{"metadata": {"skip":0,"select":null,"rundate":"2026-09-24T20:44:37.793Z","DeprecationInformation":{"depDate":"2026-10-15T00:00:00.000Z","depApiMessage":"This dataset has been deprecated and will no longer be available by the date specified. It is recommended that the new endpoint be used. See the OpenFEMA documentation for additional information. NOTE: This dataset will not continue to be updated during the deprecation period. Data is frozen as of 06/01/2026.","depNewUrl":"https://www.fema.gov/openfema-data-page/nfip-redacted-claims-v3","depWebMessage":"A newer version of this OpenFEMA dataset has been released. This older dataset version will be removed by October 15, 2026. NOTE: This dataset will not continue to be updated during the deprecation period. Data is frozen as of 06/01/2026. Also note that the new version has a different name - the FIMA prefix was removed. The following page details the latest version of this dataset: https://www.fema.gov/openfema-data-page/nfip-redacted-claims-v3"},"top":2000,"filter":"nfipRatedCommunityNumber eq '340185'","format":"json","metadata":true,"orderby":"","entityname":"FimaNfipClaims","version":"v2","url":"/api/open/v2/FimaNfipClaims?%24filter=nfipRatedCommunityNumber+eq+%27340185%27&%24top=2000","count":0}, "FimaNfipClaims": [{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1955-01-01T00:00:00.000Z","originalNBDate":"1993-07-14T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":51000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":2636,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":53680,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":81334,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-6,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204001","latitude":40.8,"longitude":-74.3,"id":"e1c11150-921b-4def-8ebf-d970c5bd0441"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2001-06-17T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A04","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1964-07-15T00:00:00.000Z","originalNBDate":"2000-02-15T00:00:00.000Z","amountPaidOnBuildingClaim":2226.13,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":171200,"totalContentsInsuranceCoverage":0,"yearOfLoss":2001,"primaryResidenceIndicator":false,"buildingDamageAmount":3227,"buildingDeductibleCode":"1","netBuildingPaymentAmount":2226.13,"buildingPropertyValue":111733,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":141436,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":18,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"e2fc907a-1949-4665-9c2d-09d4ed2d5c5d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1986-04-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1956-07-01T00:00:00.000Z","originalNBDate":"1977-03-16T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":26600,"totalContentsInsuranceCoverage":10500,"yearOfLoss":1986,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"29728d7d-8dd3-415f-aa05-929837418ff7"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2016-02-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1956-01-01T00:00:00.000Z","originalNBDate":"2011-12-15T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":230000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2016,"primaryResidenceIndicator":true,"buildingDamageAmount":2246,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":144959,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":181199,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":7,"floodZoneCurrent":"A","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206004","latitude":40.8,"longitude":-74.3,"id":"c3aacafa-ffd2-4d69-a86d-f98457466a05"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2018-04-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1950-05-01T00:00:00.000Z","originalNBDate":"2007-06-28T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2018,"primaryResidenceIndicator":true,"buildingDamageAmount":4796,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":267488,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":0,"buildingReplacementCost":334360,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"A","buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206004","latitude":40.8,"longitude":-74.3,"id":"9cdebc72-1b91-4e28-a019-843b93994763"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2001-06-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1955-07-01T00:00:00.000Z","originalNBDate":"1996-01-05T00:00:00.000Z","amountPaidOnBuildingClaim":6998.01,"amountPaidOnContentsClaim":102.88,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":233000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":2001,"primaryResidenceIndicator":true,"buildingDamageAmount":7646,"buildingDeductibleCode":"0","netBuildingPaymentAmount":6998.01,"buildingPropertyValue":136951,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":603,"contentsDeductibleCode":"0","netContentsPaymentAmount":102.88,"contentsPropertyValue":40000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":2,"floodWaterDuration":24,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":161118,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204001","latitude":40.8,"longitude":-74.3,"id":"dcc0c833-dd6b-43cc-885a-6135b62ff272"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1965-07-01T00:00:00.000Z","originalNBDate":"1993-07-01T00:00:00.000Z","amountPaidOnBuildingClaim":16056.39,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":203500,"totalContentsInsuranceCoverage":50000,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":17056,"buildingDeductibleCode":"1","netBuildingPaymentAmount":16056.39,"buildingPropertyValue":264000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":300000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"b0041ee8-ff80-4d59-a69c-fd16f85f3426"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1970-01-01T00:00:00.000Z","originalNBDate":"2011-09-24T00:00:00.000Z","amountPaidOnBuildingClaim":30764.6,"amountPaidOnContentsClaim":11410.83,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":32015,"buildingDeductibleCode":"F","netBuildingPaymentAmount":30764.6,"buildingPropertyValue":369070,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":12661,"contentsDeductibleCode":"1","netContentsPaymentAmount":11410.83,"contentsPropertyValue":369070,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":441834,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"8e6808c1-59d6-48c2-88ab-00eed85b18ae"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-01-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":4,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-04-11T00:00:00.000Z","amountPaidOnBuildingClaim":1025.2,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":null,"smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":11000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":1226,"buildingDeductibleCode":null,"netBuildingPaymentAmount":1025.2,"buildingPropertyValue":64000,"causeOfDamage":"1","condominiumCoverageTypeCode":null,"contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":12,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Not a named storm","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204004","latitude":40.8,"longitude":-74.3,"id":"023d4b73-65d4-4295-8f4f-a529a89b9811"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1981-07-26T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1980-11-14T00:00:00.000Z","amountPaidOnBuildingClaim":355,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":5000,"totalContentsInsuranceCoverage":4000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":600,"buildingDeductibleCode":null,"netBuildingPaymentAmount":355,"buildingPropertyValue":5000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-6,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204001","latitude":40.8,"longitude":-74.3,"id":"c59afedc-d1be-40c9-99b5-a72a9ef578d7"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"1995-11-30T00:00:00.000Z","amountPaidOnBuildingClaim":1449.23,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":184000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":2699,"buildingDeductibleCode":"1","netBuildingPaymentAmount":1449.23,"buildingPropertyValue":112691,"causeOfDamage":"9","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":118623,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"25f3e71d-0880-46fb-a22b-56ed85dace11"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1995-06-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1957-07-01T00:00:00.000Z","originalNBDate":"1985-05-01T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":16300,"yearOfLoss":1995,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"df55d442-4237-4753-a420-b4db64fb3336"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1993-09-27T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1967-07-01T00:00:00.000Z","originalNBDate":"1992-08-15T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":11000,"yearOfLoss":1993,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"06","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.3,"id":"fe47f5ec-3e2e-4e29-9c8f-b6b4105fd4f2"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1996-10-19T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1959-01-01T00:00:00.000Z","originalNBDate":"1992-08-02T00:00:00.000Z","amountPaidOnBuildingClaim":396.85,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35200,"totalContentsInsuranceCoverage":5300,"yearOfLoss":1996,"primaryResidenceIndicator":false,"buildingDamageAmount":1574,"buildingDeductibleCode":"1","netBuildingPaymentAmount":396.85,"buildingPropertyValue":32000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":596,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204004","latitude":40.8,"longitude":-74.3,"id":"978ddb44-2670-4518-8675-e9765d430cf5"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2018-08-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1965-01-01T00:00:00.000Z","originalNBDate":"2016-06-03T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2018,"primaryResidenceIndicator":true,"buildingDamageAmount":2389,"buildingDeductibleCode":"A","netBuildingPaymentAmount":0,"buildingPropertyValue":167895,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":253832,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-7,"floodZoneCurrent":"A","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"4cbfdf06-40a8-4673-bb43-25fecd74bbb1"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1984-06-01T00:00:00.000Z","originalNBDate":"1985-04-18T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":223900,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"08","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"c97f9277-7c76-4b4e-9878-34f2e6f0e530"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1978-01-26T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1977-06-25T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":null,"smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1978,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":null,"contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"01","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"e3c986aa-db7e-4d44-a702-94143f27d490"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1996-10-19T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"4","elevationDifference":-7,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1952-07-01T00:00:00.000Z","originalNBDate":"1994-09-26T00:00:00.000Z","amountPaidOnBuildingClaim":583.93,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1996,"primaryResidenceIndicator":true,"buildingDamageAmount":1584,"buildingDeductibleCode":"2","netBuildingPaymentAmount":583.93,"buildingPropertyValue":92000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":596,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"98","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"A","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206004","latitude":40.8,"longitude":-74.3,"id":"d065988c-73df-4b64-8f58-1c793eba12e2"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2007-04-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1965-07-01T00:00:00.000Z","originalNBDate":"2001-04-06T00:00:00.000Z","amountPaidOnBuildingClaim":1154,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2007,"primaryResidenceIndicator":false,"buildingDamageAmount":2154,"buildingDeductibleCode":"1","netBuildingPaymentAmount":1154,"buildingPropertyValue":208569,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":660,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"April 2007 Nor'easter","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":320875,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"A","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"b4c3f21c-f9f0-42f0-9b5a-380f3bb3dc72"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1971-07-01T00:00:00.000Z","originalNBDate":"2010-08-21T00:00:00.000Z","amountPaidOnBuildingClaim":2106.98,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":3106,"buildingDeductibleCode":"1","netBuildingPaymentAmount":2106.98,"buildingPropertyValue":315847,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":394809,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"79b8ae6c-fb29-42f3-9c92-7db5c385b889"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1957-01-01T00:00:00.000Z","originalNBDate":"2006-09-21T00:00:00.000Z","amountPaidOnBuildingClaim":64132.47,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":49250,"buildingDeductibleCode":"F","netBuildingPaymentAmount":64132.47,"buildingPropertyValue":398508,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":615811,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":-6,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"cf7b1f6e-0c65-4a6b-ab91-a7cc36c07196"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2007-03-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1973-01-01T00:00:00.000Z","originalNBDate":"2004-10-02T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2007,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"92aca2c9-69fc-4ef1-b24d-254a6de353a1"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2002-05-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1974-01-01T00:00:00.000Z","originalNBDate":"1996-12-16T00:00:00.000Z","amountPaidOnBuildingClaim":132.23,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":11600,"yearOfLoss":2002,"primaryResidenceIndicator":true,"buildingDamageAmount":1133,"buildingDeductibleCode":"2","netBuildingPaymentAmount":132.23,"buildingPropertyValue":220500,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":492,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":294000,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206001","latitude":40.8,"longitude":-74.3,"id":"66ce1ddd-0061-443e-bb12-0038a91ae161"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-17T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1953-07-01T00:00:00.000Z","originalNBDate":"1988-11-11T00:00:00.000Z","amountPaidOnBuildingClaim":16069.95,"amountPaidOnContentsClaim":10756.5,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":36500,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":20066,"buildingDeductibleCode":"1","netBuildingPaymentAmount":16069.95,"buildingPropertyValue":123468,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":11757,"contentsDeductibleCode":"1","netContentsPaymentAmount":10756.5,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":154335,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"032508bd-9412-4e9a-bd72-7d8d2a57a59d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1985-05-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1984-08-02T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":12100,"totalContentsInsuranceCoverage":11000,"yearOfLoss":1985,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"01","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.4,"id":"46344ea6-c386-459b-b5fa-5008fcc832de"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":7,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":50,"occupancyType":11,"originalConstructionDate":"1949-01-01T00:00:00.000Z","originalNBDate":"2018-04-04T00:00:00.000Z","amountPaidOnBuildingClaim":11568.01,"amountPaidOnContentsClaim":443.42,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":12817,"buildingDeductibleCode":"2","netBuildingPaymentAmount":11568.01,"buildingPropertyValue":587722,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1693,"contentsDeductibleCode":"1","netContentsPaymentAmount":443.42,"contentsPropertyValue":1694,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":659008,"contentsReplacementCost":2314,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"dfce3712-fe0a-4eb7-855a-773c8c8a77c1"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-09-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-04-28T00:00:00.000Z","amountPaidOnBuildingClaim":637,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":38500,"totalContentsInsuranceCoverage":12000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":982,"buildingDeductibleCode":null,"netBuildingPaymentAmount":637,"buildingPropertyValue":38500,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020700","censusBlockGroupFips":"340130207001","latitude":40.8,"longitude":-74.3,"id":"8aad8ee4-daab-4583-aea2-8b4bda46ea36"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2018-08-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1955-01-01T00:00:00.000Z","originalNBDate":"2011-09-28T00:00:00.000Z","amountPaidOnBuildingClaim":1907.55,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2018,"primaryResidenceIndicator":true,"buildingDamageAmount":2790,"buildingDeductibleCode":"F","netBuildingPaymentAmount":1907.55,"buildingPropertyValue":172418,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":242842,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":-7,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"bf9eda46-6d87-49b5-9058-847766497090"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1967-01-01T00:00:00.000Z","originalNBDate":"2012-05-13T00:00:00.000Z","amountPaidOnBuildingClaim":44805.16,"amountPaidOnContentsClaim":8251.21,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":46054,"buildingDeductibleCode":"2","netBuildingPaymentAmount":44805.16,"buildingPropertyValue":337291,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":9501,"contentsDeductibleCode":"1","netContentsPaymentAmount":8251.21,"contentsPropertyValue":100000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":403708,"contentsReplacementCost":100000,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"858d3743-8f37-455d-a6c2-b9e66b2e8da4"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1981-07-26T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A04","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1977-11-04T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":6100,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"01","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204002","latitude":40.8,"longitude":-74.3,"id":"52d73d63-00ce-44cf-b003-8f65735769df"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":1,"baseFloodElevation":290,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":290.2,"lowestFloorElevation":291,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":true,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1925-01-01T00:00:00.000Z","originalNBDate":"2013-01-25T00:00:00.000Z","amountPaidOnBuildingClaim":81211.08,"amountPaidOnContentsClaim":60853.54,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":500000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":82461,"buildingDeductibleCode":"F","netBuildingPaymentAmount":81211.08,"buildingPropertyValue":803227,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":62104,"contentsDeductibleCode":"F","netContentsPaymentAmount":60853.54,"contentsPropertyValue":650000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":1159688,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"AE","buildingDescriptionCode":8,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"1433cecf-1918-43b0-900a-42ec53d03ef8"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-09-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-02-16T00:00:00.000Z","amountPaidOnBuildingClaim":881.19,"amountPaidOnContentsClaim":1740,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":50000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":1082,"buildingDeductibleCode":null,"netBuildingPaymentAmount":881.19,"buildingPropertyValue":118000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":4820,"contentsDeductibleCode":null,"netContentsPaymentAmount":1740,"contentsPropertyValue":80000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204003","latitude":40.8,"longitude":-74.3,"id":"bab9d8c7-74e6-4f2e-9beb-3a018b75b452"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1974-07-01T00:00:00.000Z","originalNBDate":"1986-10-23T00:00:00.000Z","amountPaidOnBuildingClaim":1131.13,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":87900,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":1631,"buildingDeductibleCode":"0","netBuildingPaymentAmount":1131.13,"buildingPropertyValue":214320,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":228000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"85b61757-2dcd-4b84-a9cf-0c9d7b4ee2ac"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1996-10-19T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1955-07-01T00:00:00.000Z","originalNBDate":"1995-11-05T00:00:00.000Z","amountPaidOnBuildingClaim":9511.35,"amountPaidOnContentsClaim":849.84,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":60000,"yearOfLoss":1996,"primaryResidenceIndicator":true,"buildingDamageAmount":11591,"buildingDeductibleCode":"0","netBuildingPaymentAmount":9511.35,"buildingPropertyValue":201500,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":1350,"contentsDeductibleCode":"0","netContentsPaymentAmount":849.84,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":596,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"dbf78ac7-b37b-45b9-97cc-a2f69a8a402d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2009-02-19T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"3","elevationDifference":6,"baseFloodElevation":174,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":177.7,"lowestFloorElevation":179.6,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":4,"originalConstructionDate":"2008-05-01T00:00:00.000Z","originalNBDate":"2008-11-07T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":150000,"yearOfLoss":2009,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"D","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"D","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204004","latitude":40.8,"longitude":-74.3,"id":"70574417-c029-49b9-b673-f26959409cbb"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-09-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1977-09-05T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":11000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"9fb548db-d04d-4f7c-beb8-dffa1190da6a"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2010-03-23T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"2007-06-06T00:00:00.000Z","amountPaidOnBuildingClaim":4896.01,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2010,"primaryResidenceIndicator":true,"buildingDamageAmount":5897,"buildingDeductibleCode":"2","netBuildingPaymentAmount":4896.01,"buildingPropertyValue":245899,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":249,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"March 