CMnYyse®gÁaHbnÞab;BImaneRKaHmhnþray 
esovePAmKÁúeTsk_GMBIkmμ
viFIsMrab;ÉktþCn nigeKhdæan FEMA 545 / kkáda 2008 (July 2008) 
Applicant’s Guide to the Individuals & Households Program – Khmer (Cambodian) 7/08 

TIPñak;garRKb;RKgPaBmanGasnñrbs;shB½n§ (Federal Emergency Management Agency - FEMA) sßiteRkamGMNacénEpñk 408 énc,ab;GMBICMnYy se®gÁaHbnÞan; nigCMnYysMrab;eRKaHmhnþrayrbs; (Robert T. Stafford Disaster Relief and Emergency Assistance Act) 42 U.S.C. §5174, nigsiT§ikmμ
siT§i 44 énbTbBa¢arbs;c,ab;shB½n§ (Code of Federal Regulations -CFR) Gacpþl;CMnYyhirBaØ vtßú nigebIcaM)ac; pþl;nUvesvaepSg²eToteday pÞal;eTAdl;ÉktþCn nigeKhdæanTaMgLayNaEdlmansiT§i TTYl ehIyEdlGñkTaMgenaHTTYlrgeRKaH edaypÞal;BIeRKaHmhnþrayFM² ehIyBYkeKmannUvkarcMNay caM)ac; nigtMrUvkarxøaMgEdlminGaceFVIkaredaH Rsav)antammeFüa)ayepSg²eTot)an. 
CUncMeBaH ebkçCn³ 
edIm,ICaEpñkmYyénkic©xitxMRbwgERbgCaRbcaMrbs;eyIgkñúgkarpSBVpSay[)anc,as;GMBItMrUvkar  Éksar nig dMeNIrkarepSg²énkmμ
viFIsMrab;ÉktþCn nigeKhdæan (Individual and Households Program - IHP)rbs; FEMA enaH eyIgnwgpþl;CUnelakGñknUvkUnesovePAenH. kUnesovePAenH manB½t’mansþIBIkmμ
viFIsMxan;² GMBI IHP. sMrab;sMNYrTaMgLayNaEdlTak;TgnwgmhnþrayBiessNamYy vaKWCaerOgRbesIrbMputEdl elakGñkeTAemIleKhTMB½rrbs;eyIg www.fema.gov b¤ TMnak;TMngmkExSTUrs½BÞCMnYy (Helpline) rbs; FEMA Edlmanelx 1-800-621-3362 (FEMA)  (TTY 1-800-462-7585 sMrab;Gñk Krføg;). 
CakareqøIytbnwgc,ab;qñaM 2006sþIGMBIkMENTRmg;karRKb;RKgPaBmanGasnñeRkayBüúHkaRTINa (Post Katrina Emergency Management Reform Act) FEMA kMBugdMeNIrkarEksMrYleKalkarN_ nigkmμμI² EdlsPa Congress rbs;GaemrikbBa¢Únmk[shkar
viFIrbs;eyIg edIm,Idak;bBa©ÚlnUvGaCJaFrfCamYy FEMA. xN³EdleKalkarN_ nignItiviFInana RtUv )aneKerobcMrYc  esovePAmKÁúeTsk_enH Edlman karEksMrYlehIy k¾nwgmanEckCUnCasaFarN³pgEdr enAelIeKhTMB½rrbs; FEMA kñúgmCÄmNÐleRsac Rsg;eRKaHmhnþray nigtamsMbuRtsMrab;ebkçCn TaMgLayNaEdl)andak;BakütamTUrs½BÞ b¤tamGuIFWNit. 
kmμ
viFInanarbs; FEMA RtUv)aneKerobcMeLIgedIm,ICYysMrYldl;tMrUvkarcaM)ac; nigCYydl;ÉktþbuKÁl nig eKhdæanrbs;BYkeK kñúgkarcat;viFankardMbUgeq<aHeTArkPaBRbesIreLIgvij. kmμ
viFICaeRcInrbs; FEMA manbMNgcg;[eKhdæan b¤RTBüsm,tþiTaMgLay GacvilRtLb;mkenAdUcsßanPaBmuneBlmaneRKaH mhnþrayekIteLIg. 
eyIgrg;caMeFVICaédKUCamYyelakGñk kñúgdMeNIrkarsþareLIgvij xN³eBlEdlelakGñk nigshKmn_ naMKña ksageLIgvijbnÞab;BIeRKaHmhnþray. 
sUmTTYlnUvkarrab;Gand¾esμaHGMBIxJúM. 
nayikaTTYlbnÞúkEpñkCMnYyeRKaHmhnþray FEMA 


matika 

TidæPaBTUeTAénkmμ
viFIsMrab;ÉktþbuKÁl nigeKhdæan 1 RbePTénCMnYy 2 siT§iBlrdæ nigCMnYysMrab;eRKaHmhnþrayrbs;Gñk 3 dMeNIrkarCMnYysMrab;eRKaHmhnþray 4 siT§iRsbc,ab;kñúgkarTTYlykkmμviFI 6 RbePTénkarxUcxatTaMgLayEdlmansiT§iTTYlykkmμviFI 8 B½t’mansMxan;GMBICMnYysMrab;eRKaHmhnþray 11 ebIsinCaGñkmansiT§iTTYlykCMnYy 12 B½t’manGMBIkarFanara:b;rg nigCMnYysMrab;eRKaHmhnþray 13 xJúMcg;[eKesIerIkrNIrbs;xJúMeLIgvijmþgeTot ¬bNþwg]T§rN_¦ 15 karksag nigkarCYsCuleLIgvij – viFankarnanakñúgkarbn§Úrbnßy 17 B½t’manGMBIB½t’manbEnßmTak;Tgnwgkmμ19
viFICMnYysMrab;eRKaHmhnþray sMNYrEdleKsYrjwkjab; nigcMelIy 24 karbriyayGMBImUlehtuénPaBminmansiTi§ 33 KMrU -sMNuMEbbbT90-69B rbs; FEMA esckþIRbkas nigkarecjpSay 44 ExSTUrs½BÞrbs; FEMA sMrab;karbþwgGMBIkarbnøM 45 
TidæPaBTUeTAénkmμviFIsMrab;ÉktþbuKÁl nigeKhdæan (IHP) 
eKalbMNg³ enAeBlmaneRKaHmhnþrayekIteLIg kmμviFIsMrab;ÉktþbuKÁl nigeKhdæan (Individuals and Households Program - IHP) pþl;CUnfvika nigesvananadl;Blrdæ TaMgLayEdlsßitenAkñúgtMbn;EdlmaneRKaHmhnþray enAeBlEdlRTBüsm,tþirbs;BYkeKTTYl rgkar xUcxat b¤ bMpøicbMpøaj ehIyEdlkarxUcxatTaMgenaHminGacTUTak;sg)anedayFanar:ab;rg. 
esovePAmKÁúeTsk_sþIBIkmμviFIenHpþl;nUvB½t’man EdlGacCYyelakGñk[mankaryl;GMBI IHP ehIyk¾ Bnül;elakGñkGMBIrebobdak;BaküpgEdr. elakGñk RtUvbMeBjRKb;lkçxNÐBiess TaMgGs; edIm,IGacmansiT§i dak;BaküesñIsuMCMnYy. 
IHP RtUv)anerobcMeLIgedIm,ICYyGñkcMeBaHkarcMNayTaMgLayNaEdlBi)akedaHRsay ehIyEdl minGaceFVIkarTUTat;)an tammeFüa)aynana. 
karkMrit³IHP nwgminTUTat;karxUcxatTaMgGs;rbs;Gñk BIkarxUcxatcMeBaHRTBüsm,tþirbs;Gñk ¬pÞH RTBüsm,tþipÞal;xøÜn TMnijeRbIR)as;kñúgpÞH¦ EdlbNþalmkBIeRKaHmhnþrayenaH. 
IHP minmanbMNgsþarRTBüsm,tþirbs;GñkEdlxUcxat[mansPaBdUcmuneBlmaneRKaHmhnþray ekIteLIgeLIy. kñúgkrNImYycMnYn IHP RKan;EtGacpþl;TwkR)ak;lμμ
m RtwmkarkMritrbs;kmviFI sMrab; GñkedIm,IeFVI[rbs;mYyGaceRbIR)as;)anvijb:ueNÑaH. 
IHP mineFVIkarTUTat;edaHRsaycMeBaHkarxUcxatTaMgLayNaEdlTak;TgnwgCMnYjEdl TTYlrg eRKaHhmnþrayenaHeLIy. 
tamc,ab; IHP minGacpþl;R)ak;eTAGñkcMeBaHkarxUcxatTaMgLayNaEdlRtUv)anTUTat;edaHRsay karFanara:b;rgrbs;GñkenaHeT. 
www.fema.gov 
xN³EdlluymYycMnYnmansl;tamry³ IHP CMnYysMrab;eRKaHmhnþrayPaKeRcInEdl)anmkBI rdæaPi)alshB½n§ KWmanRTg;RTayCaR)ak;km©I Edl)anmkBI rdæ)alCMnYjxñattUc (SBA) EdleKRtUv Etsgvij. ebkçCnTaMgLayEdldak;BakücMeBaHkmμviFI IHP nwgGacRtUv)aneKTamTar[eTAEsVg rkCMnYyBI SBA Camunsin muneBleKBicarNacMeBaHRbePT CMnYyrbs;kmμviFI IHP mYycMnYn. GñkmincaM)ac;epJIEbbbT\NTanrbs; SBA edIm,I[eKBicarNa sMrab;CMnYybg;éføCYlrbs; FEMA. 

