{"metadata": {"skip":0,"select":null,"rundate":"2026-09-24T21:06:59.238Z","DeprecationInformation":{"depDate":"2026-10-15T00:00:00.000Z","depApiMessage":"This dataset has been deprecated and will no longer be available by the date specified. It is recommended that the new endpoint be used. See the OpenFEMA documentation for additional information. NOTE: This dataset will not continue to be updated during the deprecation period. Data is frozen as of 06/01/2026.","depNewUrl":"https://www.fema.gov/openfema-data-page/nfip-redacted-claims-v3","depWebMessage":"A newer version of this OpenFEMA dataset has been released. This older dataset version will be removed by October 15, 2026. NOTE: This dataset will not continue to be updated during the deprecation period. Data is frozen as of 06/01/2026. Also note that the new version has a different name - the FIMA prefix was removed. The following page details the latest version of this dataset: https://www.fema.gov/openfema-data-page/nfip-redacted-claims-v3"},"top":1000,"filter":"nfipRatedCommunityNumber eq '340218'","format":"json","metadata":true,"orderby":"","entityname":"FimaNfipClaims","version":"v2","url":"/api/open/v2/FimaNfipClaims?%24filter=nfipRatedCommunityNumber+eq+%27340218%27&%24top=1000","count":0}, "FimaNfipClaims": [{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1990-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":2,"originalConstructionDate":"1948-07-01T00:00:00.000Z","originalNBDate":"1990-04-06T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":136000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1990,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"9","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"08","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"ed9188d2-08a5-47e7-87a3-1fb1a0c10471"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-02-26T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":1,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-08-09T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":2000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"01","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010600","censusBlockGroupFips":"340170106002","latitude":40.7,"longitude":-74.1,"id":"63167ad7-a056-4dff-ac90-0a17517697d3"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1946-07-01T00:00:00.000Z","originalNBDate":"2014-03-30T00:00:00.000Z","amountPaidOnBuildingClaim":13113.38,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":150000,"totalContentsInsuranceCoverage":60000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":14363,"buildingDeductibleCode":"2","netBuildingPaymentAmount":13113.38,"buildingPropertyValue":103254,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":148637,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":5,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"f1185191-8f63-4fc0-ac32-64d9dec5699b"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-01-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1938-07-01T00:00:00.000Z","originalNBDate":"1993-11-30T00:00:00.000Z","amountPaidOnBuildingClaim":2451.06,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":3451,"buildingDeductibleCode":"1","netBuildingPaymentAmount":2451.06,"buildingPropertyValue":71808,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":89760,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"541651cb-e34b-45b1-8491-fe510bea59da"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":32,"crsClassificationCode":null,"dateOfLoss":"1998-05-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"3","elevationDifference":2,"baseFloodElevation":10,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":0,"lowestFloorElevation":11.5,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":3,"originalConstructionDate":"1988-01-22T00:00:00.000Z","originalNBDate":"1995-05-20T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":3360000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1998,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"H","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":2,"floodWaterDuration":24,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":32,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010600","censusBlockGroupFips":"340170106004","latitude":40.7,"longitude":-74.1,"id":"c02d1fb6-76c9-4dcf-95aa-c1d74f1690de"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1997-02-13T00:00:00.000Z","originalNBDate":"2000-01-01T00:00:00.000Z","amountPaidOnBuildingClaim":19361.99,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":24361,"buildingDeductibleCode":"5","netBuildingPaymentAmount":19361.99,"buildingPropertyValue":597923,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":697175,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"AH","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"47196c10-e647-4c73-a11e-7256739977c0"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":7,"baseFloodElevation":8,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":14,"lowestFloorElevation":14.7,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":13,"originalConstructionDate":"2007-02-01T00:00:00.000Z","originalNBDate":"2007-03-15T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2012,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":5,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010601","censusBlockGroupFips":"340170106011","latitude":40.7,"longitude":-74.1,"id":"eba52b49-da23-484c-bc43-6c25acb8155e"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1962-07-01T00:00:00.000Z","originalNBDate":"2016-02-22T00:00:00.000Z","amountPaidOnBuildingClaim":19628.73,"amountPaidOnContentsClaim":1596.22,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":125000,"totalContentsInsuranceCoverage":50000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":20879,"buildingDeductibleCode":"2","netBuildingPaymentAmount":19628.73,"buildingPropertyValue":127832,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":2846,"contentsDeductibleCode":"1","netContentsPaymentAmount":1596.22,"contentsPropertyValue":127832,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":236743,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011400","censusBlockGroupFips":"340170114001","latitude":40.7,"longitude":-74.1,"id":"29e583be-49f5-4290-8703-d74cbe482aaa"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":4,"originalConstructionDate":"1900-07-01T00:00:00.000Z","originalNBDate":"2001-06-28T00:00:00.000Z","amountPaidOnBuildingClaim":17581.03,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":42800,"totalContentsInsuranceCoverage":14800,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":18582,"buildingDeductibleCode":"1","netBuildingPaymentAmount":17581.03,"buildingPropertyValue":288993,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":472366,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":8,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113002","latitude":40.7,"longitude":-74.1,"id":"0cf904c1-70bf-4ad3-bd51-d42bca2886ec"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2016-07-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":5,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":3,"originalConstructionDate":"2014-09-12T00:00:00.000Z","originalNBDate":"2015-02-05T00:00:00.000Z","amountPaidOnBuildingClaim":7894.08,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2016,"primaryResidenceIndicator":false,"buildingDamageAmount":9144,"buildingDeductibleCode":"F","netBuildingPaymentAmount":7894.08,"buildingPropertyValue":1395111,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":1434836,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":8,"rentalPropertyIndicator":true,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010900","censusBlockGroupFips":"340170109001","latitude":40.7,"longitude":-74.1,"id":"a3fdbb0a-d22e-4648-83f4-a279a74291ac"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":2,"originalConstructionDate":"1980-05-15T00:00:00.000Z","originalNBDate":"2011-08-28T00:00:00.000Z","amountPaidOnBuildingClaim":24364.14,"amountPaidOnContentsClaim":5249.01,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":25365,"buildingDeductibleCode":"1","netBuildingPaymentAmount":24364.14,"buildingPropertyValue":268400,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":6250,"contentsDeductibleCode":"1","netContentsPaymentAmount":5249.01,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":335500,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116002","latitude":40.6,"longitude":-74.1,"id":"b821397b-525c-4454-9737-53a3fd880a63"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2023-06-21T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":6,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":5,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":14,"originalConstructionDate":"1993-01-01T00:00:00.000Z","originalNBDate":"2022-08-07T00:00:00.000Z","amountPaidOnBuildingClaim":392,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":55000,"totalContentsInsuranceCoverage":21000,"yearOfLoss":2023,"primaryResidenceIndicator":true,"buildingDamageAmount":1392,"buildingDeductibleCode":"1","netBuildingPaymentAmount":392,"buildingPropertyValue":30543,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":17500,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":35933,"contentsReplacementCost":25000,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010600","censusBlockGroupFips":"340170106004","latitude":40.7,"longitude":-74.1,"id":"cdc2ae85-9ed9-4ad5-acf9-615d61865437"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-09-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":2,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-09-02T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":447,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":5500,"totalContentsInsuranceCoverage":3400,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":1252,"contentsDeductibleCode":null,"netContentsPaymentAmount":447,"contentsPropertyValue":20000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011100","censusBlockGroupFips":"340170111003","latitude":40.7,"longitude":-74.1,"id":"1b028fd8-26f0-4c70-8c8e-8dcb98873269"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1998-04-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1901-01-01T00:00:00.000Z","originalNBDate":"1996-09-25T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":68000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1998,"primaryResidenceIndicator":true,"buildingDamageAmount":883,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":215500,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":215500,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010700","censusBlockGroupFips":"340170107002","latitude":40.7,"longitude":-74.1,"id":"e0af4630-6986-4e7c-8374-9e6b876082e6"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1985-09-27T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1985-09-27T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":38058.25,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":121000,"totalContentsInsuranceCoverage":200000,"yearOfLoss":1985,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":83647,"contentsDeductibleCode":"0","netContentsPaymentAmount":38058.25,"contentsPropertyValue":110000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":531,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Gloria","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108003","latitude":40.7,"longitude":-74.1,"id":"0687644c-a752-4ed5-8d24-7aaca7160b4f"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":2,"originalConstructionDate":"1970-05-06T00:00:00.000Z","originalNBDate":"2011-09-29T00:00:00.000Z","amountPaidOnBuildingClaim":12348.66,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":14349,"buildingDeductibleCode":"2","netBuildingPaymentAmount":12348.66,"buildingPropertyValue":333824,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":402197,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":45,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010100","censusBlockGroupFips":"340170101001","latitude":40.7,"longitude":-74.1,"id":"21a0f537-e21a-4ee6-9c77-0a2fd9915e66"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":4,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1978-08-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":2,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1977-12-16T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":null,"smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":5000,"yearOfLoss":1978,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":null,"contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011000","censusBlockGroupFips":"340170110001","latitude":40.7,"longitude":-74.1,"id":"133a3462-0e0d-4aa3-b3a3-59fe7c58a704"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"2006-07-01T00:00:00.000Z","originalNBDate":"2019-08-22T00:00:00.000Z","amountPaidOnBuildingClaim":16877.96,"amountPaidOnContentsClaim":7569.82,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":18127,"buildingDeductibleCode":"F","netBuildingPaymentAmount":16877.96,"buildingPropertyValue":173008,"causeOfDamage":"4","condominiumCoverageTypeCode":"U","contentsDamageAmount":8819,"contentsDeductibleCode":"F","netContentsPaymentAmount":7569.82,"contentsPropertyValue":95000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":238212,"contentsReplacementCost":100000,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108001","latitude":40.7,"longitude":-74.1,"id":"77f3f8fd-b19f-4f37-93ec-bd86bc42bb5f"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2006-07-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1956-01-01T00:00:00.000Z","originalNBDate":"2005-06-08T00:00:00.000Z","amountPaidOnBuildingClaim":7542.96,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2006,"primaryResidenceIndicator":true,"buildingDamageAmount":8043,"buildingDeductibleCode":"1","netBuildingPaymentAmount":7542.96,"buildingPropertyValue":191120,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":238900,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116004","latitude":40.6,"longitude":-74.1,"id":"c3c95c55-5fcc-4fa7-821b-64e13db01ca9"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2007-04-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":2,"originalConstructionDate":"1928-01-01T00:00:00.000Z","originalNBDate":"2006-04-29T00:00:00.000Z","amountPaidOnBuildingClaim":2783.5,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2007,"primaryResidenceIndicator":true,"buildingDamageAmount":3379,"buildingDeductibleCode":"0","netBuildingPaymentAmount":2783.5,"buildingPropertyValue":158574,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":660,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"April 