2010 Nor'easter","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":307373,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206004","latitude":40.8,"longitude":-74.3,"id":"169edc4b-0fe0-40b7-a8b4-34a0ec4983d0"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1982-12-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-12-20T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":82500,"totalContentsInsuranceCoverage":0,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"02","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"b471d9bd-5b1b-434f-a0dd-20b56edbc9a3"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"2004-03-29T00:00:00.000Z","amountPaidOnBuildingClaim":11294.74,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":13295,"buildingDeductibleCode":"2","netBuildingPaymentAmount":11294.74,"buildingPropertyValue":155161,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":267518,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":9,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204002","latitude":40.8,"longitude":-74.3,"id":"b17c597e-8259-42ff-94a1-67565d1573df"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-09-05T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A01","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-09-06T00:00:00.000Z","amountPaidOnBuildingClaim":2815.05,"amountPaidOnContentsClaim":478.28,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":40000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":3015,"buildingDeductibleCode":null,"netBuildingPaymentAmount":2815.05,"buildingPropertyValue":40000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":678,"contentsDeductibleCode":null,"netContentsPaymentAmount":478.28,"contentsPropertyValue":10000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"7f85cc0a-27e1-4c4b-bf88-9638a4eb5649"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1956-01-01T00:00:00.000Z","originalNBDate":"1999-06-04T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":200000,"totalContentsInsuranceCoverage":80000,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":2,"floodWaterDuration":2,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"98","nonPaymentReasonBuilding":"02","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205005","latitude":40.8,"longitude":-74.3,"id":"764823ff-d7bf-40d2-bf60-f96214ca524f"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2018-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1964-07-15T00:00:00.000Z","originalNBDate":"2004-02-15T00:00:00.000Z","amountPaidOnBuildingClaim":6076.38,"amountPaidOnContentsClaim":1584.09,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":2018,"primaryResidenceIndicator":true,"buildingDamageAmount":3253,"buildingDeductibleCode":"5","netBuildingPaymentAmount":6076.38,"buildingPropertyValue":147046,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":3584,"contentsDeductibleCode":"2","netContentsPaymentAmount":1584.09,"contentsPropertyValue":56250,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":183808,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"720f787f-6fbe-4b78-a882-f98914655f8d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1996-01-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1957-01-01T00:00:00.000Z","originalNBDate":"1995-09-01T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":106000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1996,"primaryResidenceIndicator":true,"buildingDamageAmount":1751,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":110048,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":180440,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204001","latitude":40.8,"longitude":-74.3,"id":"e01d43a5-aefc-4104-93c4-068cd936d2dc"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1956-07-01T00:00:00.000Z","originalNBDate":"1993-06-22T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"08","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"01d9b6db-10b6-4bb3-8cfd-3642e849a444"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"2011-05-29T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":1235,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":126506,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":170954,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204002","latitude":40.8,"longitude":-74.3,"id":"df978244-3c8a-4959-b06e-ba0f4f27c2ba"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"1996-05-24T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":140000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":-7,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205003","latitude":40.8,"longitude":-74.3,"id":"42b7065a-7157-4c56-b4ac-9a12decb4e18"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-09-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1957-07-01T00:00:00.000Z","originalNBDate":"1990-07-25T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"20","numberOfUnits":0,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"A","buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"f8aa47f3-6237-40ff-bb25-5e8beb5e58d9"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A04","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1960-07-01T00:00:00.000Z","originalNBDate":"1995-12-07T00:00:00.000Z","amountPaidOnBuildingClaim":3871.68,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":178000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":8872,"buildingDeductibleCode":"5","netBuildingPaymentAmount":3871.68,"buildingPropertyValue":163600,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":204500,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"e1430944-8a0b-494c-894f-fe872b76cdc8"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1955-05-05T00:00:00.000Z","originalNBDate":"2010-10-02T00:00:00.000Z","amountPaidOnBuildingClaim":10984.6,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":11685,"buildingDeductibleCode":"1","netBuildingPaymentAmount":10984.6,"buildingPropertyValue":216963,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":301338,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208004","latitude":40.8,"longitude":-74.4,"id":"50dc909d-ff86-43bf-bef6-21a41d44d72a"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2023-07-10T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1929-01-01T00:00:00.000Z","originalNBDate":"2014-10-15T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":50000,"yearOfLoss":2023,"primaryResidenceIndicator":true,"buildingDamageAmount":0,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":216781,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"5","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":270976,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"64279f6b-94b5-4882-b121-31e7896dd472"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1948-07-01T00:00:00.000Z","originalNBDate":"2025-10-23T00:00:00.000Z","amountPaidOnBuildingClaim":997.34,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":1997,"buildingDeductibleCode":"2","netBuildingPaymentAmount":997.34,"buildingPropertyValue":157002,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":327088,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"fc53775b-4f11-4d6d-921b-2e288d33efd7"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-01-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-11-05T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":27800,"totalContentsInsuranceCoverage":5000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":12,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Not a named storm","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"9f9837a3-0785-4aab-b9a3-fcdc77ce0a11"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2024-03-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1977-03-14T00:00:00.000Z","originalNBDate":"2000-01-01T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":68000,"yearOfLoss":2024,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"8b1f3ad4-8f3a-477d-bacf-aee46125f89f"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1969-04-21T00:00:00.000Z","originalNBDate":"2006-05-01T00:00:00.000Z","amountPaidOnBuildingClaim":2002.8,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":70400,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":4002,"buildingDeductibleCode":"2","netBuildingPaymentAmount":2002.8,"buildingPropertyValue":1069486,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":1469,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":1125774,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204004","latitude":40.8,"longitude":-74.3,"id":"0ee4e113-d205-4f7b-b565-841a4d2c6154"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1981-07-27T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-06-06T00:00:00.000Z","amountPaidOnBuildingClaim":140,"amountPaidOnContentsClaim":262,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":340,"buildingDeductibleCode":null,"netBuildingPaymentAmount":140,"buildingPropertyValue":35000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":462,"contentsDeductibleCode":null,"netContentsPaymentAmount":262,"contentsPropertyValue":10000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"0d67b793-0f39-420e-bd7d-d0c4ab40c27e"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2019-08-07T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":7,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":50,"occupancyType":11,"originalConstructionDate":"1985-01-01T00:00:00.000Z","originalNBDate":"2013-07-01T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2019,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204004","latitude":40.8,"longitude":-74.3,"id":"0e7a9399-51c9-40b5-a576-b10d44ec0ae6"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1981-07-26T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1980-09-15T00:00:00.000Z","amountPaidOnBuildingClaim":3286,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":42400,"totalContentsInsuranceCoverage":0,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":4518,"buildingDeductibleCode":null,"netBuildingPaymentAmount":3286,"buildingPropertyValue":64600,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-7,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204002","latitude":40.8,"longitude":-74.3,"id":"e78c44d2-694f-4693-9158-7e558cd47ec4"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":4,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1978-01-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1977-03-06T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":null,"smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":5000,"totalContentsInsuranceCoverage":5000,"yearOfLoss":1978,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":null,"contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"d828deb4-212d-48ba-8cf5-44c689506b24"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":4,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"4","elevationDifference":-1,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":271.4,"lowestFloorElevation":275.1,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":80,"occupancyType":11,"originalConstructionDate":"1954-01-01T00:00:00.000Z","originalNBDate":"2016-08-31T00:00:00.000Z","amountPaidOnBuildingClaim":22879.98,"amountPaidOnContentsClaim":4557.42,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":53000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":26130,"buildingDeductibleCode":"5","netBuildingPaymentAmount":22879.98,"buildingPropertyValue":163309,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":9557,"contentsDeductibleCode":"5","netContentsPaymentAmount":4557.42,"contentsPropertyValue":55000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":220687,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"A","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204001","latitude":40.8,"longitude":-74.3,"id":"01f81159-f47a-4c0c-95c9-acc5294e46f8"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1940-07-01T00:00:00.000Z","originalNBDate":"1997-04-11T00:00:00.000Z","amountPaidOnBuildingClaim":3494.32,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":117000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":4495,"buildingDeductibleCode":"1","netBuildingPaymentAmount":3494.32,"buildingPropertyValue":100300,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":125375,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":18,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"7e1409bf-2300-4fe4-9ced-f0307049a4f9"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":-4,"baseFloodElevation":193,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":190,"lowestFloorElevation":190.1,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1965-01-01T00:00:00.000Z","originalNBDate":"2021-06-15T00:00:00.000Z","amountPaidOnBuildingClaim":38036.3,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":9000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":28577,"buildingDeductibleCode":"2","netBuildingPaymentAmount":38036.3,"buildingPropertyValue":470988,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":70000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":630987,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.4,"id":"6c9be5b3-a168-4d42-8676-17e79a69f64c"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1978-01-26T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1977-02-19T00:00:00.000Z","amountPaidOnBuildingClaim":236,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":null,"smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":11000,"totalContentsInsuranceCoverage":5000,"yearOfLoss":1978,"primaryResidenceIndicator":false,"buildingDamageAmount":500,"buildingDeductibleCode":null,"netBuildingPaymentAmount":236,"buildingPropertyValue":66000,"causeOfDamage":"4","condominiumCoverageTypeCode":null,"contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"2fe3b350-5d33-4bba-92a5-cc328fed3b60"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1955-01-01T00:00:00.000Z","originalNBDate":"2003-07-02T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205003","latitude":40.8,"longitude":-74.3,"id":"158e763d-b6bf-4ef3-93d1-af6fcc57d9c7"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1955-06-01T00:00:00.000Z","originalNBDate":"1999-02-24T00:00:00.000Z","amountPaidOnBuildingClaim":4741.2,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":185000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":9742,"buildingDeductibleCode":"5","netBuildingPaymentAmount":4741.2,"buildingPropertyValue":163404,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":181560,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205001","latitude":40.8,"longitude":-74.3,"id":"1a96933d-2edd-4106-a3ac-acda9e0c4f0e"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1995-06-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1957-07-01T00:00:00.000Z","originalNBDate":"1985-05-01T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":16300,"yearOfLoss":1995,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"1ec5381f-54f1-45d1-b4fc-3ec86e012e34"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-08-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1955-01-01T00:00:00.000Z","originalNBDate":"2007-09-13T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":0,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":99,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205003","latitude":40.8,"longitude":-74.3,"id":"7347c56d-1a61-41fe-a066-09809ad4bd4f"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2005-12-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"2004-07-25T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":226600,"totalContentsInsuranceCoverage":0,"yearOfLoss":2005,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020700","censusBlockGroupFips":"340130207001","latitude":40.8,"longitude":-74.3,"id":"2d578ab1-dea4-4c8e-9ef6-ba2093b71632"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1953-07-01T00:00:00.000Z","originalNBDate":"1997-08-05T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":25000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":453,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":64800,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":64800,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020700","censusBlockGroupFips":"340130207005","latitude":40.8,"longitude":-74.3,"id":"8e09cc49-a29a-4829-9410-45c9fc4f0788"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-09-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-06-24T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":390,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":18700,"totalContentsInsuranceCoverage":15000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":590,"contentsDeductibleCode":null,"netContentsPaymentAmount":390,"contentsPropertyValue":15000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-6,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.3,"id":"1a0c875c-5370-4d2f-8023-cd7316ed0ce9"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1966-01-01T00:00:00.000Z","originalNBDate":"1999-07-08T00:00:00.000Z","amountPaidOnBuildingClaim":775.96,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":1778,"buildingDeductibleCode":"1","netBuildingPaymentAmount":775.96,"buildingPropertyValue":67200,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":96000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204002","latitude":40.8,"longitude":-74.3,"id":"05a7c2b3-9a01-4def-b0da-fbfd1eac0719"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1984-04-05T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1955-07-01T00:00:00.000Z","originalNBDate":"1983-04-23T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":4352.41,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":10500,"yearOfLoss":1984,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":4853,"contentsDeductibleCode":"1","netContentsPaymentAmount":4352.41,"contentsPropertyValue":25000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":511,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206001","latitude":40.8,"longitude":-74.3,"id":"34094776-4acc-4ba7-bbda-6c4c9542bddd"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-01-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-03-19T00:00:00.000Z","amountPaidOnBuildingClaim":2296,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":null,"smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":2496,"buildingDeductibleCode":null,"netBuildingPaymentAmount":2296,"buildingPropertyValue":65500,"causeOfDamage":"1","condominiumCoverageTypeCode":null,"contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":12,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Not a named