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1984-03-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1960-07-01T00:00:00.000Z","originalNBDate":"1981-06-19T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":15000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1984,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48054","countyCode":"26125","censusGeoid":"261251407002","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"1984-04-02T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7283797},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1990-06-06T00:00:00.000Z","originalNBDate":"2020-06-20T00:00:00.000Z","amountPaidOnBuildingClaim":124811.84,"amountPaidOnContentsClaim":37808.07,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2023,"primaryResidenceIndicator":true,"buildingDamageAmount":105785,"buildingDeductibleCode":"F","netBuildingPaymentAmount":124811.84,"buildingPropertyValue":269146,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":38808,"contentsDeductibleCode":"1","netContentsPaymentAmount":37808.07,"contentsPropertyValue":187754,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":"260284","nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":447381,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48328","countyCode":"26125","censusGeoid":"261251457001","latitude":42.7,"longitude":-83.4,"foundationType":"1","openDate":"2023-08-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":14,"interiorWaterDepth":2,"mostRecentPaymentDate":"2024-03-05T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7284083},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":4,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1978-06-26T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":2,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1977-09-11T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":null,"smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":7000,"yearOfLoss":1978,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":null,"contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260238","nfipCommunityNumberCurrent":null,"nfipCommunityName":"REDFORD, TOWNSHIP OF","nonPaymentReasonContents":"02","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48033","countyCode":"26125","censusGeoid":"261251610002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1978-08-29T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7286428},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2021-06-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1958-07-01T00:00:00.000Z","originalNBDate":"2020-08-10T00:00:00.000Z","amountPaidOnBuildingClaim":4404.58,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":5654,"buildingDeductibleCode":"2","netBuildingPaymentAmount":4404.58,"buildingPropertyValue":257457,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":225,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":80000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":395232,"contentsReplacementCost":105000,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-1,"floodZoneCurrent":"X","buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"2","openDate":"2021-10-22T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":0,"interiorWaterDepth":null,"mostRecentPaymentDate":"2022-01-20T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7292173},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1993-04-08T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1971-07-01T00:00:00.000Z","originalNBDate":"1989-05-27T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":120000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1993,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"02","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251661001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1993-04-08T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7292841},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2004-05-23T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1967-01-01T00:00:00.000Z","originalNBDate":"2002-01-25T00:00:00.000Z","amountPaidOnBuildingClaim":187597.47,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2004,"primaryResidenceIndicator":false,"buildingDamageAmount":202599,"buildingDeductibleCode":"A","netBuildingPaymentAmount":187597.47,"buildingPropertyValue":1953600,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260326","nfipCommunityNumberCurrent":"260326","nfipCommunityName":"ROCHESTER, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":2442000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48307","countyCode":"26125","censusGeoid":"261251912003","latitude":42.7,"longitude":-83.1,"foundationType":"1","openDate":"2004-05-24T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2005-05-03T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7300272},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":10,"dateOfLoss":"1991-08-17T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1982-12-01T00:00:00.000Z","originalNBDate":"1988-09-15T00:00:00.000Z","amountPaidOnBuildingClaim":56066.48,"amountPaidOnContentsClaim":7816.83,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":200000,"totalContentsInsuranceCoverage":200000,"yearOfLoss":1991,"primaryResidenceIndicator":false,"buildingDamageAmount":92326,"buildingDeductibleCode":"5","netBuildingPaymentAmount":56066.48,"buildingPropertyValue":2000000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":18309,"contentsDeductibleCode":"5","netContentsPaymentAmount":7816.83,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48335","countyCode":"26125","censusGeoid":"261251684001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1991-09-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1991-11-04T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7301693},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2004-05-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1959-07-01T00:00:00.000Z","originalNBDate":"1998-05-29T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":199000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":4511,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":141780,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":189040,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":6,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48328","countyCode":"26125","censusGeoid":"261251454002","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2004-05-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7316224},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":0,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1965-07-01T00:00:00.000Z","originalNBDate":"1988-03-31T00:00:00.000Z","amountPaidOnBuildingClaim":896.51,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":182600,"totalContentsInsuranceCoverage":69300,"yearOfLoss":1989,"primaryResidenceIndicator":true,"buildingDamageAmount":1500,"buildingDeductibleCode":"9","netBuildingPaymentAmount":896.51,"buildingPropertyValue":1250000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"9","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48084","countyCode":"26125","censusGeoid":"261251967001","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"1989-06-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1989-10-22T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7317123},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1982-05-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-10-23T00:00:00.000Z","amountPaidOnBuildingClaim":206.32,"amountPaidOnContentsClaim":12.2,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":25000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":407,"buildingDeductibleCode":"0","netBuildingPaymentAmount":206.32,"buildingPropertyValue":98900,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":263,"contentsDeductibleCode":"0","netContentsPaymentAmount":12.2,"contentsPropertyValue":50000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48018","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1982-06-18T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-07-29T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7329849},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2016-04-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1961-06-01T00:00:00.000Z","originalNBDate":"2016-03-06T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":40000,"yearOfLoss":2016,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":null,"nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48067","countyCode":"26125","censusGeoid":"261251846002","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"2016-04-01T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7338608},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2008-09-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1973-01-01T00:00:00.000Z","originalNBDate":"2000-04-22T00:00:00.000Z","amountPaidOnBuildingClaim":977.4,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":75000,"totalContentsInsuranceCoverage":30000,"yearOfLoss":2008,"primaryResidenceIndicator":true,"buildingDamageAmount":1478,"buildingDeductibleCode":"0","netBuildingPaymentAmount":977.4,"buildingPropertyValue":400000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":230,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Ike","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":458132,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-6,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48085","countyCode":"26125","censusGeoid":"261251962002","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"2008-09-29T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2008-09-29T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7342409},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1998-07-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1958-07-01T00:00:00.000Z","originalNBDate":"1993-09-24T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":163000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1998,"primaryResidenceIndicator":true,"buildingDamageAmount":1030,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":119160,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260476","nfipCommunityNumberCurrent":null,"nfipCommunityName":"OAKLAND, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":148950,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1998-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7346888},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1979-04-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-03-19T00:00:00.000Z","amountPaidOnBuildingClaim":3443.6,"amountPaidOnContentsClaim":2636.95,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":5300,"totalContentsInsuranceCoverage":5300,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":3644,"buildingDeductibleCode":null,"netBuildingPaymentAmount":3443.6,"buildingPropertyValue":30400,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":3136,"contentsDeductibleCode":null,"netContentsPaymentAmount":2636.95,"contentsPropertyValue":15000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48341","countyCode":"26125","censusGeoid":"261251454003","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"1979-04-23T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1979-06-15T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7349259},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-06-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"2015-09-20T00:00:00.000Z","amountPaidOnBuildingClaim":7871.6,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":8349,"buildingDeductibleCode":"F","netBuildingPaymentAmount":7871.6,"buildingPropertyValue":413936,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":91000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":"260169","nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":516508,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48301","countyCode":"26125","censusGeoid":"261251510002","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2021-06-28T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":1,"interiorWaterDepth":null,"mostRecentPaymentDate":"2021-07-08T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7357894},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2013-08-31T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1980-01-01T00:00:00.000Z","originalNBDate":"2010-07-01T00:00:00.000Z","amountPaidOnBuildingClaim":2957.75,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":2013,"primaryResidenceIndicator":true,"buildingDamageAmount":3958,"buildingDeductibleCode":"1","netBuildingPaymentAmount":2957.75,"buildingPropertyValue":41286,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":"260182","nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":109510,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48322","countyCode":"26125","censusGeoid":"261251578001","latitude":42.5,"longitude":-83.4,"foundationType":"2","openDate":"2013-09-18T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-01-04T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7362171},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":null,"originalNBDate":"2021-11-19T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"G","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":85000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2023,"primaryResidenceIndicator":true,"buildingDamageAmount":6871,"buildingDeductibleCode":"H","netBuildingPaymentAmount":0,"buildingPropertyValue":0,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":2109,"contentsDeductibleCode":"H","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48033","countyCode":"26125","censusGeoid":null,"latitude":42.5,"longitude":-83.3,"foundationType":"1","openDate":"2024-08-07T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":3,"interiorWaterDepth":null,"mostRecentPaymentDate":"2024-09-18T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7373756},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1955-01-01T00:00:00.000Z","originalNBDate":"2012-09-24T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":null,"nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-8,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48073","countyCode":"26125","censusGeoid":"261251830001","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2014-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7380293},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2001-02-10T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1966-11-01T00:00:00.000Z","originalNBDate":"2000-12-30T00:00:00.000Z","amountPaidOnBuildingClaim":1043.92,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2001,"primaryResidenceIndicator":true,"buildingDamageAmount":1544,"buildingDeductibleCode":"0","netBuildingPaymentAmount":1043.92,"buildingPropertyValue":171920,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":223272,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2001-02-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2001-04-09T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7380930},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2003-12-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1982-07-01T00:00:00.000Z","originalNBDate":"1998-07-31T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2003,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251981002","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"2004-01-05T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7381277},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":28,"crsClassCode":10,"dateOfLoss":"2013-09-03T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"1997-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":23240.88,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":1980000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2013,"primaryResidenceIndicator":false,"buildingDamageAmount":26281,"buildingDeductibleCode":"3","netBuildingPaymentAmount":23240.88,"buildingPropertyValue":1972525,"causeOfDamage":"4","condominiumCoverageTypeCode":"L","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":28,"buildingReplacementCost":2405519,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2013-09-04T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2013-10-16T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7385686},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-06-26T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1975-01-01T00:00:00.000Z","originalNBDate":"2014-11-05T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":40000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":445,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":353138,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":"260180","nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":427534,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-8,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48098","countyCode":"26125","censusGeoid":"261251965002","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"2021-07-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":0,"interiorWaterDepth":-92,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7385723},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1985-02-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1984-10-31T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":10500,"yearOfLoss":1985,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":816,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48075","countyCode":"26125","censusGeoid":"261251623002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1985-03-24T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7388938},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":28,"crsClassCode":10,"dateOfLoss":"2008-09-13T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"1997-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":14833.03,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":3520000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2008,"primaryResidenceIndicator":false,"buildingDamageAmount":17834,"buildingDeductibleCode":"3","netBuildingPaymentAmount":14833.03,"buildingPropertyValue":1093422,"causeOfDamage":"4","condominiumCoverageTypeCode":"L","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":230,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Ike","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":28,"buildingReplacementCost":1420028,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2008-09-18T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2009-02-28T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7404499},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1979-02-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-11-12T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":25000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260212","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTH HAVEN, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48084","countyCode":"26125","censusGeoid":"261251977012","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"1979-03-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7404625},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":10,"dateOfLoss":"1996-04-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1992-07-01T00:00:00.000Z","originalNBDate":"1999-12-31T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":65000,"yearOfLoss":1996,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48331","countyCode":"26125","censusGeoid":"261251670005","latitude":42.5,"longitude":-83.4,"foundationType":"1","openDate":"1996-04-29T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7407411},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2024-07-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1999-01-01T00:00:00.000Z","originalNBDate":"2023-11-07T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":30000,"yearOfLoss":2024,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"5","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260478","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SPRINGFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48350","countyCode":"26125","censusGeoid":"261251265002","latitude":42.7,"longitude":-83.5,"foundationType":"2","openDate":"2024-07-23T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7412321},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-07-20T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":622,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":8000,"totalContentsInsuranceCoverage":4000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":822,"contentsDeductibleCode":null,"netContentsPaymentAmount":622,"contentsPropertyValue":5000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260289","nfipCommunityNumberCurrent":null,"nfipCommunityName":"HAZEL PARK, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48030","countyCode":"26125","censusGeoid":"261251752004","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-10-18T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7414609},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1979-04-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-06-06T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":1347.75,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":1850,"contentsDeductibleCode":null,"netContentsPaymentAmount":1347.75,"contentsPropertyValue":10000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251668002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1979-04-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1979-07-31T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7417278},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1986-12-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":1,"baseFloodElevation":11,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":12,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1979-01-25T00:00:00.000Z","originalNBDate":"1986-04-25T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":49500,"totalContentsInsuranceCoverage":5300,"yearOfLoss":1986,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"120058","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48075","countyCode":"26125","censusGeoid":"261251620003","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1987-02-22T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7417911},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1985-05-31T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1962-05-01T00:00:00.000Z","originalNBDate":"1981-07-25T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":14300,"totalContentsInsuranceCoverage":6200,"yearOfLoss":1985,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48076","countyCode":"26125","censusGeoid":"261251612002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1985-06-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7420714},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"2000-01-01T00:00:00.000Z","originalNBDate":"2014-10-11T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":175000,"totalContentsInsuranceCoverage":154000,"yearOfLoss":2023,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260256","nfipCommunityNumberCurrent":"260256","nfipCommunityName":"BEVERLY HILLS, VILLAGE OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-8,"floodZoneCurrent":"X","buildingDescriptionCode":8,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48025","countyCode":"26125","censusGeoid":"261251581003","latitude":42.5,"longitude":-83.2,"foundationType":"2","openDate":"2023-08-31T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7435026},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2008-11-14T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1979-07-01T00:00:00.000Z","originalNBDate":"2008-11-03T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":40000,"yearOfLoss":2008,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251981002","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"2008-11-18T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7443855},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2022-08-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":13,"originalConstructionDate":"1966-01-01T00:00:00.000Z","originalNBDate":"2021-08-29T00:00:00.000Z","amountPaidOnBuildingClaim":12476.04,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2022,"primaryResidenceIndicator":false,"buildingDamageAmount":13726,"buildingDeductibleCode":"F","netBuildingPaymentAmount":12476.04,"buildingPropertyValue":2866245,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":7500,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":"260178","nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":48,"buildingReplacementCost":3738776,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":10,"rentalPropertyIndicator":true,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48067","countyCode":"26125","censusGeoid":"261251839001","latitude":42.5,"longitude":-83.1,"foundationType":"1","openDate":"2022-09-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":3,"interiorWaterDepth":2,"mostRecentPaymentDate":"2023-04-07T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7461755},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1980-12-15T00:00:00.000Z","amountPaidOnBuildingClaim":627.8,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":901,"buildingDeductibleCode":null,"netBuildingPaymentAmount":627.8,"buildingPropertyValue":79400,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-02-01T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7471028},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1990-01-01T00:00:00.000Z","originalNBDate":"2023-05-03T00:00:00.000Z","amountPaidOnBuildingClaim":50000,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":50000,"yearOfLoss":2023,"primaryResidenceIndicator":false,"buildingDamageAmount":66000,"buildingDeductibleCode":"1","netBuildingPaymentAmount":50000,"buildingPropertyValue":1813639,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260263","nfipCommunityNumberCurrent":null,"nfipCommunityName":"AUBURN HILLS, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":2198689,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48326","countyCode":"26125","censusGeoid":"261251401011","latitude":42.7,"longitude":-83.2,"foundationType":"1","openDate":"2023-08-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":12,"interiorWaterDepth":6,"mostRecentPaymentDate":"2023-10-19T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7472371},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2018-04-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1980-01-01T00:00:00.000Z","originalNBDate":"2017-10-06T00:00:00.000Z","amountPaidOnBuildingClaim":5712.08,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2018,"primaryResidenceIndicator":false,"buildingDamageAmount":6712,"buildingDeductibleCode":"1","netBuildingPaymentAmount":5712.08,"buildingPropertyValue":228827,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":"260180","nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":274974,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251980002","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"2018-04-16T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":4,"interiorWaterDepth":3,"mostRecentPaymentDate":"2018-05-15T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7472906},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":10,"dateOfLoss":"1999-06-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1980-01-01T00:00:00.000Z","originalNBDate":"1997-03-20T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":95000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"02","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48335","countyCode":"26125","censusGeoid":"261251686003","latitude":42.4,"longitude":-83.4,"foundationType":"0","openDate":"1999-06-16T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7474072},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":27,"crsClassCode":10,"dateOfLoss":"2024-08-02T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":-1,"baseFloodElevation":852.8,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":849.7,"lowestFloorElevation":860.7,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":92,"occupancyType":15,"originalConstructionDate":"1987-01-01T00:00:00.000Z","originalNBDate":"2015-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":33442.21,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":4066000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2024,"primaryResidenceIndicator":false,"buildingDamageAmount":35442,"buildingDeductibleCode":"2","netBuildingPaymentAmount":33442.21,"buildingPropertyValue":3301427,"causeOfDamage":"2","condominiumCoverageTypeCode":"A","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":27,"buildingReplacementCost":4177150,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":8,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"5","openDate":"2024-08-23T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":13,"interiorWaterDepth":null,"mostRecentPaymentDate":"2024-12-05T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7476836},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1979-07-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-03-12T00:00:00.000Z","amountPaidOnBuildingClaim":792.39,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":5000,"totalContentsInsuranceCoverage":3500,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":992,"buildingDeductibleCode":null,"netBuildingPaymentAmount":792.39,"buildingPropertyValue":25000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260587","nfipCommunityNumberCurrent":null,"nfipCommunityName":"HOLLY, VILLAGE OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48442","countyCode":"26125","censusGeoid":"261251245002","latitude":42.8,"longitude":-83.6,"foundationType":"0","openDate":"1979-07-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1979-08-28T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7477856},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1954-05-06T00:00:00.000Z","originalNBDate":"2021-04-02T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":40000,"yearOfLoss":2023,"primaryResidenceIndicator":true,"buildingDamageAmount":0,"buildingDeductibleCode":"G","netBuildingPaymentAmount":0,"buildingPropertyValue":139488,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":"260178","nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":195383,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48073","countyCode":"26125","censusGeoid":"261251831004","latitude":42.5,"longitude":-83.1,"foundationType":"2","openDate":"2023-08-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2023-09-21T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7478722},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1997-02-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1978-01-01T00:00:00.000Z","originalNBDate":"1992-08-25T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":146400,"totalContentsInsuranceCoverage":0,"yearOfLoss":1997,"primaryResidenceIndicator":true,"buildingDamageAmount":2586,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":76162,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":1080,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48324","countyCode":"26125","censusGeoid":"261251546001","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"1997-03-04T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7479943},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2001-02-09T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1960-07-01T00:00:00.000Z","originalNBDate":"1998-06-15T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":41000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2001,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2001-02-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7490199},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1964-01-01T00:00:00.000Z","originalNBDate":"2013-08-31T00:00:00.000Z","amountPaidOnBuildingClaim":4510.44,"amountPaidOnContentsClaim":278.62,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":5510,"buildingDeductibleCode":"1","netBuildingPaymentAmount":4510.44,"buildingPropertyValue":201920,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1279,"contentsDeductibleCode":"1","netContentsPaymentAmount":278.62,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":229377,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48075","countyCode":"26125","censusGeoid":"261251620003","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2014-08-19T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2016-06-16T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7490783},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-03-04T00:00:00.000Z","amountPaidOnBuildingClaim":3429.7,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":3630,"buildingDeductibleCode":null,"netBuildingPaymentAmount":3429.7,"buildingPropertyValue":455000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251564001","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-10-29T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7495401},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1980-11-02T00:00:00.000Z","amountPaidOnBuildingClaim":722.12,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":72000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":923,"buildingDeductibleCode":null,"netBuildingPaymentAmount":722.12,"buildingPropertyValue":54000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-10-25T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7498754},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1974-12-31T00:00:00.000Z","originalNBDate":"1988-12-14T00:00:00.000Z","amountPaidOnBuildingClaim":9210.1,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":9710,"buildingDeductibleCode":"0","netBuildingPaymentAmount":9210.1,"buildingPropertyValue":100000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260712","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48304","countyCode":"26125","censusGeoid":"261251501003","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"1989-06-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1990-03-31T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7504969},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1980-10-25T00:00:00.000Z","amountPaidOnBuildingClaim":1858.77,"amountPaidOnContentsClaim":367.55,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":10000,"totalContentsInsuranceCoverage":3000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":2059,"buildingDeductibleCode":null,"netBuildingPaymentAmount":1858.77,"buildingPropertyValue":69100,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":758,"contentsDeductibleCode":null,"netContentsPaymentAmount":367.55,"contentsPropertyValue":10000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-10-19T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7513780},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1986-06-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1971-01-01T00:00:00.000Z","originalNBDate":"1981-07-31T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":51300,"totalContentsInsuranceCoverage":12200,"yearOfLoss":1986,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251667002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1986-06-17T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7519785},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1998-08-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1948-06-01T00:00:00.000Z","originalNBDate":"1996-11-17T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":26800,"totalContentsInsuranceCoverage":0,"yearOfLoss":1998,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"08","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251970001","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"1998-11-05T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7523381},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2018-02-20T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1989-01-01T00:00:00.000Z","originalNBDate":"2013-12-12T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2018,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":"260182","nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251565003","latitude":42.6,"longitude":-83.4,"foundationType":"2","openDate":"2018-02-20T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7535348},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1979-04-05T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-11-13T00:00:00.000Z","amountPaidOnBuildingClaim":4862.99,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":11000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":5063,"buildingDeductibleCode":null,"netBuildingPaymentAmount":4862.99,"buildingPropertyValue":17000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48054","countyCode":"26125","censusGeoid":"261251454002","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"1979-04-23