2007 Nor'easter","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":251704,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011100","censusBlockGroupFips":"340170111002","latitude":40.7,"longitude":-74.1,"id":"19e205bb-fda0-4812-8621-e6f7faa68f84"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1920-07-01T00:00:00.000Z","originalNBDate":"2016-02-26T00:00:00.000Z","amountPaidOnBuildingClaim":85178.15,"amountPaidOnContentsClaim":4795.35,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":0,"buildingDeductibleCode":"F","netBuildingPaymentAmount":85178.15,"buildingPropertyValue":0,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":4795.35,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108002","latitude":40.7,"longitude":-74.1,"id":"9252e79b-709f-4305-9834-9a0138f10c2a"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1974-07-01T00:00:00.000Z","originalNBDate":"1987-01-27T00:00:00.000Z","amountPaidOnBuildingClaim":16567.05,"amountPaidOnContentsClaim":387.48,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":109900,"totalContentsInsuranceCoverage":18000,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":17567,"buildingDeductibleCode":"1","netBuildingPaymentAmount":16567.05,"buildingPropertyValue":112478,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":1387,"contentsDeductibleCode":"1","netContentsPaymentAmount":387.48,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":208294,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116001","latitude":40.6,"longitude":-74.1,"id":"e37c2cf3-b148-4185-9153-0492b1e7e9f4"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"2020-09-10T00:00:00.000Z","amountPaidOnBuildingClaim":5046.2,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":242000,"totalContentsInsuranceCoverage":89000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":6296,"buildingDeductibleCode":"2","netBuildingPaymentAmount":5046.2,"buildingPropertyValue":196154,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":244108,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-5,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010400","censusBlockGroupFips":"340170104002","latitude":40.7,"longitude":-74.1,"id":"ccb10382-e844-4733-95c0-28f5f2cf4d26"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":32,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"3","elevationDifference":2,"baseFloodElevation":10,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":10,"lowestFloorElevation":11.5,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":3,"originalConstructionDate":"1988-01-22T00:00:00.000Z","originalNBDate":"2006-05-20T00:00:00.000Z","amountPaidOnBuildingClaim":490311.46,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":8000000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":491311,"buildingDeductibleCode":"1","netBuildingPaymentAmount":490311.46,"buildingPropertyValue":7250000,"causeOfDamage":"1","condominiumCoverageTypeCode":"H","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":32,"buildingReplacementCost":8500000,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010600","censusBlockGroupFips":"340170106004","latitude":40.7,"longitude":-74.1,"id":"2101b6a8-7fc7-4309-931b-bb62dc5a256a"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1983-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1958-07-01T00:00:00.000Z","originalNBDate":"1983-02-14T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":4697.75,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":10500,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":5198,"contentsDeductibleCode":"0","netContentsPaymentAmount":4697.75,"contentsPropertyValue":20000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010400","censusBlockGroupFips":"340170104001","latitude":40.7,"longitude":-74.1,"id":"4305bd52-c4c4-4e48-8ff6-31a8914e3e87"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":2,"baseFloodElevation":9,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":9,"lowestFloorElevation":11.2,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":6,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"2013-06-19T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"B","smallBusinessIndicatorBuilding":true,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":0,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":0,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":8,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108001","latitude":40.7,"longitude":-74.1,"id":"4359e554-5b72-46a2-b288-59bafc608af9"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"2002-05-05T00:00:00.000Z","originalNBDate":"2012-11-16T00:00:00.000Z","amountPaidOnBuildingClaim":39463.86,"amountPaidOnContentsClaim":3693.78,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":40712,"buildingDeductibleCode":"F","netBuildingPaymentAmount":39463.86,"buildingPropertyValue":570014,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":4943,"contentsDeductibleCode":"1","netContentsPaymentAmount":3693.78,"contentsPropertyValue":108000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":618955,"contentsReplacementCost":120000,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010300","censusBlockGroupFips":"340170103001","latitude":40.7,"longitude":-74.1,"id":"95826a23-6766-4db1-8004-f7cd32d05d5e"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2004-09-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1959-01-01T00:00:00.000Z","originalNBDate":"2004-01-10T00:00:00.000Z","amountPaidOnBuildingClaim":8637.21,"amountPaidOnContentsClaim":2405.99,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":14600,"totalContentsInsuranceCoverage":12200,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":9138,"buildingDeductibleCode":"1","netBuildingPaymentAmount":8637.21,"buildingPropertyValue":14000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":2906,"contentsDeductibleCode":"1","netContentsPaymentAmount":2405.99,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":20000,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116001","latitude":40.6,"longitude":-74.1,"id":"ced507c5-aafc-4855-9768-c4ec7ef0184c"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1940-01-01T00:00:00.000Z","originalNBDate":"2018-11-25T00:00:00.000Z","amountPaidOnBuildingClaim":13971.42,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":167000,"totalContentsInsuranceCoverage":67000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":15221,"buildingDeductibleCode":"F","netBuildingPaymentAmount":13971.42,"buildingPropertyValue":308166,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":2,"buildingReplacementCost":474102,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":true,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113002","latitude":40.7,"longitude":-74.1,"id":"894eeffe-6ec1-48a8-8b77-34474492c478"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2003-08-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":2,"originalConstructionDate":"1955-06-01T00:00:00.000Z","originalNBDate":"2000-06-08T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":135000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2003,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010700","censusBlockGroupFips":"340170107002","latitude":40.7,"longitude":-74.1,"id":"2b4a3967-9cec-4ac4-846e-7aaf31d2e8a2"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1991-08-09T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":2,"originalConstructionDate":"1966-01-01T00:00:00.000Z","originalNBDate":"1991-03-16T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1991,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010100","censusBlockGroupFips":"340170101001","latitude":40.7,"longitude":-74.1,"id":"b84bee24-20e2-4e88-8857-44d96db0ce50"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1980-04-09T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":1,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":2,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-06-27T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":10000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1980,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":332,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Not a named storm","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"01","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010100","censusBlockGroupFips":"340170101001","latitude":40.7,"longitude":-74.1,"id":"73f29b5b-93cb-4074-b327-deda131783d8"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":0,"baseFloodElevation":7,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":7,"lowestAdjacentGrade":6.9,"lowestFloorElevation":7.2,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":50,"occupancyType":12,"originalConstructionDate":"1978-01-01T00:00:00.000Z","originalNBDate":"2020-08-28T00:00:00.000Z","amountPaidOnBuildingClaim":35254.98,"amountPaidOnContentsClaim":3254.47,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":37255,"buildingDeductibleCode":"2","netBuildingPaymentAmount":35254.98,"buildingPropertyValue":254158,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":5254,"contentsDeductibleCode":"2","netContentsPaymentAmount":3254.47,"contentsPropertyValue":80000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":2,"buildingReplacementCost":317698,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011500","censusBlockGroupFips":"340170115003","latitude":40.6,"longitude":-74.1,"id":"61364c60-8f96-4d7d-9718-9e72bd05854d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-10-05T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":2,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-01-27T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":4015.55,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":7200,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":4216,"contentsDeductibleCode":null,"netContentsPaymentAmount":4015.55,"contentsPropertyValue":7200,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010600","censusBlockGroupFips":"340170106005","latitude":40.7,"longitude":-74.1,"id":"c12d9678-5a70-4bc6-998f-ceced2d3f021"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"2004-12-09T00:00:00.000Z","originalNBDate":"2006-06-20T00:00:00.000Z","amountPaidOnBuildingClaim":25530.28,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":26530,"buildingDeductibleCode":"1","netBuildingPaymentAmount":25530.28,"buildingPropertyValue":161037,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":182997,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011200","censusBlockGroupFips":"340170112004","latitude":40.7,"longitude":-74.1,"id":"04aead9a-822e-43cc-b62e-d4c916980056"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":7,"baseFloodElevation":13,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":11.7,"lowestFloorElevation":5.7,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":6,"originalConstructionDate":"1900-01-01T00:00:00.000Z","originalNBDate":"2009-11-17T00:00:00.000Z","amountPaidOnBuildingClaim":6834.96,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"W","smallBusinessIndicatorBuilding":true,"totalBuildingInsuranceCoverage":150000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2012,"primaryResidenceIndicator":false,"buildingDamageAmount":7834,"buildingDeductibleCode":"2","netBuildingPaymentAmount":6834.96,"buildingPropertyValue":250471,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":431846,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"AH","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"62c5ca9f-b396-4498-a7c8-54b0e4bb53a9"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1966-01-01T00:00:00.000Z","originalNBDate":"2021-03-19T00:00:00.000Z","amountPaidOnBuildingClaim":2746.6,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":25000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":7746,"buildingDeductibleCode":"5","netBuildingPaymentAmount":2746.6,"buildingPropertyValue":161213,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"5","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":2,"buildingReplacementCost":237286,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":"AH","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010702","censusBlockGroupFips":"340170107021","latitude":40.7,"longitude":-74.1,"id":"c5964603-6e1b-48f3-8f0a-4687c6e915f9"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2018-09-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1920-01-01T00:00:00.000Z","originalNBDate":"2022-04-08T00:00:00.000Z","amountPaidOnBuildingClaim":25132.91,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2018,"primaryResidenceIndicator":false,"buildingDamageAmount":26382,"buildingDeductibleCode":"F","netBuildingPaymentAmount":25132.91,"buildingPropertyValue":198650,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":4,"buildingReplacementCost":458146,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108002","latitude":40.7,"longitude":-74.1,"id":"bd0fd877-d4a5-4deb-8729-c76e215c43e4"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1960-06-30T00:00:00.000Z","originalNBDate":"2006-12-02T00:00:00.000Z","amountPaidOnBuildingClaim":40135.26,"amountPaidOnContentsClaim":25186.79,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":41135,"buildingDeductibleCode":"1","netBuildingPaymentAmount":40135.26,"buildingPropertyValue":203196,"causeOfDamage":"1","condominiumCoverageTypeCode":"U","contentsDamageAmount":26339,"contentsDeductibleCode":"1","netContentsPaymentAmount":25186.79,"contentsPropertyValue":175000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":241900,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011200","censusBlockGroupFips":"340170112004","latitude":40.7,"longitude":-74.1,"id":"618a6aaa-847f-4563-be40-69cd58bb0928"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2025-07-14T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1940-01-01T00:00:00.000Z","originalNBDate":"2018-11-25T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":167000,"totalContentsInsuranceCoverage":67000,"yearOfLoss":2025,"primaryResidenceIndicator":false,"buildingDamageAmount":1250,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":177214,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":500,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":53600,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"2025 July NYC Metro Area