RbePTénCMnYy 
bBa¢IxageRkambgðajGMBIRbePTCMnYyEdlmantamry³ IHP ehIynwgGVIEdlRbePTCMnYynimYy² pþl;CUn. 
karpþl;CMrkbeNþaHGasnñ ¬kEnøgsñak;enAmYysMrab;ry³eBlkMNt;¦³fvikasMrab;karCYl 
kEnøgmYyrs;enA b¤ rdæaPi)alpþl;kEnøgsñak;enA enAeBlBuMmankEnøgCYl. 
karCYsCul³ fvikasMrab;m©as;pÞHEdlRtUvCYsCulkarxUcxatEdlbNþalmkBI eRKaHmhnþray ehIyEdlKμanFanara:b;rg. eKaledArbs;eyIgKWeFVI[pÞHEdlrgkarbMpøicbMpøaj TaMgenaHGacmansuvtßiPaB Gnam½y nigdMeNIr)antamFmμtavij. 
karCMnYs³ luymansMrab;m©as;pÞHTaMgLayNaEdlRtUvCMnYspÞHrbs;BYkeK EdlrgkarbMpøicbMpøaj edayeRKaHmhnþray ehIyEdlBuMmanFanara:b;rg. eKaledArbs;eyIgKWCYym©as;pÞHnUvtMélén karCMnYspÞHrbs;BYkeK EdlRtUv)anbMpøajeTAehIyenaH. 
karsagsg;pÞHCaGcié®nþy_¼Bak;kNþalGcié®nþy_³ CMnYyedaypÞal; b¤ fvikasMrab;karsagsg; pÞH. CMnYyRbePTenH mansMrab;EtkñúgtMbn;ekaH b¤TItaMgdac;Rsyal Edl)ankMNt; eday FEMA EdlenAtMbn;enaHBMumanCMnYyelICMrksñak;enAeLIy. 
ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA³ 1-800-621-3362 (FEMA) sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 
1-800-462-7585 
tMrUvkardéTeTot³ fvikasMrab;karcMNaycaM)ac; nigtMrUvkarFM² Edl)anbNþaledayeRKaH mhnþray. tMrUvkarenH rab;bBa©ÚlTaMgEpñkeBTü eFμj buNüsB RTBüsm,tþipÞal;xøÜn kardwkCBa¢Ún karpøas;bþÚTIlMenA nig XøaMg ehIynigkarcMNaydéTeTot EdlGnujat edayc,ab;. 

siT§iBlrdæ nigCMnYysMrab;eRKaHmhnþrayrbs;Gñk 
c,ab;GMBICMnYyse®gÁaHbnÞan; nigCMnYysMrab;eRKaHmhnþray (Robert T. Stafford Disaster Relief and Emergency Assistance Act – Stafford Act) KWCac,ab;EdlGnujat[mannUvCMnYyrbs; shB½n§ enAeBlEdlRbFanaFibtI Rbkasfa rdæmYyCatMbn;EdlmaneRKaHmhnþray. Epñk 308 énc,ab; Stafford )ankarBardl;ÉktþbuKÁl TaMgLayBIkarerIseGIgedayQrelImUldæanminRbkan; BUCsasn_ BN’sm,úr sasna sBa¢ati ePT Gayu b¤sßanPaBesdækic© enAkñúgkmμviFICMnYyse®gÁaH mhnþrayTaMgGs;. Epñk 309 énc,ab; Stafford GnuvtþtamxTaMgLayEdlminmankarerIseGIg cMeBaHRKb;GgÁkarpþl;CMnYyse®gÁaHÉkCn EdlcUl rYmenAkñúgkarkic©xitxMRbwgERbgeqøIytb nigkarEdleFVI[manPaBRbesIreLIgvij. 
CagenHeTAeTot siT§ikmμsiT§i VI énc,ab;sþIGMBIsiT§iBlrdæ (Civil Rights Act)qñaM 1964 k¾karBar ÉktþCn min[mankar erIseGIgRbkan;BUCsasn_ BN’sm,úr b¤edImkMeNIt enAkñúgkmμ
viFIEdl 
TTYl)an CMnYyhirBaØvtßúrbs;shB½n§enaHeLIy. Epñk 504 énc,ab;bunnItsm,Ta (Rehabilitation 
Act) qñaM 1973 KWCa c,ab;shB½n§EdlkarBar ÉktþbuKÁlBikar min[mankarerIseGIgenAkúñgRKb; 
kmμviFITaMgGs;Edl TTYlmUlniFiBIrdæaPi)al shB½n§ b¤dMeNIrkaredayrdæaPi)alshB½n§. Epñk 508 
énc,ab;enaH)aneFVI karhamXat;min[ mankarerIseGIgRbqaMgnwgbuKÁlTaMgLayNaEdlBikar 
EdlCakareKarBcMeBaH RbB½n§bec©kviTüa Edl dMeNIrkaredayshB½n§. 

dMeNIrkarCMnYysMrab;eRKaHmhnþray 
RtUveRbIBlrdæEdlsßitenAkñúgtMbn;TTYlrgeRKaHmhnþrayEdlRtUv)anRbkas edayRbFanaFibtI³ 
1. dak;BakütamGuInFWNit edaycUlemIleKhTMB½r www.fema.gov b¤tamTUrs½BÞ edaycuceTA elx 1-800-621-3362 (FEMA) ¬sMrab;Gñkføg;¼K - TUrs½BÞeTAelx 1-800-462-7585¦. eRkABI manb‘íc nigRkdas sUmeRtomB½t’mandUcxageRkam³ 
• elxsnþisuxsgÁm (Social Security Number) rbs;Gñk. 
• 
karBiBN’naGMBIkarxUcxatnanaEdlbgáedayeRKaHmhnþray. 
• 
B½t’manBIkarFanara:b;rg. 
karbgðajpøÚveTAkan;RTBüsm,tþirbs;GñkEdlrgkarxUcxat.
• 
• 
elxTUrs½BÞTMnak;TMngeTAGñk. 
enAeBlGñkdak;BakütamTUrs½BÞ B½t’manEdlGñkpþl;CUnnwgRtUvrkSaTukenAkñúgkuMBüÚT½r ehIy sMNuMEbbbTk¾RtUv)aneKerobcMeLIg. enAeBlEdlsMNuMEbbbTénkardak;Bakürbs;Gñk RtUv)aneKbMeBj cb;sBVRKb;ehIyenaH eKnwgpþl;GtþelxsRmab;BaküesñIsuMrbs; FEMA mYy. 
ebIGñkmansMNYr eRkayeBlEdlGñk)andak;BaküsuMCMnYyrYcehIy b¤ebIsinCaB½t’manEdl Gñk)anpþl; mankarpøas;bþÚr sUmTUrs½BÞeTAkan;ExSTUrs½BÞCMnYyrbs; FEMA Edlmanelx 1-800-621-3362 (FEMA) ¬sMrab;Gñkføg;¼K — sUmTUrs½BÞeTAelx 1‐800‐462‐7585¦. enAeBlGñkTUrs½BÞeTA sUmeRtomGtþelxénBaküesñIsuM[)anrYcCaeRsc. eKnwgpþl;GtþelxenHeTAGñk enAeBlGñkdak;Bakü ehIyk¾epJIsMbuRteTAGñk BI IHP pgEdr. 
ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA³ 1-800-621-3362 (FEMA) sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 
1-800-462-7585 
2. 
etIGFikarnwgTak;TgmkxJúMenAeBlNa? ebIsinCaGñkminmankaFanara:b;rg b¤xVHkarFanara:b;rg mYyEdlsmRsbeBjelj GFikarnwgTUrs½BÞeTAerobcMkarNat;CYbmYy edIm,IcuHeTABinitüemIl RTBüsm,tþirbs;Gñk. kñúgkrNImYycMnYn eKnwgTak;TgeTAGñkenAéf¶EdlGñkmkdak;Bakü. eTaHCay:agenHkþIþ kñúgkrNIPaKeRcIn GFikarnwgTUrs½BÞeTAkñúgry³eBlBIrbIéf¶eRkay b:uEnþCaFmμ
tamin[elIsBI 10éf¶enaHeT. 
GFikarnwgvaytMélkarxUcxatEdlTak;TgnwgeRKaHmhnþraysMrab;RTBüsm,tþiGclnRTBü nigRTBüpÞal;xøÜnrbs;Gñk. BuMmankarbg;éføGVIeTAcMeBaHkarcuHeFVIGFikarkic©enHeT. GFikar KWCaRkumh‘un em:Akar minEmnCabuKÁlikrbs; FEMA eT b:uEnþGFikarrbs;Gñkk¾manBak;GtþsBaØaNEdlmanbiT rUbftpgEdr. Gñk b¤buKÁlNaEdlmanGayu 18qñaM Edlrs;enAkñúgpÞHenH muneBleRKaHmhnþrayekIt eLIg RtUvmanvtþmantamkarNat;CYbrbs;Gñk. 
GFikarnwgsuMemIlGtþsBaØaNrbs;Gñk ehIyGñkRtUvEtbgðajPsþútagnanaEdlbBa¢ak;BIkmμsiT§i ¬sMrab;m©as;pÞH¦ niigkarmkkan;kab;edIm,Ibgðajdl;GFikar. 
GFikarnwgsuM[GñkcuHhtßelxaelIsMMNuMEbbbTmYyEdlGnujat[ FEMA eFVIkarbBa¢ak;fa B½t’man EdlGñk)anpþl;KWBitCaRtwmRtUv. GFikarerobcMeFVIr)aykarN_rbs;Gñk b:uEnþmineFIVkarsMerccMeBaH siT§iRsbc,ab;rbs;GñkeLIy. 
3. kñúgry³eBl 10éf¶énkarcuHBinitüemIlrbs;GFikar GñknwgTTYl)anlixitmYy c,ab;BI IHP eFVIkarCUndMNwgdl;GñkGMBIkarsMerccitþeTAelIsMeNIsuMCMnYyrbs;Gñk. 
• 
ebIGñkmansiT§inwgTTYl)anCMnYy eRkayTTYl)ansMbuRtehIy nwgmanmUlb,Tanb½Rtrbs; rtnaKarGaemrik¼rdæ b¤nwgmankarepÞrsac;R)ak;cUlKNnIFnaKarrbs;Gñk. sMbuRtenaH nwgBnül;GMBIGVIEdlfvikaenaHGacykeTAeRbIR)as;)an. GñkKYreRbIR)as;fvika Edl )anpþl;CUnenaH[dUceTAnwgGVIEdl)anBnül;enAkñúgesckþIénsMbuRtenH. 
• 
ebIsinCaGñkBuMmansiT§iTTYl)anCMnYyenHeT lixitenHnwgpþl;nUvmUlehtuénkarsMerc citþenaH. kñúgenaHpgEdreKk¾pþl;dMNwgCUnGñkMBIsiT§ikñúgkarbþwg]TÞrN_eeTAnwgesckþIseRmcEdlma nnAkñúgesckþIsMbuRtenH. 
• 
ebIsinCaENnaMGñk[eTArkCMnYyBI rdæ)alCMnYjxñattUc (Small Business 
viFICMnYysMrab; eRKaHmhnþrayrbs; SBA GñknwgTTYl )anBaküesñIsuMrbs; SBA mYyc,ab;. 
Administration, SBA) BIkmμ


