What Can I Spend the Money On?

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Money received from FEMA for "Housing Needs" and "Other than Housing Needs" must be used for eligible expenses only.

  • If you do not use the money as explained by FEMA, you may not be eligible for any additional help and may have to give the money back.
  • Is usually limited to up to 18 months from the date the President declares the disaster.
  • Does not have to be repaid.
  • Is tax-free.
  • Is not counted as income or a resource in determining eligibility for welfare, income assistance, or income-tested benefit programs funded by the Federal government.
  • Is exempt from garnishment, seizure, encumbrance, levy, execution, pledge, attachment, release, or waiver.
  • May not be reassigned or transferred to another person.
  • You must keep receipts or bills for 3 years to demonstrate how all of the money was used in meeting your disaster-related need.

Before you begin any repairs, check with your local building department to find out what local permits or inspections are required.

How can I reduce my losses in the future?

Last Updated: 
07/24/2014 - 16:00
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