Flooding","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":"01","numberOfUnits":2,"buildingReplacementCost":295356,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":true,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113002","latitude":40.7,"longitude":-74.1,"id":"48a24028-02b4-48f8-b5b5-6831570302ea"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1910-07-01T00:00:00.000Z","originalNBDate":"2001-05-03T00:00:00.000Z","amountPaidOnBuildingClaim":2225.84,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":40000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":3112,"buildingDeductibleCode":"1","netBuildingPaymentAmount":2225.84,"buildingPropertyValue":301950,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":345100,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011200","censusBlockGroupFips":"340170112003","latitude":40.7,"longitude":-74.1,"id":"f68c9c4a-45fa-41de-bb46-ecb431321f94"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1986-01-01T00:00:00.000Z","originalNBDate":"2018-11-04T00:00:00.000Z","amountPaidOnBuildingClaim":51509.87,"amountPaidOnContentsClaim":6474.96,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":52760,"buildingDeductibleCode":"F","netBuildingPaymentAmount":51509.87,"buildingPropertyValue":304541,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":7725,"contentsDeductibleCode":"1","netContentsPaymentAmount":6474.96,"contentsPropertyValue":49600,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":3,"buildingReplacementCost":346070,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108002","latitude":40.7,"longitude":-74.1,"id":"3e1b5a16-74c9-4264-9b32-dd23b4bce279"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2002-08-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":2,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"2000-11-16T00:00:00.000Z","amountPaidOnBuildingClaim":7213.3,"amountPaidOnContentsClaim":2129.22,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":107400,"totalContentsInsuranceCoverage":29600,"yearOfLoss":2002,"primaryResidenceIndicator":true,"buildingDamageAmount":7713,"buildingDeductibleCode":"2","netBuildingPaymentAmount":7213.3,"buildingPropertyValue":156060,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":2629,"contentsDeductibleCode":"2","netContentsPaymentAmount":2129.22,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":183600,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"5d5974c6-bf86-49a0-bc27-bad82c3fc9d7"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1959-01-01T00:00:00.000Z","originalNBDate":"2004-01-10T00:00:00.000Z","amountPaidOnBuildingClaim":14600,"amountPaidOnContentsClaim":268.08,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":22000,"totalContentsInsuranceCoverage":15000,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":25971,"buildingDeductibleCode":"1","netBuildingPaymentAmount":14600,"buildingPropertyValue":138499,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1269,"contentsDeductibleCode":"1","netContentsPaymentAmount":268.08,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":187161,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":5,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116001","latitude":40.6,"longitude":-74.1,"id":"57467390-7595-4717-97e7-2c9ec9444cca"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1963-07-01T00:00:00.000Z","originalNBDate":"2005-10-26T00:00:00.000Z","amountPaidOnBuildingClaim":7285.65,"amountPaidOnContentsClaim":26.33,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":8536,"buildingDeductibleCode":"2","netBuildingPaymentAmount":7285.65,"buildingPropertyValue":260166,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1276,"contentsDeductibleCode":"1","netContentsPaymentAmount":26.33,"contentsPropertyValue":35000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":3,"buildingReplacementCost":354734,"contentsReplacementCost":50000,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010100","censusBlockGroupFips":"340170101001","latitude":40.7,"longitude":-74.1,"id":"ff221fd7-5e07-48b1-a490-461c693f49bb"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":5,"baseFloodElevation":9,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":13.5,"lowestFloorElevation":14.2,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"2004-01-01T00:00:00.000Z","originalNBDate":"2005-06-30T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":213000,"totalContentsInsuranceCoverage":34800,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"A05","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011200","censusBlockGroupFips":"340170112004","latitude":40.7,"longitude":-74.1,"id":"5018ac79-5afe-4ed1-966d-f3dd29493790"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"2022-04-01T00:00:00.000Z","amountPaidOnBuildingClaim":12304.1,"amountPaidOnContentsClaim":640.44,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":11000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":13553,"buildingDeductibleCode":"2","netBuildingPaymentAmount":12304.1,"buildingPropertyValue":156207,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1890,"contentsDeductibleCode":"1","netContentsPaymentAmount":640.44,"contentsPropertyValue":9300,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":186787,"contentsReplacementCost":9300,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-6,"floodZoneCurrent":"AH","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010702","censusBlockGroupFips":"340170107021","latitude":40.7,"longitude":-74.1,"id":"54c267dd-5d68-4565-ba78-8255fa5b165c"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2018-09-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"2013-05-01T00:00:00.000Z","amountPaidOnBuildingClaim":128883.96,"amountPaidOnContentsClaim":719.85,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":200000,"totalContentsInsuranceCoverage":306000,"yearOfLoss":2018,"primaryResidenceIndicator":false,"buildingDamageAmount":130134,"buildingDeductibleCode":"5","netBuildingPaymentAmount":128883.96,"buildingPropertyValue":2035204,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":1970,"contentsDeductibleCode":"5","netContentsPaymentAmount":719.85,"contentsPropertyValue":200000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":2501765,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108001","latitude":40.7,"longitude":-74.1,"id":"48a37e73-be88-4762-a490-a891f5ea3e20"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2020-09-10T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1946-01-01T00:00:00.000Z","originalNBDate":"2018-08-09T00:00:00.000Z","amountPaidOnBuildingClaim":6026.07,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2020,"primaryResidenceIndicator":false,"buildingDamageAmount":7276,"buildingDeductibleCode":"F","netBuildingPaymentAmount":6026.07,"buildingPropertyValue":150363,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":759,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":19500,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":187954,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":true,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113002","latitude":40.7,"longitude":-74.1,"id":"a32cf626-21e5-4a68-b66c-68c38d378143"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1992-07-08T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1950-07-01T00:00:00.000Z","originalNBDate":"1988-03-11T00:00:00.000Z","amountPaidOnBuildingClaim":1215.32,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":8900,"totalContentsInsuranceCoverage":4000,"yearOfLoss":1992,"primaryResidenceIndicator":true,"buildingDamageAmount":1716,"buildingDeductibleCode":"1","netBuildingPaymentAmount":1215.32,"buildingPropertyValue":56300,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116001","latitude":40.6,"longitude":-74.1,"id":"d4b97c0a-6653-47ff-89ae-dc42ce48ba8a"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1991-03-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":2,"originalConstructionDate":"1948-07-01T00:00:00.000Z","originalNBDate":"1990-04-06T00:00:00.000Z","amountPaidOnBuildingClaim":213,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":136000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1991,"primaryResidenceIndicator":false,"buildingDamageAmount":1000,"buildingDeductibleCode":"9","netBuildingPaymentAmount":213,"buildingPropertyValue":165000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"fc733bd9-9048-444b-b8c3-9d507448fd9d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2006-06-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":2,"originalConstructionDate":"1966-01-01T00:00:00.000Z","originalNBDate":"1999-11-25T00:00:00.000Z","amountPaidOnBuildingClaim":532.56,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2006,"primaryResidenceIndicator":true,"buildingDamageAmount":1033,"buildingDeductibleCode":"F","netBuildingPaymentAmount":532.56,"buildingPropertyValue":189561,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":351039,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011200","censusBlockGroupFips":"340170112001","latitude":40.7,"longitude":-74.1,"id":"c95b43d8-d0a2-494f-a776-799c60f70b62"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2014-04-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1957-01-01T00:00:00.000Z","originalNBDate":"2012-06-04T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":326,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Mid-spring storms","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010601","censusBlockGroupFips":"340170106012","latitude":40.7,"longitude":-74.1,"id":"5bbc2b51-ff2b-4826-92d2-fb62ef3e836b"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2005-07-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":4,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"2003-10-02T00:00:00.000Z","amountPaidOnBuildingClaim":2057.48,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2005,"primaryResidenceIndicator":false,"buildingDamageAmount":3058,"buildingDeductibleCode":"1","netBuildingPaymentAmount":2057.48,"buildingPropertyValue":211680,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":302400,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":76,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"cb012d23-8913-45a9-b012-a215b7f964f2"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1964-01-01T00:00:00.000Z","originalNBDate":"2006-05-28T00:00:00.000Z","amountPaidOnBuildingClaim":5616.81,"amountPaidOnContentsClaim":2347.81,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":6867,"buildingDeductibleCode":"F","netBuildingPaymentAmount":5616.81,"buildingPropertyValue":271014,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":3598,"contentsDeductibleCode":"1","netContentsPaymentAmount":2347.81,"contentsPropertyValue":271014,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":4,"buildingReplacementCost":371836,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"AH","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010702","censusBlockGroupFips":"340170107022","latitude":40.7,"longitude":-74.1,"id":"4969f8e0-fdf4-4136-ae9f-163fa37f2496"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1955-03-02T00:00:00.000Z","originalNBDate":"2016-01-18T00:00:00.000Z","amountPaidOnBuildingClaim":35342.46,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":40342,"buildingDeductibleCode":"5","netBuildingPaymentAmount":35342.46,"buildingPropertyValue":106446,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":4,"buildingReplacementCost":267254,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"AH","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"59fa3e7a-6b51-462b-bc89-53e961ab1cac"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":2,"originalConstructionDate":"1910-01-01T00:00:00.000Z","originalNBDate":"2019-03-12T00:00:00.000Z","amountPaidOnBuildingClaim":40358.12,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"B","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":45358,"buildingDeductibleCode":"5","netBuildingPaymentAmount":40358.12,"buildingPropertyValue":271996,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":426963,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-7,"floodZoneCurrent":"AH","buildingDescriptionCode":8,"rentalPropertyIndicator":true,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"f08fd36f-687a-4c21-8286-91cac7e42a83"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":7,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":60,"occupancyType":12,"originalConstructionDate":"1968-04-12T00:00:00.000Z","originalNBDate":"2010-06-14T00:00:00.000Z","amountPaidOnBuildingClaim":70874.74,"amountPaidOnContentsClaim":30462.42,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":71875,"buildingDeductibleCode":"2","netBuildingPaymentAmount":70874.74,"buildingPropertyValue":241037,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":31463,"contentsDeductibleCode":"1","netContentsPaymentAmount":30462.42,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":4,"buildingReplacementCost":310296,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":44,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108001","latitude":40.7,"longitude":-74.1,"id":"d53ee2bf-78df-4344-9e87-2d220bbbce97"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2009-07-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1938-07-01T00:00:00.000Z","originalNBDate":"2004-01-14T00:00:00.000Z","amountPaidOnBuildingClaim":581.39,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2009,"primaryResidenceIndicator":true,"buildingDamageAmount":1582,"buildingDeductibleCode":"2","netBuildingPaymentAmount":581.39,"buildingPropertyValue":162711,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":203388,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"5469be2a-a8c7-4cb2-a1d5-b2a5d6fafc8c"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2007-08-08T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":4,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"2003-10-02T00:00:00.000Z","amountPaidOnBuildingClaim":8861.03,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2007,"primaryResidenceIndicator":false,"buildingDamageAmount":9862,"buildingDeductibleCode":"1","netBuildingPaymentAmount":8861.03,"buildingPropertyValue":348160,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":419470,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":15,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"d0e5ee33-e8cf-44e1-90bf-629ce68eb864"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":2,"originalConstructionDate":"1980-01-01T00:00:00.000Z","originalNBDate":"2010-01-07T00:00:00.000Z","amountPaidOnBuildingClaim":2467.99,