siT§iRsbc,ab;kñúgkarTTYlykkmμviFI 
edIm,ITTYl)anfvika b¤CMnYysMrab; tMrUvkarCMrksñak;enA EdlCaplbgáedayeRKaHmhnþrayenaH cMNucxageRkamTaMgGs;enHRtUvEtBit nigRtwmRtUv³ 
• 
Gñk)anerobcMÉksaredIm,IesñIsuMplRbeyaCn_BIkarFanara:b;rg ehIykarxUcxatcMeBaH RTBüsm,tþirbs;Gñk minRtUvecjsgedaykarFanara:b;rgrbs;Gñk. GñkRbEhlCaman siT§iesñIsuMCMnYyBI IHP edIm,ICYsCulkarxUcxatEdlmanmkelIRTBüsm,tþirbs;Gñk. 
Gñk b¤buKÁlNamñak;Edlrs;enACamYyGñk KWCaBlrdærbs;shrdæGaemrik   
BlrdæminTan;cUlsBa¢ati b¤CnbreTsEdlmanlkçN³RKb;RKan;. 
• 
• 
pÞHrbs;GñksßitenAkñúgtMbn;EdlRbFanaFibtIRbkasfaCatMbn;TTYlrgeRKaH 
mhnþray. 
• 
pÞHenAkñúgtMbn;TTYlrgeRKaHmhnþray KWCakEnøgEdlGñkrs;enAyUr kñúgmYy qñaM². 
ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA³ 1-800-621-3362 (FEMA) sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 
1-800-462-7585 
• 
GñkminGacrs;enAkñúgpÞHrbs;Gñk)anenaHeTnaeBl\LÚvenH ehIyGñkminGaceTApÞHrbs;Gñk)aneday sarEteRKaHhmnþray b¤pÞHrbs;GñktRmUv[mankarCYsCul edaysarkarxUc xatEdlbNþalmkBIeRKaHmhnþray. 
edIm,ITTYl)anluy sMrab; tMrUvkarelIsBICMrksñak;enA EdlCalT§plénkarbgáeRKaHmhnþray cMNucxageRkamTaMgGs;enHRtUvEtBit nigRtwmRtUv³ 
• 
GñkmankarxUcxatsßitenAkñúgtMbn; EdlRbFanaFibtIRbkasfaCatMbn;TTYl 
rgeRKaHmhnþray. 
• 
Gñk)anerobcMÉksaredIm,IesñIsuMplRbeyaCn_BIkarFanara:b;rg ehIykarxUcxatcMeBaH RTBüsm,tþipÞal;rbs;Gñk minRtUvecjsgedaykarFanara:b;rgrbs;Gñk. GñkRbEhl CamansiT§iesñIsuMCMnYyBI IHP edIm,IykmkCYsCulkarxUcxatTaMgLayEdlmanmkelIRTBüsm,tþi rbs;Gñk. 
• 
Gñk b¤buKÁlNamñak;Edlrs;enACamYyGñk KWCaBlrdærbs;shrdæGaemrik   
BlrdæminTan;cUlsBa¢ati b¤CnbreTsEdlmanlkçN³RKb;RKan;. 
GñkmankarcMNaycaM)ac; b¤tMrUvkarFM² edaysarEteRKaHmhnþrayenH.
• 
• 
Gñk)anTTYlCMnYyBIRKb;RbPBdéTepSgeTot dUcCakarbþwgRkumh‘unFanara:b;rg 
b¤\NTanrbs; SBA. 
GñkRbEhlCaminmansiT§iTTYlfvika b¤CMnYyBI IHP ebIsinCa³ 
• 
GñkmankEnøgrs;enAEdl\tbg;éføQñÜlepSgeTot EdlGñkGaceRbI)an ¬]TahrN_ pÞHCYlEdlminmaneKrs;enA¦. 
• 
pÞHEdlrgkarxUcxatenaH KWCapÞHsMrab;sMraklMEhkay b¤pÞHTIBIrrbs;Gñk. 
• 
karcMNayrbs;GñkekIteLIgedaysarEtkarcakecjBIpÞHrbs;GñkedIm,IkarBarxøÜn 
ehIyGñkminGacvilRtLb;eTApÞHrbs;GñkvijPøambnÞab;BIman]b,tþiehtu. 
Gñk)anbdiesFCMnYyBIRkumh‘unpþl;esvaFanara:b;rgrbs;Gñk. .
• 
• 
karxUcxatrbs;Gñk KWCakarxUcxatrbs;Rkumh‘un ¬rab;bBa©ÚlTaMgRkumh‘unksidæan Etmin EmnCapÞHksikr nigkargarÉkCnxøÜnÉg¦ b¤k¾rbs;EdlxUcxatTaMgenaHminmanenA kñúgkmμ
viFIenH. 
pÞHxUcxatEdlCakEnøgGñkrs;enA KWsßitkñúgtMbn;EdleKkMNt;faCakEnøg EdlGacTTYlrgeRKaHedaysarTwkCMnn; ehIyshKmn_rbs;GñkmincUlrYmenAkñúg kmμ
• 
viFIFanara:b;rgsMrab;eRKaHTwkCMnn;Cati. enAkñúgkrNIenH karxUcxatpÞHedaysarTwk CMnn;nwgminmanbBa©ÚleLIy bu:EnþGñkRbEhlCamansiT§inwgTTYl)anCMnYyCaéføCYl b¤karxUcxatcMeBaHsMPar³TaMgLayNaEdlBuMmanenAkñúgkarFanara:b;rgsMrab;eRKaHTwk CMnn; dUcCacMNayéføGNþÚgTwk RbB½n§TTYlTwksMGuy eBTüeFμj buNüsB. 

RbePTénkarxUcxatTaMgLayEdlmansiT§iTTYlykkmμviFI 
IHP manEtfvikasMrab;karCYsCul b¤karpøas;bþÚrsMPar³TaMgLayNaEdlrgkarxUcxat edaysar EtlT§plpÞal;éneRKaHmhnþray EdlBMumanenAkñúgkarFanara:b;rg. karCYsCul b¤karsag sg;eLIgvij RbEhlCaminGaceFVI[pÞHrbs;GñkRbesIreLIg elIsBIsßanPaBmuneBlmaneRKaH mhnþrayenaHeT luHNaEtkarEdleFVI[RbesIrenaH RtUv)antMrUvedayc,ab;sagsg;bc©úb,nñ. 
tMrUvkarpÞH³ fvikasMrab;karCYsCulpÞHrbs;Gñk KWmankMritRtwmEteFVI[pÞHrbs;GñkmansuvtßiPaB nigmanGnam½y edIm,I[GñkGacrs;enA)anenATIenaH. IHP nwgminecjfvikaedIm,IeFVI[pÞHrbs;Gñk 
ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA³ 1-800-621-3362 (FEMA) sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 
1-800-462-7585 
mansPaBdUcmuneBlmaneRKaHmhnþrayenaHeLIy. GñkRbEhlCaeRbIfvikaEdlpþl;sMrab;tMrUvkarpÞHenH edIm,ICYsCul³ 
• 
eRKOgpÞHrbs;Gñk ¬RKwH CBa¢aMgxageRkA nigdMbUlpÞH¦. 
bg¥Üc TVar kMral CBa¢aMg Bidan nig tuTU
• 
• 
RbB½n§lUrTwks¥úy 
• 
GNþÚg b¤RbB½n§TwkepSgeTot 
• 
RbB½n§kMedA xül;ecjcUl nigma:suInRtCak; 
Twk ePøIg ¬RbB½n§ePøIg Twk nighÁas¦
• 
• 
RckcUl nigecjBIpÞHrbs;Gñk rab;bBa©ÚlTaMgpøÚvecjcUlpÞal;xøÜn. 
• karbiTRck karQUsqay[rabesμ
I nigkare)aHyufáacgpÞHcl½t nigkart b¤tMeLIg bNþajlUTwks¥úy Twk ePøIg eRbg\nÞ³ nigFugsaMg. 
tMrUvkareRkABIpÞH³ fvikasMrab;karCYsCulRTBüsm,tþipÞal;xøÜnEdlxUcxat b¤sMrab;karbg;éfø cMNaycaM)ac;EdlTak;TgnwgeRKaHmhnþray ehIynigtMrUvkarFM²epSgeTot RtUv)aneKkMritsMrab;Et sMPar³ b¤esvaTaMgLayNaEdlGacCYyTb;sáat; b¤CMnHelIkarlM)ak  rbYssñam b¤lkçxNÐmin GnueRKaH EdlBak;B½n§nwgeRKaHmhnþray. IHP nwgminecjéføEdleFVI[RTBüsm,tþipÞal;xøÜnrbs; GñkvilRtLb;mkrksßanPaBmuneBlmaneRKaHmhnþrayenaHeLIy. GñkGaceRbIfvikarbs;GñkEdleK pþl;[sMrab;tMrUvkareRkABIpÞH edIm,IykeTACYsCul b¤bg;³ 
• 
éføRKUeBTü nigeFμ

jEdlBak;B½n§nwgeRKaHmhnþray. 

• 
éføeFVIbuNüsB nigkb;exμ


ac EdlTak;TgnwgeRKaHmhnþray. 
• 
sMelokbMBak; rbs;rbreRbIR)as;kñúgpÞH ¬eRKOgsgðarwmsMrab;bnÞb;  eRKOgGKÁIsnI¦ ]bkrN_epSg² ¬sMelokbMBak; nigsMPar³sMrab;karBar b¤sMrab;CMnajGVImYy¦ Edl caM)ac;sMrab;kargarrbs;Gñk sMPar³sikSacaM)ac; ¬kuMBüÚT½r esovePA nigsMPar³sikSarepSgeTot¦. 
• eRbg\nÞ³sMrab;pÁt;pÁg;RbPBkMedAcaM)ac; ¬eRbgsMrab;RbB½n§kMedA  ]sμ½n Gus¦. 
• 
sMPar³sMrab;sMGatEdlmankarENnaM[eRbIsMrab;eRKaHmhnþray ¬ma:suInbUmFUlI 
esIm¼es¶ót ma:suIneFVI[xül;brisuT§ nig]bkrN_bM)at;sMeNIm¦. 
yanynþEdlxUcedaysareRKaHmhnþray.
• 
• 
karcMNaysMrab;karerIpÞH nigXøaMgEdlTak;TgnwgeRKaHmhnþray ¬RTBüsm,tþieRbI sMrab;erI nigsMrab;rkSaTuk edIm,IeCosvagkarxUcxatedayeRKaHmhnþraybEnßm eTot enAeBlmankarCYsCulTak;TgnwgeRKaHmhnþray RtUv)aneKeFVIeLIg dl; pÞHenH¦. 
• 
karcMNaycaM)ac;déTeTot b¤tMrUvkarFM² dUcEdl)ankMNt;eday FEMA. 