T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1979-04-23T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7538446},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2022-02-17T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1985-01-01T00:00:00.000Z","originalNBDate":"2021-11-20T00:00:00.000Z","amountPaidOnBuildingClaim":4220.35,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2022,"primaryResidenceIndicator":true,"buildingDamageAmount":4995,"buildingDeductibleCode":"F","netBuildingPaymentAmount":4220.35,"buildingPropertyValue":273287,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":101783,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":344422,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48301","countyCode":"26125","censusGeoid":"261251509002","latitude":42.5,"longitude":-83.3,"foundationType":"2","openDate":"2022-02-18T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":5,"interiorWaterDepth":null,"mostRecentPaymentDate":"2022-03-10T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7541334},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-06-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1972-07-01T00:00:00.000Z","originalNBDate":"1998-05-22T00:00:00.000Z","amountPaidOnBuildingClaim":4570.97,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":180000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":5570,"buildingDeductibleCode":"2","netBuildingPaymentAmount":4570.97,"buildingPropertyValue":149400,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260175","nfipCommunityNumberCurrent":null,"nfipCommunityName":"NOVI, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":180000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48167","countyCode":"26125","censusGeoid":"261251377001","latitude":42.4,"longitude":-83.5,"foundationType":"0","openDate":"2000-07-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2000-10-10T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7544425},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":10,"dateOfLoss":"1998-08-09T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1985-07-01T00:00:00.000Z","originalNBDate":"1997-08-16T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":25000,"yearOfLoss":1998,"primaryResidenceIndicator":true,"buildingDamageAmount":152,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":97781,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"98","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":105140,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1998-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7551497},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-06-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1980-01-01T00:00:00.000Z","originalNBDate":"2010-07-01T00:00:00.000Z","amountPaidOnBuildingClaim":5332.71,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":6333,"buildingDeductibleCode":"1","netBuildingPaymentAmount":5332.71,"buildingPropertyValue":165390,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":"260182","nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":340932,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-8,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48322","countyCode":"26125","censusGeoid":"261251578001","latitude":42.5,"longitude":-83.4,"foundationType":"2","openDate":"2021-07-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":0,"interiorWaterDepth":-95,"mostRecentPaymentDate":"2021-10-21T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7551880},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1959-07-01T00:00:00.000Z","originalNBDate":"1989-04-03T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":115200,"totalContentsInsuranceCoverage":0,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1989-07-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7559283},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1998-08-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1976-07-01T00:00:00.000Z","originalNBDate":"1997-09-15T00:00:00.000Z","amountPaidOnBuildingClaim":827.5,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":235000,"totalContentsInsuranceCoverage":50000,"yearOfLoss":1998,"primaryResidenceIndicator":true,"buildingDamageAmount":1577,"buildingDeductibleCode":"1","netBuildingPaymentAmount":827.5,"buildingPropertyValue":146025,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":182532,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48034","countyCode":"26125","censusGeoid":"261251608003","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1998-09-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1998-10-02T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7559626},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2021-06-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1939-10-03T00:00:00.000Z","originalNBDate":"2019-10-25T00:00:00.000Z","amountPaidOnBuildingClaim":39379.58,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":220000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":49378,"buildingDeductibleCode":"A","netBuildingPaymentAmount":39379.58,"buildingPropertyValue":154803,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":207127,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"AE","buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251673002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2021-06-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":0,"interiorWaterDepth":null,"mostRecentPaymentDate":"2021-08-02T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7567260},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-06-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1953-10-01T00:00:00.000Z","originalNBDate":"2021-04-30T00:00:00.000Z","amountPaidOnBuildingClaim":7628.58,"amountPaidOnContentsClaim":3703.61,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":8628,"buildingDeductibleCode":"1","netBuildingPaymentAmount":7628.58,"buildingPropertyValue":136800,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":4703,"contentsDeductibleCode":"1","netContentsPaymentAmount":3703.61,"contentsPropertyValue":20000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260323","nfipCommunityNumberCurrent":"260323","nfipCommunityName":"OAK PARK, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":214551,"contentsReplacementCost":20000,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-5,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48237","countyCode":"26125","censusGeoid":"261251713002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2021-06-29T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":0,"interiorWaterDepth":null,"mostRecentPaymentDate":"2022-03-23T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7571056},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1980-05-15T00:00:00.000Z","originalNBDate":"1989-01-21T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":3109.89,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":52500,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":3800,"contentsDeductibleCode":"0","netContentsPaymentAmount":3109.89,"contentsPropertyValue":52500,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251531002","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"1989-07-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1989-08-24T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7576228},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2017-03-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"2000-01-01T00:00:00.000Z","originalNBDate":"2011-10-26T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2017,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"U","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":"260179","nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48075","countyCode":"26125","censusGeoid":"261251622002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2017-07-07T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7578254},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2025-04-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1965-03-20T00:00:00.000Z","originalNBDate":"2020-09-27T00:00:00.000Z","amountPaidOnBuildingClaim":602.67,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2025,"primaryResidenceIndicator":true,"buildingDamageAmount":2521,"buildingDeductibleCode":"2","netBuildingPaymentAmount":602.67,"buildingPropertyValue":186200,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":90000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":"260179","nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":232046,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48076","countyCode":"26125","censusGeoid":"261251606002","latitude":42.5,"longitude":-83.2,"foundationType":"2","openDate":"2025-04-04T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2025-04-17T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7584755},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-06-25T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":-1,"baseFloodElevation":867.5,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":866.5,"lowestFloorElevation":866.7,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":50,"occupancyType":11,"originalConstructionDate":"1984-01-01T00:00:00.000Z","originalNBDate":"2015-06-13T00:00:00.000Z","amountPaidOnBuildingClaim":9121.16,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":14121,"buildingDeductibleCode":"5","netBuildingPaymentAmount":9121.16,"buildingPropertyValue":436250,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260712","nfipCommunityNumberCurrent":"260712","nfipCommunityName":"BLOOMFIELD HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":469713,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48304","countyCode":"26125","censusGeoid":"261251520001","latitude":42.6,"longitude":-83.2,"foundationType":"6","openDate":"2021-06-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":8,"interiorWaterDepth":1,"mostRecentPaymentDate":"2021-08-10T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7588228},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2013-07-19T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1983-05-16T00:00:00.000Z","originalNBDate":"2004-04-30T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2013,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260475","nfipCommunityNumberCurrent":null,"nfipCommunityName":"INDEPENDENCE, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48346","countyCode":"26125","censusGeoid":"261251273001","latitude":42.7,"longitude":-83.4,"foundationType":"0","openDate":"2013-07-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7589035},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1952-01-01T00:00:00.000Z","originalNBDate":"2022-02-24T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":167860.66,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":true,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":300000,"yearOfLoss":2023,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":142861,"contentsDeductibleCode":"5","netContentsPaymentAmount":167860.66,"contentsPropertyValue":390000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":6,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":true,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48304","countyCode":"26125","censusGeoid":"261251505001","latitude":42.6,"longitude":-83.2,"foundationType":"2","openDate":"2023-08-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2023-10-25T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7589626},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-08-29T00:00:00.000Z","amountPaidOnBuildingClaim":3387.29,"amountPaidOnContentsClaim":1120.65,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":4000,"buildingDeductibleCode":null,"netBuildingPaymentAmount":3387.29,"buildingPropertyValue":91900,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1764,"contentsDeductibleCode":null,"netContentsPaymentAmount":1120.65,"contentsPropertyValue":20000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48098","countyCode":"26125","censusGeoid":"261251967001","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"1981-10-16T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-03-29T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7591799},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2021-07-08T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1986-02-15T00:00:00.000Z","originalNBDate":"2019-04-10T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":99,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48335","countyCode":"26125","censusGeoid":"261251688001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2021-08-19T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7591933},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-05-27T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":4,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"2004-12-19T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":500000,"yearOfLoss":2014,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"A","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"A","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260712","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD HILLS, CITY OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":8,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48304","countyCode":"26125","censusGeoid":"261251520003","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"2014-06-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7593348},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":9,"dateOfLoss":"2018-08-20T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1986-01-01T00:00:00.000Z","originalNBDate":"2008-12-04T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2018,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260473","nfipCommunityNumberCurrent":"260473","nfipCommunityName":"COMMERCE, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48382","countyCode":"26125","censusGeoid":"261251353001","latitude":42.6,"longitude":-83.5,"foundationType":"0","openDate":"2018-08-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7602928},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2022-08-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":13,"originalConstructionDate":"1966-01-01T00:00:00.000Z","originalNBDate":"2021-08-29T00:00:00.000Z","amountPaidOnBuildingClaim":5207.57,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2022,"primaryResidenceIndicator":false,"buildingDamageAmount":6458,"buildingDeductibleCode":"F","netBuildingPaymentAmount":5207.57,"buildingPropertyValue":1975494,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":7500,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":"260178","nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":32,"buildingReplacementCost":2576892,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":10,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48067","countyCode":"26125","censusGeoid":"261251840003","latitude":42.5,"longitude":-83.1,"foundationType":"1","openDate":"2022-09-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":3,"interiorWaterDepth":2,"mostRecentPaymentDate":"2023-04-07T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7603092},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":27,"crsClassCode":10,"dateOfLoss":"1996-06-18T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1989-07-01T00:00:00.000Z","originalNBDate":"1995-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":1636.56,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1996,"primaryResidenceIndicator":false,"buildingDamageAmount":2202,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":500000,"causeOfDamage":"4","condominiumCoverageTypeCode":"L","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":27,"buildingReplacementCost":3971000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":6,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1996-09-29T00:00:00.000Z","mostRecentRecoveryDate":"1998-12-09T00:00:00.000Z","exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1996-09-30T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":0,"totalBldgClaimPmtRecovery":1636.56,"totalContentsClaimPmtRecovery":0,"totalIccClaimPmtRecovery":0,"totalSubrogationRecovery":0,"id":7610970},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":27,"crsClassCode":10,"dateOfLoss":"2021-06-25T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":-1,"baseFloodElevation":852.8,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":849.7,"lowestFloorElevation":860.7,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":92,"occupancyType":15,"originalConstructionDate":"1987-01-01T00:00:00.000Z","originalNBDate":"2015-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":22499.77,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":4066000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":25500,"buildingDeductibleCode":"2","netBuildingPaymentAmount":22499.77,"buildingPropertyValue":938417,"causeOfDamage":"4","condominiumCoverageTypeCode":"A","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":27,"buildingReplacementCost":1100102,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":"AE","buildingDescriptionCode":8,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"5","openDate":"2021-07-16T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":22,"interiorWaterDepth":21,"mostRecentPaymentDate":"2022-01-24T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7617033},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1986-07-08T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1985-12-17T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":10500,"yearOfLoss":1986,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"A","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"02","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48033","countyCode":"26125","censusGeoid":"261251578001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1986-07-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7617629},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-03-27T00:00:00.000Z","amountPaidOnBuildingClaim":1104.9,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":1305,"buildingDeductibleCode":null,"netBuildingPaymentAmount":1104.9,"buildingPropertyValue":570000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251650003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-11-19T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-01-31T