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":195000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":4467,"buildingDeductibleCode":"2","netBuildingPaymentAmount":2467.99,"buildingPropertyValue":229840,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":287300,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010700","censusBlockGroupFips":"340170107002","latitude":40.7,"longitude":-74.1,"id":"61ebcfdb-9cc4-4450-928e-7100d40897df"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1983-08-15T00:00:00.000Z","originalNBDate":"2013-04-26T00:00:00.000Z","amountPaidOnBuildingClaim":123741.6,"amountPaidOnContentsClaim":75280.01,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":500000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":124991,"buildingDeductibleCode":"F","netBuildingPaymentAmount":123741.6,"buildingPropertyValue":415721,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":76530,"contentsDeductibleCode":"F","netContentsPaymentAmount":75280.01,"contentsPropertyValue":560000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":457084,"contentsReplacementCost":600000,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108002","latitude":40.7,"longitude":-74.1,"id":"ba74bfbc-5a0d-409d-94de-731c606e97cc"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":4,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":80,"occupancyType":1,"originalConstructionDate":"1980-06-15T00:00:00.000Z","originalNBDate":"2012-07-28T00:00:00.000Z","amountPaidOnBuildingClaim":3906.1,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":158000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":4907,"buildingDeductibleCode":"F","netBuildingPaymentAmount":3906.1,"buildingPropertyValue":126660,"causeOfDamage":"2","condominiumCoverageTypeCode":"U","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":183264,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":12,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010600","censusBlockGroupFips":"340170106004","latitude":40.7,"longitude":-74.1,"id":"aa427458-881f-4179-9999-0a23d435c2c6"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1957-03-01T00:00:00.000Z","originalNBDate":"2018-08-13T00:00:00.000Z","amountPaidOnBuildingClaim":4511.51,"amountPaidOnContentsClaim":477.35,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":5762,"buildingDeductibleCode":"2","netBuildingPaymentAmount":4511.51,"buildingPropertyValue":136417,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1727,"contentsDeductibleCode":"1","netContentsPaymentAmount":477.35,"contentsPropertyValue":1800,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":2,"buildingReplacementCost":339048,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116001","latitude":40.6,"longitude":-74.1,"id":"69264926-c669-4399-aa9f-9d284e0962c5"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2007-04-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":5,"baseFloodElevation":9,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":13.5,"lowestFloorElevation":14.2,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"2004-01-01T00:00:00.000Z","originalNBDate":"2005-06-30T00:00:00.000Z","amountPaidOnBuildingClaim":1511.43,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":213000,"totalContentsInsuranceCoverage":34800,"yearOfLoss":2007,"primaryResidenceIndicator":true,"buildingDamageAmount":2012,"buildingDeductibleCode":"F","netBuildingPaymentAmount":1511.43,"buildingPropertyValue":125000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":660,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"April 2007 Nor'easter","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":150000,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"A05","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011200","censusBlockGroupFips":"340170112004","latitude":40.7,"longitude":-74.1,"id":"9104e8f2-4971-4270-a600-6fd8f6f14b2e"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":1,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1946-07-07T00:00:00.000Z","originalNBDate":"2013-01-12T00:00:00.000Z","amountPaidOnBuildingClaim":16368.44,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":17618,"buildingDeductibleCode":"2","netBuildingPaymentAmount":16368.44,"buildingPropertyValue":345420,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":75000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":3,"buildingReplacementCost":430315,"contentsReplacementCost":85000,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"fed29ff4-55fb-4792-8c7f-96b9d11fb949"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-27T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":2,"originalConstructionDate":"1965-07-01T00:00:00.000Z","originalNBDate":"2007-04-30T00:00:00.000Z","amountPaidOnBuildingClaim":952.45,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":2952,"buildingDeductibleCode":"2","netBuildingPaymentAmount":952.45,"buildingPropertyValue":221966,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":277458,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011400","censusBlockGroupFips":"340170114002","latitude":40.7,"longitude":-74.1,"id":"c5ebc362-3645-40ad-b4dd-83bbe311aa4d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1988-07-20T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":2,"originalConstructionDate":"1970-01-01T00:00:00.000Z","originalNBDate":"1985-08-29T00:00:00.000Z","amountPaidOnBuildingClaim":2539.98,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1988,"primaryResidenceIndicator":false,"buildingDamageAmount":3100,"buildingDeductibleCode":"0","netBuildingPaymentAmount":2539.98,"buildingPropertyValue":30000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108001","latitude":40.7,"longitude":-74.1,"id":"0184650b-ecce-4130-91f9-2219e7775b6e"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-06-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1957-01-01T00:00:00.000Z","originalNBDate":"2012-06-04T00:00:00.000Z","amountPaidOnBuildingClaim":1999.95,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":3000,"buildingDeductibleCode":"1","netBuildingPaymentAmount":1999.95,"buildingPropertyValue":59859,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":141001,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010601","censusBlockGroupFips":"340170106012","latitude":40.7,"longitude":-74.1,"id":"e13c3493-f8cf-42a2-8016-a3b6a127e3bb"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1995-07-17T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":2,"originalConstructionDate":"1948-07-01T00:00:00.000Z","originalNBDate":"1990-04-06T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":136000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1995,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"9","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":2,"floodWaterDuration":8,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"08","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"e2f36bf0-1435-42ff-85af-a1d9f6710e76"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1978-11-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":2,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-03-31T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":null,"smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":10000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1978,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":null,"contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010100","censusBlockGroupFips":"340170101001","latitude":40.7,"longitude":-74.1,"id":"31cecc85-9ea6-4daa-81b8-0098948229fc"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2018-09-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":7,"baseFloodElevation":13,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":11.7,"lowestFloorElevation":5.7,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":6,"originalConstructionDate":"1900-01-01T00:00:00.000Z","originalNBDate":"2009-11-17T00:00:00.000Z","amountPaidOnBuildingClaim":1364.82,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"W","smallBusinessIndicatorBuilding":true,"totalBuildingInsuranceCoverage":150000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2018,"primaryResidenceIndicator":false,"buildingDamageAmount":3364,"buildingDeductibleCode":"2","netBuildingPaymentAmount":1364.82,"buildingPropertyValue":270468,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":342899,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":"AH","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"ba2babac-763d-412a-83cf-0fbde68e9f39"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2016-07-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1964-01-01T00:00:00.000Z","originalNBDate":"2006-05-28T00:00:00.000Z","amountPaidOnBuildingClaim":27667.26,"amountPaidOnContentsClaim":6700,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":2016,"primaryResidenceIndicator":false,"buildingDamageAmount":28917,"buildingDeductibleCode":"F","netBuildingPaymentAmount":27667.26,"buildingPropertyValue":238374,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":8301,"contentsDeductibleCode":"1","netContentsPaymentAmount":6700,"contentsPropertyValue":80000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":4,"buildingReplacementCost":279468,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AH","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010702","censusBlockGroupFips":"340170107022","latitude":40.7,"longitude":-74.1,"id":"f2d5ff3f-e803-4515-aa50-ccd09d6c838d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"2013-05-01T00:00:00.000Z","amountPaidOnBuildingClaim":74199.76,"amountPaidOnContentsClaim":711.94,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":200000,"totalContentsInsuranceCoverage":306000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":75450,"buildingDeductibleCode":"5","netBuildingPaymentAmount":74199.76,"buildingPropertyValue":1409831,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1962,"contentsDeductibleCode":"5","netContentsPaymentAmount":711.94,"contentsPropertyValue":1409831,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":1876138,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108001","latitude":40.7,"longitude":-74.1,"id":"5a25b02e-a9d9-4fd5-90ac-f5f580710d1c"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":2,"originalConstructionDate":"1978-01-01T00:00:00.000Z","originalNBDate":"2011-09-11T00:00:00.000Z","amountPaidOnBuildingClaim":7005.41,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":8006,"buildingDeductibleCode":"1","netBuildingPaymentAmount":7005.41,"buildingPropertyValue":266840,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":392411,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011200","censusBlockGroupFips":"340170112004","latitude":40.7,"longitude":-74.1,"id":"75747268-b657-44bb-ad89-a099005e85a8"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1957-01-01T00:00:00.000Z","originalNBDate":"2012-06-04T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":655,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":201881,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":364040,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-7,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010601","censusBlockGroupFips":"340170106012","latitude":40.7,"longitude":-74.1,"id":"a7bb19c5-278c-4d16-b691-0d049242fd1a"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":6,"originalConstructionDate":"1977-01-01T00:00:00.000Z","originalNBDate":"2009-08-09T00:00:00.000Z","amountPaidOnBuildingClaim":181768.5,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":331400,"totalContentsInsuranceCoverage":0,"yearOfLoss":2012,"primaryResidenceIndicator":false,"buildingDamageAmount":183768,"buildingDeductibleCode":"2","netBuildingPaymentAmount":181768.5,"buildingPropertyValue":348870,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":436088,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":5,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011500","censusBlockGroupFips":"340170115003","latitude":40.6,"longitude":-74.1,"id":"f8c4bf70-efa1-486d-bc95-4e5426436988"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1940-04-15T00:00:00.000Z","originalNBDate":"2015-10-01T00:00:00.000Z","amountPaidOnBuildingClaim":18244.13,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":200000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":23244,"buildingDeductibleCode":"5","netBuildingPaymentAmount":18244.13,"buildingPropertyValue":182602,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":2,"buildingReplacementCost":231024,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":"AH","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"6cd57338-1b22-4eb8-9602-edc2026acc7a"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2018-09-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1955-01-01T00:00:00.000Z","originalNBDate":"2015-10-15T00:00:00.000Z","amountPaidOnBuildingClaim":3977.22,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":40000,"yearOfLoss":2018,"primaryResidenceIndicator":true,"buildingDamageAmount":4977,"buildingDeductibleCode":"G","netBuildingPaymentAmount":3977.22,"buildingPropertyValue":165791,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":187,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":50250,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":184212,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116001","latitude":40.6,"longitude":-74.1,"id":"9e6bf784-e90d-426c-9859-d508cef94703"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2004-06-22T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1975-05-15T00:00:00.000Z","originalNBDate":"2003-08-01T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":110000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011200","censusBlockGroupFips":"340170112004","latitude":40.7,"longitude":-74.1,"id":"9fb837bc-12cf-48e5-b76b-44502c9eea89"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1910-01-10T00:00:00.000Z","originalNBDate":"2016-10-07T00:00:00.000Z","amountPaidOnBuildingClaim":30423.98,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":31674,"buildingDeductibleCode":"F","netBuildingPaymentAmount":30423.98,"buildingPropertyValue":480231,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":48000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":3,"buildingReplacementCost":480231,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":true,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011100","censusBlockGroupFips":"340170111003","latitude":40.7,"longitude":-74.1,"id":"af054306-abc7-447b-8bbd-5194a52ed