B½t’mansMxan;GMBICMnYysMrab;eRKaHmhnþray 
luyEdl)anTTYlBI IHP sMrab;pÞH nigsMrab;tMrUvkarepSgeToteRkABIpÞH RtUvEtykeTAeRbIR)as; sMrab;karcMNayTaMgLayNaEdleKGnujat dUcEdl)ankMNt;eday FEMA: 
• 
ebIsinCaGñkmin)aneRbIR)as;fvikatamkarBnül;R)ab;eday FEMAenaHeT GñknwgminmansiT§isuMCMnYybEnßmeLIy ehIyGñkRbEhlCaRtUvRbKl;fvikaenaHmkvij. 
• CaFmtaRtUv)aneKkMritRtwm 18Ex Kitcab;BI kalbriecäTEdlRbFanaFibtI eFVIkarμRbkasGMBIeRKaHmhnþrayenH. 
ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA³ 1-800-621-3362 (FEMA) sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 
1-800-462-7585 
• 
mincaM)ac;sgvijeLIy. 
• 
\tmanCab;Bn§. 
• 
minRtUv)aneKcat;TukfaCaR)ak;cMNUl b¤FnFanmYykñúgkarkMNt;GMBIPaBmansiT§i Rsbc,ab;kñúgkarTTYlyknUvesvasuxmalPaB CMnYyelIR)ak;cMNUl b¤kmμ
viFIpþl; GtßRbeyaCn_EdlmankareFVIetsþn_GMBIR)ak;cMNUl EdlkmμviFITaMgenHTTYl mUlniFiBIrdæaPi)alshB½n§. 
• 
rYcputBIbNþwgrwbGUsBIttiyCn karrwbGUs bnÞúkelIGclnRTBü Bn§ karRbtibtþi karsnüa GMNUsXat; karedaHElg b¤karQb;TamTarsiT§i. 
• 
minGaccat;EcgeLIgvij b¤epÞreTAbuKÁlepSgeLIy. 
• 
GñkRtUvEtrkSaTukvikáyb½RtTaMgGs;ry³eBl3qñaM edIm,IbgðajfafvikaenaHRtUv)aneRbI R)as;eTAtamesckþItMrUvkarrbs;GñkEdlTak;TgnwgeRKaHmhnþray. 
muneBlGñkcab;epþImeFVIkarCYsCulNamYy sUmsaksYrEpñksagsg;kñúgtMbn;rbs;Gñk 
edIm,IEsVgyl;faetIkarGnujat b¤kareFVIGFikarkic©GVIxøHEdleKtMrUv[. 


ebIsinCaGñkmansiT§iTTYlykCMnYy 
ebIsinCakardak;Bakürbs;GñkedIm,IsuMCMnYyeRkamkmμviFI IHP )aneqøIytbtamlkçxNÐEdleKtMrUv ehIyTTYl)ankaryl;RBmehIyenaH fvika b¤CMnYyEdlGñknwgTTYlRtUvEteRbIeTAtamkarBiBN’nadUcxageRkam. fvikaEdl)anmkBIkmμ
viFIenH 
minGacykeTAeRbIedIm,Ibg;éføsñak;enACamYy RKYsar b¤mitþP½RkeLIy. xageRkamenH 
KWCakarBnül;GMBICMBUknanaEdlBak;B½n§. 
eFμj³ fvikaEdlRtUvykeTATUTat;éføBüa)aleFj edaykarrgrbYseFμμjkñúgeBlmaneRKaH mhnþray. 
buNüsB³ fvikaEdlRtUvykeTAedaHRsayéføesvabuNüsB karbBa©úHsB b¤karbUCasB nigkarcMNayelIBiFIbuNüsBepSg²eTot EdlTak;TgnwgmrN³PaB EdlbgáeLIgedayeRKaHmhnþray. 
karCYsCulpÞH³ fvikamansMrab;m©as;pÞHTaMgLayNa EdlRtUvkarykeTATUTat;éføkMlaMgBlkmμ nig sMPar³ EdlRtUvkarykmkCYsCulpÞH[mansuvtßiPaB  Gnam½y nig¼b¤dMeNIrkar)an. 
CMnYyEpñkpÞH³ CYyedaHRsayéføtMrUvkarpÞH EdlTak;TgnwgeRKaHmhnþray. 
eBTü³ fvikasMrab;edaHRsayéføkarBüa)al b¤karTijsMPar³eBTü EdleKtMrUv[ BIeRBaHEtrbYssñamxagragkayEdlGñk)anTTYl edaysarlT§pléneRKaHmhnþray. 
karruHerI nigkarrkSaTuk³ fvikasMrab;karTUTat;éføruHerI nigrkSaTukRTBüsm,tþipÞal;xøÜn[putBIkEnøg EdlmanrgeRKaHmhnþray edIm,IeCosvagkarxUcxatbEnßmeTotEdlTak;Tgnwgmhnþray. 
epSg²³ fvikasMrab;TUTat;éføtMrUvkarTak;TgnwgeRKaHmhnþrayBiessepSg²eTot Edl)anyl;RBm sMrab;eRKaHmhnþray. 
ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA³ 1-800-621-3362 (FEMA) sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 
1-800-462-7585 
pÞHGcié®nþy_ ¼Bak;kNþalGcié®nþy_³ edaysarmankgVHxatxagFnFansMrab;CYl PaBminGaceFVI)an énCMnYysMrab;karCYsCulpÞH nigpÞHCMnYs nigkgVHxatxagGñkem:AkarsMNg;enAkñúgtMbn;rbs;Gñk FEMA nwg[eKsarsg;pÞHrbs;GñkeLIgvij. 
RTBüsm,tþipÞal;xøÜn³ fvikasMrab;karTUTat;éføkarCYsCul nig¼b¤CMnYsrbs;rbrEdlrgxUcxateday sareRKaHmhnþray dUcCaeRKOgsgðarwm ERK sMPar³GKÁIsnI nigsMelokbMBak;. 
CMnYysMrab;karCYl³ fvikasMrab;karTUTat;éføCYlkEnøgmYyeTotedIm,Irs;enA. cMeBaHm©as;pÞH fvikaenH Gacpþl;CUnbEnßmBIelIkarCYsCulpÞH ebIsinCaRtUvkar. 
pÞHCMnYs³ fvikasMrab;CYyéføCMnYspÞHrbs;Gñk EdlmanrhUtdl;eTAcMnYnmYyEdlGnuBaØtedayc,ab;  BIeRBaHpÞHrbs;GñkminmansuvtßiPaB Gnam½y nig¼b¤mindMeNIrkar. 
kEnøgsñak;enAbeNþaHGasnñ³ fvikasMrab;karTUTat;éføcMNaykarsñak;enAbeNþaHGasnñ ¬sNæaKar b¤ pÞHsMNak;¦ EdlTak;TgnwgeRKaHmhnþray. 
meFüa)aydwkCBa¢Ún³ fvikasMrab;TUTat;éføCYsCul nig¼b¤CMnYsyanynþrbs;GñkEdlminGaceRbI)an edaysarkarxUcxatEdlTak;TgnwgeRKaHmhnþray. 

B½t’manGMBIkarFanara:b;rg nigCMnYysMrab;eRKaHmhnþray 
ebIsinCaGñkminTan;)anTak;TgCamYyPñak;garFanara:b;rgrbs;Gñk edIm,IerobcMÉksarTamTarsMNg enAeLIyeT sUmRbjab;eFVIerOgenH[)anqab;tamEdlGaceFVIeTA)an. karxkxanmin)anerobcM ÉksarTamTarsMNgBIRkumh‘unFanara:b;rgrbs;Gñk Gacb:HBal;dl;siT§irbs;GñkkñúgkarTTYl CMnYyBI IHP. bnÞab;BI)anerobcMÉksarTamTarrYcehIy ebIsinCamansßanPaBdUcxageRkamekIt eLIg sUmTUrs½BÞmk ExSTUrs½BÞsMrab;CMnYyeRKaHmhnþray FEMA Edlmanelx 1-800-621-3362 (FEMA) edIm,IsaksYrB½t’manbEnßm. 
• karedaHRsayBIRkumh‘unFanara:b;rgrbs;GñkRtUvBnüareBl. ebIsinCakarsMerccitþcMeBaH karedaHRsayBIRkumh‘unFanara:b;rgrbs;Gñk RtUv)aneKBnüareBlelIsBI 30éf¶ Kitcab;BI eBlEdlGñk)anerobcMÉksareFVIkarTamTarmk GñkRtUvsresrlixitmYyc,ab;eTA FEMA eFVIkarBnül;GMBIkal³eTs³enH. GñkKYrEtP¢ab;sMNuMÉksarBIRkumh‘unFanara:b;rg EdlbBa¢ak;faGñk)anerobcMÉksarTamTarEmn. ebIsinCaGñk)aneFVIkarTamTartamTUrs½BÞ GñkKYrEtP¢ab;mkCamYynUvelxTamTar kalbriecäTEdlGñk)andak;Bakü  ry³eBlEdleK )a:n;sμ
anfanwgRtUveRbIedIm,InwgTTYl)ankaredaHRsayrbs;Gñk. CMnYyNamYyEdl FEMA 
pþl;CUnGñk nwgcat;TukfaCakarvivDÆn_eTAmux ehIyGñkRtUvEtsgeTA FEMA vij xN³Edl 
Gñk)anTTYlkaredaHRsayBIRkumh‘unFanara:b;rg. 
• karedaHRsayBIRkumh‘unFanara:b;rgminRKb;RKan;lμmnwgeqøIytbtamtMrUvkarEdlTak;Tgnwg eRKaHmhnþrayrbs;GñkeLIy. ebIsinCaGñk)anTTYlkaredaHRsaysMNgCaGtibrimaBI 
Rkumh‘unFanara:b;rg ehIyenAEtminGaceqøIytbnwgtMrUvkarEdlTak;TgnwgeRKaHmhnþray  
GñkRtUvsresrlixitmYyc,ab;eTA FEMA eFVIkarbgðajGMBItMrUvkarEdlTak;TgnwgeRKaH 
mhnþrayEdlminGacedaHRsay)an. Gñkk¾nwgRtUvepJInUvsMNuMÉksar)anmkBIRkumh‘un 
Fanara:b;rg edIm,IeKykmkBinitüemIl. 
• Gñk)aneRbIR)as;Gs;nUv karcMNaysMrab;karrs;enAbEnßm (Additional Living Expenses - ALE) Edl)anpþl;eday Rkumh‘unFanara:b;rgrbs;Gñk. ebIsinCaGñk)anTTYlkarTUTat;sMNgCaGtibrmaBIRkumh‘un Fanara:b;rgrbs;Gñk cMeBaHkar cMNaysMrab;karrs;enAbEnßm ¬eRbIR)as;Gs;¦ (Additional Living Expenses - Loss of Use)ehIyenAEt RtUvkarCMnYyxagtMrUvkarpÞHsñak; enACabeNþaHGasnñ EdlTak;Tgnwg eRKaHmhnþray sUmsr esrsMbuRteTA FEMA eday eFVIkarbgðajBImUlehtuEdlGñkenA EtbnþRtUvkarpÞHsñak;enA CabeNþaHGasnñeTot. Gñkk¾nwgRtUvpþl;sMNuMÉksarmkbBa¢ak;BI R)as;Gs;nUvcMENkpÞHén ALE BIRkumh‘unFana ra:b;rgrbs;Gñk ehIynigEpnkarsñak;enA CaGcié®nþy_. 
ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA³ 1-800-621-3362 (FEMA) sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 
1-800-462-7585 
• 
GñkminGacrkkEnøgsMrab;CYl)anenAkñúgtMbn;rbs;Gñk. ExSTUrs½BÞrbs; FEMA manbBa¢I kEnøgsMrab;CYlenAkñúgtMbn;EdlmaneRKaHmhnþray. ebIsinCakEnøgsMrab;CYlminmanenA kñúgRkugrbs;GñkeT Pñak;garbMerIesvaTUrs½BÞ Gacpþl;GñknUvkEnøgsMrab;CYlEdlenACit Rkugrbs;Gñk. 
GñkmaneBlrhUtdl;eTAdb;BIr ¬12¦Ex Kitcab;BIkalbriecäTEdlGñk)acuHeQμaHCamYy FEMA edIm,IepJIB½t’manGMBIkarFanara:b;rgrbs;Gñk mk[eKBinitüemIl. tamc,ab; IHP minGacpþl;fvika eTA[ÉktþCn b¤eKhdæan sMrab;karxUcxat EdlmanFanara:b;rgrYcehIyeLIy. 