storm","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.3,"id":"d2b0debd-ea8a-49f0-843f-5a28221ec454"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A04","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1957-07-01T00:00:00.000Z","originalNBDate":"1998-08-21T00:00:00.000Z","amountPaidOnBuildingClaim":2641.54,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":135300,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":false,"buildingDamageAmount":9209,"buildingDeductibleCode":"5","netBuildingPaymentAmount":2641.54,"buildingPropertyValue":45458,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":78375,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-5,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"e99c4c9e-58c9-4592-91bc-bac8b7d4a043"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2024-08-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1962-07-01T00:00:00.000Z","originalNBDate":"2023-07-02T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2024,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208004","latitude":40.8,"longitude":-74.3,"id":"105d12e0-34cb-4b73-9ad4-f9b524a590f5"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1974-07-01T00:00:00.000Z","originalNBDate":"1987-04-27T00:00:00.000Z","amountPaidOnBuildingClaim":10369.98,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":161000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":11369,"buildingDeductibleCode":"1","netBuildingPaymentAmount":10369.98,"buildingPropertyValue":103986,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":120915,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020700","censusBlockGroupFips":"340130207003","latitude":40.8,"longitude":-74.3,"id":"bc7db1f4-911f-4a37-866e-e6a0196efab5"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1925-07-01T00:00:00.000Z","originalNBDate":"1998-03-11T00:00:00.000Z","amountPaidOnBuildingClaim":11425.61,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":78000,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":12426,"buildingDeductibleCode":"2","netBuildingPaymentAmount":11425.61,"buildingPropertyValue":86526,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":860,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":113850,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"b221c5b0-f015-49c5-8033-b110fa8d6c8c"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2013-07-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1925-01-01T00:00:00.000Z","originalNBDate":"2010-10-20T00:00:00.000Z","amountPaidOnBuildingClaim":11074.04,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2013,"primaryResidenceIndicator":true,"buildingDamageAmount":12074,"buildingDeductibleCode":"2","netBuildingPaymentAmount":11074.04,"buildingPropertyValue":277155,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":345610,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"f6c4b163-9ef1-4895-a3b4-93c02f4f33f0"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"1992-10-22T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204002","latitude":40.8,"longitude":-74.3,"id":"52ffe852-263d-4871-9224-5dacb2e56a21"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"2012-08-20T00:00:00.000Z","amountPaidOnBuildingClaim":11560.38,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":12810,"buildingDeductibleCode":"F","netBuildingPaymentAmount":11560.38,"buildingPropertyValue":117456,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":193644,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205003","latitude":40.8,"longitude":-74.3,"id":"e9bce378-ad08-4792-a00c-dbe6229f793c"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":4,"baseFloodElevation":174,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":178,"lowestFloorElevation":178.2,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1989-01-01T00:00:00.000Z","originalNBDate":"2004-02-11T00:00:00.000Z","amountPaidOnBuildingClaim":1672.15,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":6673,"buildingDeductibleCode":"5","netBuildingPaymentAmount":1672.15,"buildingPropertyValue":1688550,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":1940862,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204004","latitude":40.8,"longitude":-74.3,"id":"4dfebcea-c912-4cef-897c-003d0a4d0b5e"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1978-08-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-07-05T00:00:00.000Z","amountPaidOnBuildingClaim":800,"amountPaidOnContentsClaim":970,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":10000,"totalContentsInsuranceCoverage":5000,"yearOfLoss":1978,"primaryResidenceIndicator":false,"buildingDamageAmount":1000,"buildingDeductibleCode":null,"netBuildingPaymentAmount":800,"buildingPropertyValue":61200,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1170,"contentsDeductibleCode":null,"netContentsPaymentAmount":970,"contentsPropertyValue":10000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-7,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208001","latitude":40.8,"longitude":-74.3,"id":"78099149-9510-4ab7-a465-a368c2fe187c"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1957-01-01T00:00:00.000Z","originalNBDate":"1997-09-21T00:00:00.000Z","amountPaidOnBuildingClaim":9424.19,"amountPaidOnContentsClaim":5000,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":10424,"buildingDeductibleCode":"1","netBuildingPaymentAmount":9424.19,"buildingPropertyValue":172032,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":6000,"contentsDeductibleCode":"1","netContentsPaymentAmount":5000,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":179200,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"251e6510-2d97-49b3-91d3-2b25db11966f"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1983-04-10T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1982-10-14T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":38500,"totalContentsInsuranceCoverage":10500,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"02","nonPaymentReasonBuilding":"02","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"f1192c95-c21b-48ca-88a6-cc17c50ed2c9"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2007-04-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1952-07-01T00:00:00.000Z","originalNBDate":"2001-10-17T00:00:00.000Z","amountPaidOnBuildingClaim":7741.68,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2007,"primaryResidenceIndicator":true,"buildingDamageAmount":8742,"buildingDeductibleCode":"2","netBuildingPaymentAmount":7741.68,"buildingPropertyValue":146312,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":660,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"April 2007 Nor'easter","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":182890,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":4,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020700","censusBlockGroupFips":"340130207001","latitude":40.8,"longitude":-74.3,"id":"185c88ed-d3ca-497b-a8f3-1c45c17db797"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1983-04-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1955-07-01T00:00:00.000Z","originalNBDate":"1983-04-23T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":10500,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206001","latitude":40.8,"longitude":-74.3,"id":"6a5779d2-9f71-4223-8c77-f1efce8042fd"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2013-08-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1970-01-01T00:00:00.000Z","originalNBDate":"2012-09-26T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2013,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204003","latitude":40.8,"longitude":-74.3,"id":"d25713b3-e123-41b9-a876-14c6e8d68fb5"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-09-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":0,"baseFloodElevation":0,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":0,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-09-28T00:00:00.000Z","amountPaidOnBuildingClaim":711,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":5000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":1094,"buildingDeductibleCode":null,"netBuildingPaymentAmount":711,"buildingPropertyValue":88000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"78e4ff20-6dd0-4c1f-a622-2782fbc61d72"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2005-03-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1965-01-01T00:00:00.000Z","originalNBDate":"2004-01-19T00:00:00.000Z","amountPaidOnBuildingClaim":2535.85,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":2005,"primaryResidenceIndicator":false,"buildingDamageAmount":3036,"buildingDeductibleCode":"2","netBuildingPaymentAmount":2535.85,"buildingPropertyValue":106264,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":107338,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020700","censusBlockGroupFips":"340130207004","latitude":40.8,"longitude":-74.3,"id":"0a35c848-5dc5-44bc-aac8-b15c1bdd15ac"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-17T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1954-07-01T00:00:00.000Z","originalNBDate":"1994-12-06T00:00:00.000Z","amountPaidOnBuildingClaim":6697.3,"amountPaidOnContentsClaim":1380.57,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":172800,"totalContentsInsuranceCoverage":14300,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":7835,"buildingDeductibleCode":"1","netBuildingPaymentAmount":6697.3,"buildingPropertyValue":68291,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":2381,"contentsDeductibleCode":"1","netContentsPaymentAmount":1380.57,"contentsPropertyValue":35000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":2,"floodWaterDuration":24,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":91055,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204001","latitude":40.8,"longitude":-74.3,"id":"a63fdf11-6737-4a12-82a4-b19a57c533b4"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"2012-08-20T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2012,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":-83,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205003","latitude":40.8,"longitude":-74.3,"id":"81382009-314a-4d56-bbd2-6d262abda2d9"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1963-01-01T00:00:00.000Z","originalNBDate":"1994-07-20T00:00:00.000Z","amountPaidOnBuildingClaim":20232.38,"amountPaidOnContentsClaim":10601.1,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":20733,"buildingDeductibleCode":"F","netBuildingPaymentAmount":20232.38,"buildingPropertyValue":158619,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":11258,"contentsDeductibleCode":"F","netContentsPaymentAmount":10601.1,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":198274,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"0b3a1a1c-1f25-412f-a37a-afaf02b9a74d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1959-07-01T00:00:00.000Z","originalNBDate":"1992-05-04T00:00:00.000Z","amountPaidOnBuildingClaim":33951.68,"amountPaidOnContentsClaim":14977.97,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":27600,"yearOfLoss":1999,"primaryResidenceIndicator":false,"buildingDamageAmount":34952,"buildingDeductibleCode":"1","netBuildingPaymentAmount":33951.68,"buildingPropertyValue":348075,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":15978,"contentsDeductibleCode":"1","netContentsPaymentAmount":14977.97,"contentsPropertyValue":30000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":2,"floodWaterDuration":19,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":386750,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"1796a43c-46e2-4c8a-8582-d95031f405d1"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2010-03-14T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1925-01-01T00:00:00.000Z","originalNBDate":"2007-08-29T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2010,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":249,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"March 2010 Nor'easter","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"08","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205005","latitude":40.8,"longitude":-74.3,"id":"b6e39d61-9b19-4738-80ee-c87ec7b80837"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2019-07-17T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1963-01-01T00:00:00.000Z","originalNBDate":"2019-05-01T00:00:00.000Z","amountPaidOnBuildingClaim":14440.83,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":2019,"primaryResidenceIndicator":true,"buildingDamageAmount":15440,"buildingDeductibleCode":"1","netBuildingPaymentAmount":14440.83,"buildingPropertyValue":185884,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":260146,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204003","latitude":40.8,"longitude":-74.3,"id":"2809f663-b9a3-4229-8eda-dc423bc9ceff"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1982-01-04T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-11-05T00:00:00.000Z","amountPaidOnBuildingClaim":124.82,"amountPaidOnContentsClaim":113.5,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":27800,"totalContentsInsuranceCoverage":5000,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":325,"buildingDeductibleCode":null,"netBuildingPaymentAmount":124.82,"buildingPropertyValue":400,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":314,"contentsDeductibleCode":null,"netContentsPaymentAmount":113.5,"contentsPropertyValue":400,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-7,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"62972f35-86a4-4263-bb0a-2c3af0960da2"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1931-05-05T00:00:00.000Z","originalNBDate":"2019-05-30T00:00:00.000Z","amountPaidOnBuildingClaim":5816.35,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":220000,"totalContentsInsuranceCoverage":84000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":7066,"buildingDeductibleCode":"2","netBuildingPaymentAmount":5816.35,"buildingPropertyValue":135142,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":1610,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":50000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":361090,"contentsReplacementCost":80000,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"1c1ac1d0-f8f7-4a4a-8edd-58e5b377add6"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1983-02-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1982-02-26T00:00:00.000Z","amountPaidOnBuildingClaim":450,"amountPaidOnContentsClaim":395,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":46600,"totalContentsInsuranceCoverage":15800,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":650,"buildingDeductibleCode":"0","netBuildingPaymentAmount":450,"buildingPropertyValue":80000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":695,"contentsDeductibleCode":"0","netContentsPaymentAmount":395,"contentsPropertyValue":50000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-6,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.3,"id":"26246d06-54c6-457f-b7ed-6ab322ba7f27"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2010-03-11T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1975-06-01T00:00:00.000Z","originalNBDate":"2006-03-07T00:00:00.000Z","amountPaidOnBuildingClaim":7671.13,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2010,"primaryResidenceIndicator":true,"buildingDamageAmount":9117,"buildingDeductibleCode":"2","netBuildingPaymentAmount":7671.13,"buildingPropertyValue":220168,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":249,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"March 2010 Nor'easter","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":275210,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":4,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.4,"id":"7c2de1e5-c58e-4590-b04a-38a03882d006"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1959-01-01T00:00:00.000Z","originalNBDate":"2010-04-21T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"b62f935c-9303-434c-afce-3c0bd18fdd93"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":true,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"2010-01-01T00:00:00.000Z","originalNBDate":"2013-01-25T00:00:00.000Z","amountPaidOnBuildingClaim":26124.32,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":500000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":27374,"buildingDeductibleCode":"F","netBuildingPaymentAmount":26124.32,"buildingPropertyValue":3932962,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":800000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":5704284,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":8,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"f16a2425-8c15-43f7-90a9-f31a008745e3"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2016-08-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1953-07-01T00:00:00.000Z","originalNBDate":"2004-02-05T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2016,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"8096993f-a680-4485-bfaf-19231973b6bb"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2009-08-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1965-01-01T00:00:00.000Z","originalNBDate":"2009-07-28T00:00:00.000Z","amountPaidOnBuildingClaim":13800.96,"amountPaidOnContentsClaim":2215.3,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2009,"primaryResidenceIndicator":true,"buildingDamageAmount":14301,"buildingDeductibleCode":"1","netBuildingPaymentAmount":13800.96,"buildingPropertyValue":185951,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":2716,"contentsDeductibleCode":"1","netContentsPaymentAmount":2215.3,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":232439,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"7f0bc363-819e-42ef-be90-24f90d5bb20b"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2009-08-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1953-07-01T00:00:00.000Z","originalNBDate":"2002-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":21322.77,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2009,"primaryResidenceIndicator":true,"buildingDamageAmount":22322,"buildingDeductibleCode":"2","netBuildingPaymentAmount":21322.77,"buildingPropertyValue":237632,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":316843,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"A","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"198fd37b-1a6a-48ca-ae5e-bbc1327f3ecf"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2019-07-30T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":7,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":50,"occupancyType":11,"originalConstructionDate":"1985-01-01T00:00:00.000Z","originalNBDate":"2013-07-01T00:00:00.000Z","amountPaidOnBuildingClaim":3001.19,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2019,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":3001.19,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204004","latitude":40.8,"longitude":-74.3,"id":"f4f86e93-05ec-4849-9678-3528cb6dedda"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-09-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"2011-06-26T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":1010,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":190971,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":207257,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":13,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"f37ce6c6-531e-487c-95c6-6057bf9c425d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1982-01-04T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-11-06T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":24200,"totalContentsInsuranceCoverage":0,"yearOfLoss":1982,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204004","latitude":40.8,"longitude":-74.3,"id":"250d1da1-cf4d-42ad-ab75-a80200d7c1af"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-08-31T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":4,"baseFloodElevation":294,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":302.4,"lowestFloorElevation":595.4,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1966-01-01T00:00:00.000Z","originalNBDate":"2010-09-01T00:00:00.000Z","amountPaidOnBuildingClaim":610.31,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":1860,"buildingDeductibleCode":"2","netBuildingPaymentAmount":610.31,"buildingPropertyValue":243533,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":30000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":280248,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206001","latitude":40.8,"longitude":-74.3,"id":"a41c1eb1-90d6-4468-a4bb-6cfd9c1f155d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A04","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1964-06-01T00:00:00.000Z","originalNBDate":"2000-09-28T00:00:00.000Z","amountPaidOnBuildingClaim":29433.01,"amountPaidOnContentsClaim":3864.76,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":234300,"totalContentsInsuranceCoverage":30500,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":31433,"buildingDeductibleCode":"2","netBuildingPaymentAmount":29433.01,"buildingPropertyValue":201062,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":6194,"contentsDeductibleCode":"2","netContentsPaymentAmount":3864.76,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":245198,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"23bec82d-e6fb-4e62-a171-1825440d5879"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1950-01-02T00:00:00.000Z","originalNBDate":"1992-10-26T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":219500,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":685,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":221024,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":221024,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":-4,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"abe021d6-3b0a-4015-9357-de940b344a20"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2019-08-07T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"2005-06-01T00:00:00.000Z","originalNBDate":"2014-07-01T00:00:00.000Z","amountPaidOnBuildingClaim":10674.77,"amountPaidOnContentsClaim":828.3,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2019,"primaryResidenceIndicator":true,"buildingDamageAmount":11621,"buildingDeductibleCode":"F","netBuildingPaymentAmount":10674.77,"buildingPropertyValue":557334,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":2078,"contentsDeductibleCode":"F","netContentsPaymentAmount":828.3,"contentsPropertyValue":100