9ae"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1920-01-01T00:00:00.000Z","originalNBDate":"2022-11-06T00:00:00.000Z","amountPaidOnBuildingClaim":50095.32,"amountPaidOnContentsClaim":1222.8,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":51096,"buildingDeductibleCode":"2","netBuildingPaymentAmount":50095.32,"buildingPropertyValue":204108,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":2223,"contentsDeductibleCode":"1","netContentsPaymentAmount":1222.8,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":2,"buildingReplacementCost":255135,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":36,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108002","latitude":40.7,"longitude":-74.1,"id":"8d524dcb-bbba-44f6-8f6d-52fad88ccfda"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1983-10-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-03-11T00:00:00.000Z","amountPaidOnBuildingClaim":685.69,"amountPaidOnContentsClaim":705.54,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":6100,"totalContentsInsuranceCoverage":3200,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":1686,"buildingDeductibleCode":null,"netBuildingPaymentAmount":685.69,"buildingPropertyValue":480000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1706,"contentsDeductibleCode":null,"netContentsPaymentAmount":705.54,"contentsPropertyValue":500000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116001","latitude":40.6,"longitude":-74.1,"id":"2ae03d1b-d9b6-4259-a189-21b575f97b6b"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2016-07-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1960-05-20T00:00:00.000Z","originalNBDate":"2007-05-28T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2016,"primaryResidenceIndicator":true,"buildingDamageAmount":905,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":111385,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":138339,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010700","censusBlockGroupFips":"340170107002","latitude":40.7,"longitude":-74.1,"id":"a53f19de-a999-4307-9994-369501f334ef"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1981-04-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1980-04-21T00:00:00.000Z","amountPaidOnBuildingClaim":3541.97,"amountPaidOnContentsClaim":4400,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":4000,"totalContentsInsuranceCoverage":4400,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":4157,"buildingDeductibleCode":null,"netBuildingPaymentAmount":3541.97,"buildingPropertyValue":50000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":6206,"contentsDeductibleCode":null,"netContentsPaymentAmount":4400,"contentsPropertyValue":10000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011500","censusBlockGroupFips":"340170115001","latitude":40.7,"longitude":-74.1,"id":"fb824886-7cc4-4617-bb5f-dd0e0863e016"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1959-01-01T00:00:00.000Z","originalNBDate":"2013-01-17T00:00:00.000Z","amountPaidOnBuildingClaim":13372.64,"amountPaidOnContentsClaim":2057.32,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":83000,"totalContentsInsuranceCoverage":32000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":14372,"buildingDeductibleCode":"G","netBuildingPaymentAmount":13372.64,"buildingPropertyValue":104776,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":3057,"contentsDeductibleCode":"1","netContentsPaymentAmount":2057.32,"contentsPropertyValue":30000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":125227,"contentsReplacementCost":30000,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011400","censusBlockGroupFips":"340170114002","latitude":40.7,"longitude":-74.1,"id":"a440f852-80f3-4025-ab30-4a948bc32892"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"2014-06-08T00:00:00.000Z","amountPaidOnBuildingClaim":1568.12,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":2818,"buildingDeductibleCode":"2","netBuildingPaymentAmount":1568.12,"buildingPropertyValue":189002,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":315980,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116001","latitude":40.6,"longitude":-74.1,"id":"1f0d25c2-fa02-425a-8e4e-e3d280b06dd9"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":7,"baseFloodElevation":13,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":11.7,"lowestFloorElevation":5.7,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":6,"originalConstructionDate":"1900-01-01T00:00:00.000Z","originalNBDate":"2009-11-17T00:00:00.000Z","amountPaidOnBuildingClaim":7151.68,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"W","smallBusinessIndicatorBuilding":true,"totalBuildingInsuranceCoverage":150000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":8151,"buildingDeductibleCode":"2","netBuildingPaymentAmount":7151.68,"buildingPropertyValue":322795,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":413840,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":"AH","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"09e4419a-aad1-4492-8a60-ca213d2f38a4"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":50,"occupancyType":12,"originalConstructionDate":"1970-01-01T00:00:00.000Z","originalNBDate":"2026-01-02T00:00:00.000Z","amountPaidOnBuildingClaim":2779.8,"amountPaidOnContentsClaim":327.93,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":4030,"buildingDeductibleCode":"2","netBuildingPaymentAmount":2779.8,"buildingPropertyValue":228712,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1578,"contentsDeductibleCode":"1","netContentsPaymentAmount":327.93,"contentsPropertyValue":65000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":2,"buildingReplacementCost":381053,"contentsReplacementCost":86000,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010100","censusBlockGroupFips":"340170101001","latitude":40.7,"longitude":-74.1,"id":"63adc24c-02f5-4100-9aa5-30faeb9d5d17"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1968-01-01T00:00:00.000Z","originalNBDate":"2025-10-06T00:00:00.000Z","amountPaidOnBuildingClaim":56302.57,"amountPaidOnContentsClaim":10481.1,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":57302,"buildingDeductibleCode":"2","netBuildingPaymentAmount":56302.57,"buildingPropertyValue":245929,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":11481,"contentsDeductibleCode":"1","netContentsPaymentAmount":10481.1,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":3,"buildingReplacementCost":332337,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108001","latitude":40.7,"longitude":-74.1,"id":"c9e97cc2-8563-4994-affd-0d8c2ef2ed3d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-02T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":7,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":50,"occupancyType":11,"originalConstructionDate":"1955-01-01T00:00:00.000Z","originalNBDate":"2013-04-29T00:00:00.000Z","amountPaidOnBuildingClaim":23903.38,"amountPaidOnContentsClaim":245.42,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":25152,"buildingDeductibleCode":"2","netBuildingPaymentAmount":23903.38,"buildingPropertyValue":217826,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1495,"contentsDeductibleCode":"1","netContentsPaymentAmount":245.42,"contentsPropertyValue":60000,"disasterAssistanceCoverageRequired":1,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":268194,"contentsReplacementCost":65000,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-6,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116001","latitude":40.6,"longitude":-74.1,"id":"531ee8ff-21f7-47c7-86f6-2e52022c9c88"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1956-01-01T00:00:00.000Z","originalNBDate":"2011-06-08T00:00:00.000Z","amountPaidOnBuildingClaim":30000,"amountPaidOnContentsClaim":1873.62,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":32061,"buildingDeductibleCode":"1","netBuildingPaymentAmount":30000,"buildingPropertyValue":121609,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":2874,"contentsDeductibleCode":"1","netContentsPaymentAmount":1873.62,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":144455,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116004","latitude":40.6,"longitude":-74.1,"id":"e42143fb-e1ac-42fa-9b93-f28939e71c6f"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":5,"baseFloodElevation":9,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":13.5,"lowestFloorElevation":14.2,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"2004-01-01T00:00:00.000Z","originalNBDate":"2005-06-30T00:00:00.000Z","amountPaidOnBuildingClaim":3263.36,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":213000,"totalContentsInsuranceCoverage":34800,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":4263,"buildingDeductibleCode":"F","netBuildingPaymentAmount":3263.36,"buildingPropertyValue":136679,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":170849,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"A05","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011200","censusBlockGroupFips":"340170112004","latitude":40.7,"longitude":-74.1,"id":"17d54ea0-a869-45cd-b310-8854f47f5684"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"2005-01-01T00:00:00.000Z","originalNBDate":"2010-10-10T00:00:00.000Z","amountPaidOnBuildingClaim":22077.5,"amountPaidOnContentsClaim":4118.28,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":23078,"buildingDeductibleCode":"1","netBuildingPaymentAmount":22077.5,"buildingPropertyValue":225342,"causeOfDamage":"4","condominiumCoverageTypeCode":"U","contentsDamageAmount":5119,"contentsDeductibleCode":"1","netContentsPaymentAmount":4118.28,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":244937,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011200","censusBlockGroupFips":"340170112004","latitude":40.7,"longitude":-74.1,"id":"4f85236c-ad3d-4cd5-be3d-f4aaf3335142"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":13,"originalConstructionDate":"2020-01-01T00:00:00.000Z","originalNBDate":"2020-10-18T00:00:00.000Z","amountPaidOnBuildingClaim":111384.27,"amountPaidOnContentsClaim":1304.34,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":112634,"buildingDeductibleCode":"F","netBuildingPaymentAmount":111384.27,"buildingPropertyValue":3013122,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":2554,"contentsDeductibleCode":"F","netContentsPaymentAmount":1304.34,"contentsPropertyValue":3013122,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":5,"buildingReplacementCost":3081890,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":"X","buildingDescriptionCode":10,"rentalPropertyIndicator":true,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010900","censusBlockGroupFips":"340170109001","latitude":40.7,"longitude":-74.1,"id":"0854c3e6-f9b3-458e-a536-7067c19d560f"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":7,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":50,"occupancyType":12,"originalConstructionDate":"1955-01-01T00:00:00.000Z","originalNBDate":"2021-05-03T00:00:00.000Z","amountPaidOnBuildingClaim":3682.11,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":4932,"buildingDeductibleCode":"2","netBuildingPaymentAmount":3682.11,"buildingPropertyValue":146524,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1006,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":65000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":2,"buildingReplacementCost":246663,"contentsReplacementCost":80000,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":7,"floodZoneCurrent":"X","buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116004","latitude":40.6,"longitude":-74.1,"id":"189900e9-918a-45b6-9717-abb81fe2b805"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":2,"originalConstructionDate":"1991-10-01T00:00:00.000Z","originalNBDate":"2011-10-15T00:00:00.000Z","amountPaidOnBuildingClaim":20357.17,"amountPaidOnContentsClaim":12228.98,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":75000,"totalContentsInsuranceCoverage":30000,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":21357,"buildingDeductibleCode":"1","netBuildingPaymentAmount":20357.17,"buildingPropertyValue":265400,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":13228,"contentsDeductibleCode":"1","netContentsPaymentAmount":12228.98,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":358624,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011400","censusBlockGroupFips":"340170114001","latitude":40.7,"longitude":-74.1,"id":"f898d904-903c-43ff-a87d-d40ca1bd16af"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2017-06-09T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1957-02-15T00:00:00.000Z","originalNBDate":"2014-07-16T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":30000,"yearOfLoss":2017,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"5","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010600","censusBlockGroupFips":"340170106005","latitude":40.7,"longitude":-74.1,"id":"85b22f8d-cbb1-42a0-8b0b-cd2bb41d6fa0"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2018-09-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":13,"originalConstructionDate":"1921-01-01T00:00:00.000Z","originalNBDate":"2017-07-27T00:00:00.000Z","amountPaidOnBuildingClaim":9332.36,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":true,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":15000,"yearOfLoss":2018,"primaryResidenceIndicator":false,"buildingDamageAmount":10582,"buildingDeductibleCode":"F","netBuildingPaymentAmount":9332.36,"buildingPropertyValue":482474,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":5,"buildingReplacementCost":623751,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":10,"rentalPropertyIndicator":true,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113002","latitude":40.7,"longitude":-74.1,"id":"b69d6f2a-7f12-4982-946c-bf7494b77c1d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":7,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":60,"occupancyType":12,"originalConstructionDate":"1968-01-01T00:00:00.000Z","originalNBDate":"2017-06-08T00:00:00.000Z","amountPaidOnBuildingClaim":50000,"amountPaidOnContentsClaim":295.39,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":55742,"buildingDeductibleCode":"1","netBuildingPaymentAmount":50000,"buildingPropertyValue":240155,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1295,"contentsDeductibleCode":null,"netContentsPaymentAmount":295.39,"contentsPropertyValue":240155,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":4,"buildingReplacementCost":340846,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