xJúMcg;[eKesIerIkrNIrbs;xJúMeLIgvijmþgeTot ¬bNþwg]T§rN_¦ 
GñkGacbþwg]T§rN_nUvkarsMercNamYyk¾)an. bNþwg]T§rN_ GacTak;TgnwgsiT§irbs;Gñk cMnYn b¤ RbePTCMnYyEdl)anpþl;[Gñk kardak;BaküyWt sMeNIsuMykfvikavij b¤sMNYrepSgeTotTak;Tg nwgkarbnþTTYlCMnYy. enAeBlGñkbþwg]T§rN_BIkarsMercNamYy sUmGanB½t’man[)anc,as;enA kñúgesovePAmKÁúeTsk_enH GMBIkarmanlkçN³eBjeljnwgGacTTYlyknUvCMnYy b¤GanlixitEdleK)anepJIeTAGñk GMBIsiT§irbs;GñkkñúgkarTTYlCMnYy. esovePAmKÁúeTsk_enH KYrEteqøIy nUvsMNYrPaK eRcInrbs;Gñk GMBIkarcMNayTaMgLayEdlmanenAkñúgkmμ
viFIenH. 
bnÞab;BIGñk)anGanesovePAmKÁúeTsk_enHehIy ebIsinCaGñkenAEtminyl;RsbCamYynwgkarsMerc GMBIkardak;Bakürbs;Gñk b¤CMnYyEdl)anTTYl sUmGnuvtþtamCMhandUcxageRkamedIm,Ibþwg ]T§rN_eTAnwgkarsMercenaH³ 
CMhankñúgkarerobcMÉksarbþwg]T§rN_³ 
1. cUBnül;CalaylkçN_GkSrBImUlehtuEdlGñkKitfakarsMerccMeBaHcMnYn nigRbePTénCMnYy EdlGñk)anTTYlKWminRtwmRtUv. 
• 
enAeBlepJIlixitrbs;Gñk sUmsresreQμ
aHeBj kalbriecäT TIkEnøgkMeNIt nigGasy dæan. CagenHeTAeTot lixitrbs;GñkRtUvEtykeTA[eKbBa¢ak;enAmnÞIrsarkarI  P¢ab;nUvGtþ sBaØaNb½NÑEdlecjedayrdæ mYyc,ab; b¤bEnßmkarGHGagdUcteTA { xJúM)aT¼nagxJúM sUm RbkasGHGagfa B½t’manxagelIKWBitCaRtwmRtUv. ebIsinCamancMNucNamYyR)ascak BIkarBit xJúM)aT¼nagxJúM sUmTTYlxusRtUvcMeBaHmuxc,ab;.} GñkRtUvEtcuHhtßelxaelIlixit enaH. 
• 
ebIsinCaGñkNamñak; minEmnCarUbGñk b¤ebkçCnrYmKña sresrlixitenH enaHRtUvEtman karGHGag edayniyayfa buKÁlenaHGactMNagGñk)an. 
2. 
sUmdak;elxBaküesñIsuMrbs; FEMA nigelxeRKaHmhnþray ¬dUcmanbgðajenAEpñkxagelIén lixitsMerc rbs;Gñk¦ enAkñúglixitbNþwg]T§rN_rbs;Gñk. 

3. 
sUmepJIlixitbNþwg]T§rN_rbs;GñkeTAkan;Gasydæan³ 


FEMA 
National Processing Service Center 

P.O. Box 10055 
Hyattsville, MD 20782-7055 

4. GñkGacepJITUrsarnUvlixitbNþwg]T§rN_rbs;GñkeTAkan;elx³ 
(800) 827‐8112 
Attention: FEMA 
sMxan;³ edIm,I[ IHP eFIVkarBicarNaelIlixitbNþwg]T§rN_rbs;Gñk vaRtUvEtmane)aHRtakñúgry³eBl 60éf¶ énkalbriecäTenAelIlixitsMerc rbs;ÉktþCn b¤eKhdæan. sUmkMuePøccuHkalbriecäTenAelIlixitrbs;Gñk. 
ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA³ 1-800-621-3362 (FEMA) sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 
1-800-462-7585 
karesñIsuMÉksarrbs;Gñk³ 
ebIsinCaGñkRtUvkarB½t’manGMBIkrNIrbs;Gñk Gñk b¤ebkçCnrYmKña enAelIBaküesñIsuMrbs;Gñk GacesñI suMB½t’manenAkñúgÉksarrbs;GñkmYyc,ab; edaysresrlixiteTAkan;³ 
FEMA – Records Management 
National Processing Service Center 

P.O. Box 10055 
Hyattsville, MD 20782-7055 

edIm,ICYyrkSakarsMgat;nUvB½t’manpÞal;xøÜnrbs;Gñk  enAeBlNaEdlGñksresrlixitbNþwg]T§rN_ b¤lixitesñIsuM eTAkan; FEMA GñkKYrEtdak;eQμ
aHeBj kalbriecäT TIkEnøgkMeNIt Gasydæan kEnøgrs;enAEdlTTYlrgeRKaHmhnþray elxBaküesñIsuM  nigelxeRKaHmhnþray. eRkABIenH lixitrbs;GñkRtUvEtykeTA[eKbBa¢ak;enAmnÞIrsarkarI  P¢ab;nUvGtþsBaØaNb½NÑEdlecjedayrdæ mYyc,ab; b¤bEnßmkarGHGagdUcteTA { xJúM)aT¼nagxJúM sUmRbkasGHGagfa B½t’manxagelIKWBitCa RtwmRtUv. ebIsinCamancMNucNamYyR)ascakBIkarBit xJúM)aT¼nagxJúM sUmTTYlxusRtUvcMeBaH muxc,ab;.} GñkRtUvEtcuHhtßelxaelIlixitenaH. 
ebIsinCaGñkNamñak; minEmnCarUbGñk b¤ebkçCnrYmKñaepJIlixit]T§rN_rbs;Gñk b¤esñIsuMÉksarrbs; GñkmYyc,ab; enaHkaresñIsuMenaHk¾RtUvEtmankarGHGagbBa¢ak;BIGñkfapþl;karGnuBaØat[buKÁlenaH esñIsuMB½t’manenHEdr. . 


karksag nigkarCYsCuleLIgvij - viFankarnanakñúgkar bn§Úrbnßy 
viFankarnanakñúgkarbn§Úrbnßy KWCakareFVI[manPaBRbesIreLIg EdlGackat;bnßyhaniP½yén karxUcxatenAeBlmanehtukarN_ekIteLIgenAeBlGnaKt. bnÞab;BImaneRKaHmhnþrayd¾F¶n;F¶r 
mYy GñknwgeFVIkarsMerccitþCaeRcIn xN³eBlEdlGñkksag b¤CYsCulRTBüsm,tþiEdl)anxUc xat. karsMerccitþxøH GacCYykarBarTb;sáat;kuM[RTBüsm,tþirbs;GñkmankarxUcxateTot enAeBl maneRKaHmhnþrayNamYyepSgeTotekIteLIg. ]TahrN_ ebIsinCa eRKOgGKÁIsnI b¤ esvasaFarN³sMxan;² RtUv)anelIk[putBIdIenaH PvnIyPaBénkarTTYlkarxUcxatBIeRKaHTwkCMnn; k¾ RtUv)aneKkat;bnßypgEdr. 
TIRbwkSaxagEpñkbn§Úrbnßyrbs; FEMA enAkñúgmCÄmNÐlsþareRKaHmhnþray enAkñúgtMbn;rbs;Gñk GacCYypþl;B½t’manbEnßmeTot GMBIkarkat;bnßykarxUcxatenAeBlGnaKt tamry³karbn§Úrbnßy. xageRkam KWCa]TahrN_mYycMnYnénviFankarbn§Úrbnßy. 
• 
elIk[x<s; b¤bþÚrTItaMgsMPar³bBa¢aeRKOgGKÁIsnI 
• 
elIk[x<s; b¤bþÚrTItaMgma:suIne)akexaGav nigma:suInsm¶Üt 
e)aHyufáacgFugpÞúkeRbg\nÞn³
• 
• 
BRgab nige)aHyufáacgpÞHcl½t 
• 
elIk[x<s; bþÚrTItaMg b¤cgma:suInkMedATwk 
• 
bþÚrTItaMg RbB½n§ma:suInkMedA 

karelIk ma:suInkMedATwkekþA c®gáan ma:suIne)akexaGav nigma:suInsm¶Üt[)anx<s; 

ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA³ 1-800-621-3362 (FEMA) sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 
1-800-462-7585 
sMrab;B½t’manbEnßm GMBIKeRmagnanakñúgkarbn§Úrbnßy dUcEdlmanbgðajenAelITMB½renH  sUmTUrs½BÞ b¤eTACYbm®nþIerobcMkarRKb;RKgPaBGasnñRbcaMtMbn;rbs;Gñk  m®nþITTYlbnÞúkkarbn§ÚrbnßykareRKaH fñak;rbs;rdæ b¤buKÁlikrbs; FEMA EdlenAtammCÄmNÐlsþareRKaHmhnþray. B½t’mansþIBI karbn§Úrbnßy k¾mancuHpSayenAelIeKhTMB½r www.fema.gov pgEdr. 
edIm,IbBa¢aTij Éksare)aHBumÖpSayGMBIKeRmagkarbn§Úrbnßynana  sUmTUrs½BÞmkkan; Epñke)aHBumÖ pSayrbs; FEMA tamelxTUrs½BÞ 1‐800‐480‐2520 . 