000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":696667,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"cbaeeeef-b5f0-43be-8152-808cbcc8bc8d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"2014-08-15T00:00:00.000Z","amountPaidOnBuildingClaim":23772.95,"amountPaidOnContentsClaim":5297.99,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":200000,"totalContentsInsuranceCoverage":80000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":25023,"buildingDeductibleCode":"2","netBuildingPaymentAmount":23772.95,"buildingPropertyValue":366534,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":6548,"contentsDeductibleCode":"1","netContentsPaymentAmount":5297.99,"contentsPropertyValue":81000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":422706,"contentsReplacementCost":95000,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"9dd6eaf6-f771-4230-960c-ba5a8fd09fae"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1959-01-01T00:00:00.000Z","originalNBDate":"2010-01-07T00:00:00.000Z","amountPaidOnBuildingClaim":3788.83,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":4393,"buildingDeductibleCode":"1","netBuildingPaymentAmount":3788.83,"buildingPropertyValue":210175,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":266044,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205001","latitude":40.8,"longitude":-74.3,"id":"f5535e10-b4d2-489f-8445-314eebda81c1"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1980-03-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":1,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-09-16T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":2498,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1980,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":2698,"contentsDeductibleCode":null,"netContentsPaymentAmount":2498,"contentsPropertyValue":35000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208001","latitude":40.8,"longitude":-74.3,"id":"afb4b54f-dcbe-4fbb-be1e-3d38f9466073"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":4,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"2016-01-01T00:00:00.000Z","originalNBDate":"2018-11-11T00:00:00.000Z","amountPaidOnBuildingClaim":23066.73,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":24317,"buildingDeductibleCode":"F","netBuildingPaymentAmount":23066.73,"buildingPropertyValue":313673,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":347873,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"8d7eecc0-0de1-4c68-839d-41f41981e6e8"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2014-07-04T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1957-01-01T00:00:00.000Z","originalNBDate":"2014-05-02T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":70000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2014,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"408aaa62-7e93-435d-a26c-90e6829a48e0"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-17T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1955-07-01T00:00:00.000Z","originalNBDate":"1995-11-05T00:00:00.000Z","amountPaidOnBuildingClaim":704.29,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":60000,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":1205,"buildingDeductibleCode":"0","netBuildingPaymentAmount":704.29,"buildingPropertyValue":78770,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"08","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":121184,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"307e36a1-034d-4753-89f3-75592e2cd9e6"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1965-10-09T00:00:00.000Z","originalNBDate":"1994-11-10T00:00:00.000Z","amountPaidOnBuildingClaim":1214.97,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":108600,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":2215,"buildingDeductibleCode":"2","netBuildingPaymentAmount":1214.97,"buildingPropertyValue":102571,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":140508,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.4,"id":"0d481e08-c1f3-40ad-be12-60844910c399"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"1986-10-21T00:00:00.000Z","amountPaidOnBuildingClaim":8511.1,"amountPaidOnContentsClaim":5193.73,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":125000,"totalContentsInsuranceCoverage":11600,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":9512,"buildingDeductibleCode":"1","netBuildingPaymentAmount":8511.1,"buildingPropertyValue":125312,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":6194,"contentsDeductibleCode":"1","netContentsPaymentAmount":5193.73,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":147426,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"a6cc283c-0a05-4711-9ade-e6f703b44720"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-09-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-04-24T00:00:00.000Z","amountPaidOnBuildingClaim":370,"amountPaidOnContentsClaim":1030,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":24200,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":1465,"buildingDeductibleCode":null,"netBuildingPaymentAmount":370,"buildingPropertyValue":100000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":2815,"contentsDeductibleCode":null,"netContentsPaymentAmount":1030,"contentsPropertyValue":50000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-6,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.3,"id":"76d1d5ad-20f2-414e-931c-b24337bab604"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1956-07-01T00:00:00.000Z","originalNBDate":"1993-12-20T00:00:00.000Z","amountPaidOnBuildingClaim":3498.04,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":231300,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":3999,"buildingDeductibleCode":"0","netBuildingPaymentAmount":3498.04,"buildingPropertyValue":187600,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":1,"floodWaterDuration":15,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":234500,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"77945c0e-8fc4-4fd4-9e94-13319fd1eb81"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1924-07-01T00:00:00.000Z","originalNBDate":"2016-09-09T00:00:00.000Z","amountPaidOnBuildingClaim":2150.57,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":3401,"buildingDeductibleCode":"F","netBuildingPaymentAmount":2150.57,"buildingPropertyValue":253710,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":582,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":253710,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":323469,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206001","latitude":40.8,"longitude":-74.3,"id":"73b5e568-7fa3-4b05-97ea-c58e5b1171b8"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2024-08-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1929-01-01T00:00:00.000Z","originalNBDate":"2014-10-15T00:00:00.000Z","amountPaidOnBuildingClaim":7967.09,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":50000,"yearOfLoss":2024,"primaryResidenceIndicator":true,"buildingDamageAmount":12487,"buildingDeductibleCode":"5","netBuildingPaymentAmount":7967.09,"buildingPropertyValue":256935,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"5","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":307314,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"2958af78-2fbb-4f55-aeac-addea4b99ec9"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1981-07-27T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-03-01T00:00:00.000Z","amountPaidOnBuildingClaim":144.04,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":49500,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":407,"buildingDeductibleCode":null,"netBuildingPaymentAmount":144.04,"buildingPropertyValue":59500,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205004","latitude":40.8,"longitude":-74.3,"id":"4fd5521d-5754-4bdb-bb32-9be4c7174bd7"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1978-01-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1977-09-05T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":11000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1978,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"01","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"7dac5732-35e2-402a-8a77-030f9ad6d4fc"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-05-23T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-09-28T00:00:00.000Z","amountPaidOnBuildingClaim":392.4,"amountPaidOnContentsClaim":533,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":11000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":593,"buildingDeductibleCode":null,"netBuildingPaymentAmount":392.4,"buildingPropertyValue":72900,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":733,"contentsDeductibleCode":null,"netContentsPaymentAmount":533,"contentsPropertyValue":40000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-7,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"e847bece-9e35-4af5-bba3-1e5a1d02feca"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1920-01-01T00:00:00.000Z","originalNBDate":"2015-10-21T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":170000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":5908,"buildingDeductibleCode":"A","netBuildingPaymentAmount":0,"buildingPropertyValue":169992,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":203465,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"9cb6c1d4-4159-45fd-adfa-197edce82176"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":60,"occupancyType":1,"originalConstructionDate":"1966-06-02T00:00:00.000Z","originalNBDate":"1991-10-07T00:00:00.000Z","amountPaidOnBuildingClaim":25548.91,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":59600,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":30549,"buildingDeductibleCode":"5","netBuildingPaymentAmount":25548.91,"buildingPropertyValue":147493,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":5,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":2,"floodWaterDuration":48,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":186700,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"a2e4fcfb-6d67-40b2-9ffd-07ee50b4d41b"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1965-01-01T00:00:00.000Z","originalNBDate":"1998-04-28T00:00:00.000Z","amountPaidOnBuildingClaim":18542.63,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":23242,"buildingDeductibleCode":"1","netBuildingPaymentAmount":18542.63,"buildingPropertyValue":114536,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":173540,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"7aa1297e-0b7f-433a-8e49-faaa3db02221"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2024-08-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1920-01-01T00:00:00.000Z","originalNBDate":"2015-10-21T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":170000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2024,"primaryResidenceIndicator":true,"buildingDamageAmount":3800,"buildingDeductibleCode":"A","netBuildingPaymentAmount":0,"buildingPropertyValue":135649,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":194379,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"22dc0acc-dc58-4a9f-8b33-aa791e57fbc7"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2009-08-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"2008-06-26T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2009,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"08","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-6,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"a7025476-902b-4cd4-bb1a-b266986de532"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1998-04-12T00:00:00.000Z","originalNBDate":"2008-08-15T00:00:00.000Z","amountPaidOnBuildingClaim":5671.47,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":6486,"buildingDeductibleCode":"1","netBuildingPaymentAmount":5671.47,"buildingPropertyValue":354688,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":443360,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205001","latitude":40.8,"longitude":-74.3,"id":"c2225c25-4eb2-4dd8-ade1-1a22dabd074a"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1971-07-01T00:00:00.000Z","originalNBDate":"1986-02-10T00:00:00.000Z","amountPaidOnBuildingClaim":9215.82,"amountPaidOnContentsClaim":803.7,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":10505,"buildingDeductibleCode":"0","netBuildingPaymentAmount":9215.82,"buildingPropertyValue":250000,"causeOfDamage":"9","condominiumCoverageTypeCode":"N","contentsDamageAmount":1940,"contentsDeductibleCode":"0","netContentsPaymentAmount":803.7,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":250000,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204003","latitude":40.8,"longitude":-74.3,"id":"ffa12860-bf34-4d6b-ad32-101ed0d45221"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":6,"originalConstructionDate":"1965-01-01T00:00:00.000Z","originalNBDate":"2011-03-13T00:00:00.000Z","amountPaidOnBuildingClaim":49635.74,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":121000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":59636,"buildingDeductibleCode":"5","netBuildingPaymentAmount":49635.74,"buildingPropertyValue":1245797,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":1916610,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.3,"id":"9065c440-f081-4fc8-9b91-9f624d51788a"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"2006-10-19T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204003","latitude":40.8,"longitude":-74.3,"id":"4e7079f8-ff07-4c65-9391-99f39ca68556"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1983-07-01T00:00:00.000Z","originalNBDate":"2011-06-01T00:00:00.000Z","amountPaidOnBuildingClaim":5953.93,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":7204,"buildingDeductibleCode":"F","netBuildingPaymentAmount":5953.93,"buildingPropertyValue":250000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":250000,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205005","latitude":40.8,"longitude":-74.3,"id":"89a17b75-9983-4496-b70c-6d622ea40e33"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-17T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A01","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1977-03-14T00:00:00.000Z","originalNBDate":"1995-03-22T00:00:00.000Z","amountPaidOnBuildingClaim":3570.72,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":131200,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":4571,"buildingDeductibleCode":"2","netBuildingPaymentAmount":3570.72,"buildingPropertyValue":110323,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":137904,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020700","censusBlockGroupFips":"340130207001","latitude":40.8,"longitude":-74.3,"id":"6f2f82c9-6f66-4c7e-b98f-29330d98d4ef"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2024-04-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1977-03-14T00:00:00.000Z","originalNBDate":"2000-01-01T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":68000,"yearOfLoss":2024,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"99","nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"cc33a9b9-4323-4910-92f8-8992289d8368"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1925-01-01T00:00:00.000Z","originalNBDate":"2010-10-20T00:00:00.000Z","amountPaidOnBuildingClaim":9192.41,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":6545,"buildingDeductibleCode":"2","netBuildingPaymentAmount":9192.41,"buildingPropertyValue":363594,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":145000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":489594,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"861c1a35-1b24-4ef6-9cd0-67dff6a717ed"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":true,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1970-05-01T00:00:00.000Z","originalNBDate":"2019-11-01T00:00:00.000Z","amountPaidOnBuildingClaim":300000,"amountPaidOnContentsClaim":100000,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":500000,"yearOfLoss":2021,"primaryResidenceIndicator":false,"buildingDamageAmount":307813,"buildingDeductibleCode":"F","netBuildingPaymentAmount":300000,"buildingPropertyValue":3073690,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":115848,"contentsDeductibleCode":"F","netContentsPaymentAmount":100000,"contentsPropertyValue":475000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":6000853,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":8,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"f45c31d2-333c-4386-9781-545e1f74a73f"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1994-01-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1954-07-01T00:00:00.000Z","originalNBDate":"1989-06-17T00:00:00.000Z","amountPaidOnBuildingClaim":1828.31,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":22000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1994,"primaryResidenceIndicator":false,"buildingDamageAmount":2329,"buildingDeductibleCode":"0","netBuildingPaymentAmount":1828.31,"buildingPropertyValue":63000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206001","latitude":40.8,"longitude":-74.3,"id":"540becb3-03c3-407c-971a-18720dc87e73"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1950-01-02T00:00:00.000Z","originalNBDate":"1993-03-18T00:00:00.000Z","amountPaidOnBuildingClaim":1691.05,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":137100,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":2692,"buildingDeductibleCode":"1","netBuildingPaymentAmount":1691.05,"buildingPropertyValue":70235,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":137716,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":-4,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"8ecb3e43-ef5b-46f7-baf3-64dc0cf8460d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1992-11-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1974-07-01T00:00:00.000Z","originalNBDate":"1986-10-23T00:00:00.000Z","amountPaidOnBuildingClaim":1601.09,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":87900,"totalContentsInsuranceCoverage":0,"yearOfLoss":1992,"primaryResidenceIndicator":true,"buildingDamageAmount":2412,"buildingDeductibleCode":"0","netBuildingPaymentAmount":1601.09,"buildingPropertyValue":321668,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"cce44fbe-160c-48e2-9940-77532de25429"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"3","elevationDifference":3,"baseFloodElevation":10,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":0,"lowestFloorElevation":13,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1993-07-01T00:00:00.000Z","originalNBDate":"1995-09-21T00:00:00.000Z","amountPaidOnBuildingClaim":9219.87,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2012,"primaryResidenceIndicator":false,"buildingDamageAmount":10220,"buildingDeductibleCode":"F","netBuildingPaymentAmount":9219.87,"buildingPropertyValue":295916,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":318190,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"08721","countyCode":"34029","censusTract":"34029731001","censusBlockGroupFips":"340297310011","latitude":39.9,"longitude":-74.1,"id":"d0e170d7-2115-4fd5-a179-50e7040ec650"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2007-04-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1963-01-01T00:00:00.000Z","originalNBDate":"2006-03-12T00:00:00.000Z","amountPaidOnBuildingClaim":20479.14,"amountPaidOnContentsClaim":1291.81,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2007,"primaryResidenceIndicator":true,"buildingDamageAmount":20980,"buildingDeductibleCode":"1","netBuildingPaymentAmount":20479.14,"buildingPropertyValue":308249,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1792,"contentsDeductibleCode":"1","netContentsPaymentAmount":1291.81,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":660,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"April 2007 