":true,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011400","censusBlockGroupFips":"340170114002","latitude":40.7,"longitude":-74.1,"id":"06eac40d-c001-4f71-9071-d070d5ed867a"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":-6,"baseFloodElevation":15,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":14.7,"lowestFloorElevation":16.8,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1983-08-16T00:00:00.000Z","originalNBDate":"2015-12-16T00:00:00.000Z","amountPaidOnBuildingClaim":14874.47,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":24874,"buildingDeductibleCode":"A","netBuildingPaymentAmount":14874.47,"buildingPropertyValue":479187,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":4,"buildingReplacementCost":610442,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-5,"floodZoneCurrent":"AH","buildingDescriptionCode":10,"rentalPropertyIndicator":true,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011400","censusBlockGroupFips":"340170114002","latitude":40.7,"longitude":-74.1,"id":"91c2caca-e56d-4307-b75c-a7c5c47d225c"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2016-07-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":5,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":3,"originalConstructionDate":"2014-09-12T00:00:00.000Z","originalNBDate":"2015-02-05T00:00:00.000Z","amountPaidOnBuildingClaim":192819.62,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2016,"primaryResidenceIndicator":false,"buildingDamageAmount":194069,"buildingDeductibleCode":"F","netBuildingPaymentAmount":192819.62,"buildingPropertyValue":16976732,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":17360085,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":8,"rentalPropertyIndicator":true,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010900","censusBlockGroupFips":"340170109001","latitude":40.7,"longitude":-74.1,"id":"adba743c-b451-4662-aee5-749f3b26b9a5"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2013-02-27T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1921-07-01T00:00:00.000Z","originalNBDate":"2012-09-02T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2013,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011500","censusBlockGroupFips":"340170115002","latitude":40.7,"longitude":-74.1,"id":"a3e77bbe-ec60-419b-9477-f7fca38dd7bd"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":-3,"baseFloodElevation":30,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":29.2,"lowestFloorElevation":34.7,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"2014-05-14T00:00:00.000Z","amountPaidOnBuildingClaim":24828.2,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":24307,"buildingDeductibleCode":"2","netBuildingPaymentAmount":24828.2,"buildingPropertyValue":218421,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":283664,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AH","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010702","censusBlockGroupFips":"340170107021","latitude":40.7,"longitude":-74.1,"id":"bb386954-5c16-4ca1-8baf-2f01a957faca"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"2015-12-21T00:00:00.000Z","amountPaidOnBuildingClaim":14833.95,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":16084,"buildingDeductibleCode":"2","netBuildingPaymentAmount":14833.95,"buildingPropertyValue":278106,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":10000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":2,"buildingReplacementCost":386259,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010100","censusBlockGroupFips":"340170101001","latitude":40.7,"longitude":-74.1,"id":"b2eb22b4-f1ed-4166-90dd-df9528d86df5"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1980-08-05T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":2,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1980-08-05T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":12100,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1980,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010100","censusBlockGroupFips":"340170101001","latitude":40.7,"longitude":-74.1,"id":"d1220c0c-5046-4764-9b15-64beac4a80e7"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2018-09-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":50,"occupancyType":12,"originalConstructionDate":"1970-01-01T00:00:00.000Z","originalNBDate":"2026-01-02T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2018,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":2,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010100","censusBlockGroupFips":"340170101001","latitude":40.7,"longitude":-74.1,"id":"730a1d77-be62-453e-b39c-8512eaf084e5"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1940-06-01T00:00:00.000Z","originalNBDate":"2020-01-27T00:00:00.000Z","amountPaidOnBuildingClaim":62934.16,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":72934,"buildingDeductibleCode":"A","netBuildingPaymentAmount":62934.16,"buildingPropertyValue":366534,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":3,"buildingReplacementCost":492330,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":8,"floodZoneCurrent":"AH","buildingDescriptionCode":1,"rentalPropertyIndicator":true,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"8cfb7e7d-5c4d-4ba6-8eeb-a50bf026bcd1"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-01-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":2,"originalConstructionDate":"1980-06-06T00:00:00.000Z","originalNBDate":"2009-09-05T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":200000,"totalContentsInsuranceCoverage":80000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116002","latitude":40.6,"longitude":-74.1,"id":"fdeb3f39-8b26-4fe9-8c2f-20f10d9a1dd0"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":0,"baseFloodElevation":13,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":12.5,"lowestFloorElevation":0,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1986-07-01T00:00:00.000Z","originalNBDate":"2016-09-16T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":193000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":1235,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":155870,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":4,"buildingReplacementCost":266454,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AHB","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011200","censusBlockGroupFips":"340170112003","latitude":40.7,"longitude":-74.1,"id":"7452cb2a-76c2-49f9-9350-71414441706f"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2006-07-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1957-07-01T00:00:00.000Z","originalNBDate":"1998-10-25T00:00:00.000Z","amountPaidOnBuildingClaim":4053.62,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":40000,"yearOfLoss":2006,"primaryResidenceIndicator":true,"buildingDamageAmount":4554,"buildingDeductibleCode":"0","netBuildingPaymentAmount":4053.62,"buildingPropertyValue":100000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":102415,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116001","latitude":40.6,"longitude":-74.1,"id":"dd4306c1-e0d2-4a27-ba39-2df8ac2b99d8"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2013-07-17T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"2006-07-01T00:00:00.000Z","originalNBDate":"2013-01-02T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2013,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011200","censusBlockGroupFips":"340170112004","latitude":40.7,"longitude":-74.1,"id":"cc5fa844-6a7f-4d99-85ae-ef2c7bffc936"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1992-12-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1955-01-01T00:00:00.000Z","originalNBDate":"1986-07-02T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":96200,"totalContentsInsuranceCoverage":0,"yearOfLoss":1992,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":567,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"December Storm - Nor'easter","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":0,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"08721","countyCode":"34029","censusTract":"34029731002","censusBlockGroupFips":"340297310022","latitude":39.9,"longitude":-74.1,"id":"dbb6a75c-1de3-4db8-b993-a5cadda90f75"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1910-07-01T00:00:00.000Z","originalNBDate":"2001-05-03T00:00:00.000Z","amountPaidOnBuildingClaim":926.31,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":40000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":1927,"buildingDeductibleCode":"1","netBuildingPaymentAmount":926.31,"buildingPropertyValue":211216,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":240018,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011200","censusBlockGroupFips":"340170112003","latitude":40.7,"longitude":-74.1,"id":"869d7745-1cea-47a4-9eb1-75073cd345bf"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1957-07-01T00:00:00.000Z","originalNBDate":"2014-01-29T00:00:00.000Z","amountPaidOnBuildingClaim":19124.17,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":20374,"buildingDeductibleCode":"2","netBuildingPaymentAmount":19124.17,"buildingPropertyValue":294039,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":456915,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116001","latitude":40.6,"longitude":-74.1,"id":"9342b19a-7922-465f-b5d0-22a077d53b98"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":2,"originalConstructionDate":"1970-05-06T00:00:00.000Z","originalNBDate":"2009-09-29T00:00:00.000Z","amountPaidOnBuildingClaim":5438.8,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":7439,"buildingDeductibleCode":"2","netBuildingPaymentAmount":5438.8,"buildingPropertyValue":202011,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":254102,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-6,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017006100","censusBlockGroupFips":"340170061005","latitude":40.7,"longitude":-74.1,"id":"39c0d7b0-687b-494b-a593-9a385b1211c2"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1980-06-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1980-04-21T00:00:00.000Z","amountPaidOnBuildingClaim":576.4,"amountPaidOnContentsClaim":612,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":4000,"totalContentsInsuranceCoverage":4400,"yearOfLoss":1980,"primaryResidenceIndicator":false,"buildingDamageAmount":777,"buildingDeductibleCode":null,"netBuildingPaymentAmount":576.4,"buildingPropertyValue":37000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":812,"contentsDeductibleCode":null,"netContentsPaymentAmount":612,"contentsPropertyValue":25000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-6,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011500","censusBlockGroupFips":"340170115001","latitude":40.7,"longitude":-74.1,"id":"07ef628c-7972-4c06-9500-cbfd0378a5b2"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1920-01-01T00:00:00.000Z","originalNBDate":"2022-11-06T00:00:00.000Z","amountPaidOnBuildingClaim":2465.66,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":3715,"buildingDeductibleCode":"2","netBuildingPaymentAmount":2465.66,"buildingPropertyValue":289867,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":2,"buildingReplacementCost":361213,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108002","latitude":40.7,"longitude":-74.1,"id":"b8a53051-79a1-4edf-8d2f-643527ae9782"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2016-07-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":2,"originalConstructionDate":"1961-01-01T00:00:00.000Z","originalNBDate":"2011-06-20T00:00:00.000Z","amountPaidOnBuildingClaim":2707.4,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":55000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2016,"primaryResidenceIndicator":true,"buildingDamageAmount":4707,"buildingDeductibleCode":"2","netBuildingPaymentAmount":2707.4,"buildingPropertyValue":171995,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":216312,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":11,"floodZoneCurrent":"AH","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"6c8d6505-6284-475a-8aef-0b8a5959b041"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1970-07-01T00:00:00.000Z","originalNBDate":"2020-11-28T00:00:00.000Z","amountPaidOnBuildingClaim":2882.05,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":4024,"buildingDeductibleCode":"F","netBuildingPaymentAmount":2882.05,"buildingPropertyValue":243119,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":36000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":null,"buildingReplacementCost":294673,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010100","censusBlockGroupFips":"340170101001","latitude":40.7,"longitude":-74.1,"id":"c85be0f0-7490-41a6-8c2a-51c573311818"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-01-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":2,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-02-15T00:00:00.000Z","amountPaidOnBuildingClaim":2600,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":null,"smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":10000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":2800,"buildingDeductibleCode":null,"netBuildingPaymentAmount":2600,"buildingPropertyValue":80000,"causeOfDamage":"1","condominiumCoverageTypeCode":null,"contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":12,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Not a named