B½t’manGMBIB½t’manbEnßmTak;TgnwgkmμviFICMnYysMrab;eRKaH;mhnþray 
EpñkenHmankarerobrab;CaTUeTAGMBIRbePTnanaénCMnYysMrab;eRKaHmhnþray EdlmankñúgeBlEdl maneRKaHmhnþrayd¾F¶n;F¶rmYyRtUv)anRbkasedayRbFanaFibtI. kñúgkMLúgeBlmaneRKaH mhnþrayF¶n;F¶rekIteLIg ebIsinCaGñkmanGarmμ
N_faGñkmantMrUvkarepSg²Tak;TgnwgeRKaHmhnþ 
ray EdlGacedaHRsay)aneday TIPñak;gar b¤esvaNamYydUcEdlmanrayenAkñúgEpñkenH GñkKYr 
EteFVIkarTak;TgeTA ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA Edlmanelx 
1-800-621-3362 (FEMA) ¬sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 1‐800‐462‐7585¦ 
sMrab;B½t’manbEnßm. 
esvasMrab;mnusScas;³ esvaenH pþl;CUnedIm,Ib®gÁb;esckþIRtUvkarrbs;mnusScas; EdlTTYlrg eRKaHedaypÞal; BIeRKaHmhnþrayEdl)anRbkas ¬meFüa)aydwkCBa¢Ún eBl)ay karemIlEfrkSa enAtampÞH .l.¦. 
CMnYyEpñkksikmμ³ karGPivDÆn_CnbTrbs; USDA(USDA Rural Development) RbEhlCapþl; \NTanbnÞan;dl;ksikr nigm©as;ksidæanciBa©wmstV ¬m©as; b¤GñkCYl¦ EdlkMBugdMeNIrkar nigRKb; RKgksidæan b¤ksidæanciBa©wm stV enAeBlEdlmaneRKaHmhnþray. \NTanTaMgenH KwmankMritRtwm cMnYnEdlcaM)ac;sMrab;kar b:Hb:Uvdl;karxUcxatRTBüsm,tþisMxan;rbs;Gñk nig¼b¤smtßPaBplit kmμμ
. ksikr nigm©as;ksidæan k¾Gacdak;BaküsMuMCMnYyrYmKña sMrab;kmviFIGPirkSbnÞan; dUcCakar RbmUlykkMeTckMTIecjBIdIdMNaM ¼ dIvalesμA karCYsCuldl;ehdæarcnasm<½n§GPirkSdI ¼Twk nigkareFVIrbgCaGcié®nþy_ . B½t’man bEnßm manenATIPñak;garesvakmμksikr (USDA Farm Service Agency - FSA) . 
CMnYyBIsßab½nhirBaØvtßú³ FanaKarTaMgLayEdlCasmaCikrbs; Rkumh‘unsaCIvkmμ Fanara:b;rgR)ak; beBaØIshB½n§ (Federal Deposit Insurance Corporation - FDIC), RbB½n§R)ak;bRmugshB½n§ (Federal Reserve System - FRS), b¤ RkumRbwkSaFnaKarR)ak;km©IsMrab;eKhdæanrbs;shB½n§ (Federal Home Loan Bank Board - FHLBB) GacGnuBaØat[mankardkR)ak;munkalkMNt; edayBuMmankarpakBin½yGVIeLIy. sUm Tak;Tgsßab½nhirBaØvtßúrbs;Gñk edIm,IsaksYr[dwgfa etIBYkeK)anTTYlsMbuRtbdiesFBITIPñak;gar niy½tkmμ
rbs;BYkeKehIyb¤enA. 
kmμ
viFI\NTanRkumh‘un³ \NTansMrab;eRKaHmhnþraytamry³rdæ)alCMnYjxñattUc (SBA) man sMrab;Rkumh‘unTaMgLayNa EdlRtUvkarykeTACYsCul b¤CMnYssMPar³  sþúk eRKOgma:suIn b¤ ]bkrN_déTeTotrbs;Rkumh‘un EdlRtUv)anxUcxat b¤bMpøaj. cMnYn\NTanGtibrma KW $ 1,500,000.00. ebIsinCaGñkRtUv)aneKENnaMdl;kmμ
viFIenH GñknwgTTYl)an kBa©b;BaküesñIsuMmYy enAkñúgRbGb;sMbuRtrbs;Gñk. sMrab;B½t’manbEnßm b¤CMnYykñúgkarbMeBjsMNuM EbbbTenH sUmemIlkBa©b;BaküesñIsuM b¤eKhTMB½rrbs; SBA www.sba.gov. 
esvakmμ
sMrab;GñkeRbIR)as;³ karpþl;RbwkSak¾manpgEdrcMeBaHbBaðarbs;GñkeRbIR)as; dUcCa karBuMmanlk;plitpl nigesva EdlcaM)ac;sMrab;karsagsg;eLIgvij  kareLIgtMélhYsehtu karRBYy)armμμaH.l.
N_ nigkarGnuvtþn_epSg²rbs;Rkumh‘unEdlminmanekrþ×eQ
karpþl;RbwkSaBIvibtþi³ esvabEg¥k nigkarpþl;RbwkSaGnþraKmn_ry³eBlxøI  k¾mansMrab;bBaðasuxPaB pøÚvcitþ EdlbNþaleLIg b¤eFVI[manPaBF¶n;F¶redaysareRKaHmhnþray. 
ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA³ 1-800-621-3362 (FEMA) sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 
1-800-462-7585 
CMnYysMrab;GñkGt;mankargareFVIEdlbNþalmkBIeRKaHmhnþray³ CMnYyenH pþl;CUnkarbg;Gtß RbeyaCn_RbcaMs)aþh_ eTAbuKÁlTaMgLayNaEdl)an)at;bg;kargaredaysareRKaHmhnþray rab; bBa©ÚlTaMgGñkEdleFVIkar[xøÜnÉg ksidæan nigm©as;ksidæanciBa©wmstV nigGñkdéTeTot EdlBuMman enAkñúgkmμμ
viFIFanara:b;rgFmtasMrab;GñkGt;mankargareFVI. 
CMnYyse®gÁaHbnÞan;³ Gahar sMelokbMBak; CMrk nigCMnYyEpñkevC¢saRsþCabnÞan; GacRtUv)aneKpþl;[ eTAÉktþbuKÁl nigRKYsarTaMgLay EdlmantMrUvkar edaysarlT§pléneRKaHmhnþray. kak)aT RkhmGaemrik (American Red Cross - ARC) kgT½BCMnYy (Salvation Army) RkumeFVIkartamRBHvihar nigGgÁkarsμ
½RKcitþdéTepSgeTot Gacpþl;CMnYyenH. 
karRbwkSaxagEpñkhirBaØvtßú³ pþl;CUnnUvkarENnaM nigCMnYyxagEpñkhirBaØvtßú nigesdækic© dl;Éktþ buKÁl nigRkumh‘untUc² EdlTTYlrgeRKaHedaysareRKaHmhnþraynana. GgÁkarbRgYbbRgYmkþI sgÇwmGaemrik (Hope Coalition America) pþl;CUnnUvkarRbwkSaEpñkhirBaØvtßúeday\tKitéfø nig pþl;Éksard¾mansar³RbeyaCn_CaeRcIn dUcCa {CMnYyse®gÁaHbzmEpñkesdækic©enAeBlman Gasnñ}  (Emergency Financial First Aid Kit)nig {mKÁúeTsk_kñúgkareRtomTukCamunxøÜnÉgsMrab;eRKaH mhnþray} (Personal Disaster Preparedness Guide). ÉksarTaMgGs;enH KWman ehIyGacTaj ykeday\tbg;R)ak;BIeKhTMB½rrbs;BYkeK tamGasydæan www.operationhope.org . sMrab;B½t’manbEnßm GñkGaceTAelx³ 1-888-388-4673 (HOPE) . 
karbn§ÚrbnßykareRKaHfñak;³ GñkGacTTYl)anmUlniFi edIm,IykeTAbgáakarBarkarxUcxatenAeBl GnaKt cMeBaHrbs;rbreRbIR)as;sMxan;²rbs;Gñk ¬c®gáan ma:suInTwk RbB½n§ePøIg¦ edayelIkva[x<s; b¤bþÚrTItaMgrbs;TaMgGs;enaH eTAkEnøgepSgeTotenAkñúgpÞHrbs;Gñk. 
kmμ
viFI\NTansMrab;pÞH nigRTBüsm,tþipÞal;xøÜn³ \NTansMrab;eRKaHmhnþray tamry³rdæ)al CMnYjxøattUc (SBA) mancMeBaHm©as;pÞH nigGñkCYl edIm,Isþar b¤CMnYsRTBüsm,tþipÞal;xøÜn nigGcl RTBü EdlrgkarxUcxatenAeBlmaneRKaHmhnþray. cMENkénR)ak;kc©IGtibrma sMrab;GclnRBTüKW $200,000.00 nigsMrab;RTBüsm,tþipÞal;xøÜnKW $40,000.00. TMhMénR)ak;km©I KWmankarkMNt;cMeBaHcMnYn én karxUcxatEdl)anbBa¢ak;BI SBA faKμ
anFa nara:b;rg. ebIsinCamaneKENnaMGñkGMBIkmμ
viFIenH Gñknwg eXIjmanB½t’manbEnßmeTot enAkñúg 
{esckþIsegçbénBaküesñIsuM} enAEpñkxageRkayénsMNuMEbbbT dak;BaküesñIsuMCMnYysMrab;eRKaH 
mhnþray}. 
B½t’manGMBIkarFanara:b;rg³ CMnYy nig¼b¤karRbwkSa k¾manGMBIbBaðaFanara:b;rg nigsMNYr Edl RbEhlCarab;bBa©ÚlTaMgÉksarGMBIeKalkarN_Edl)an)at;bg;CaeRcInc,ab;  karerobcMÉksarTam Tar karedaHRsayedayrYsran; .l. ebIsinCaGñkminGacedaHRsaybBaðarbs;GñkCamYYyRkumh‘un Fanara:b;rgeTenaH GñkGaceFVIkarTak;TgeTA GKÁsñgkarFanara:b;rgrdæ (State Insurance Commissioner). sMrab;sMNYrTak;TgnwgkarFanara:b;rgeRKaHmhnþrayedaysarTwkCMnn; sUm Tak;TgeTA kmμ
viFIFanara:b;rgeRKaHmhnþrayedayTwkCMnn;Cati (National Flood Insurance 
Program - NFIP). 
esvaEpñkc,ab;³ esvaEpñkc,ab; \tbg;R)ak;¼kñúgtémøefak rab;bBa©ÚlTaMgkarpþl;eyabl;Epñkc,ab;  karRbwkSaeyabl; nigkartMNag Gacnwgmanpþl;CUndl;CnrgeRKaHedaysareRKaHmhnþray Edl manR)ak;cMNUlTab. 
snþisuxsgÁm³ CMnYyk¾manBIrdæ)alsnþisuxsgÁmEdr (Social Security Administration - SSA) kñúgkarBenøÓnmUlb,Tanb½Rt Edl)anBnüaredaysareRKaHmhnþray ehIysMrab;CMnYykñúgkardak; Bak;esñIsuMGtßRbeyaCn_sMrab;GñkrYcputBIeRKaHfñak; nigGñkmankgVHxatsmtßPaB. 
CMnYyEpñkBn§shB½n§³ c,ab;B½n§darrbs;shB½n§ GnuBaØat[esvaR)ak;cMNUlépÞkñúg (Internal Revenue Service - IRS) pþl;nUvCMnYydl;Gñkbg;Bn§ EdlCaCnrgeRKaHéneRKaHmhnþrayEdl RbkasedayRbFanaFibtI. CMnYyenHrab;bBa©ÚlTaMgkarp¥akkarkMNt;énkarbg;Bn§ edIm,ITukeBl [GñkbEnßmeTotkñúgkarerobcMÉksar nigsgR)ak;vijmuneBleKtRmUv[Gñkbg;karpakBin½ycMnYn bEnßm b¤karbUkbEnßmeTAelIBn§ b¤kat;bnßykarR)ak;sMrab;ry³eBlEdlGñk)anTTYleBl bEnßm 
ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA³ 1-800-621-3362 (FEMA) sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 1-800-462-7585 
edIm,IerobcMÉksarsuMBn§rIfWn nigbg;Bn§ BIeRBaHGñksßitenAkñúgtMbn;TTYlrgeRKaHmhnþrayEdl)an RbkasedayRbFanaFibtI. 
CaTUeTA sMNgCMnYysMrab;eRKaHmhnþrayEdlmanlkçN³eBjelj minRtUv)aneKtMrUv[raykarN_ enAkñúgR)ak;cMeNjsuT§eLIy. sMNgCMnYysMrab;eRKaHmhnþrayEdlmanlkçN³eBjelj rab; bBa©ÚlTaMgsMNgEdl)anTTYlBIRbPBNamYy edIm,Iykmkbg;karcMNaysmehtusmpl nig sMrab;pÞal;xøÜn RKYsar karrs;enA b¤buNüsB EdlCalT§pléneRKaHmhnþrayEdl)anRbkas edayRbFanaFibtI. IRS GacGnuBaØat[mankarxUcxatTaMgLayNaEdl)aneFVI[b:HBal;dl; pÞH RTBüsm,tþipÞal;xøÜn nigrbs;rbreRbIR)as;kñúgpÞH [eKkat;ecjBIBn§rIfWnelIR)ak;cMNUl ebIsinCa karxUcxatTaMgenaHBuMmanenAkñúgFanara:b;rg. Gñkbg;Bn§ k¾GacerobcMÉksarsuMrIfWn Edl)anEk ehIy edIm,ITTYl)annUvkarsgéføBn§maneBl. B½t’man  sMMNuMEbbbT nigkarpSBVpSaybEnßm Gacrk)anBIeKhTMB½r rbs; IRS tamGasydæan 
http://www.irs.gov/newsroom/article/0,,id=108362,00.html . 
CMnYyBn§epSgeTot³ Gñk)a:n;RbmaNtMélBn§ Gacpþl;nUvB½t’man nigCMnYy sþIGMBICMnYyBn§elIRTBü sm,tþitamEdlGaceFVIeTA)an. 
GtßRbeyaCn_rbs;TahancUlnivtþ³ rdæ)alTahancUlnivtþ (Veterans Administration - VA) Gac bBa¢ÚlB½t’mansþIGMBIGtßRbeyaCn_ R)ak;esaFnivtþ  karedaHRsayxagFanara:b;rg nig \NTan GclnRTBürbs; VA . 