Nor'easter","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":335053,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205001","latitude":40.8,"longitude":-74.3,"id":"8122412a-8063-4bfe-811a-8871531f3a0c"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1977-03-15T00:00:00.000Z","originalNBDate":"2006-11-18T00:00:00.000Z","amountPaidOnBuildingClaim":1033.19,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":100000,"totalContentsInsuranceCoverage":40000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":2034,"buildingDeductibleCode":"1","netBuildingPaymentAmount":1033.19,"buildingPropertyValue":190651,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":224295,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"85bf363b-856b-4843-8409-7c230b022ae1"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":60,"occupancyType":1,"originalConstructionDate":"1974-01-01T00:00:00.000Z","originalNBDate":"2011-08-27T00:00:00.000Z","amountPaidOnBuildingClaim":33544.13,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":32510,"buildingDeductibleCode":"1","netBuildingPaymentAmount":33544.13,"buildingPropertyValue":297680,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":830,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":363024,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204003","latitude":40.8,"longitude":-74.3,"id":"1b9fc939-e8d7-4d2a-af99-4db81d4e6200"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1996-01-19T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1954-01-01T00:00:00.000Z","originalNBDate":"1994-01-15T00:00:00.000Z","amountPaidOnBuildingClaim":493.2,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":74100,"totalContentsInsuranceCoverage":28600,"yearOfLoss":1996,"primaryResidenceIndicator":true,"buildingDamageAmount":1494,"buildingDeductibleCode":"1","netBuildingPaymentAmount":493.2,"buildingPropertyValue":129000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":985,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205001","latitude":40.8,"longitude":-74.3,"id":"efdf9924-c165-4278-ba9a-0fbda9b7f7b9"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1974-07-01T00:00:00.000Z","originalNBDate":"1994-06-24T00:00:00.000Z","amountPaidOnBuildingClaim":24003.07,"amountPaidOnContentsClaim":6035.25,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":34800,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":28166,"buildingDeductibleCode":"1","netBuildingPaymentAmount":24003.07,"buildingPropertyValue":194600,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":9530,"contentsDeductibleCode":"1","netContentsPaymentAmount":6035.25,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":194600,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"4bd5acc3-e964-4c60-b602-a13a6befa2ad"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1945-01-01T00:00:00.000Z","originalNBDate":"2007-09-29T00:00:00.000Z","amountPaidOnBuildingClaim":3534.47,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":4366,"buildingDeductibleCode":"1","netBuildingPaymentAmount":3534.47,"buildingPropertyValue":187201,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":234001,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"131f9a15-497c-40dd-95e8-22dbf38ed9b0"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1980-06-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":null,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-10-30T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":994.38,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":20000,"yearOfLoss":1980,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":1706,"contentsDeductibleCode":null,"netContentsPaymentAmount":994.38,"contentsPropertyValue":20000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"c17492bf-c52b-45c9-aaeb-aefa0dc8b382"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1997-11-02T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1974-07-01T00:00:00.000Z","originalNBDate":"1986-10-23T00:00:00.000Z","amountPaidOnBuildingClaim":1089.89,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":87900,"totalContentsInsuranceCoverage":0,"yearOfLoss":1997,"primaryResidenceIndicator":true,"buildingDamageAmount":1589,"buildingDeductibleCode":"0","netBuildingPaymentAmount":1089.89,"buildingPropertyValue":320445,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":344565,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"0bc6bbad-949f-4e3b-bc57-47ccddc8b257"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1954-01-01T00:00:00.000Z","originalNBDate":"1992-05-25T00:00:00.000Z","amountPaidOnBuildingClaim":397.46,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":161000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":1397,"buildingDeductibleCode":"1","netBuildingPaymentAmount":397.46,"buildingPropertyValue":117504,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"08","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":146880,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"9288ad25-884a-4956-97b0-bfec463fa630"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1996-10-19T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1975-07-01T00:00:00.000Z","originalNBDate":"1990-01-14T00:00:00.000Z","amountPaidOnBuildingClaim":11306.34,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":14100,"yearOfLoss":1996,"primaryResidenceIndicator":true,"buildingDamageAmount":12307,"buildingDeductibleCode":"1","netBuildingPaymentAmount":11306.34,"buildingPropertyValue":228800,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":596,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"98","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"80757e21-6d1d-4fed-9ad1-32101096427b"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1955-07-01T00:00:00.000Z","originalNBDate":"1991-04-23T00:00:00.000Z","amountPaidOnBuildingClaim":1487.3,"amountPaidOnContentsClaim":134.77,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":10500,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":2487,"buildingDeductibleCode":"1","netBuildingPaymentAmount":1487.3,"buildingPropertyValue":61745,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1134,"contentsDeductibleCode":"1","netContentsPaymentAmount":134.77,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":77182,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206001","latitude":40.8,"longitude":-74.3,"id":"08b20188-8862-416d-90e3-1f4a437b8795"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A02","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1973-11-01T00:00:00.000Z","originalNBDate":"1997-04-10T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":2,"floodWaterDuration":24,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"98","nonPaymentReasonBuilding":"08","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"21e303b6-1562-4e6e-b09a-f9264eb84ef1"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1971-07-01T00:00:00.000Z","originalNBDate":"2006-04-20T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204003","latitude":40.8,"longitude":-74.3,"id":"e24185d9-f4c8-4917-a325-3ff95c8773cc"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1984-04-05T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-11-07T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":3172.8,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":15000,"yearOfLoss":1984,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":3400,"contentsDeductibleCode":null,"netContentsPaymentAmount":3172.8,"contentsPropertyValue":15000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":511,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204004","latitude":40.8,"longitude":-74.3,"id":"be0777d4-f445-45af-a03f-737b8169b183"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2012-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1950-07-01T00:00:00.000Z","originalNBDate":"2004-08-08T00:00:00.000Z","amountPaidOnBuildingClaim":14999.43,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2012,"primaryResidenceIndicator":true,"buildingDamageAmount":14892,"buildingDeductibleCode":"F","netBuildingPaymentAmount":14999.43,"buildingPropertyValue":222222,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":305,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Sandy","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":299247,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":5,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206004","latitude":40.8,"longitude":-74.3,"id":"768634f7-b7f8-4bb1-8fa9-5fbebdc54b5a"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2020-01-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"2008-01-01T00:00:00.000Z","originalNBDate":"2015-10-25T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2020,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"f592abcb-eb0c-44b9-9771-af8b08ff13a5"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-09-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1977-02-12T00:00:00.000Z","amountPaidOnBuildingClaim":705,"amountPaidOnContentsClaim":1350,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":80000,"totalContentsInsuranceCoverage":35000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":905,"buildingDeductibleCode":null,"netBuildingPaymentAmount":705,"buildingPropertyValue":105000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1550,"contentsDeductibleCode":null,"netContentsPaymentAmount":1350,"contentsPropertyValue":75000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":4,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208004","latitude":40.8,"longitude":-74.3,"id":"68cba92d-5dc1-4d17-9c1a-172db1efe7ee"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1962-09-01T00:00:00.000Z","originalNBDate":"1999-02-13T00:00:00.000Z","amountPaidOnBuildingClaim":9569.04,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":150000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":false,"buildingDamageAmount":10569,"buildingDeductibleCode":"1","netBuildingPaymentAmount":9569.04,"buildingPropertyValue":141000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":150000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"9fad8cf5-fff3-46d8-8be9-a1634dc83879"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1991-04-23T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A04","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1950-07-01T00:00:00.000Z","originalNBDate":"1990-06-08T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1991,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"1f544782-522c-41a8-862f-59ebdc9c87c7"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1962-01-01T00:00:00.000Z","originalNBDate":"2011-05-31T00:00:00.000Z","amountPaidOnBuildingClaim":18087.13,"amountPaidOnContentsClaim":2718.14,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":150000,"totalContentsInsuranceCoverage":60000,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":19088,"buildingDeductibleCode":"F","netBuildingPaymentAmount":18087.13,"buildingPropertyValue":270161,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":3719,"contentsDeductibleCode":"F","netContentsPaymentAmount":2718.14,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":307001,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205004","latitude":40.8,"longitude":-74.3,"id":"6c7a7940-fc5d-4dc0-a8ac-068f6e7c395b"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1957-06-15T00:00:00.000Z","originalNBDate":"2017-06-30T00:00:00.000Z","amountPaidOnBuildingClaim":53183.33,"amountPaidOnContentsClaim":4757.96,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":12000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":59343,"buildingDeductibleCode":"A","netBuildingPaymentAmount":53183.33,"buildingPropertyValue":263245,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":14758,"contentsDeductibleCode":"A","netContentsPaymentAmount":4757.96,"contentsPropertyValue":68500,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":329057,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"948e9659-c101-4956-82e5-316c453dd9ec"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-01-20T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1977-10-05T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":464.5,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":44000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":1050,"contentsDeductibleCode":null,"netContentsPaymentAmount":464.5,"contentsPropertyValue":44000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":12,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Not a named storm","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.4,"id":"ad292ef7-7c8c-42ca-b4b2-9ad427022fae"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2005-11-30T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1979-01-01T00:00:00.000Z","originalNBDate":"2001-01-30T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2005,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"02","nonPaymentReasonBuilding":"02","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":7,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"f0efa14d-c1c0-44c9-818c-42cc90631868"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":4,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1978-08-10T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":5,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-04-12T00:00:00.000Z","amountPaidOnBuildingClaim":1474.54,"amountPaidOnContentsClaim":1150,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":null,"smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":10000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1978,"primaryResidenceIndicator":false,"buildingDamageAmount":1850,"buildingDeductibleCode":null,"netBuildingPaymentAmount":1474.54,"buildingPropertyValue":65000,"causeOfDamage":"4","condominiumCoverageTypeCode":null,"contentsDamageAmount":1773,"contentsDeductibleCode":null,"netContentsPaymentAmount":1150,"contentsPropertyValue":25000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-3,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NY","reportedCity":"Currently Unavailable","reportedZipCode":"10025","countyCode":"36061","censusTract":"36061018300","censusBlockGroupFips":"360610183001","latitude":40.8,"longitude":-74,"id":"2d963b13-3c45-4295-b245-45adb9d57c65"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1984-04-05T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1984-02-18T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":55000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1984,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":511,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"380c3713-7762-4310-84d2-1dd612abc184"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1981-09-08T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1980-11-15T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30300,"totalContentsInsuranceCoverage":25000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"e342459e-9047-4bd3-902b-ec7b851d86c6"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1956-07-01T00:00:00.000Z","originalNBDate":"2009-05-02T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":0,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":0,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"1ca9f6f5-6df6-4077-ada3-2e307b725610"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2010-10-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1954-01-01T00:00:00.000Z","originalNBDate":"2009-08-27T00:00:00.000Z","amountPaidOnBuildingClaim":7100.79,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2010,"primaryResidenceIndicator":true,"buildingDamageAmount":9001,"buildingDeductibleCode":"2","netBuildingPaymentAmount":7100.79,"buildingPropertyValue":122305,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":152880,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":4,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204001","latitude":40.8,"longitude":-74.3,"id":"97d2d7ec-8137-4690-9493-d93c75041ed7"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":4,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1978-01-13T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":5,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1977-03-02T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":null,"smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":6000,"totalContentsInsuranceCoverage":3000,"yearOfLoss":1978,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":null,"contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208001","latitude":40.8,"longitude":-74.3,"id":"213cec75-7115-4589-8e7f-37e8d9f42e82"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1988-01-01T00:00:00.000Z","originalNBDate":"2011-05-01T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.3,"id":"c7aa2643-5758-481a-8807-cc2a31783d01"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1988-02-21T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1958-07-01T00:00:00.000Z","originalNBDate":"1985-09-10T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":124500,"totalContentsInsuranceCoverage":0,"yearOfLoss":1988,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":0,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"b8e9625e-43cc-457c-9b8c-f87a251f304d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1956-01-01T00:00:00.000Z","originalNBDate":"2000-12-09T00:00:00.000Z","amountPaidOnBuildingClaim":2280.77,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":3280,"buildingDeductibleCode":"1","netBuildingPaymentAmount":2280.77,"buildingPropertyValue":362865,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":486835,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"34526f4d-c3a8-4c93-a2a5-2ece04deffb1"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":7,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":60,"occupancyType":1,"originalConstructionDate":"1965-01-01T00:00:00.000Z","originalNBDate":"2010-07-28T00:00:00.000Z","amountPaidOnBuildingClaim":15054.19,"amountPaidOnContentsClaim":8596.8,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":14906,"buildingDeductibleCode":"2","netBuildingPaymentAmount":15054.19,"buildingPropertyValue":299636,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":9597,"contentsDeductibleCode":"2","netContentsPaymentAmount":8596.8,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":374545,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"db72f18b-bc77-40df-beb0-53b7b88cce00"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1940-01-01T00:00:00.000Z","originalNBDate":"2020-09-28T00:00:00.000Z","amountPaidOnBuildingClaim":3750.9,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":5000,"buildingDeductibleCode":"2","netBuildingPaymentAmount":3750.9,"buildingPropertyValue":317922,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":70,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":100000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":353734,"contentsReplacementCost":125000,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206004","latitude":40.8,"longitude":-74.3,"id":"377d0633-e23a-4baf-867e-40b0a5da99e6"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1996-10-20T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1963-07-01T00:00:00.000Z","originalNBDate":"1990-11-07T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":18300,"yearOfLoss":1996,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1431,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":596,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204004","latitude":40.8,"longitude":-74.3,"id":"b842a0e4-717b-4b45-804b-0548485f0730"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2007-04-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1978-01-01T00:00:00.000Z","originalNBDate":"2000-03-05T00:00:00.000Z","amountPaidOnBuildingClaim":17418.62,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":2007,"primaryResidenceIndicator":true,"buildingDamageAmount":17919,"buildingDeductibleCode":"1","netBuildingPaymentAmount":17418.62,"buildingPropertyValue":940000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":500,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":660,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"April 2007 