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7631186},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-09-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A04","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-06-28T00:00:00.000Z","amountPaidOnBuildingClaim":3303.2,"amountPaidOnContentsClaim":944,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":25600,"totalContentsInsuranceCoverage":5300,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":3504,"buildingDeductibleCode":null,"netBuildingPaymentAmount":3303.2,"buildingPropertyValue":60000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1144,"contentsDeductibleCode":null,"netContentsPaymentAmount":944,"contentsPropertyValue":28000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251526001","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-10-31T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7633542},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":16,"originalConstructionDate":"1978-01-01T00:00:00.000Z","originalNBDate":"2023-04-30T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2023,"primaryResidenceIndicator":true,"buildingDamageAmount":0,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":0,"causeOfDamage":null,"condominiumCoverageTypeCode":"U","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":8,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48322","countyCode":"26125","censusGeoid":"261251578001","latitude":42.5,"longitude":-83.4,"foundationType":"2","openDate":"2023-09-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2023-09-15T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7651470},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2017-07-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1968-01-01T00:00:00.000Z","originalNBDate":"2016-07-13T00:00:00.000Z","amountPaidOnBuildingClaim":377.29,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2017,"primaryResidenceIndicator":true,"buildingDamageAmount":1627,"buildingDeductibleCode":"F","netBuildingPaymentAmount":377.29,"buildingPropertyValue":249083,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":"260179","nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":348777,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48076","countyCode":"26125","censusGeoid":"261251613002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2017-07-20T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":1,"mostRecentPaymentDate":"2017-08-14T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7651892},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1983-05-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-06T00:00:00.000Z","amountPaidOnBuildingClaim":1777,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":2277,"buildingDeductibleCode":"0","netBuildingPaymentAmount":1777,"buildingPropertyValue":50000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1983-05-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1983-09-06T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7684134},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1978-03-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1977-12-14T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":null,"smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":5500,"totalContentsInsuranceCoverage":4000,"yearOfLoss":1978,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":null,"contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260471","nfipCommunityNumberCurrent":null,"nfipCommunityName":"ROCHESTER HILLS, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48309","countyCode":"26125","censusGeoid":"261251924003","latitude":42.7,"longitude":-83.2,"foundationType":"0","openDate":"1978-08-17T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7701689},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-03-19T00:00:00.000Z","amountPaidOnBuildingClaim":1200.5,"amountPaidOnContentsClaim":913.88,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":5300,"totalContentsInsuranceCoverage":5300,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":1401,"buildingDeductibleCode":null,"netBuildingPaymentAmount":1200.5,"buildingPropertyValue":3000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":1114,"contentsDeductibleCode":null,"netContentsPaymentAmount":913.88,"contentsPropertyValue":6000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-5,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48341","countyCode":"26125","censusGeoid":"261251454003","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-10-18T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7709890},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1988-11-04T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1962-07-01T00:00:00.000Z","originalNBDate":"1988-04-10T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":242000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1988,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"3","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"03","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251531002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1988-11-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7710679},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2011-11-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A06","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":4,"originalConstructionDate":"1918-07-01T00:00:00.000Z","originalNBDate":"2011-04-23T00:00:00.000Z","amountPaidOnBuildingClaim":1057.33,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":254900,"totalContentsInsuranceCoverage":40800,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":3058,"buildingDeductibleCode":"2","netBuildingPaymentAmount":1057.33,"buildingPropertyValue":633068,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260712","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD HILLS, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":904383,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":16,"floodZoneCurrent":null,"buildingDescriptionCode":8,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48303","countyCode":"26125","censusGeoid":"261251520002","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"2011-12-28T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2012-01-23T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7710874},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1983-05-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-08-03T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":109.62,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":12000,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":310,"contentsDeductibleCode":null,"netContentsPaymentAmount":109.62,"contentsPropertyValue":12000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48033","countyCode":"26125","censusGeoid":"261251610002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1983-05-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1983-06-29T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7714880},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1971-01-01T00:00:00.000Z","originalNBDate":"1981-07-31T00:00:00.000Z","amountPaidOnBuildingClaim":180,"amountPaidOnContentsClaim":286.5,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":51300,"totalContentsInsuranceCoverage":12200,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":500,"buildingDeductibleCode":"0","netBuildingPaymentAmount":180,"buildingPropertyValue":38500,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":800,"contentsDeductibleCode":"0","netContentsPaymentAmount":286.5,"contentsPropertyValue":11000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251667002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-02-22T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7717385},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2001-10-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1989-07-01T00:00:00.000Z","originalNBDate":"1993-02-19T00:00:00.000Z","amountPaidOnBuildingClaim":14551.04,"amountPaidOnContentsClaim":4104.59,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":82700,"yearOfLoss":2001,"primaryResidenceIndicator":true,"buildingDamageAmount":14552,"buildingDeductibleCode":"0","netBuildingPaymentAmount":14051.14,"buildingPropertyValue":200000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":4605,"contentsDeductibleCode":"0","netContentsPaymentAmount":4104.59,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":200000,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48331","countyCode":"26125","censusGeoid":"261251679001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2001-10-17T00:00:00.000Z","mostRecentRecoveryDate":"2010-07-07T00:00:00.000Z","exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2002-05-09T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":0,"totalBldgClaimPmtRecovery":499.9,"totalContentsClaimPmtRecovery":0,"totalIccClaimPmtRecovery":0,"totalSubrogationRecovery":0,"id":7718928},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2002-06-26T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"2000-08-25T00:00:00.000Z","amountPaidOnBuildingClaim":2623.74,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":105000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2002,"primaryResidenceIndicator":true,"buildingDamageAmount":2971,"buildingDeductibleCode":"1","netBuildingPaymentAmount":2623.74,"buildingPropertyValue":100000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260473","nfipCommunityNumberCurrent":null,"nfipCommunityName":"COMMERCE, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":105000,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48382","countyCode":"26125","censusGeoid":"261251340003","latitude":42.6,"longitude":-83.5,"foundationType":"0","openDate":"2002-07-19T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2003-06-06T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7723374},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2021-07-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"2001-01-01T00:00:00.000Z","originalNBDate":"2020-05-30T00:00:00.000Z","amountPaidOnBuildingClaim":34409.09,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":464000,"totalContentsInsuranceCoverage":326000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":35659,"buildingDeductibleCode":"F","netBuildingPaymentAmount":34409.09,"buildingPropertyValue":1282352,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":131,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":350000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":1404097,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":8,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48335","countyCode":"26125","censusGeoid":"261251684003","latitude":42.5,"longitude":-83.4,"foundationType":"1","openDate":"2021-07-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":2,"interiorWaterDepth":1,"mostRecentPaymentDate":"2021-10-04T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7729670},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2007-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1989-07-01T00:00:00.000Z","originalNBDate":"1993-02-19T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":82700,"yearOfLoss":2007,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"08","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48331","countyCode":"26125","censusGeoid":"261251679001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2007-09-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7732750},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-08-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1962-01-01T00:00:00.000Z","originalNBDate":"2011-10-12T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":125000,"totalContentsInsuranceCoverage":50000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":0,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":214391,"causeOfDamage":"4","condominiumCoverageTypeCode":"U","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":14500,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":"260179","nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":284999,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48034","countyCode":"26125","censusGeoid":"261251608002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2021-08-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2021-09-06T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7742825},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-15T00:00:00.000Z","amountPaidOnBuildingClaim":4710.34,"amountPaidOnContentsClaim":1836.85,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":7400,"totalContentsInsuranceCoverage":3700,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":5295,"buildingDeductibleCode":null,"netBuildingPaymentAmount":4710.34,"buildingPropertyValue":98500,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":2732,"contentsDeductibleCode":null,"netContentsPaymentAmount":1836.85,"contentsPropertyValue":15000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-03-09T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7745064},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1982-03-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1982-02-21T00:00:00.000Z","amountPaidOnBuildingClaim":885,"amountPaidOnContentsClaim":882.7,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":15000,"totalContentsInsuranceCoverage":15000,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":1085,"buildingDeductibleCode":null,"netBuildingPaymentAmount":885,"buildingPropertyValue":58000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":1083,"contentsDeductibleCode":null,"netContentsPaymentAmount":882.7,"contentsPropertyValue":20000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1982-04-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1984-06-24T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7751370},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1982-06-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1982-02-27T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":763,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":null,"contentsDamageAmount":963,"contentsDeductibleCode":"0","netContentsPaymentAmount":763,"contentsPropertyValue":10000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48322","countyCode":"26125","censusGeoid":"261251576003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1982-08-10T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-10-18T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7751707},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-08-31T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-20T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"120043","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"18","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48322","countyCode":"26125","censusGeoid":"261251570002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1981-09-10T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7754425},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-05-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1976-01-01T00:00:00.000Z","originalNBDate":"2000-01-26T00:00:00.000Z","amountPaidOnBuildingClaim":530.07,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":154000,"totalContentsInsuranceCoverage":50000,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":1530,"buildingDeductibleCode":"1","netBuildingPaymentAmount":530.07,"buildingPropertyValue":123200,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":154000,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251981002","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"2000-07-24T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2000-08-08T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7764615},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1964-01-01T00:00:00.000Z","originalNBDate":"2014-07-11T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-6,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48075","countyCode":"26125","censusGeoid":"261251620003","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2014-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7772398},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2018-05-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1990-01-01T00:00:00.000Z","originalNBDate":"2007-03-01T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":249000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2018,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48167","countyCode":"26125","censusGeoid":"261251684002","latitude":42.4,"longitude":-83.4,"foundationType":"2","openDate":"2018-05-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7772669},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-06-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1978-01-01T00:00:00.000Z","originalNBDate":"2000-06-18T00:00:00.000Z","amountPaidOnBuildingClaim":20506.73,"amountPaidOnContentsClaim":9733.26,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":60000,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":21006,"buildingDeductibleCode":"0","netBuildingPaymentAmount":20506.73,"buildingPropertyValue":353179,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":10383,"contentsDeductibleCode":"0","netContentsPaymentAmount":9733.26,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":392422,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251564001","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2000-06-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2000-09-11T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7775232},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-06T00:00:00.000Z","amountPaidOnBuildingClaim":7758.28,"amountPaidOnContentsClaim":4744.64,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":7960,"buildingDeductibleCode":"0","netBuildingPaymentAmount":7758.28,"buildingPropertyValue":70000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":4945,"contentsDeductibleCode":"0","netContentsPaymentAmount":4744.64,"contentsPropertyValue":70000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1982-04-07T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-09-02T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7779863},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A01","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":0,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1900-01-01T00:00:00.000Z","originalNBDate":"1988-10-23T00:00:00.000Z","amountPaidOnBuildingClaim":7436.4,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":6500,"yearOfLoss":1989,"primaryResidenceIndicator":true,"buildingDamageAmount":7937,"buildingDeductibleCode":"9","netBuildingPaymentAmount":7436.4,"buildingPropertyValue":200000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"9","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260175","nfipCommunityNumberCurrent":null,"nfipCommunityName":"NOVI, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48050","countyCode":"26125","censusGeoid":"261251377001","latitude":42.4,"longitude":-83.5,"foundationType":"0","openDate":"1989-06-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1989-10-04T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7782073},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2009-03-11T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":50,"occupancyType":1,"originalConstructionDate":"1981-05-01T00:00:00.000Z","originalNBDate":"2007-07-13T00:00:00.000Z","amountPaidOnBuildingClaim":11604.76,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":246300,"totalContentsInsuranceCoverage":0,"yearOfLoss":2009,"primaryResidenceIndicator":true,"buildingDamageAmount":12605,"buildingDeductibleCode":"1","netBuildingPaymentAmount":11604.76,"buildingPropertyValue":251566,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260479","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WHITE