sMNYrnigcMelIyEdleKsYrCajwkjab; 
1. 
rgVan;sMrab;karRKb;RKgeRKaHmhnþray³ TIPñak;RKb;RKgeRKaHmhnþrayrbs;shB½n§ (Federal Emergency Management Agency – FEMA) 
etIGVIeTACa FEMA? FEMA KWCaTIPñak;garRKb;RKgeRKaHmhnþrayrbs;shB½n§EdlmantYnaTI TTYlxusRtUvkñúgkarpþl; nigsRmbsRmYlesvakmμseRgÁaHbnÞan;enAkñúgtMbn;TTYlrgedayeRKaH mhnþray. FEMA eFVIkarCaédKUrCamYybNþaEpñkepSg²rbs;rdæaPi)alshB½n§ rdæaPi)alrbs;rdæ nImYy² nigGgÁkars½μ
RKcitþCaeRcIneTot. 
etImanRbePTénKMeragpþl;CMnYysMrab;eRKaHmhnþrayGVIxøH enAkñúgtMbn;TTYlrgedayeRKaH mhnþray? mankmμviFIrbs;shB½n§bzmBIr Edlpþl;CMnYysMrab;eRKaHmhnþray³ 
• 	kmμ
viFIpÞHsMEbgnigÉktþbuKÁl rbs; FEMA pþl;fvka nigesvakmμ edaypÞal;dl;buKÁlTaMgLayNaEdlTTYlrgedayeRKaHmhnþray. tRmUvkarCaeRcInRtUvEtbMeBjedIm,I eFIV»ümanKuNsm,tiþRKb;RKan; sMrab;CMnYyBIkmμ
viFIenH. 
• 	rdæ)alCMnYjxñattUcrbs;shrdæGaemrik (U.S. Small Business Administration) )anpþl;kMcI©edayykkarR)ak;Tab sMrab;kar xUcxatdl;RTBüsm,tiþrbs;m©as;pÞH GñkCYl Rkumh‘unGaCIvkmμ nigGgÁkar ÉkCn EdlminTTYlkMérEdlminRtUv)anTTYl nUvkarFanara:b;rg. 
etIkarpþl;CMnYysMrab;eRKaHmhnþrayRtUvkarTUTat;vijEdrb¤eT? fvikaEdlTTYl)antamry³kmμviFI pÞHsMEbg nigÉktþbuKÁlrbs; FEMA KWmincaM)ac;RtUvsgvijeT. km©IBIrdæ)alCMnYjxñattUcKWcaM)ac;RtUvEtsgvij. 
ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA³ 1-800-621-3362 (FEMA) sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 
1-800-462-7585 
etI´Gacdak;BaküsuMCMnYysMrab;rfynþEdlxUcxatrbs;´)aneT? R)akdCa)an. GñkcMa)ac;RtUvpþl; PsþútagGMBIPaBCam©as;kmμ
siTi§ nigB½t’manGMBIkarFanara:b;rg. 
etI´Gacdak;BaküsMuCMnYysMrab;GaharEdl)at;bg;edaysarEteRKaHmhnþrayeT? min)aneT. Gahar Edl)at;bg;minRtUv)anrYmbB©ÚalenAkñúgkmμviFIpÞHsMEbg nigÉktþbuKÁl ¬IHP¦eT. GgÁkar sμ
½RKcitþmYycMnYnenAkñúgtMbn;EdlrgeRKaHedayeRKaHmhnþrayRbEhlCaGacpþl;Gahardl;Gñk )an. 
etInwgmankmμ
viFINaxøHEdlecjfvikasMrab;cMNaybnøas;TI nigkarsþúkTukTMnij? cMNaysMrab; karbnøas;TI nigkarsþúbTMnij nwgRtUvbB©ÚalenAkñúgkmμ
viFIpÞHsMEbg nigÉktþbuKÁl RbsinebI cMNayTaMgenHmankarBak;B½n§nigeRKaHmhnþray. cUrdak;vikáybRtCUneTA IHP edIm,Icg;dwgfaetI karcMNayTaMgenaHnwgRtUv)anrYmbB©Úalb¤Gt;. 
etInwgmanGVIekIteLIgRbsinCa´dak;BaküsMuCMnYyeTA FEMA? enAkñúgrvag 10éf¶énkardak;Bakü rbs;GñkeTA FEMA RbsinebIGñkminRtUv)aneFIVkarFana b¤xVHnUvkarFanara:b;rgRtwmRtUvGFikarkic© Edlman lkçN³sm,tiþRKb;RKan; nwgTak;TgGñkedIm,IerobcMeBlevlasMrab;RtYtBinitüemIlkarxUc xatdl;RTBüsm,tiþEdlbgáredayeRKaHmhnþray. kar)at;bg;rbs;GñknwgRtUv)ankt;RtaTuk nig dak;bB¢Úan eTA IHP. enAkñúgrvagCag 10éf¶enH GñknwgTTYlkarkarsMerccitþNamYyBI IHP GMBIfaetI GñkmanlkçN³sm,tiþRKb;RKan;sMrab;TTYlCMnYyBI IHP Edrb¤eT. RbsinebIeKbBa©ÚnGñkeTAsMukm©I eRKaHmhnþrayBIrdæ)alCMnYjxñattUc ¬SBA¦ SBA nwg eFIVkarTMnak;TMngCamYyGñk nig kMNt;eBl evlaNat;CYbedIm,IBinitüelIkar)at;bg;EdlbgáeLIg edayeRKaHmhnþray. 
etIvaRtUveRbIeBlb:unμ
anedIm,ITTYl)anCMnYyeRKaHmhnþrayBIrdæ /BI FEMA? RbsinebIGñkmansiTi§ sMrab;TTYlCMnYyenH GñkKYrEtTTYl)annUvkarBinitürbs;rdæ b¤rtnaKarbs;shrdæGaemrik b¤karCUn dMNwgGMBIR)ak;beBaØIrbs;GñkenAkñúgKNnIFanaKarbs;Gñk kñúgkMLúg10éf¶ énkarcuHTsSn³kic©rbs; GñkRtYtBinitü. RbePTénCMnYyepSgeTotGacnwgRtUv)anpþl;CUnenAeBleRkay GaRs½yelIsiTi§ Rsbc,ab;Cak;Esþg nigtRmUvkar. 
Rbsin´mansMNYrGMBIkardak;Bakürbs;´ b¤cg;pøas;bþÚrB½t’manxøHEdl´)anpþl;CUn etI´KYreFIVGVIxøH? cUrehATUrs½BÞeTAkan;;bNþajTUrs½BÞTTYlbnÞúkEpñkeRKaHmhnþrayrbs; 1-800-621-3362 (FEMA) ¬sMrab;buKÁlKrføg;³ 1‐800‐462‐7585¦ b¤cUleTAkan;eKhTMB½rrbs;eyIg www.fema.gov. 
RbsinebIvamanry³eBlCag12éf¶cab;taMgBIkarcuHTsSnkic©rbs;GñkRtYtBinitürbs; FEMA nig RbsinebImin)anTTYlB½t’manNamYyBI FEMAeT etI´KYreFIVya:gdUcemþc? RtUvehATUrs½BÞeTAkan; bNþajTUrs½BÞTTYlbnÞúkEpñkeRKaHmhnþrayrbs; FEMA 1-800-621-3362 (FEMA) ¬sMrab;buKÁlKrføg³ 1‐800‐462‐7585¦ b¤cUreKhTMB½rrbs;eyIg www.fema.gov edIm,I BinitüelIsßanPaBénkardak;Bakürbs;Gñk. RbsinebImanmCÄmNÐl sþareRKaHmhnþray (Disaster Recovery Center – DRC) enAkñúgtMbn;rbs;Gñk GñkGacsaksYrB½t’manenATIenaHGMBIkardak; Bakürbs;Gñk. 
RbsinebI´minÉkPaBnwglT§plénkarRtYtBinitü b¤cMnYnfvikaEdl´)anTTYl etI´KYreFIVGIVxøH? GñkGacsMu»ümankarsMerccitþ. nItiviFIsMrab;eFIVkaresñIsuMRtUv)anbegáIteLIgenAkñúgesovePAmKÁúeTsk_ ¬TMB½rTI15¦ b¤GñkGacehaATUrs½BÞmkkan;bNþajTUrs½BÞTTYlbnÞúkEpñkeRKaHmhnþrayrbs; FEMA   1-800-621-3362 (FEMA) ¬sMrab;buKÁlKrføg;³ 1‐800‐462‐7585¦sMrab;B½t’manGMBI dMeNIrkarénkaresñIsuM. 
ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA³ 1-800-621-3362 (FEMA) sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 
1-800-462-7585 
etIRbePTénÉksarkmμ
siTi§GVIxøHEdl´Gacpþl;»üedIm,IKaMRTdl;kardak;BaküsMuCMnYyrbs;´? xageRkamenHKWCaRbePTÉksarmYycMnYnEdlGacpþl;sMrab;bgðajGMBIkmμsiTi§rbs;Gñk³ 
• 	
lixitkat;kmμ