storm","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010100","censusBlockGroupFips":"340170101001","latitude":40.7,"longitude":-74.1,"id":"a4c40883-8823-4759-8b58-40a6911ee40f"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1961-07-01T00:00:00.000Z","originalNBDate":"2012-09-30T00:00:00.000Z","amountPaidOnBuildingClaim":25583.61,"amountPaidOnContentsClaim":1015.36,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":26584,"buildingDeductibleCode":"F","netBuildingPaymentAmount":25583.61,"buildingPropertyValue":87180,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":2016,"contentsDeductibleCode":"F","netContentsPaymentAmount":1015.36,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":212633,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":64,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116001","latitude":40.6,"longitude":-74.1,"id":"a125bfff-f4eb-404d-8bc9-7ee50ecbf594"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":13,"originalConstructionDate":"1920-01-01T00:00:00.000Z","originalNBDate":"2017-07-31T00:00:00.000Z","amountPaidOnBuildingClaim":49166.93,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":300000,"totalContentsInsuranceCoverage":30000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":50417,"buildingDeductibleCode":"F","netBuildingPaymentAmount":49166.93,"buildingPropertyValue":660751,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":12000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":6,"buildingReplacementCost":845204,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":10,"rentalPropertyIndicator":true,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011400","censusBlockGroupFips":"340170114002","latitude":40.7,"longitude":-74.1,"id":"3fbef931-d8eb-4d25-a8ce-615626c23d4c"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":4,"originalConstructionDate":"1980-01-01T00:00:00.000Z","originalNBDate":"2012-08-29T00:00:00.000Z","amountPaidOnBuildingClaim":39276.38,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2012,"primaryResidenceIndicator":false,"buildingDamageAmount":62805,"buildingDeductibleCode":"D","netBuildingPaymentAmount":37805.68,"buildingPropertyValue":7600711,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":10491771,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":5,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010300","censusBlockGroupFips":"340170103004","latitude":40.7,"longitude":-74.1,"id":"d6a39150-7c9e-456d-9496-769c017c8f6c"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-02T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":50,"occupancyType":12,"originalConstructionDate":"1964-01-01T00:00:00.000Z","originalNBDate":"1998-04-08T00:00:00.000Z","amountPaidOnBuildingClaim":19021.14,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":21021,"buildingDeductibleCode":"2","netBuildingPaymentAmount":19021.14,"buildingPropertyValue":213338,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":4,"buildingReplacementCost":250348,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":5,"floodZoneCurrent":"AH","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"c5903dab-f9c8-4da4-ab1c-3346e6cb0ed0"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1926-01-01T00:00:00.000Z","originalNBDate":"2014-11-30T00:00:00.000Z","amountPaidOnBuildingClaim":10119.91,"amountPaidOnContentsClaim":396.36,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":9291,"buildingDeductibleCode":"1","netBuildingPaymentAmount":10119.91,"buildingPropertyValue":130634,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1396,"contentsDeductibleCode":"1","netContentsPaymentAmount":396.36,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":483324,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-6,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07055","countyCode":"34017","censusTract":"34031175604","censusBlockGroupFips":"340311756042","latitude":40.9,"longitude":-74.1,"id":"75bbdd35-1faa-4dfd-b23f-e19c215ae225"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1935-01-01T00:00:00.000Z","originalNBDate":"2010-10-16T00:00:00.000Z","amountPaidOnBuildingClaim":14284.01,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":16284,"buildingDeductibleCode":"2","netBuildingPaymentAmount":14284.01,"buildingPropertyValue":153946,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":2,"buildingReplacementCost":254167,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AH","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"0e84cdc9-c2fb-46b8-a3b8-687204ebc73d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2016-07-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":5,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":3,"originalConstructionDate":"2014-09-12T00:00:00.000Z","originalNBDate":"2015-02-05T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2016,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":8,"rentalPropertyIndicator":true,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010900","censusBlockGroupFips":"340170109001","latitude":40.7,"longitude":-74.1,"id":"e48a2a12-3461-46fd-9bb1-9151878f5854"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1955-01-01T00:00:00.000Z","originalNBDate":"2015-10-15T00:00:00.000Z","amountPaidOnBuildingClaim":9575.82,"amountPaidOnContentsClaim":520.31,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":40000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":10576,"buildingDeductibleCode":"G","netBuildingPaymentAmount":9575.82,"buildingPropertyValue":136290,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1520,"contentsDeductibleCode":"1","netContentsPaymentAmount":520.31,"contentsPropertyValue":30000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":156843,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116001","latitude":40.6,"longitude":-74.1,"id":"98ffedb4-3205-4889-a636-139f2acd99e9"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2006-07-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1956-01-01T00:00:00.000Z","originalNBDate":"2005-06-08T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2006,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"98","nonPaymentReasonBuilding":"98","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116004","latitude":40.6,"longitude":-74.1,"id":"3b7e154f-7c95-4d40-8866-f55aef055a57"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"2005-07-01T00:00:00.000Z","originalNBDate":"2011-11-06T00:00:00.000Z","amountPaidOnBuildingClaim":21432.29,"amountPaidOnContentsClaim":2936.14,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":22433,"buildingDeductibleCode":"F","netBuildingPaymentAmount":21432.29,"buildingPropertyValue":225342,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":3937,"contentsDeductibleCode":"F","netContentsPaymentAmount":2936.14,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":244937,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":30,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011200","censusBlockGroupFips":"340170112004","latitude":40.7,"longitude":-74.1,"id":"512f0880-8e05-4340-92e7-f8c40f87ba3f"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":7,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":50,"occupancyType":11,"originalConstructionDate":"1955-05-01T00:00:00.000Z","originalNBDate":"2018-09-10T00:00:00.000Z","amountPaidOnBuildingClaim":11692.05,"amountPaidOnContentsClaim":540.95,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":222000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":12428,"buildingDeductibleCode":"2","netBuildingPaymentAmount":11692.05,"buildingPropertyValue":183655,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1791,"contentsDeductibleCode":null,"netContentsPaymentAmount":540.95,"contentsPropertyValue":100000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":229377,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116001","latitude":40.6,"longitude":-74.1,"id":"1de33d8a-62f6-4c1a-ba60-374d050c760e"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":18,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":-9,"baseFloodElevation":13,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":12.7,"lowestFloorElevation":3.6,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":3,"originalConstructionDate":"2009-07-01T00:00:00.000Z","originalNBDate":"2012-07-08T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"2","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":3912100,"totalContentsInsuranceCoverage":0,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":4511,"buildingDeductibleCode":"D","netBuildingPaymentAmount":0,"buildingPropertyValue":3895665,"causeOfDamage":"4","condominiumCoverageTypeCode":"H","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":18,"buildingReplacementCost":4280951,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AH","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"ea30b11e-63d6-4a84-b494-8cb2870832a0"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":3,"originalConstructionDate":"1980-06-15T00:00:00.000Z","originalNBDate":"2011-07-28T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":158000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"U","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":12,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010600","censusBlockGroupFips":"340170106004","latitude":40.7,"longitude":-74.1,"id":"d4b6559e-c24d-41e2-9164-34163627bbd9"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":2,"baseFloodElevation":9,"ratedFloodZone":"A04","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":10.9,"lowestFloorElevation":11,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1985-01-01T00:00:00.000Z","originalNBDate":"2003-07-01T00:00:00.000Z","amountPaidOnBuildingClaim":106821.89,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":true,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":345000,"yearOfLoss":2012,"primaryResidenceIndicator":false,"buildingDamageAmount":107822,"buildingDeductibleCode":"F","netBuildingPaymentAmount":106821.89,"buildingPropertyValue":1186568,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":1883442,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":"A04","buildingDescriptionCode":8,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108001","latitude":40.7,"longitude":-74.1,"id":"e8930437-3dfb-449e-9a0a-57e29249e5b4"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2018-09-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1945-07-01T00:00:00.000Z","originalNBDate":"2015-06-14T00:00:00.000Z","amountPaidOnBuildingClaim":744.68,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2018,"primaryResidenceIndicator":true,"buildingDamageAmount":1995,"buildingDeductibleCode":"2","netBuildingPaymentAmount":744.68,"buildingPropertyValue":168293,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":211439,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116001","latitude":40.6,"longitude":-74.1,"id":"e8ddc832-9734-4b7b-92b6-6d1605304933"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1990-06-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":2,"originalConstructionDate":"1948-07-01T00:00:00.000Z","originalNBDate":"1990-04-06T00:00:00.000Z","amountPaidOnBuildingClaim":634.76,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":136000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1990,"primaryResidenceIndicator":false,"buildingDamageAmount":1500,"buildingDeductibleCode":"9","netBuildingPaymentAmount":634.76,"buildingPropertyValue":165000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"127577f4-b2a3-4d41-ac02-ef7e6a6f1712"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":13,"originalConstructionDate":"1921-01-01T00:00:00.000Z","originalNBDate":"2017-07-27T00:00:00.000Z","amountPaidOnBuildingClaim":190597.88,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":true,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":15000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":191848,"buildingDeductibleCode":"F","netBuildingPaymentAmount":190597.88,"buildingPropertyValue":528702,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":5,"buildingReplacementCost":753935,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":"X","buildingDescriptionCode":10,"rentalPropertyIndicator":true,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113002","latitude":40.7,"longitude":-74.1,"id":"f1948e25-25dd-4dee-ab1b-1b8223e2cb98"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":13,"originalConstructionDate":"2019-11-01T00:00:00.000Z","originalNBDate":"2020-01-19T00:00:00.000Z","amountPaidOnBuildingClaim":184412.6,"amountPaidOnContentsClaim":8000,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":16000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":185663,"buildingDeductibleCode":"F","netBuildingPaymentAmount":184412.6,"buildingPropertyValue":17173807,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":38167,"contentsDeductibleCode":"F","netContentsPaymentAmount":8000,"contentsPropertyValue":225000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":72,"buildingReplacementCost":17985286,"contentsReplacementCost":250000,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":null,"rentalPropertyIndicator":true,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010900","censusBlockGroupFips":"340170109001","latitude":40.7,"longitude":-74.1,"id":"7b70b28d-9d10-48a5-bbfc-55fb02f49cc0"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1955-10-19T00:00:00.000Z","originalNBDate":"2022-10-30T00:00:00.000Z","amountPaidOnBuildingClaim":10023.78,"amountPaidOnContentsClaim":933.16,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":0,"buildingDeductibleCode":"2","netBuildingPaymentAmount":10023.78,"buildingPropertyValue":0,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":933.16,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116001","latitude":40.6,"longitude":-74.1,"id":"777ff0b6-4a98-436b-810f-f0dc4f24bbf5"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1965-03-01T00:00:00.000Z","originalNBDate":"2021-07-23T00:00:00.000Z","amountPaidOnBuildingClaim":64159.92,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":65410,"buildingDeductibleCode":"2","netBuildingPaymentAmount":64159.92,"buildingPropertyValue":186142,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":2,"buildingReplacementCost":277299,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108002","latitude":40.7,"longitude":-74.1,"id":"f79f177e-5fda-4a1a-a831-1ada7ef21bfc"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2024-05-27T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1940-01-01T00:00:00.000Z","originalNBDate":"2018-11-25T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":167000,"totalContentsInsuranceCoverage":67000,"yearOfLoss":2024,"primaryResidenceIndicator":false,"buildingDamageAmount":1124,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":306625,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":80000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"01","numberOfUnits":2,"buildingReplacementCost":438035,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":true,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113002","latitude":40.7,"longitude":-74.1,"id":"77c520de-fd4b-4ab5-babb-71c535b7c913"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2017-05-05T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":7,"baseFloodElevation":13,"ratedFloodZone":"AH","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":11.7,"lowestFloorElevation":5.7,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":6,"originalConstructionDate":"1900-01-01T00:00:00.000Z","originalNBDate":"2009-11-17T00:00:00.000Z","amountPaidOnBuildingClaim":3131.93,