LAKE, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":275400,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48383","countyCode":"26125","censusGeoid":"261251302003","latitude":42.7,"longitude":-83.6,"foundationType":"0","openDate":"2009-03-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2009-04-10T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7790319},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1983-05-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1982-06-23T00:00:00.000Z","amountPaidOnBuildingClaim":5768.34,"amountPaidOnContentsClaim":760,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":50000,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":6269,"buildingDeductibleCode":"0","netBuildingPaymentAmount":5768.34,"buildingPropertyValue":150000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1260,"contentsDeductibleCode":"0","netContentsPaymentAmount":760,"contentsPropertyValue":200000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48033","countyCode":"26125","censusGeoid":"261251603003","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1983-05-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1983-10-23T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7793573},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1982-03-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":1,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1980-07-01T00:00:00.000Z","originalNBDate":"1981-10-20T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":2500,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":null,"contentsDamageAmount":2764,"contentsDeductibleCode":null,"netContentsPaymentAmount":2500,"contentsPropertyValue":35000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251666002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1982-04-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-07-14T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7795776},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1979-07-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-04-07T00:00:00.000Z","amountPaidOnBuildingClaim":1244.23,"amountPaidOnContentsClaim":439.46,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":8000,"totalContentsInsuranceCoverage":4000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":1444,"buildingDeductibleCode":null,"netBuildingPaymentAmount":1244.23,"buildingPropertyValue":30000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":639,"contentsDeductibleCode":null,"netContentsPaymentAmount":439.46,"contentsPropertyValue":15000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260587","nfipCommunityNumberCurrent":null,"nfipCommunityName":"HOLLY, VILLAGE OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48442","countyCode":"26125","censusGeoid":"261251245002","latitude":42.8,"longitude":-83.6,"foundationType":"0","openDate":"1979-07-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1979-08-28T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7803144},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2015-04-07T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1955-08-01T00:00:00.000Z","originalNBDate":"2014-09-26T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":200000,"totalContentsInsuranceCoverage":80000,"yearOfLoss":2015,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":true,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48301","countyCode":"26125","censusGeoid":"261251507003","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2015-04-08T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7812995},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-06-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1942-07-01T00:00:00.000Z","originalNBDate":"1992-12-19T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":250000,"yearOfLoss":2000,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":2,"floodWaterDuration":6,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260712","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD HILLS, CITY OF","nonPaymentReasonContents":"98","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48304","countyCode":"26125","censusGeoid":"261251501003","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2000-06-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7813756},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2001-01-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1935-01-01T00:00:00.000Z","originalNBDate":"1996-05-15T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":70400,"totalContentsInsuranceCoverage":0,"yearOfLoss":2001,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260173","nfipCommunityNumberCurrent":null,"nfipCommunityName":"KEEGO HARBOR, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48320","countyCode":"26125","censusGeoid":"261251542002","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2001-02-05T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7819824},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-09-10T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1966-06-01T00:00:00.000Z","originalNBDate":"1999-01-13T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":125000,"totalContentsInsuranceCoverage":30000,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":479,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":101497,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":131814,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48075","countyCode":"26125","censusGeoid":"261251623004","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2000-12-18T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7821224},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1964-01-01T00:00:00.000Z","originalNBDate":"2021-08-12T00:00:00.000Z","amountPaidOnBuildingClaim":13952.92,"amountPaidOnContentsClaim":3.52,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":28000,"totalContentsInsuranceCoverage":11000,"yearOfLoss":2023,"primaryResidenceIndicator":true,"buildingDamageAmount":0,"buildingDeductibleCode":"G","netBuildingPaymentAmount":13952.92,"buildingPropertyValue":0,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":3.52,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260263","nfipCommunityNumberCurrent":"260263","nfipCommunityName":"AUBURN HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48326","countyCode":"26125","censusGeoid":"261251406001","latitude":42.6,"longitude":-83.2,"foundationType":"2","openDate":"2023-08-28T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":0,"interiorWaterDepth":null,"mostRecentPaymentDate":"2023-11-28T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7830708},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1969-01-01T00:00:00.000Z","originalNBDate":"2011-07-06T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":40000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":984,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":223857,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":290723,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":15,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48034","countyCode":"26125","censusGeoid":"261251608001","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2014-08-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7833079},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":10,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1900-01-01T00:00:00.000Z","originalNBDate":"1989-05-03T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":9500,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":39000,"yearOfLoss":1989,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":10000,"contentsDeductibleCode":"1","netContentsPaymentAmount":9500,"contentsPropertyValue":200000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":4,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1989-07-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1989-08-13T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7833529},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2004-05-24T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":0,"baseFloodElevation":930.4,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":929.5,"lowestFloorElevation":930.7,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":50,"occupancyType":1,"originalConstructionDate":"1996-01-01T00:00:00.000Z","originalNBDate":"2003-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":10570.04,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":204000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2004,"primaryResidenceIndicator":false,"buildingDamageAmount":11570,"buildingDeductibleCode":"2","netBuildingPaymentAmount":10570.04,"buildingPropertyValue":184000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260173","nfipCommunityNumberCurrent":"260173","nfipCommunityName":"KEEGO HARBOR, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":230000,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48320","countyCode":"26125","censusGeoid":"261251542002","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2004-05-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2005-02-25T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7834837},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-06-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":-4,"baseFloodElevation":748,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":747.1,"lowestFloorElevation":744.1,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1967-01-01T00:00:00.000Z","originalNBDate":"2014-06-29T00:00:00.000Z","amountPaidOnBuildingClaim":20713.83,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":23743,"buildingDeductibleCode":"5","netBuildingPaymentAmount":20713.83,"buildingPropertyValue":244175,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":"260168","nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":316360,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251526001","latitude":42.6,"longitude":-83.2,"foundationType":"2","openDate":"2021-06-28T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":36,"interiorWaterDepth":17,"mostRecentPaymentDate":"2022-12-14T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7839483},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1985-05-31T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1985-01-02T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":4000,"yearOfLoss":1985,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"U","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251666002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1985-06-24T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7843760},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2004-05-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1944-06-01T00:00:00.000Z","originalNBDate":"1998-04-06T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":150000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":590,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":121755,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":121755,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48346","countyCode":"26125","censusGeoid":"261251441001","latitude":42.7,"longitude":-83.4,"foundationType":"0","openDate":"2004-06-04T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7852862},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2004-05-23T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1956-09-01T00:00:00.000Z","originalNBDate":"1992-08-09T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":16400,"yearOfLoss":2004,"primaryResidenceIndicator":false,"buildingDamageAmount":2,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":4,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260471","nfipCommunityNumberCurrent":null,"nfipCommunityName":"ROCHESTER HILLS, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":5,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48306","countyCode":"26125","censusGeoid":"261251920003","latitude":42.7,"longitude":-83.2,"foundationType":"0","openDate":"2004-06-18T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7884050},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-11-04T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1989-01-01T00:00:00.000Z","originalNBDate":"2023-05-07T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":"260169","nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48301","countyCode":"26125","censusGeoid":"261251507002","latitude":42.5,"longitude":-83.3,"foundationType":"2","openDate":"2021-11-05T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7888229},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2010-06-10T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1965-05-01T00:00:00.000Z","originalNBDate":"2008-12-10T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2010,"primaryResidenceIndicator":true,"buildingDamageAmount":588,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":302824,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":378530,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251563003","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"2010-06-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7892271},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":28,"crsClassCode":10,"dateOfLoss":"1998-08-09T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"1997-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":360177.65,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":1980000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1998,"primaryResidenceIndicator":false,"buildingDamageAmount":361178,"buildingDeductibleCode":"3","netBuildingPaymentAmount":360177.65,"buildingPropertyValue":2319240,"causeOfDamage":"4","condominiumCoverageTypeCode":"L","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":28,"buildingReplacementCost":2400000,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":5,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1998-08-14T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1998-10-21T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7897610},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-25T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":-2,"baseFloodElevation":668.5,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":664.5,"lowestFloorElevation":670,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":60,"occupancyType":11,"originalConstructionDate":"2007-01-11T00:00:00.000Z","originalNBDate":"2007-11-21T00:00:00.000Z","amountPaidOnBuildingClaim":1593.48,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":206000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":2023,"primaryResidenceIndicator":true,"buildingDamageAmount":5159,"buildingDeductibleCode":"5","netBuildingPaymentAmount":1593.48,"buildingPropertyValue":197923,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":"260180","nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":246605,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251970002","latitude":42.6,"longitude":-83.1,"foundationType":"3","openDate":"2023-08-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":24,"interiorWaterDepth":13,"mostRecentPaymentDate":"2023-10-03T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7899383},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2011-11-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A06","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1918-07-01T00:00:00.000Z","originalNBDate":"1998-04-23T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":43700,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260712","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD HILLS, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":16,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48303","countyCode":"26125","censusGeoid":"261251520002","latitude":42.6,"longitude":-83.2,"foundationType":"0","openDate":"2011-12-28T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7904026},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1994-06-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1972-01-01T00:00:00.000Z","originalNBDate":"1994-05-02T00:00:00.000Z","amountPaidOnBuildingClaim":1805,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":108000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1994,"primaryResidenceIndicator":true,"buildingDamageAmount":2555,"buildingDeductibleCode":"5","netBuildingPaymentAmount":1805,"buildingPropertyValue":108000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251980001","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"1994-07-18T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1994-09-12T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7905358},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2006-02-05T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"2005-03-24T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":150000,"totalContentsInsuranceCoverage":60000,"yearOfLoss":2006,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48033","countyCode":"26125","censusGeoid":"261251611002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2006-03-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7918242},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-08T00:00:00.000Z","amountPaidOnBuildingClaim":2889.92,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":3090,"buildingDeductibleCode":null,"netBuildingPaymentAmount":2889.92,"buildingPropertyValue":90000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251673004","latitude":42.4,"longitude":-83.3,"foundationType":"0","openDate":"1981-10-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-04-20T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7918435},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2022-02-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1993-01-01T00:00:00.000Z","originalNBDate":"2014-04-17T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2022,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":"260284","nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"08","nonPaymentReasonBuilding":"08","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-4,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48328","countyCode":"26125","censusGeoid":"261251457002","latitude":42.7,"longitude":-83.4,"foundationType":"0","openDate":"2022-03-22T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7920144},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1982-03-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1982-02-15T00:00:00.000Z","amountPaidOnBuildingClaim":2181.43,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":3000,"buildingDeductibleCode":"0","netBuildingPaymentAmount":2181.43,"buildingPropertyValue":35000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251669002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1982-04-06T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-09-20T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7922501},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-08-11T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1974-01-01T00:00:00.000Z","originalNBDate":"2019-10-10T00:00:00.000Z","amountPaidOnBuildingClaim":4421.14,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":75000,"totalContentsInsuranceCoverage":30000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":5421,"buildingDeductibleCode":"1","netBuildingPaymentAmount":4421.14,"buildingPropertyValue":120752,"causeOfDamage":"4","condominiumCoverageTypeCode":"U","contentsDamageAmount":996,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260471","nfipCommunityNumberCurrent":"260471","nfipCommunityName":"ROCHESTER HILLS, CITY OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":206821,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":99,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48307","countyCode":"26125","censusGeoid":"261251931003","latitude":42.7,"longitude":-83.2,"foundationType":"0","openDate":"2021-08-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":4,"interiorWaterDepth":2,"mostRecentPaymentDate":"2021-10-04T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7926889},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1974-12-31T00:00:00.000Z","originalNBDate":"1989-06-02T00:00:00.000Z","amountPaidOnBuildingClaim":1787.35,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":85500,"totalContentsInsuranceCoverage":0,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":2287,"buildingDeductibleCode":"0","netBuildingPaymentAmount":1787.35,"buildingPropertyValue":73920,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1989-07-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1989-09-19T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7931219},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1978-06-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-03-01T00:00:00.000Z","amountPaidOnBuildingClaim":968.61,"amountPaidOnContentsClaim":59,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":null,"smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":8500,"totalContentsInsuranceCoverage":2000,"yearOfLoss":1978,"primaryResidenceIndicator":false,"buildingDamageAmount":1480,"buildingDeductibleCode":null,"netBuildingPaymentAmount":968.61,"buildingPropertyValue":40000,"causeOfDamage":"1","condominiumCoverageTypeCode":null,"contentsDamageAmount":354,"contentsDeductibleCode":null,"netContentsPaymentAmount":59,"contentsPropertyValue":20000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260177","nfipCommunityNumberCurrent":null,"nfipCommunityName":"PONTIAC, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48033","countyCode":"26125","censusGeoid":"261251617001","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1978-09-14T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1978-09-14T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7934770},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2011-04-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1954-01-01T00:00:00.000Z","originalNBDate":"2011-03-17T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":150000,"totalContentsInsuranceCoverage":60000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260323","nfipCommunityNumberCurrent":null,"nfipCommunityName":"OAK PARK, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48237","countyCode":"26125","censusGeoid":"261251715002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2011-04-21T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7936063},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2013-06-27T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1955-01-01T00:00:00.000Z","originalNBDate":"2010-10-23T00:00:00.000Z","amountPaidOnBuildingClaim":2394.33,"amountPaidOnContentsClaim":1571.07,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":125000,"totalContentsInsuranceCoverage":50000,"yearOfLoss":2013,"primaryResidenceIndicator":true,"buildingDamageAmount":3395,"buildingDeductibleCode":"1","netBuildingPaymentAmount":2394.33,"buildingPropertyValue":146136,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":2572,"contentsDeductibleCode":"1","netContentsPaymentAmount":1571.07,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":278250,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":20,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48328","countyCode":"26125","censusGeoid":"261251447012","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2013-07-01T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2013-09-20T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7941545},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1997-02-14T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1948-07-01T00:00:00.000Z","originalNBDate":"1996-04-19T00:00:00.000Z","amountPaidOnBuildingClaim":26770.1,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":500000,"yearOfLoss":1997,"primaryResidenceIndicator":false,"buildingDamageAmount":27520,"buildingDeductibleCode":"1","netBuildingPaymentAmount":26770.1,"buildingPropertyValue":500000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260572","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SEBEWAING, VILLAGE OF","nonPaymentReasonContents":"08","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":10000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48326","countyCode":"26125","censusGeoid":"261251405002","latitude":42.7,"longitude":-83.3,"foundationType":"0","openDate":"1997-02-28T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1998-03-12T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7943444},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1985-02-23T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1984-12-29T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":38500,"totalContentsInsuranceCoverage":5000,"yearOfLoss":1985,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":816,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260473","nfipCommunityNumberCurrent":null,"nfipCommunityName":"COMMERCE, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48387","countyCode":"26125","censusGeoid":null,"latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"1985-04-03T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7944925},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1990-09-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1972-07-01T00:00:00.000Z","originalNBDate":"1990-03-06T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":5800,"totalContentsInsuranceCoverage":7100,"yearOfLoss":1990,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48076","countyCode":"26125","censusGeoid":"261251607002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1990-09-17T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7949403},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1980-08-05T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-11-30T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1980,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260224","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FLAT ROCK, CITY OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251667001","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1980-09-05T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7955927},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-05-29T00:00:00.000Z","amountPaidOnBuildingClaim":9221.4,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":14600,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":9422,"buildingDeductibleCode":null,"netBuildingPaymentAmount":9221.4,"buildingPropertyValue":681100,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251975002","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-10-27T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7959682},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-10-05T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"2015-08-03T00:00:00.000Z","amountPaidOnBuildingClaim":4717.72,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":55000,"totalContentsInsuranceCoverage":11000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":0,"buildingDeductibleCode":"1","netBuildingPaymentAmount":4717.72,"buildingPropertyValue":245480,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":100000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260475","nfipCommunityNumberCurrent":"260475","nfipCommunityName":"INDEPENDENCE, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":350047,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48346","countyCode":"26125","censusGeoid":"261251275001","latitude":42.7,"longitude":-83.4,"foundationType":"2","openDate":"2021-10-05T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2021-11-22T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7962705},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2025-07-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"2022-05-26T00:00:00.000Z","amountPaidOnBuildingClaim":94143.73,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":168000,"totalContentsInsuranceCoverage":61000,"yearOfLoss":2025,"primaryResidenceIndicator":true,"buildingDamageAmount":91688,"buildingDeductibleCode":"F","netBuildingPaymentAmount":94143.73,"buildingPropertyValue":180226,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":105000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260235","nfipCommunityNumberCurrent":null,"nfipCommunityName":"NORTHVILLE, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":209972,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48167","countyCode":"26125","censusGeoid":"261251378001","latitude":42.4,"longitude":-83.5,"foundationType":"6","openDate":"2025-07-31T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":5,"interiorWaterDepth":3,"mostRecentPaymentDate":"2025-09-10T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7962856},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":31,"crsClassCode":10,"dateOfLoss":"2023-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":850.2,"lowestFloorElevation":859.7,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":15,"originalConstructionDate":"1987-01-01T00:00:00.000Z","originalNBDate":"2023-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":36989.33,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":4066000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2023,"primaryResidenceIndicator":false,"buildingDamageAmount":39009,"buildingDeductibleCode":"2","netBuildingPaymentAmount":36989.33,"buildingPropertyValue":3571392,"causeOfDamage":"2","condominiumCoverageTypeCode":"A","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":31,"buildingReplacementCost":4518691,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"5","openDate":"2023-11-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":9,"interiorWaterDepth":null,"mostRecentPaymentDate":"2024-02-14T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7967969},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-09-23T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"2018-10-26T00:00:00.000Z","originalNBDate":"2021-08-21T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":0,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":348409,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":100000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":"260169","nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":null,"buildingReplacementCost":355519,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":8,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48301","countyCode":"26125","censusGeoid":"261251507002","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2021-10-04T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":95,"mostRecentPaymentDate":"2021-11-11T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7968625},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1996-06-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1976-06-01T00:00:00.000Z","originalNBDate":"1995-08-14T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":142000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1996,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"9","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260475","nfipCommunityNumberCurrent":null,"nfipCommunityName":"INDEPENDENCE, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48346","countyCode":"26125","censusGeoid":"261251273001","latitude":42.7,"longitude":-83.4,"foundationType":"0","openDate":"1996-06-19T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7968830},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-04-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1972-01-01T00:00:00.000Z","originalNBDate":"2013-03-06T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251563003","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2014-04-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7972892},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2018-04-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1941-01-01T00:00:00.000Z","originalNBDate":"2018-04-15T00:00:00.000Z","amountPaidOnBuildingClaim":2049.73,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":2018,"primaryResidenceIndicator":true,"buildingDamageAmount":3050,"buildingDeductibleCode":"1","netBuildingPaymentAmount":2049.73,"buildingPropertyValue":92207,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":"260179","nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":219353,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48076","countyCode":"26125","censusGeoid":"261251613001","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2018-04-19T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":3,"mostRecentPaymentDate":"2018-08-11T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7975223},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1996-04-05T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1990-07-01T00:00:00.000Z","originalNBDate":"1992-03-29T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":109000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1996,"primaryResidenceIndicator":false,"buildingDamageAmount":450,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":110000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260479","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WHITE LAKE, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48386","countyCode":"26125","censusGeoid":"261251300002","latitude":42.7,"longitude":-83.5,"foundationType":"0","openDate":"1996-04-17T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7976267},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2013-08-31T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"2011-05-01T00:00:00.000Z","originalNBDate":"2012-01-01T00:00:00.000Z","amountPaidOnBuildingClaim":1457.15,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":2013,"primaryResidenceIndicator":true,"buildingDamageAmount":2457,"buildingDeductibleCode":"1","netBuildingPaymentAmount":1457.15,"buildingPropertyValue":339596,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":347717,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48301","countyCode":"26125","censusGeoid":"261251509002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2013-09-06T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2013-09-18T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7977913},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1980-08-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1980-08-01T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":2000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1980,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260323","nfipCommunityNumberCurrent":null,"nfipCommunityName":"OAK PARK, CITY OF","nonPaymentReasonContents":"03","nonPaymentReasonBuilding":"03","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48237","countyCode":"26125","censusGeoid":"261251710004","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1980-09-22T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7982714},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-06-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1931-05-01T00:00:00.000Z","originalNBDate":"2013-08-21T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":500000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":0,"buildingDeductibleCode":"E","netBuildingPaymentAmount":0,"buildingPropertyValue":0,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"E","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260712","nfipCommunityNumberCurrent":"260712","nfipCommunityName":"BLOOMFIELD