Nor'easter","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":1175000,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":-1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"5c2bbf1f-7fce-41d5-aef9-ab9b6c46969b"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-17T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1958-01-01T00:00:00.000Z","originalNBDate":"1990-05-18T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":24800,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"b6eaff3b-97a3-4a12-bf21-c32936d06b86"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1966-08-01T00:00:00.000Z","originalNBDate":"1991-08-16T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":23700,"totalContentsInsuranceCoverage":7500,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"fee57d91-67c5-4b9f-92f5-bb9cbf5ae759"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"3","elevationDifference":3,"baseFloodElevation":193,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":188.6,"lowestFloorElevation":195.7,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1975-01-01T00:00:00.000Z","originalNBDate":"2013-11-22T00:00:00.000Z","amountPaidOnBuildingClaim":182817.7,"amountPaidOnContentsClaim":50556.24,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"B","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":163461,"buildingDeductibleCode":"F","netBuildingPaymentAmount":182817.7,"buildingPropertyValue":0,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":51807,"contentsDeductibleCode":"F","netContentsPaymentAmount":50556.24,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.4,"id":"e6d44e22-6f87-40c1-970f-ebb74f9af6c6"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":1,"baseFloodElevation":174.7,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":173.5,"lowestFloorElevation":175.2,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":18,"originalConstructionDate":"1989-01-01T00:00:00.000Z","originalNBDate":"2004-03-05T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":500000,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204004","latitude":40.8,"longitude":-74.3,"id":"6593d0d8-ce3c-4d2a-9247-40cfaa9d3ba1"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1996-01-19T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1974-07-01T00:00:00.000Z","originalNBDate":"1987-04-27T00:00:00.000Z","amountPaidOnBuildingClaim":3747,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":161000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1996,"primaryResidenceIndicator":true,"buildingDamageAmount":4897,"buildingDeductibleCode":"1","netBuildingPaymentAmount":3747,"buildingPropertyValue":93600,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":985,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":1500,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020700","censusBlockGroupFips":"340130207003","latitude":40.8,"longitude":-74.3,"id":"78182734-2fd1-4991-862c-c5c8c38db440"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":4,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-27T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":80,"occupancyType":1,"originalConstructionDate":"1961-07-01T00:00:00.000Z","originalNBDate":"1991-11-07T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":146400,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"F","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"717b65d6-2d57-4fb8-87d9-9aae362cf01c"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-05-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1977-08-16T00:00:00.000Z","amountPaidOnBuildingClaim":489,"amountPaidOnContentsClaim":1369,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":12000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":689,"buildingDeductibleCode":null,"netBuildingPaymentAmount":489,"buildingPropertyValue":12000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":1569,"contentsDeductibleCode":null,"netContentsPaymentAmount":1369,"contentsPropertyValue":10000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204004","latitude":40.8,"longitude":-74.3,"id":"260a432d-be2a-493e-950b-e0ea53852cc6"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":8,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1970-01-01T00:00:00.000Z","originalNBDate":"1996-10-18T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206001","latitude":40.8,"longitude":-74.3,"id":"e8b2e356-a6a9-49d7-815b-d328b0ea6d42"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1930-01-01T00:00:00.000Z","originalNBDate":"2010-05-10T00:00:00.000Z","amountPaidOnBuildingClaim":14719.24,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":9794,"buildingDeductibleCode":"5","netBuildingPaymentAmount":14719.24,"buildingPropertyValue":185179,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":267055,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"ec4f41ec-31fc-4e0b-af85-725e5b12b85b"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-29T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":50,"occupancyType":4,"originalConstructionDate":"1950-07-01T00:00:00.000Z","originalNBDate":"2003-03-27T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":11000,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"G","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.4,"id":"b6dc88e6-635c-4bb6-9a6a-1da4260cb23a"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1955-07-01T00:00:00.000Z","originalNBDate":"2007-07-01T00:00:00.000Z","amountPaidOnBuildingClaim":11322.44,"amountPaidOnContentsClaim":161.08,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":12322,"buildingDeductibleCode":"1","netBuildingPaymentAmount":11322.44,"buildingPropertyValue":478381,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":1161,"contentsDeductibleCode":"1","netContentsPaymentAmount":161.08,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":583391,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"156b767e-680c-4be6-9c0e-05850ed9d31f"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1957-07-01T00:00:00.000Z","originalNBDate":"1990-07-25T00:00:00.000Z","amountPaidOnBuildingClaim":5559.63,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":6559,"buildingDeductibleCode":"5","netBuildingPaymentAmount":5559.63,"buildingPropertyValue":80278,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":94445,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"A","buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"7595631f-5ef0-4f1b-8dce-6dfd8457b7b3"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2005-01-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":4,"originalConstructionDate":"1970-01-01T00:00:00.000Z","originalNBDate":"1997-11-10T00:00:00.000Z","amountPaidOnBuildingClaim":5003.41,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2005,"primaryResidenceIndicator":false,"buildingDamageAmount":5504,"buildingDeductibleCode":"1","netBuildingPaymentAmount":5003.41,"buildingPropertyValue":546000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":682500,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"2dbc8576-733c-493f-a8d6-642e52cbdae7"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":4,"originalConstructionDate":"1965-07-01T00:00:00.000Z","originalNBDate":"2009-09-07T00:00:00.000Z","amountPaidOnBuildingClaim":2900.21,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":3900,"buildingDeductibleCode":"1","netBuildingPaymentAmount":2900.21,"buildingPropertyValue":1137682,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":1625260,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"f8113d51-ec52-4990-81ab-ae34b7c70393"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":4,"originalConstructionDate":"1962-07-01T00:00:00.000Z","originalNBDate":"1996-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":27663.4,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":500000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":29663,"buildingDeductibleCode":"2","netBuildingPaymentAmount":27663.4,"buildingPropertyValue":1560000,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":1747000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204004","latitude":40.8,"longitude":-74.3,"id":"48f9e9c1-7a6d-4a14-9e2e-e59696eebe6f"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1970-07-01T00:00:00.000Z","originalNBDate":"2010-06-19T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"99","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.4,"id":"82df038d-db59-468d-823a-b38ae34e5665"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"2005-06-01T00:00:00.000Z","originalNBDate":"2014-07-01T00:00:00.000Z","amountPaidOnBuildingClaim":47192.03,"amountPaidOnContentsClaim":12979.23,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":45558,"buildingDeductibleCode":"F","netBuildingPaymentAmount":47192.03,"buildingPropertyValue":493921,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":14229,"contentsDeductibleCode":"F","netContentsPaymentAmount":12979.23,"contentsPropertyValue":100000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":667460,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"61059975-f04d-4493-9966-78c6a3bc9ba2"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-09-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A01","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-12-17T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":975,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":11000,"totalContentsInsuranceCoverage":3000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1175,"contentsDeductibleCode":null,"netContentsPaymentAmount":975,"contentsPropertyValue":20000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-6,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020700","censusBlockGroupFips":"340130207002","latitude":40.8,"longitude":-74.3,"id":"0f05abef-2511-430c-b1cb-9e409b2f86f4"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1985-09-27T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1956-07-01T00:00:00.000Z","originalNBDate":"1977-03-16T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":26600,"totalContentsInsuranceCoverage":10500,"yearOfLoss":1985,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":531,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Gloria","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"330d50fb-980a-45dc-a385-adfe6f285f2f"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":4,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1978-01-26T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1977-04-24T00:00:00.000Z","amountPaidOnBuildingClaim":1700,"amountPaidOnContentsClaim":50,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":null,"smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1978,"primaryResidenceIndicator":false,"buildingDamageAmount":1900,"buildingDeductibleCode":null,"netBuildingPaymentAmount":1700,"buildingPropertyValue":66000,"causeOfDamage":"4","condominiumCoverageTypeCode":null,"contentsDamageAmount":250,"contentsDeductibleCode":null,"netContentsPaymentAmount":50,"contentsPropertyValue":5000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"23bfd1d0-10de-4d1d-813d-f1ba281fa4b7"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-09-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-07-29T00:00:00.000Z","amountPaidOnBuildingClaim":365,"amountPaidOnContentsClaim":627.35,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":11000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":735,"buildingDeductibleCode":null,"netBuildingPaymentAmount":365,"buildingPropertyValue":135000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":927,"contentsDeductibleCode":null,"netContentsPaymentAmount":627.35,"contentsPropertyValue":40000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"d77d8b69-e384-4a81-a3d3-aa8e297396de"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-27T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":1,"baseFloodElevation":230,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":229,"lowestFloorElevation":230.6,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1992-01-01T00:00:00.000Z","originalNBDate":"2002-04-24T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":104000,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"99","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"4f49464e-96d3-4343-8b47-21bee0e5c400"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-09-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-08-08T00:00:00.000Z","amountPaidOnBuildingClaim":811.27,"amountPaidOnContentsClaim":119,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30300,"totalContentsInsuranceCoverage":5000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":1012,"buildingDeductibleCode":null,"netBuildingPaymentAmount":811.27,"buildingPropertyValue":42000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":319,"contentsDeductibleCode":null,"netContentsPaymentAmount":119,"contentsPropertyValue":10000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"5e119115-ff41-4b4e-bd65-2bbddacd272d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-01-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-08-15T00:00:00.000Z","amountPaidOnBuildingClaim":1790.61,"amountPaidOnContentsClaim":1594.2,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":66000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":1991,"buildingDeductibleCode":null,"netBuildingPaymentAmount":1790.61,"buildingPropertyValue":53100,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":1795,"contentsDeductibleCode":null,"netContentsPaymentAmount":1594.2,"contentsPropertyValue":20000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":12,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Not a named storm","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":-7,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"8fed81e1-05a0-411c-b14b-383dbf5cdc27"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1983-04-24T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1948-07-01T00:00:00.000Z","originalNBDate":"1982-09-25T00:00:00.000Z","amountPaidOnBuildingClaim":489.59,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30300,"totalContentsInsuranceCoverage":0,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":990,"buildingDeductibleCode":"0","netBuildingPaymentAmount":489.59,"buildingPropertyValue":61500,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206001","latitude":40.8,"longitude":-74.3,"id":"c014b516-297f-4b99-8e0a-0d8f3fd3aa61"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1987-03-31T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1955-07-01T00:00:00.000Z","originalNBDate":"1983-04-23T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":2965.25,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":10500,"yearOfLoss":1987,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":3966,"contentsDeductibleCode":"1","netContentsPaymentAmount":2965.25,"contentsPropertyValue":5000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":541,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206001","latitude":40.8,"longitude":-74.3,"id":"0337bba5-be23-41b0-8d64-5dc248652e49"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1964-07-15T00:00:00.000Z","originalNBDate":"2004-02-15T00:00:00.000Z","amountPaidOnBuildingClaim":8519.03,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":10520,"buildingDeductibleCode":"5","netBuildingPaymentAmount":8519.03,"buildingPropertyValue":194524,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":259365,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"fef9ce8f-5a2f-4598-a1de-14711408b36e"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1950-07-01T00:00:00.000Z","originalNBDate":"1996-03-25T00:00:00.000Z","amountPaidOnBuildingClaim":998.13,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":51300,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":2118,"buildingDeductibleCode":"1","netBuildingPaymentAmount":998.13,"buildingPropertyValue":38500,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":38500,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"6eac56e3-244f-4765-8eb7-6a145a6a4a9e"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1954-01-01T00:00:00.000Z","originalNBDate":"2010-10-22T00:00:00.000Z","amountPaidOnBuildingClaim":7559.58,"amountPaidOnContentsClaim":2917.96,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":8559,"buildingDeductibleCode":"1","netBuildingPaymentAmount":7559.58,"buildingPropertyValue":124377,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":3917,"contentsDeductibleCode":"1","netContentsPaymentAmount":2917.96,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":345493,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204002","latitude":40.8,"longitude":-74.3,"id":"516cc8aa-952f-4259-a141-50dc222ab214"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1974-07-01T00:00:00.000Z","originalNBDate":"1988-10-31T00:00:00.000Z","amountPaidOnBuildingClaim":5984.44,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":165900,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":6984,"buildingDeductibleCode":"1","netBuildingPaymentAmount":5984.44,"buildingPropertyValue":116000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":145000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"af8cc175-2c75-4f30-a631-4906daecbfa8"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1996-10-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1954-01-01T00:00:00.000Z","originalNBDate":"1996-04-25T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":31000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1996,"primaryResidenceIndicator":false,"buildingDamageAmount":748,"buildingDeductibleCode":"9","netBuildingPaymentAmount":0,"buildingPropertyValue":53690,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":91000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-7,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020700","censusBlockGroupFips":"340130207005","latitude":40.8,"longitude":-74.3,"id":"aecf9b79-07ac-4411-af94-425555138502"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1994-01-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1959-01-01T00:00:00.000Z","originalNBDate":"1992-08-02T00:00:00.000Z","amountPaidOnBuildingClaim":1824.64,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35200,"totalContentsInsuranceCoverage":5300,"yearOfLoss":1994,"primaryResidenceIndicator":false,"buildingDamageAmount":2574,"buildingDeductibleCode":"1","netBuildingPaymentAmount":1824.64,"buildingPropertyValue":32000,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204004","latitude":40.8,"longitude":-74.3,"id":"4c65bac9-5360-4312-ad0f-3590aabd3e2d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1975-07-01T00:00:00.000Z","originalNBDate":"1990-01-14T00:00:00.000Z","amountPaidOnBuildingClaim":2560.73,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":14100,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":3561,"buildingDeductibleCode":"1","netBuildingPaymentAmount":2560.73,"buildingPropertyValue":155660,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"98","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":207546,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"daa887c1-0fe6-4d4c-9e91-8fb1dc053024"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":7,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":60,"occupancyType":1,"originalConstructionDate":"1965-01-01T00:00:00.000Z","originalNBDate":"2010-07-28T00:00:00.000Z","amountPaidOnBuildingClaim":31392.87,"amountPaidOnContentsClaim":3848.26,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":30371,"buildingDeductibleCode":"2","netBuildingPaymentAmount":31392.87,"buildingPropertyValue":312773,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":5848,"contentsDeductibleCode":"2","netContentsPaymentAmount":3848.26,"contentsPropertyValue":28000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":438876,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"f6cfcb10-7f71-472c-baf3-339b19362915"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1978-08-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1977-08-16T00:00:00.000Z","amountPaidOnBuildingClaim":3375,"amountPaidOnContentsClaim":1175,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":12000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1978,"primaryResidenceIndicator":false,"buildingDamageAmount":3575,"buildingDeductibleCode":null,"netBuildingPaymentAmount":3375,"buildingPropertyValue":12100,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1375,"contentsDeductibleCode":null,"netContentsPaymentAmount":1175,"contentsPropertyValue":10000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204004","latitude":40.8,"longitude":-74.3,"id":"484f9367-e283-4896-8530-63e1884a03f5"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"2003-09-17T00:00:00.000Z","amountPaidOnBuildingClaim":24025.66,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":23134,"buildingDeductibleCode":"2","netBuildingPaymentAmount":24025.66,"buildingPropertyValue":172550,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":203000,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"88449bef-ca81-47e3-96b4-45e7102a8c29"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":true,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A04","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":60,"occupancyType":1,"originalConstructionDate":"1957-07-01T00:00:00.000Z","originalNBDate":"1989-05-25T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":43300,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"e95287d5-5134-4818-873b-0704ddd92586"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1994-01-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1960-12-01T00:00:00.000Z","originalNBDate":"1987-04-24T00:00:00.000Z","amountPaidOnBuildingClaim":4113.76,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":74600,"totalContentsInsuranceCoverage":14900,"yearOfLoss":1994,"primaryResidenceIndicator":false,"buildingDamageAmount":5385,"buildingDeductibleCode":"0","netBuildingPaymentAmount":4113.76,"buildingPropertyValue":185130,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":0,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.3,"id":"ceca0c3b-fae5-453f-b2db-7c364d3c8bd7"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1960-07-01T00:00:00.000Z","originalNBDate":"2002-10-12T00:00:00.000Z","amountPaidOnBuildingClaim":7674.77,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":7203,"buildingDeductibleCode":"F","netBuildingPaymentAmount":7674.77,"buildingPropertyValue":221180,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"F","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":276475,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"6816630a-3500-46be-82eb-02652e75b276"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"1989-08-23T00:00:00.000Z","amountPaidOnBuildingClaim":14901.49,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":false,"buildingDamageAmount":15901,"buildingDeductibleCode":"A","netBuildingPaymentAmount":14901.49,"buildingPropertyValue":181958,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":189540,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.4,"id":"5dbbf934-864f-40fb-a85b-1984f485518b"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A04","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1974-07-01T00:00:00.000Z","originalNBDate":"1997-04-17T00:00:00.000Z","amountPaidOnBuildingClaim":21688.6,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":128100,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":22875,"buildingDeductibleCode":"1","netBuildingPaymentAmount":21688.6,"buildingPropertyValue":99200,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":124000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"d4aef0b4-2c15-4d92-8ba2-e9410a2b3bf5"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1960-07-01T00:00:00.000Z","originalNBDate":"1993-12-06T00:00:00.000Z","amountPaidOnBuildingClaim":3963.73,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":80300,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":4964,"buildingDeductibleCode":"1","netBuildingPaymentAmount":3963.73,"buildingPropertyValue":62100,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":82800,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204002","latitude":40.8,"longitude":-74.3,"id":"989fbd75-bc7e-4d9a-8062-a8f525620ce7"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":4,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1978-01-26T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":null,"houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1977-08-28T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":null,"smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":3300,"totalContentsInsuranceCoverage":5000,"yearOfLoss":1978,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":null,"contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"01","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206001","latitude":40.8,"longitude":-74.3,"id":"0cb37dd7-e09b-4f62-83fb-530e93e7e24f"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1933-07-01T00:00:00.000Z","originalNBDate":"1998-08-19T00:00:00.000Z","amountPaidOnBuildingClaim":4071.36,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":5072,"buildingDeductibleCode":"1","netBuildingPaymentAmount":4071.36,"buildingPropertyValue":51916,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":116664,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"8be3f900-eb8f-4247-b203-f866d75bf6b0"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"1998-10-15T00:00:00.000Z","amountPaidOnBuildingClaim":7550.5,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":8551,"buildingDeductibleCode":"1","netBuildingPaymentAmount":7550.5,"buildingPropertyValue":142642,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":233838,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"11c10dc9-ef00-480b-b83e-4dc39468a0b4"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1978-08-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1977-10-05T00:00:00.000Z","amountPaidOnBuildingClaim":455,"amountPaidOnContentsClaim":6456.93,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":44000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1978,"primaryResidenceIndicator":false,"buildingDamageAmount":660,"buildingDeductibleCode":null,"netBuildingPaymentAmount":455,"buildingPropertyValue":90000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":12294,"contentsDeductibleCode":null,"netContentsPaymentAmount":6456.93,"contentsPropertyValue":40000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-6,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.4,"id":"f40b4146-c903-4991-9906-ac8cb8222c46"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2005-10-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"3","elevationDifference":4,"baseFloodElevation":330,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":333.5,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1987-07-01T00:00:00.000Z","originalNBDate":"1994-02-06T00:00:00.000Z","amountPaidOnBuildingClaim":2001.03,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2005,"primaryResidenceIndicator":true,"buildingDamageAmount":2501,"buildingDeductibleCode":"0","netBuildingPaymentAmount":2001.03,"buildingPropertyValue":225638,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":192,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Torrential