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"W","smallBusinessIndicatorBuilding":true,"totalBuildingInsuranceCoverage":150000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2017,"primaryResidenceIndicator":false,"buildingDamageAmount":5131,"buildingDeductibleCode":"2","netBuildingPaymentAmount":3131.93,"buildingPropertyValue":238549,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":477099,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-6,"floodZoneCurrent":"AH","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113003","latitude":40.7,"longitude":-74.1,"id":"25a5d71f-af82-4c1f-9512-4d4c6a9c35c0"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1989-07-05T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":2,"originalConstructionDate":"1970-01-01T00:00:00.000Z","originalNBDate":"1985-08-29T00:00:00.000Z","amountPaidOnBuildingClaim":919.6,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1989,"primaryResidenceIndicator":false,"buildingDamageAmount":1420,"buildingDeductibleCode":"0","netBuildingPaymentAmount":919.6,"buildingPropertyValue":30000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108001","latitude":40.7,"longitude":-74.1,"id":"30d23867-fda6-4745-bcd4-d80257c42588"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"2005-01-01T00:00:00.000Z","originalNBDate":"2011-09-29T00:00:00.000Z","amountPaidOnBuildingClaim":16484.46,"amountPaidOnContentsClaim":4235,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":150000,"totalContentsInsuranceCoverage":60000,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":17484,"buildingDeductibleCode":"F","netBuildingPaymentAmount":16484.46,"buildingPropertyValue":235259,"causeOfDamage":"1","condominiumCoverageTypeCode":"U","contentsDamageAmount":5235,"contentsDeductibleCode":"F","netContentsPaymentAmount":4235,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":242535,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011200","censusBlockGroupFips":"340170112004","latitude":40.7,"longitude":-74.1,"id":"9a255bce-70d4-4ace-988d-575b62c87797"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":12,"originalConstructionDate":"1920-01-01T00:00:00.000Z","originalNBDate":"2022-04-08T00:00:00.000Z","amountPaidOnBuildingClaim":30292.41,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":31542,"buildingDeductibleCode":"F","netBuildingPaymentAmount":30292.41,"buildingPropertyValue":154316,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":4,"buildingReplacementCost":498562,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108002","latitude":40.7,"longitude":-74.1,"id":"568ad050-73a2-40ab-8953-dfd830472c30"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1959-01-01T00:00:00.000Z","originalNBDate":"2004-01-10T00:00:00.000Z","amountPaidOnBuildingClaim":14968.57,"amountPaidOnContentsClaim":236.33,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":22000,"totalContentsInsuranceCoverage":15000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":15969,"buildingDeductibleCode":"1","netBuildingPaymentAmount":14968.57,"buildingPropertyValue":183729,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1236,"contentsDeductibleCode":"1","netContentsPaymentAmount":236.33,"contentsPropertyValue":183729,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":246496,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116001","latitude":40.6,"longitude":-74.1,"id":"448e65bb-af4e-40db-9dd3-39149f4efdd9"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2019-07-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1970-01-01T00:00:00.000Z","originalNBDate":"2019-01-10T00:00:00.000Z","amountPaidOnBuildingClaim":1362.92,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":200000,"totalContentsInsuranceCoverage":80000,"yearOfLoss":2019,"primaryResidenceIndicator":true,"buildingDamageAmount":1,"buildingDeductibleCode":"F","netBuildingPaymentAmount":1362.92,"buildingPropertyValue":0,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":1,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108001","latitude":40.7,"longitude":-74.1,"id":"c85f1dae-d661-4ddf-9bc1-bead2a0eed45"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2016-07-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":5,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":3,"originalConstructionDate":"2014-09-12T00:00:00.000Z","originalNBDate":"2015-02-05T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2016,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":8,"rentalPropertyIndicator":true,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010900","censusBlockGroupFips":"340170109001","latitude":40.7,"longitude":-74.1,"id":"32a27530-46ea-4553-bfb0-4b9809227e2d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"4","elevationDifference":5,"baseFloodElevation":10,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":15,"lowestFloorElevation":15,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":4,"originalConstructionDate":"1998-08-11T00:00:00.000Z","originalNBDate":"2003-09-27T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2012,"primaryResidenceIndicator":false,"buildingDamageAmount":4549,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":1105929,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":1202097,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108001","latitude":40.7,"longitude":-74.1,"id":"09fb8cc2-ad26-478c-84f7-d460a477f55d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":7,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":50,"occupancyType":2,"originalConstructionDate":"1980-01-12T00:00:00.000Z","originalNBDate":"2012-12-20T00:00:00.000Z","amountPaidOnBuildingClaim":37213.07,"amountPaidOnContentsClaim":3399.58,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":125000,"totalContentsInsuranceCoverage":50000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":38463,"buildingDeductibleCode":"F","netBuildingPaymentAmount":37213.07,"buildingPropertyValue":201002,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":4650,"contentsDeductibleCode":"F","netContentsPaymentAmount":3399.58,"contentsPropertyValue":45000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":340803,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116002","latitude":40.6,"longitude":-74.1,"id":"f7e89d0c-d13e-45ae-858b-dc47f10a1f13"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":1,"baseFloodElevation":9,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":9,"lowestFloorElevation":10,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"2002-01-01T00:00:00.000Z","originalNBDate":"2011-11-22T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":true,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2012,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"E","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108001","latitude":40.7,"longitude":-74.1,"id":"a61890dd-feb1-431a-bc6a-f15ae659bace"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1945-07-01T00:00:00.000Z","originalNBDate":"2015-06-14T00:00:00.000Z","amountPaidOnBuildingClaim":18179.24,"amountPaidOnContentsClaim":97.93,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":19429,"buildingDeductibleCode":"2","netBuildingPaymentAmount":18179.24,"buildingPropertyValue":159728,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1348,"contentsDeductibleCode":null,"netContentsPaymentAmount":97.93,"contentsPropertyValue":159728,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":216527,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116001","latitude":40.6,"longitude":-74.1,"id":"7d7252e0-c780-4c59-9623-cf40bd5027ea"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1946-01-01T00:00:00.000Z","originalNBDate":"2018-08-09T00:00:00.000Z","amountPaidOnBuildingClaim":25954.58,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":27205,"buildingDeductibleCode":"F","netBuildingPaymentAmount":25954.58,"buildingPropertyValue":154891,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":883,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":60000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":193614,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":true,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011300","censusBlockGroupFips":"340170113002","latitude":40.7,"longitude":-74.1,"id":"8601b783-3e95-4b32-92ef-4371c804fce5"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":16,"originalConstructionDate":"2004-01-01T00:00:00.000Z","originalNBDate":"2018-10-11T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":34000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":0,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":0,"causeOfDamage":"0","condominiumCoverageTypeCode":"U","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":5,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":true,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011200","censusBlockGroupFips":"340170112004","latitude":40.7,"longitude":-74.1,"id":"e6de2dd5-cf1f-4ec8-b686-52cfe9b00b4c"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2009-07-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1957-07-01T00:00:00.000Z","originalNBDate":"1998-10-25T00:00:00.000Z","amountPaidOnBuildingClaim":1582.08,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":40000,"yearOfLoss":2009,"primaryResidenceIndicator":true,"buildingDamageAmount":2083,"buildingDeductibleCode":"0","netBuildingPaymentAmount":1582.08,"buildingPropertyValue":185445,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":231807,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011600","censusBlockGroupFips":"340170116001","latitude":40.6,"longitude":-74.1,"id":"58f5e60e-1e7e-4170-9131-33492e0915df"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":54,"occupancyType":2,"originalConstructionDate":"1978-01-01T00:00:00.000Z","originalNBDate":"2011-01-31T00:00:00.000Z","amountPaidOnBuildingClaim":47042.48,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"B","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":205000,"totalContentsInsuranceCoverage":15100,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":49043,"buildingDeductibleCode":"2","netBuildingPaymentAmount":47042.48,"buildingPropertyValue":204320,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":358456,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":52,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011500","censusBlockGroupFips":"340170115003","latitude":40.6,"longitude":-74.1,"id":"22859641-7068-4b71-adeb-793222e2617a"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2013-06-07T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":2,"originalConstructionDate":"1960-07-01T00:00:00.000Z","originalNBDate":"2013-03-29T00:00:00.000Z","amountPaidOnBuildingClaim":17273.42,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":40000,"yearOfLoss":2013,"primaryResidenceIndicator":false,"buildingDamageAmount":18274,"buildingDeductibleCode":"1","netBuildingPaymentAmount":17273.42,"buildingPropertyValue":337589,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":421986,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010700","censusBlockGroupFips":"340170107001","latitude":40.7,"longitude":-74.1,"id":"9ec39f81-52a3-4206-8979-8f89c8bd3314"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":7,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":60,"occupancyType":16,"originalConstructionDate":"2007-12-01T00:00:00.000Z","originalNBDate":"2013-03-21T00:00:00.000Z","amountPaidOnBuildingClaim":25509.78,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":75000,"totalContentsInsuranceCoverage":30000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":26510,"buildingDeductibleCode":"1","netBuildingPaymentAmount":25509.78,"buildingPropertyValue":234845,"causeOfDamage":"4","condominiumCoverageTypeCode":"U","contentsDamageAmount":288,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":234845,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":3,"buildingReplacementCost":329402,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010800","censusBlockGroupFips":"340170108001","latitude":40.7,"longitude":-74.1,"id":"0da29155-b0bf-48db-80a5-be8a38d264bb"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":6,"baseFloodElevation":9,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":14.5,"lowestFloorElevation":15.1,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"2004-05-01T00:00:00.000Z","originalNBDate":"2005-06-07T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017011200","censusBlockGroupFips":"340170112004","latitude":40.7,"longitude":-74.1,"id":"dcdc1aca-ffd8-48d4-9077-505f80366757"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-08-28T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":6,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":5,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":14,"originalConstructionDate":"1993-01-01T00:00:00.000Z","originalNBDate":"2022-08-07T00:00:00.000Z","amountPaidOnBuildingClaim":1746.99,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":55000,"totalContentsInsuranceCoverage":21000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":0,"buildingDeductibleCode":"1","netBuildingPaymentAmount":1746.99,"buildingPropertyValue":0,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010600","censusBlockGroupFips":"340170106004","latitude":40.7,"longitude":-74.1,"id":"d6e18f7d-bf92-4a03-8b8c-872ff4f2f44c"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2016-07-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1957-01-01T00:00:00.000Z","originalNBDate":"2012-06-04T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":2016,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":"340218","nfipCommunityName":"BAYONNE, CITY OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010601","censusBlockGroupFips":"340170106012","latitude":40.7,"longitude":-74.1,"id":"0b9ee963-10d8-46fa-bf20-b11496aae6e2"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1980-07-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1977-09-11T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":10000,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1980,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":14299,"contentsDeductibleCode":null,"netContentsPaymentAmount":10000,"contentsPropertyValue":100000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340218","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":-4,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07002","countyCode":"34017","censusTract":"34017010400","censusBlockGroupFips":"340170104001","latitude":40.7,"longitude":-74.1,"id":"b22f32c7-973c-4b24-bf95-37049650bcbc"}]}