HILLS, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-9,"floodZoneCurrent":"AE","buildingDescriptionCode":8,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48304","countyCode":"26125","censusGeoid":"261251520001","latitude":42.6,"longitude":-83.2,"foundationType":"2","openDate":"2021-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":0,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7983362},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1955-01-01T00:00:00.000Z","originalNBDate":"2023-08-06T00:00:00.000Z","amountPaidOnBuildingClaim":76485.55,"amountPaidOnContentsClaim":12067.36,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2023,"primaryResidenceIndicator":true,"buildingDamageAmount":73942,"buildingDeductibleCode":"2","netBuildingPaymentAmount":76485.55,"buildingPropertyValue":184024,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":13067,"contentsDeductibleCode":"1","netContentsPaymentAmount":12067.36,"contentsPropertyValue":41500,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":240905,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48324","countyCode":"26125","censusGeoid":"261251561001","latitude":42.6,"longitude":-83.4,"foundationType":"1","openDate":"2023-08-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":5,"interiorWaterDepth":2,"mostRecentPaymentDate":"2023-10-03T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7984776},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":10,"dateOfLoss":"1994-01-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1963-06-01T00:00:00.000Z","originalNBDate":"1992-06-13T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":120000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1994,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"4","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1994-01-31T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7986943},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2004-05-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A04","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1972-07-01T00:00:00.000Z","originalNBDate":"1999-12-11T00:00:00.000Z","amountPaidOnBuildingClaim":1844.48,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":147500,"totalContentsInsuranceCoverage":0,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":2845,"buildingDeductibleCode":"1","netBuildingPaymentAmount":1844.48,"buildingPropertyValue":103940,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":173233,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48329","countyCode":"26125","censusGeoid":"261251445002","latitude":42.7,"longitude":-83.3,"foundationType":"0","openDate":"2004-05-25T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2004-07-23T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7987878},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-06-26T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1978-07-01T00:00:00.000Z","originalNBDate":"2011-08-20T00:00:00.000Z","amountPaidOnBuildingClaim":55727.37,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":5000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":52244,"buildingDeductibleCode":"2","netBuildingPaymentAmount":55727.37,"buildingPropertyValue":190081,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260256","nfipCommunityNumberCurrent":"260256","nfipCommunityName":"BEVERLY HILLS, VILLAGE OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":225356,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48025","countyCode":"26125","censusGeoid":"261251580001","latitude":42.5,"longitude":-83.3,"foundationType":"1","openDate":"2021-07-05T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":15,"interiorWaterDepth":10,"mostRecentPaymentDate":"2022-03-07T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":7996179},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2019-10-08T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"2004-01-01T00:00:00.000Z","originalNBDate":"2018-06-14T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":2019,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":"260168","nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251532002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2019-11-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8003420},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2004-06-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1975-01-01T00:00:00.000Z","originalNBDate":"2001-10-06T00:00:00.000Z","amountPaidOnBuildingClaim":2949.98,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":3449,"buildingDeductibleCode":"1","netBuildingPaymentAmount":2949.98,"buildingPropertyValue":133830,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":167288,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251563003","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"2004-07-01T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2004-08-16T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8005083},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2011-02-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":4,"originalConstructionDate":"2003-01-01T00:00:00.000Z","originalNBDate":"2010-12-01T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":50000,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48034","countyCode":"26125","censusGeoid":"261251609001","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2011-02-07T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8007863},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2011-05-14T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1966-07-01T00:00:00.000Z","originalNBDate":"2008-10-24T00:00:00.000Z","amountPaidOnBuildingClaim":2432.88,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":3433,"buildingDeductibleCode":"1","netBuildingPaymentAmount":2432.88,"buildingPropertyValue":83232,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260479","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WHITE LAKE, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":104040,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":4,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48386","countyCode":"26125","censusGeoid":"261251306002","latitude":42.6,"longitude":-83.5,"foundationType":"0","openDate":"2011-05-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2011-06-14T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8009302},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-02-19T00:00:00.000Z","amountPaidOnBuildingClaim":1509.05,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":44000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":2632,"buildingDeductibleCode":null,"netBuildingPaymentAmount":1509.05,"buildingPropertyValue":95700,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-10-19T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8013034},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-07T00:00:00.000Z","amountPaidOnBuildingClaim":919.49,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":1189,"buildingDeductibleCode":null,"netBuildingPaymentAmount":919.49,"buildingPropertyValue":249000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251650003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-02-02T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8013503},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1983-05-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1982-02-15T00:00:00.000Z","amountPaidOnBuildingClaim":1359.65,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":2126,"buildingDeductibleCode":"0","netBuildingPaymentAmount":1359.65,"buildingPropertyValue":130800,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-3,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251669002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1983-05-24T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1983-07-31T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8015452},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2000-11-26T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1982-01-01T00:00:00.000Z","originalNBDate":"1998-06-15T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":220000,"totalContentsInsuranceCoverage":50000,"yearOfLoss":2000,"primaryResidenceIndicator":true,"buildingDamageAmount":2178,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":248758,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":273361,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48085","countyCode":"26125","censusGeoid":"261251970002","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"2000-12-06T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8018455},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1979-04-14T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-04-12T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":10000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"03","nonPaymentReasonBuilding":"03","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48341","countyCode":"26125","censusGeoid":"261251454003","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"1979-04-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8020245},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2011-12-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1985-06-01T00:00:00.000Z","originalNBDate":"2011-11-02T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48322","countyCode":"26125","censusGeoid":"261251579001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2011-12-21T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8034726},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2021-07-12T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":7,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":54,"occupancyType":11,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"2006-09-24T00:00:00.000Z","amountPaidOnBuildingClaim":50385.86,"amountPaidOnContentsClaim":395.55,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":233000,"totalContentsInsuranceCoverage":93000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":51635,"buildingDeductibleCode":"2","netBuildingPaymentAmount":50385.86,"buildingPropertyValue":338067,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":1645,"contentsDeductibleCode":"1","netContentsPaymentAmount":395.55,"contentsPropertyValue":80000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":428342,"contentsReplacementCost":90000,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"A","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251667002","latitude":42.5,"longitude":-83.3,"foundationType":"6","openDate":"2021-08-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":0,"interiorWaterDepth":null,"mostRecentPaymentDate":"2021-11-03T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8039726},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2023-08-25T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1977-01-01T00:00:00.000Z","originalNBDate":"2021-08-27T00:00:00.000Z","amountPaidOnBuildingClaim":12899.89,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2023,"primaryResidenceIndicator":true,"buildingDamageAmount":13780,"buildingDeductibleCode":"F","netBuildingPaymentAmount":12899.89,"buildingPropertyValue":328829,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":"260182","nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":549267,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":99,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251564003","latitude":42.6,"longitude":-83.4,"foundationType":"6","openDate":"2023-08-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":5,"interiorWaterDepth":2,"mostRecentPaymentDate":"2023-10-16T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8052435},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2025-07-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1947-01-01T00:00:00.000Z","originalNBDate":"2024-06-16T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":55000,"totalContentsInsuranceCoverage":53000,"yearOfLoss":2025,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251674003","latitude":42.4,"longitude":-83.3,"foundationType":"3","openDate":"2025-07-22T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8055519},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2022-08-04T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":7,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":50,"occupancyType":16,"originalConstructionDate":"1976-07-01T00:00:00.000Z","originalNBDate":"2021-08-13T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2022,"primaryResidenceIndicator":true,"buildingDamageAmount":0,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":258213,"causeOfDamage":"4","condominiumCoverageTypeCode":"U","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":95000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":"260169","nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":388157,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48302","countyCode":"26125","censusGeoid":"261251506002","latitude":42.6,"longitude":-83.3,"foundationType":"6","openDate":"2022-08-05T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":1,"interiorWaterDepth":null,"mostRecentPaymentDate":"2022-09-22T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8057252},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2011-05-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1951-01-01T00:00:00.000Z","originalNBDate":"2004-08-09T00:00:00.000Z","amountPaidOnBuildingClaim":264.8,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":2096,"buildingDeductibleCode":"2","netBuildingPaymentAmount":264.8,"buildingPropertyValue":74581,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":2260001,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48322","countyCode":"26125","censusGeoid":"261251570002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2011-06-01T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2011-07-25T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8061859},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1998-01-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1979-01-01T00:00:00.000Z","originalNBDate":"1997-09-05T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":45000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1998,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48329","countyCode":"26125","censusGeoid":"261251445002","latitude":42.7,"longitude":-83.3,"foundationType":"0","openDate":"1998-01-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8063937},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2024-08-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1943-07-01T00:00:00.000Z","originalNBDate":"2013-08-23T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":151000,"totalContentsInsuranceCoverage":13000,"yearOfLoss":2024,"primaryResidenceIndicator":true,"buildingDamageAmount":2695,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":150396,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"5","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":"260180","nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":187291,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48083","countyCode":"26125","censusGeoid":"261251981002","latitude":42.5,"longitude":-83.1,"foundationType":"2","openDate":"2024-08-02T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":12,"interiorWaterDepth":null,"mostRecentPaymentDate":"2024-08-08T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8064443},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-22T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":1844.02,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":10500,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":2044,"contentsDeductibleCode":null,"netContentsPaymentAmount":1844.02,"contentsPropertyValue":10500,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48009","countyCode":"26125","censusGeoid":"261251527001","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-05-31T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8066210},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2018-05-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1955-01-01T00:00:00.000Z","originalNBDate":"2017-06-18T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":2018,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260256","nfipCommunityNumberCurrent":"260256","nfipCommunityName":"BEVERLY HILLS, VILLAGE OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48025","countyCode":"26125","censusGeoid":"261251581001","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2018-05-22T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8067843},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":28,"crsClassCode":10,"dateOfLoss":"2013-09-03T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"1997-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":22879.64,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":1980000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2013,"primaryResidenceIndicator":false,"buildingDamageAmount":25880,"buildingDeductibleCode":"3","netBuildingPaymentAmount":22879.64,"buildingPropertyValue":1438978,"causeOfDamage":"4","condominiumCoverageTypeCode":"L","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":28,"buildingReplacementCost":2213811,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251660002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"2013-09-03T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2013-10-16T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8071241},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1979-09-14T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1977-02-24T00:00:00.000Z","amountPaidOnBuildingClaim":5937.25,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":7422,"buildingDeductibleCode":null,"netBuildingPaymentAmount":5937.25,"buildingPropertyValue":100000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"390111","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48071","countyCode":"26125","censusGeoid":"261251814001","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"1979-09-28T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1979-11-28T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8073064},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2018-09-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1955-01-01T00:00:00.000Z","originalNBDate":"2015-12-16T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2018,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260323","nfipCommunityNumberCurrent":"260323","nfipCommunityName":"OAK