rain","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":227918,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205003","latitude":40.8,"longitude":-74.3,"id":"f65ac0aa-e98e-4f1f-a286-4b8caf6967cf"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2018-04-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1940-01-01T00:00:00.000Z","originalNBDate":"2014-04-19T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":20000,"totalContentsInsuranceCoverage":8000,"yearOfLoss":2018,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"G","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":null,"condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205005","latitude":40.8,"longitude":-74.3,"id":"afcc1fab-ddb7-454e-b67f-4c931855ab84"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-09-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-07-20T00:00:00.000Z","amountPaidOnBuildingClaim":1707.74,"amountPaidOnContentsClaim":2792.79,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":22000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":1908,"buildingDeductibleCode":null,"netBuildingPaymentAmount":1707.74,"buildingPropertyValue":40000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":2993,"contentsDeductibleCode":null,"netContentsPaymentAmount":2792.79,"contentsPropertyValue":15000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208004","latitude":40.8,"longitude":-74.3,"id":"3d55058d-cd01-4a85-bb5e-ea62536f2434"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-09-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-08-16T00:00:00.000Z","amountPaidOnBuildingClaim":955,"amountPaidOnContentsClaim":155,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":5500,"totalContentsInsuranceCoverage":5000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":1155,"buildingDeductibleCode":null,"netBuildingPaymentAmount":955,"buildingPropertyValue":62400,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":355,"contentsDeductibleCode":null,"netContentsPaymentAmount":155,"contentsPropertyValue":10000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"a3d46e23-224e-493d-a6b4-4c22b5214368"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1966-01-01T00:00:00.000Z","originalNBDate":"1997-03-11T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":115300,"totalContentsInsuranceCoverage":11600,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"03","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.4,"id":"af4c2580-7015-4642-8cbd-fc403acd4f3f"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":0,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":1,"baseFloodElevation":275,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":276.3,"lowestFloorElevation":276.3,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1963-01-01T00:00:00.000Z","originalNBDate":"2018-11-23T00:00:00.000Z","amountPaidOnBuildingClaim":26217.65,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":35195,"buildingDeductibleCode":"A","netBuildingPaymentAmount":26217.65,"buildingPropertyValue":257010,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":285878,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"ae13d5ef-4bb9-4536-86ef-806fbfca88f0"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1981-02-20T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-08-08T00:00:00.000Z","amountPaidOnBuildingClaim":244.2,"amountPaidOnContentsClaim":1438.03,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30300,"totalContentsInsuranceCoverage":5000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":445,"buildingDeductibleCode":null,"netBuildingPaymentAmount":244.2,"buildingPropertyValue":89200,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1639,"contentsDeductibleCode":null,"netContentsPaymentAmount":1438.03,"contentsPropertyValue":50000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"b60445d0-74c4-41e7-aa11-9ec016c19186"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"1993-01-29T00:00:00.000Z","amountPaidOnBuildingClaim":17902.16,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":18903,"buildingDeductibleCode":"1","netBuildingPaymentAmount":17902.16,"buildingPropertyValue":118065,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":138900,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"3d1f46eb-4b63-491e-9c12-c85599bb6501"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2004-09-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"2000-07-03T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2004,"primaryResidenceIndicator":true,"buildingDamageAmount":2498,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":810000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"5","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"20","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":1012500,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205001","latitude":40.8,"longitude":-74.3,"id":"a9f59ca4-5fe2-4242-aa5e-23a84f61c187"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-09-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-09-25T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":40000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"98","nonPaymentReasonBuilding":"98","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"f305680b-685d-4635-b503-91ff3c5fc965"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-17T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A05","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1965-07-01T00:00:00.000Z","originalNBDate":"1992-05-05T00:00:00.000Z","amountPaidOnBuildingClaim":16781.32,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":17782,"buildingDeductibleCode":"1","netBuildingPaymentAmount":16781.32,"buildingPropertyValue":168879,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":2,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":225172,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.4,"id":"4646257d-93fc-4b95-ac19-e52bb6c3abe7"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1952-01-01T00:00:00.000Z","originalNBDate":"1994-09-25T00:00:00.000Z","amountPaidOnBuildingClaim":5908.58,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":234000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":6908,"buildingDeductibleCode":"2","netBuildingPaymentAmount":5908.58,"buildingPropertyValue":58141,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":105620,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":-2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"6e3d6308-4185-42f0-8c42-6ec69fb83d15"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":4,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1978-05-14T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":5,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-04-12T00:00:00.000Z","amountPaidOnBuildingClaim":645,"amountPaidOnContentsClaim":1824.59,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":null,"smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":10000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1978,"primaryResidenceIndicator":false,"buildingDamageAmount":845,"buildingDeductibleCode":null,"netBuildingPaymentAmount":645,"buildingPropertyValue":10000,"causeOfDamage":"1","condominiumCoverageTypeCode":null,"contentsDamageAmount":2025,"contentsDeductibleCode":null,"netContentsPaymentAmount":1824.59,"contentsPropertyValue":10000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NY","reportedCity":"Currently Unavailable","reportedZipCode":"10025","countyCode":"36061","censusTract":"36061018300","censusBlockGroupFips":"360610183001","latitude":40.8,"longitude":-74,"id":"527d10c1-649f-4d85-bfa9-eb50bd150aa4"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":-4,"baseFloodElevation":193,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":189,"lowestFloorElevation":189.1,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1965-01-01T00:00:00.000Z","originalNBDate":"2021-06-15T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":9000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":28577,"buildingDeductibleCode":"A","netBuildingPaymentAmount":0,"buildingPropertyValue":470988,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":0,"contentsDeductibleCode":"A","netContentsPaymentAmount":0,"contentsPropertyValue":70000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":null,"buildingReplacementCost":630987,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.4,"id":"4689291c-8d8d-449b-a916-1476adb8720b"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2003-10-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1955-07-01T00:00:00.000Z","originalNBDate":"1997-11-09T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2003,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"08","nonPaymentReasonBuilding":"08","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"9c5e996d-b0bf-480f-9c80-d611afa1f75a"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1983-05-05T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1982-02-26T00:00:00.000Z","amountPaidOnBuildingClaim":150,"amountPaidOnContentsClaim":95,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":46600,"totalContentsInsuranceCoverage":15800,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":1150,"buildingDeductibleCode":"0","netBuildingPaymentAmount":150,"buildingPropertyValue":80000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":1095,"contentsDeductibleCode":"0","netContentsPaymentAmount":95,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":-6,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.3,"id":"ef0a343c-9f17-4086-8c84-7f786d2c6b64"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1960-01-01T00:00:00.000Z","originalNBDate":"2008-09-25T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"17b41609-4091-4489-ad11-77eb0b745255"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1994-01-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1946-07-01T00:00:00.000Z","originalNBDate":"1993-04-26T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":140000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1994,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"9","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020700","censusBlockGroupFips":"340130207004","latitude":40.8,"longitude":-74.3,"id":"5f0fb614-d3c4-4880-9864-96521c80af32"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2019-06-25T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1963-01-01T00:00:00.000Z","originalNBDate":"2019-05-01T00:00:00.000Z","amountPaidOnBuildingClaim":9014.93,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":50000,"totalContentsInsuranceCoverage":20000,"yearOfLoss":2019,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":9014.93,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204003","latitude":40.8,"longitude":-74.3,"id":"00027775-a307-447c-a6a3-2e71595ac719"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1940-01-01T00:00:00.000Z","originalNBDate":"2011-01-24T00:00:00.000Z","amountPaidOnBuildingClaim":5537.92,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":10538,"buildingDeductibleCode":"5","netBuildingPaymentAmount":5537.92,"buildingPropertyValue":253133,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":316416,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":26,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"5ee74f09-2eab-434b-bcea-d165081fad58"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1953-07-01T00:00:00.000Z","originalNBDate":"1996-02-28T00:00:00.000Z","amountPaidOnBuildingClaim":12774.49,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":136000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":15816,"buildingDeductibleCode":"1","netBuildingPaymentAmount":12774.49,"buildingPropertyValue":122400,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":1,"floodWaterDuration":24,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":153000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"b8190163-0a99-436d-84d1-a431749cbadb"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1975-06-01T00:00:00.000Z","originalNBDate":"2006-03-07T00:00:00.000Z","amountPaidOnBuildingClaim":35393.44,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":35505,"buildingDeductibleCode":"2","netBuildingPaymentAmount":35393.44,"buildingPropertyValue":286600,"causeOfDamage":"0","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":358250,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.4,"id":"342d5e6d-30c8-4317-b737-c050db0720bb"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1998-05-10T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1973-01-01T00:00:00.000Z","originalNBDate":"1997-10-23T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1998,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":15000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"7aa67c4d-3a6d-4042-aba0-c070d15e0222"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1980-03-22T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A04","houseWorship":false,"locationOfContents":3,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-09-14T00:00:00.000Z","amountPaidOnBuildingClaim":227.72,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":38500,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1980,"primaryResidenceIndicator":false,"buildingDamageAmount":475,"buildingDeductibleCode":null,"netBuildingPaymentAmount":227.72,"buildingPropertyValue":60400,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"6eb08abf-83f7-49d2-a732-a438370671d5"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1983-04-03T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1953-07-01T00:00:00.000Z","originalNBDate":"1982-04-06T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":22000,"totalContentsInsuranceCoverage":10500,"yearOfLoss":1983,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020700","censusBlockGroupFips":"340130207004","latitude":40.8,"longitude":-74.3,"id":"7cca6241-4b36-42d4-938a-a2597e73f226"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":3,"baseFloodElevation":275,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":277.1,"lowestFloorElevation":277.7,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1964-06-01T00:00:00.000Z","originalNBDate":"2018-10-03T00:00:00.000Z","amountPaidOnBuildingClaim":51717.51,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":55948,"buildingDeductibleCode":"A","netBuildingPaymentAmount":51717.51,"buildingPropertyValue":368809,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":461011,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"37ba6748-42d2-4a85-b805-5de8219af7b8"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1965-05-01T00:00:00.000Z","originalNBDate":"1988-07-01T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":1055,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":200144,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":250180,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.4,"id":"13e1a7e2-69f4-457b-b74f-df54728c1546"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1984-04-05T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1954-07-01T00:00:00.000Z","originalNBDate":"1983-08-28T00:00:00.000Z","amountPaidOnBuildingClaim":62,"amountPaidOnContentsClaim":325,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":26600,"totalContentsInsuranceCoverage":10500,"yearOfLoss":1984,"primaryResidenceIndicator":false,"buildingDamageAmount":562,"buildingDeductibleCode":"0","netBuildingPaymentAmount":62,"buildingPropertyValue":43800,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":825,"contentsDeductibleCode":"0","netContentsPaymentAmount":325,"contentsPropertyValue":12000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":511,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204004","latitude":40.8,"longitude":-74.3,"id":"d1e5efe7-ca9a-4950-b5b6-4afa2cc55dc2"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2021-09-01T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1920-01-01T00:00:00.000Z","originalNBDate":"2021-04-23T00:00:00.000Z","amountPaidOnBuildingClaim":27427.09,"amountPaidOnContentsClaim":1105.95,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":55000,"totalContentsInsuranceCoverage":21000,"yearOfLoss":2021,"primaryResidenceIndicator":true,"buildingDamageAmount":25869,"buildingDeductibleCode":"1","netBuildingPaymentAmount":27427.09,"buildingPropertyValue":252354,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":2106,"contentsDeductibleCode":"1","netContentsPaymentAmount":1105.95,"contentsPropertyValue":252354,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":"NJ0421","ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":"Hurricane