Ineligible - Has Flood Insurance. The applicant needs to send their flood insurance settlement to FEMA before an eligibility decision can be made.  This happens when applicants have flood insurance and report flood damage on their application.   Program Maximums can vary by disaster and is the maximum dollar amount that can be awarded per program/category. There is only one line of data for each valid registration in this dataset.  If an applicant shows IOVR -Ineligible - Over Program Maximum in the haStatus Column on the Valid Reg dataset, this is the most recent Housing Assistance Decision for the applicant.  Within this same line of data you can view the total amounts awarded per program/category.