PARK, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48237","countyCode":"26125","censusGeoid":"261251714005","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2018-09-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8075460},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1956-01-01T00:00:00.000Z","originalNBDate":"2012-11-18T00:00:00.000Z","amountPaidOnBuildingClaim":3528.64,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":75000,"totalContentsInsuranceCoverage":30000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":4528,"buildingDeductibleCode":"1","netBuildingPaymentAmount":3528.64,"buildingPropertyValue":78438,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260323","nfipCommunityNumberCurrent":null,"nfipCommunityName":"OAK PARK, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":101361,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48237","countyCode":"26125","censusGeoid":"261251715003","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"2014-08-14T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-09-09T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8085842},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1999-06-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1978-01-02T00:00:00.000Z","originalNBDate":"1998-11-21T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":110000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48328","countyCode":"26125","censusGeoid":"261251454002","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"1999-06-07T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8086694},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1992-04-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1969-07-01T00:00:00.000Z","originalNBDate":"1990-08-20T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":127000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1992,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"8","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48034","countyCode":"26125","censusGeoid":"261251608002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1992-05-28T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8094368},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1984-08-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1970-07-01T00:00:00.000Z","originalNBDate":"1984-04-19T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":110000,"totalContentsInsuranceCoverage":105000,"yearOfLoss":1984,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":"03","nonPaymentReasonBuilding":"03","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48075","countyCode":"26125","censusGeoid":"261251622001","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1984-09-05T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8106454},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-03-15T00:00:00.000Z","amountPaidOnBuildingClaim":990.35,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":43000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":1191,"buildingDeductibleCode":null,"netBuildingPaymentAmount":990.35,"buildingPropertyValue":60000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1981-10-29T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8106717},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2008-09-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1967-07-01T00:00:00.000Z","originalNBDate":"2004-12-17T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2008,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":230,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Ike","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48328","countyCode":"26125","censusGeoid":"261251453001","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"2008-09-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8107988},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2004-05-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1948-07-01T00:00:00.000Z","originalNBDate":"2004-05-19T00:00:00.000Z","amountPaidOnBuildingClaim":20924.04,"amountPaidOnContentsClaim":10657.67,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":21425,"buildingDeductibleCode":"0","netBuildingPaymentAmount":20924.04,"buildingPropertyValue":170318,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":11158,"contentsDeductibleCode":"0","netContentsPaymentAmount":10657.67,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260284","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WATERFORD, CHARTER TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":207705,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":6,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48328","countyCode":"26125","censusGeoid":"261251454003","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2004-05-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2004-07-07T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8109220},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1983-10-14T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-10-06T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":611.21,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":812,"contentsDeductibleCode":null,"netContentsPaymentAmount":611.21,"contentsPropertyValue":20000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48322","countyCode":"26125","censusGeoid":"261251576003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1983-10-26T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1983-12-21T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8112873},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2010-06-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1951-01-01T00:00:00.000Z","originalNBDate":"2004-08-09T00:00:00.000Z","amountPaidOnBuildingClaim":1345.68,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2010,"primaryResidenceIndicator":true,"buildingDamageAmount":2069,"buildingDeductibleCode":"2","netBuildingPaymentAmount":1345.68,"buildingPropertyValue":238825,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":327158,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":5,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48322","countyCode":"26125","censusGeoid":"261251570002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"2010-06-09T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2010-08-09T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8116905},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2019-05-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"2015-01-01T00:00:00.000Z","originalNBDate":"2016-03-23T00:00:00.000Z","amountPaidOnBuildingClaim":4241.89,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2019,"primaryResidenceIndicator":true,"buildingDamageAmount":5363,"buildingDeductibleCode":"F","netBuildingPaymentAmount":4241.89,"buildingPropertyValue":222896,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260178","nfipCommunityNumberCurrent":"260178","nfipCommunityName":"ROYAL OAK, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":241962,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48067","countyCode":"26125","censusGeoid":"261251843001","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"2019-05-02T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":6,"interiorWaterDepth":0,"mostRecentPaymentDate":"2019-06-19T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8118260},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2019-07-10T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1952-01-01T00:00:00.000Z","originalNBDate":"2016-09-24T00:00:00.000Z","amountPaidOnBuildingClaim":902.34,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2019,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":902.34,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":"260182","nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251562004","latitude":42.6,"longitude":-83.4,"foundationType":"0","openDate":"2019-07-16T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2019-09-03T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8120733},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1985-08-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1985-03-20T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30300,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1985,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251563003","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"1985-09-23T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8125434},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2014-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1995-01-01T00:00:00.000Z","originalNBDate":"2011-05-27T00:00:00.000Z","amountPaidOnBuildingClaim":2186.95,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":3187,"buildingDeductibleCode":"F","netBuildingPaymentAmount":2186.95,"buildingPropertyValue":157475,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260262","nfipCommunityNumberCurrent":"260262","nfipCommunityName":"FERNDALE, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":157475,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48220","countyCode":"26125","censusGeoid":"261251735002","latitude":42.5,"longitude":-83.1,"foundationType":"0","openDate":"2014-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"2014-09-26T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8132681},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1971-07-01T00:00:00.000Z","originalNBDate":"1987-04-07T00:00:00.000Z","amountPaidOnBuildingClaim":506,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":1008,"buildingDeductibleCode":"9","netBuildingPaymentAmount":506,"buildingPropertyValue":250000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260171","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48336","countyCode":"26125","censusGeoid":"261251650003","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1989-07-11T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1989-11-14T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8132955},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1998-02-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1971-07-01T00:00:00.000Z","originalNBDate":"1992-11-20T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":51700,"totalContentsInsuranceCoverage":0,"yearOfLoss":1998,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"9","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":null,"nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"02","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48085","countyCode":"26125","censusGeoid":"261251961004","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"1998-03-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8141661},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2015-06-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1972-01-01T00:00:00.000Z","originalNBDate":"2013-03-06T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2015,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260182","nfipCommunityNumberCurrent":null,"nfipCommunityName":"WEST BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48323","countyCode":"26125","censusGeoid":"261251563003","latitude":42.6,"longitude":-83.3,"foundationType":"0","openDate":"2015-06-02T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8142903},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":10,"dateOfLoss":"2021-09-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1958-07-01T00:00:00.000Z","originalNBDate":"2020-08-10T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":0,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":0,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":"260172","nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"2","openDate":"2021-10-15T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":0,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8145061},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1978-12-14T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-02-01T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":null,"smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1978,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":null,"contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260323","nfipCommunityNumberCurrent":null,"nfipCommunityName":"OAK PARK, CITY OF","nonPaymentReasonContents":"08","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48237","countyCode":"26125","censusGeoid":"261251713002","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1979-01-04T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8145569},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-04-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-05T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260168","nfipCommunityNumberCurrent":null,"nfipCommunityName":"BIRMINGHAM, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48010","countyCode":"26125","censusGeoid":"261251580002","latitude":42.5,"longitude":-83.3,"foundationType":"0","openDate":"1981-05-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8147760},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2021-06-26T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":16,"originalConstructionDate":"1976-01-01T00:00:00.000Z","originalNBDate":"2017-09-29T00:00:00.000Z","amountPaidOnBuildingClaim":26426.62,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RE","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":113000,"totalContentsInsuranceCoverage":38000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":27427,"buildingDeductibleCode":"2","netBuildingPaymentAmount":26426.62,"buildingPropertyValue":325014,"causeOfDamage":"4","condominiumCoverageTypeCode":"U","contentsDamageAmount":29,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":30000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260169","nfipCommunityNumberCurrent":"260169","nfipCommunityName":"BLOOMFIELD, TOWNSHIP OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":2,"buildingReplacementCost":377924,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48302","countyCode":"26125","censusGeoid":"261251506002","latitude":42.6,"longitude":-83.3,"foundationType":"2","openDate":"2021-08-12T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":3,"interiorWaterDepth":3,"mostRecentPaymentDate":"2021-10-27T00:00:00.000Z","preFirmIndicator":true,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8154653},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1989-06-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1989-03-19T00:00:00.000Z","amountPaidOnBuildingClaim":3187.89,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":9800,"totalContentsInsuranceCoverage":5900,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":3688,"buildingDeductibleCode":"0","netBuildingPaymentAmount":3187.89,"buildingPropertyValue":100500,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1989-07-05T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1989-08-16T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8158271},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1981-09-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-16T00:00:00.000Z","amountPaidOnBuildingClaim":712,"amountPaidOnContentsClaim":3000,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":3000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":912,"buildingDeductibleCode":null,"netBuildingPaymentAmount":712,"buildingPropertyValue":184000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":10027,"contentsDeductibleCode":null,"netContentsPaymentAmount":3000,"contentsPropertyValue":45000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":63,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48334","countyCode":"26125","censusGeoid":"261251665002","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1981-10-23T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":"1982-02-01T00:00:00.000Z","preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8167777},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1996-06-05T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1958-07-01T00:00:00.000Z","originalNBDate":"1986-08-28T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":8500,"totalContentsInsuranceCoverage":6500,"yearOfLoss":1996,"primaryResidenceIndicator":false,"buildingDamageAmount":400,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":8500,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260179","nfipCommunityNumberCurrent":null,"nfipCommunityName":"SOUTHFIELD, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":0,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48076","countyCode":"26125","censusGeoid":"261251606003","latitude":42.5,"longitude":-83.2,"foundationType":"0","openDate":"1996-07-30T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8169054},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassCode":null,"dateOfLoss":"1990-09-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1989-07-01T00:00:00.000Z","originalNBDate":"1989-07-31T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":185000,"totalContentsInsuranceCoverage":60000,"yearOfLoss":1990,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260172","nfipCommunityNumberCurrent":null,"nfipCommunityName":"FARMINGTON HILLS, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"03","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48331","countyCode":"26125","censusGeoid":"261251679001","latitude":42.5,"longitude":-83.4,"foundationType":"0","openDate":"1990-09-27T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8171742},{"agricultureStructureIndicator":false,"asOfDate":"2026-09-08T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassCode":null,"dateOfLoss":"2020-03-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1975-01-01T00:00:00.000Z","originalNBDate":"2015-07-08T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":2020,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"260180","nfipCommunityNumberCurrent":"260180","nfipCommunityName":"TROY, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":99,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"MI","reportedCity":"Currently Unavailable","reportedZipCode":"48085","countyCode":"26125","censusGeoid":"261251960002","latitude":42.6,"longitude":-83.1,"foundationType":"0","openDate":"2020-07-13T00:00:00.000Z","mostRecentRecoveryDate":null,"exteriorWaterDepth":null,"interiorWaterDepth":null,"mostRecentPaymentDate":null,"preFirmIndicator":false,"totalSalvageRecovery":null,"totalBldgClaimPmtRecovery":null,"totalContentsClaimPmtRecovery":null,"totalIccClaimPmtRecovery":null,"totalSubrogationRecovery":null,"id":8171802}]}