Ida","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":322629,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":5,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208004","latitude":40.8,"longitude":-74.4,"id":"249ad901-1946-4845-915b-ddea183b9ea7"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1950-03-01T00:00:00.000Z","originalNBDate":"2009-09-19T00:00:00.000Z","amountPaidOnBuildingClaim":2865.48,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":26300,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":7350,"buildingDeductibleCode":"5","netBuildingPaymentAmount":2865.48,"buildingPropertyValue":254633,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":180,"contentsDeductibleCode":"5","netContentsPaymentAmount":0,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":318291,"contentsReplacementCost":0,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":3,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204002","latitude":40.8,"longitude":-74.3,"id":"34a0ff17-4d3b-4e19-9564-f7251a0232d7"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1965-07-01T00:00:00.000Z","originalNBDate":"2001-04-06T00:00:00.000Z","amountPaidOnBuildingClaim":916.34,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":1917,"buildingDeductibleCode":"1","netBuildingPaymentAmount":916.34,"buildingPropertyValue":321827,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":402284,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":8,"floodZoneCurrent":"A","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"4e69215f-51ee-4335-a811-a825dcd14390"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1981-07-27T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":4,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-06-10T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":467,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"3","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":0,"totalContentsInsuranceCoverage":5000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":800,"contentsDeductibleCode":null,"netContentsPaymentAmount":467,"contentsPropertyValue":5000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"7a865e1c-51a6-4b24-99eb-8e4aa2327ca0"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"1987-11-30T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":155200,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":3405,"buildingDeductibleCode":"5","netBuildingPaymentAmount":0,"buildingPropertyValue":97110,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":107900,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204002","latitude":40.8,"longitude":-74.3,"id":"85364297-0f38-407b-a16c-d886f0e2a2de"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1984-03-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1964-07-01T00:00:00.000Z","originalNBDate":"1983-04-16T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":60500,"totalContentsInsuranceCoverage":26300,"yearOfLoss":1984,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":509,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"06","nonPaymentReasonBuilding":"06","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.3,"id":"3a7ec9bf-8b9c-4a86-bf4c-a850dc777317"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1974-01-01T00:00:00.000Z","originalNBDate":"1996-12-16T00:00:00.000Z","amountPaidOnBuildingClaim":2752.6,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":11600,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":3753,"buildingDeductibleCode":"2","netBuildingPaymentAmount":2752.6,"buildingPropertyValue":196260,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":345325,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206001","latitude":40.8,"longitude":-74.3,"id":"0e9c15c1-9371-449e-a543-ddc65a751825"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1987-04-04T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1956-07-01T00:00:00.000Z","originalNBDate":"1986-07-30T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":19200,"yearOfLoss":1987,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"2","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":541,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"04","nonPaymentReasonBuilding":"04","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"e19ffd1b-90df-4843-a2f8-947b748d1c40"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1996-10-19T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1954-01-01T00:00:00.000Z","originalNBDate":"1992-05-25T00:00:00.000Z","amountPaidOnBuildingClaim":6638.74,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":161000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1996,"primaryResidenceIndicator":true,"buildingDamageAmount":9183,"buildingDeductibleCode":"1","netBuildingPaymentAmount":6638.74,"buildingPropertyValue":119641,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":596,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":1610,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"53112fb3-c6c9-43c4-a3a8-c4b49e71a21f"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"2011-07-05T00:00:00.000Z","amountPaidOnBuildingClaim":8884.11,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":9885,"buildingDeductibleCode":"2","netBuildingPaymentAmount":8884.11,"buildingPropertyValue":459874,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"2","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":574842,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":2,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208002","latitude":40.8,"longitude":-74.4,"id":"c62077a1-2c0d-40c4-b351-6e4fa023c116"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1960-07-01T00:00:00.000Z","originalNBDate":"2000-09-01T00:00:00.000Z","amountPaidOnBuildingClaim":20811.39,"amountPaidOnContentsClaim":10571.68,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":125000,"totalContentsInsuranceCoverage":50000,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":21811,"buildingDeductibleCode":"F","netBuildingPaymentAmount":20811.39,"buildingPropertyValue":172699,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":11571,"contentsDeductibleCode":"F","netContentsPaymentAmount":10571.68,"contentsPropertyValue":0,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":218607,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206003","latitude":40.8,"longitude":-74.3,"id":"9a203e7e-8a57-4de6-89d2-f8f471fde149"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A01","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1960-07-01T00:00:00.000Z","originalNBDate":"1994-01-31T00:00:00.000Z","amountPaidOnBuildingClaim":16625.17,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":234500,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":12213,"buildingDeductibleCode":"2","netBuildingPaymentAmount":16625.17,"buildingPropertyValue":103494,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":154468,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":-2,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"34c816c2-fec9-46b1-8f46-62a620a6e7ef"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1981-05-12T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1978-09-28T00:00:00.000Z","amountPaidOnBuildingClaim":3548,"amountPaidOnContentsClaim":383,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":11000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":5000,"buildingDeductibleCode":null,"netBuildingPaymentAmount":3548,"buildingPropertyValue":11000,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":600,"contentsDeductibleCode":null,"netContentsPaymentAmount":383,"contentsPropertyValue":10000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"daa39566-5f35-4a55-86a3-3fc89e94e670"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1900-01-01T00:00:00.000Z","originalNBDate":"1992-03-06T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":161000,"totalContentsInsuranceCoverage":60000,"yearOfLoss":1999,"primaryResidenceIndicator":false,"buildingDamageAmount":2540,"buildingDeductibleCode":"3","netBuildingPaymentAmount":0,"buildingPropertyValue":299250,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"98","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":332500,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204003","latitude":40.8,"longitude":-74.3,"id":"6109ec50-f4cc-49ec-bd07-08edb871af82"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1978-02-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1956-07-01T00:00:00.000Z","originalNBDate":"1977-03-16T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":26600,"totalContentsInsuranceCoverage":10500,"yearOfLoss":1978,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"0","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":4,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Flooding","iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"01","nonPaymentReasonBuilding":"01","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"24f4046e-738f-4e06-b8aa-5815c58a7fe3"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1979-09-06T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1979-08-31T00:00:00.000Z","amountPaidOnBuildingClaim":1670,"amountPaidOnContentsClaim":1300,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":21200,"totalContentsInsuranceCoverage":5000,"yearOfLoss":1979,"primaryResidenceIndicator":false,"buildingDamageAmount":1870,"buildingDeductibleCode":null,"netBuildingPaymentAmount":1670,"buildingPropertyValue":21200,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":1500,"contentsDeductibleCode":null,"netContentsPaymentAmount":1300,"contentsPropertyValue":5000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"3ca6e59a-daa7-43c2-abbf-7a5d5e91068e"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"4","elevationDifference":-4,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":-4.2,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1968-07-23T00:00:00.000Z","originalNBDate":"2008-08-22T00:00:00.000Z","amountPaidOnBuildingClaim":9578.94,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"W","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":10932,"buildingDeductibleCode":"2","netBuildingPaymentAmount":9578.94,"buildingPropertyValue":207584,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":259480,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"dd3a3cf0-1cc8-4f2a-911d-97699b3b3a63"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1981-07-27T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1980-08-22T00:00:00.000Z","amountPaidOnBuildingClaim":0,"amountPaidOnContentsClaim":150,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":7400,"totalContentsInsuranceCoverage":5000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":420,"contentsDeductibleCode":null,"netContentsPaymentAmount":150,"contentsPropertyValue":60000,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"ce75041c-648d-4b2f-9771-9fc35917f589"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":4,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2024-08-18T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"2016-01-01T00:00:00.000Z","originalNBDate":"2018-11-11T00:00:00.000Z","amountPaidOnBuildingClaim":13267.41,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2024,"primaryResidenceIndicator":true,"buildingDamageAmount":14517,"buildingDeductibleCode":"F","netBuildingPaymentAmount":13267.41,"buildingPropertyValue":367125,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"97","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":434915,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020800","censusBlockGroupFips":"340130208003","latitude":40.8,"longitude":-74.3,"id":"a7426a24-71e0-4281-8053-6701b84ca046"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2007-04-15T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1950-01-01T00:00:00.000Z","originalNBDate":"2007-01-29T00:00:00.000Z","amountPaidOnBuildingClaim":6480.87,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2007,"primaryResidenceIndicator":true,"buildingDamageAmount":6981,"buildingDeductibleCode":"1","netBuildingPaymentAmount":6480.87,"buildingPropertyValue":122868,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":660,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"April 2007 Nor'easter","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":163824,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":4,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205003","latitude":40.8,"longitude":-74.3,"id":"8102b965-108e-4b83-a531-ca4b4c00cafc"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-28T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1952-07-01T00:00:00.000Z","originalNBDate":"2001-10-17T00:00:00.000Z","amountPaidOnBuildingClaim":5913.87,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":true,"buildingDamageAmount":6394,"buildingDeductibleCode":"2","netBuildingPaymentAmount":5913.87,"buildingPropertyValue":102524,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":144400,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":-7,"floodZoneCurrent":null,"buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020700","censusBlockGroupFips":"340130207001","latitude":40.8,"longitude":-74.3,"id":"dc4784e8-7497-4ed6-a38f-8a464c02aecf"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2005-10-08T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1960-07-01T00:00:00.000Z","originalNBDate":"2003-05-11T00:00:00.000Z","amountPaidOnBuildingClaim":3866.34,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"7","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2005,"primaryResidenceIndicator":true,"buildingDamageAmount":4367,"buildingDeductibleCode":"0","netBuildingPaymentAmount":3866.34,"buildingPropertyValue":111519,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":192,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Torrential rain","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":218664,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":8,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205003","latitude":40.8,"longitude":-74.3,"id":"372fd529-43e4-4d6b-ae5a-e9e4a461cea6"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1981-02-20T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1980-08-15T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":35000,"totalContentsInsuranceCoverage":10000,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":null,"netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"1","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":null,"netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":"97","nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":null,"stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205003","latitude":40.8,"longitude":-74.3,"id":"6a5b1cdd-768f-4aa1-a8cc-5e4ba3c9719f"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A04","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1930-07-01T00:00:00.000Z","originalNBDate":"1994-08-23T00:00:00.000Z","amountPaidOnBuildingClaim":7009.35,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":113000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":8010,"buildingDeductibleCode":"1","netBuildingPaymentAmount":7009.35,"buildingPropertyValue":118800,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":2,"floodWaterDuration":12,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":132000,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020700","censusBlockGroupFips":"340130207003","latitude":40.8,"longitude":-74.3,"id":"f8f5cf49-cc08-45ed-8bc1-f1336570b2b6"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1992-06-05T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"2","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1959-07-01T00:00:00.000Z","originalNBDate":"1990-03-22T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":119300,"totalContentsInsuranceCoverage":0,"yearOfLoss":1992,"primaryResidenceIndicator":false,"buildingDamageAmount":null,"buildingDeductibleCode":"9","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"97","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020700","censusBlockGroupFips":"340130207001","latitude":40.8,"longitude":-74.3,"id":"227d395d-82eb-4204-84b8-51f75ee2d47f"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2019-08-07T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1925-01-01T00:00:00.000Z","originalNBDate":"2010-10-20T00:00:00.000Z","amountPaidOnBuildingClaim":1452.85,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2019,"primaryResidenceIndicator":true,"buildingDamageAmount":2703,"buildingDeductibleCode":"2","netBuildingPaymentAmount":1452.85,"buildingPropertyValue":196309,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":789,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":65000,"disasterAssistanceCoverageRequired":null,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":null,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"01","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":245386,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206002","latitude":40.8,"longitude":-74.3,"id":"3e8cd9f4-68b8-4347-b6ec-fab4692a188b"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"A03","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":0,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":2,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1959-07-01T00:00:00.000Z","originalNBDate":"1995-11-10T00:00:00.000Z","amountPaidOnBuildingClaim":null,"amountPaidOnContentsClaim":null,"amountPaidOnIncreasedCostOfComplianceClaim":null,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":75000,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":null,"buildingDeductibleCode":"1","netBuildingPaymentAmount":0,"buildingPropertyValue":null,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":"20","numberOfUnits":1,"buildingReplacementCost":null,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205003","latitude":40.8,"longitude":-74.3,"id":"32006a44-1bbb-4159-9863-92afb00682c0"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1999-09-16T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"C","houseWorship":false,"locationOfContents":4,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":4,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1952-11-01T00:00:00.000Z","originalNBDate":"1992-11-24T00:00:00.000Z","amountPaidOnBuildingClaim":10103.45,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":30300,"totalContentsInsuranceCoverage":0,"yearOfLoss":1999,"primaryResidenceIndicator":true,"buildingDamageAmount":10604,"buildingDeductibleCode":"0","netBuildingPaymentAmount":10103.45,"buildingPropertyValue":71715,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":628,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Floyd","iccCoverage":20000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":84370,"contentsReplacementCost":null,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":null,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020400","censusBlockGroupFips":"340130204001","latitude":40.8,"longitude":-74.3,"id":"42d88aa4-3ece-4a6a-8636-f579d1a8fdf0"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":2,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2011-08-29T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":"1","elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"AE","houseWorship":false,"locationOfContents":null,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":1,"originalConstructionDate":"1960-07-01T00:00:00.000Z","originalNBDate":"2011-01-31T00:00:00.000Z","amountPaidOnBuildingClaim":23753.73,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":0,"yearOfLoss":2011,"primaryResidenceIndicator":false,"buildingDamageAmount":21127,"buildingDeductibleCode":"2","netBuildingPaymentAmount":23753.73,"buildingPropertyValue":190303,"causeOfDamage":"2","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"0","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":282,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":"Hurricane Irene","iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":194187,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":"AE","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020600","censusBlockGroupFips":"340130206005","latitude":40.8,"longitude":-74.3,"id":"63173aac-9d1d-459e-ab18-2a2e1e4b007f"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":1,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"2018-09-27T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"X","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":1,"nonProfitIndicator":false,"obstructionType":null,"occupancyType":11,"originalConstructionDate":"1989-01-01T00:00:00.000Z","originalNBDate":"2017-11-30T00:00:00.000Z","amountPaidOnBuildingClaim":13956.45,"amountPaidOnContentsClaim":0,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":true,"rateMethod":"RatingEngine","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":250000,"totalContentsInsuranceCoverage":100000,"yearOfLoss":2018,"primaryResidenceIndicator":true,"buildingDamageAmount":14672,"buildingDeductibleCode":"F","netBuildingPaymentAmount":13956.45,"buildingPropertyValue":389048,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":null,"contentsDeductibleCode":"1","netContentsPaymentAmount":0,"contentsPropertyValue":null,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":30000,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":"340185","nfipCommunityName":"LIVINGSTON, TOWNSHIP OF","nonPaymentReasonContents":"20","nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":573874,"contentsReplacementCost":null,"replacementCostBasis":"R","stateOwnedIndicator":false,"waterDepth":1,"floodZoneCurrent":"X","buildingDescriptionCode":1,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205001","latitude":40.8,"longitude":-74.3,"id":"4da336fa-ba38-4766-9350-7583a1810c1d"},{"agricultureStructureIndicator":false,"asOfDate":"2026-06-01T00:00:00.000Z","basementEnclosureCrawlspaceType":null,"policyCount":1,"crsClassificationCode":null,"dateOfLoss":"1981-07-26T00:00:00.000Z","elevatedBuildingIndicator":false,"elevationCertificateIndicator":null,"elevationDifference":null,"baseFloodElevation":null,"ratedFloodZone":"B","houseWorship":false,"locationOfContents":2,"lowestAdjacentGrade":null,"lowestFloorElevation":null,"numberOfFloorsInTheInsuredBuilding":3,"nonProfitIndicator":false,"obstructionType":10,"occupancyType":1,"originalConstructionDate":"1492-10-12T00:00:00.000Z","originalNBDate":"1981-04-12T00:00:00.000Z","amountPaidOnBuildingClaim":29.32,"amountPaidOnContentsClaim":140,"amountPaidOnIncreasedCostOfComplianceClaim":0,"postFIRMConstructionIndicator":false,"rateMethod":"1","smallBusinessIndicatorBuilding":false,"totalBuildingInsuranceCoverage":14600,"totalContentsInsuranceCoverage":5300,"yearOfLoss":1981,"primaryResidenceIndicator":false,"buildingDamageAmount":230,"buildingDeductibleCode":null,"netBuildingPaymentAmount":29.32,"buildingPropertyValue":14600,"causeOfDamage":"4","condominiumCoverageTypeCode":"N","contentsDamageAmount":340,"contentsDeductibleCode":null,"netContentsPaymentAmount":140,"contentsPropertyValue":5300,"disasterAssistanceCoverageRequired":0,"eventDesignationNumber":null,"ficoNumber":null,"floodCharacteristicsIndicator":null,"floodWaterDuration":0,"floodproofedIndicator":false,"floodEvent":null,"iccCoverage":null,"netIccPaymentAmount":0,"nfipRatedCommunityNumber":"340185","nfipCommunityNumberCurrent":null,"nfipCommunityName":null,"nonPaymentReasonContents":null,"nonPaymentReasonBuilding":null,"numberOfUnits":1,"buildingReplacementCost":0,"contentsReplacementCost":0,"replacementCostBasis":"A","stateOwnedIndicator":false,"waterDepth":0,"floodZoneCurrent":null,"buildingDescriptionCode":null,"rentalPropertyIndicator":false,"state":"NJ","reportedCity":"Currently Unavailable","reportedZipCode":"07039","countyCode":"34013","censusTract":"34013020500","censusBlockGroupFips":"340130205002","latitude":40.8,"longitude":-74.3,"id":"8c294ae1-37de-4b62-9b53-84d7f3848fb5"}]}