siTi§ b¤kMNt;RtaCapøÚvkarNamYyenaH GacykmkeFIVCac,ab;edIm b¤Ca lixitkan;kab;RTBüsm,tiþEdlcuHbBa¢IGñkCam©as;Rsbc,ab;. 

• 	
elxb½NÑkmsiTiμ§ EdlcuHbBa¢IGñkenAelIÉksarbeBaØITukkñúgédttiyCn b¤ÉksarsMKal; kmμ


siTi§TijlMenAdæan. 
• 
esovePAsgbMNul b¤ÉksarbMNulepSg² ¬dUcCa³ karCUndMNwgGMBIkarbg;R)ak;yWt karCUndMNwgGMBIkarTajyksiTi§Cam©as;¦ GacykmkeRbIedIm,IbBa¢ak;GMBIPaBCam©as; kmμμaHrbs;GñkRtUv)ancuHkñúgbBa¢I GmCamYynigGasydæanTIlMenA
siTi§ enAeBlNaeQ
EdlTTYlrgkarxUcxatrbs;Gñk. 

karFanara:b;rgelIRTBüsm,tiþBitR)akd KWeFIVsMrab;EtlMenAdæanEdlTTYlrgkarxUcxat EdleQμaHrbs;GñkRtUv)ancuHbBa¢ICaGñkEdlRtUv)anTTYlkarFanara:b;rg. 
• 
• 
vikáybRt Bn§ b¤ vikáybRt bg;Bn§elIRTBüsm,tiþ EdlbgðajGMBITIlMenAEdlTTYlrg karxUcxat nigEdlcuHbBa¢IGñkCaPaKITTYlxusRtUveTAsMrab;karvaytémø. 
etIRbePTénÉksarEdlenAmanNaeTotEdl´Gacpþl;»üedIm,IKaMRTkardak;BaküsMuCMnYyrbs´? xageRkamenH KWCaRbePTénÉksarmYycMnYn EdlGñkGacpþl;CUn  edIm,IbgðajGMBIeBlevla kan;kab;³ 
• 	
vikáybRtTwk ]sμ½n nigePøIg sMrab;lMenAdæanEdlTTYlrgkarxUcxat EdlmaneQμaH rbs;Gñk ¬b¤eQμaHrbs;Gñkdak;Bakü¦. vikáybRtenHKWsMrab;kareRbIR)as;FM²mYycMnYn dUcCa Twk ]sμ½n nigePøIg. 

• 	
r)aykarN_CMnYj Edl)anepJIreTAkan;lMenAdæanEdlTTYlrgkarxUcxatedaymaneQμaH rbs;Gñk ¬b¤eQμaHrbs;GñkshebkçCn¦. r)aykarN_CMnYj rYmman³ vikáybRt eRbIR)as;b½NÑ\NTan bBa¢IRbKl;TMnij b¤sMbuRtEdlRtUv)anepJIrmkGñk  edayman bgðajGasydæanTIlMenAEdl)anTTYlrgkarxUcxat. 


• 
r)aykarN_rbs;nieyaCit Edl)anepJIreTAlMenAdæanEdlTTYlrgkarxUcxat Edlman 
eQμμ
aHrbs;Gñk ¬b¤eQaHrbs;shebkçCn¦. r)aykarN_rbs;nieyaCitsMedAeTAelI knÞúysnøwkvikáybRtR)ak;Ex nigÉksarRsedogKñaEdl)anepJIrmkGñk ehIyman bgðajGasydæanTIlMenAEdlTTYlrgkarxUcxat. 
• 
b½NÑebIkbr nigb½NÑrbs;GñkminEmnCaGñkebIkbr EdlbgðajBIGasydæanTIlMenAEdl 
TTYlrgkarxUcxat. 
etI´GacTTYlB½t’manGMBIkarFanara:b;rgBIeRKaHTwkCMnn;BIkEnøgNa)an? cUrehATUrs½BÞmkkan; TIPñak;garFanara:b;rgxagEpñkRTBüsm,tiþ b¤EpñkeRKaHfñak;EdlmanGCJab½NÑRtwmRtUv b¤GacehA TUrs½BÞmkkmμ
viFIFanara:b;rgeRKaHTwkCMnn;Catitamelx 1‐800‐427‐4661. 
etI´KYrEtsMGateKhdæanrbs;´Edrb¤eT munnwgmankarcuHmkRtYtBinitü? GñkKYrEteFIVkarsMGatCa munsin munnwgmankarcuHmkRtYtBinitü. RbsinebIGaceFIVeTA)an GñkGacftrUbnUvral;karxUcxat nana muneFIVkarsMGat. 
etI´KYrEtrkSarTukvikáybRtrbs;xJúMEdrb¤eT? GñkRtUvrkSarTuknUvral;vikáybRtcMNayrbs;GñkTaMg Gs;. 
2. km©IsMrab;eRKaHmhnþray³ rdæ)alCMnYjxñattUcrbs;shrdæGaemrik (U.S. Small Business 
Administration, SBA)³ 
ehtuGVI´RtUvTTYlsMNuMEbbbTdak;BaküsMukm©IsMrab;eRKaHmhnþrayBI  SBA bnÞab;BIdak;BaküsMueTA FEMA? SBA KWCaRbPBdMbUgénmUlniFishB½n§sMrab;CMnYyseRgÁaHry³eBlEvgsMrab;CnrgeRKaH edayTwkCMnn;. sMrab;karxUcxatedayeRKaHmhnþrayeTAelIRTBüsm,tiþÉkCnrbs;m©as;pÞH GñkCYl nigGaCIvkmμ
EdlminmanlkçN³Caksidæan EdlminmansßitenAeRkamkarFanara:b;rgeBjelj enaHRbePTCamUldæanénCMnYyrbs;shB½n§ KWCakm©IeRKaHmhnþrayEdlykkarR)ak;TabBI SBA. 
ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA³ 1-800-621-3362 (FEMA) sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 
1-800-462-7585 
edaymankarpþl;R)ak;km©IEdlGacéllk)an kmμ
viFIR)ak;km©IeRKaHmhnþrayrbs; SBA )anCYydl; CnrgeRKaHedayeRKaHmhnþray kñúgkarTUTat;elIkarCYsCul xN³EdlrkSarTukkarcMNaysmlμm sMrab;GñkCab;Bn§dar. 
etI´rkCMnYykñúgkarbMeBjEbbbTesñIsMukm©IeRKaHmhnþrayrbs; SBA edayrebobNa? SBA man m®nIþkm©IenAkñúgkariyal½yEpñkeRKaHmhnþraykñúgtMbn;rbs; SBA sMrab;pþl;esvakmμ
edaypÞal; dl;CnrgeRKaHedayeRKaHmhnþray. GñkGacmkkan; SBA enARKb;TIsñak;karnana edayBuMcaM)ac; eFVIkarNat;CYbeT. tMNagrbs; SBA mankþIesamnsSrIkraykñúgkareqøIysMNYr nigCYybMeBjBakü esIñsMurbs;Gñk. edIm,Icg;dwgfakariyal½yEpñkeRKaHmhnþrayrbs; SBA enAkEnøgNaenaH GñkGac ehATUrs½BÞmkkan;elx 1‐800‐488‐5323. 
Rbsin´)anTTYlmUlb,Tanb½RtBI FEMA bu:EnþvaminRKab;RKan;sMrab;TUTat;ral;karCYsCulnUvkar xUcxatEdlbgáeLIgedayeRKaHmhnþray etI´GacsMuCMnYyeRcInCagenHeTot)aneT? R)akd Ca)an. km©IeRKaHmhnþrayrbs; SBA KWmanRKb;RKan;sMrab;rYmbBa©ÚlcMNayelIkarCYlCul Edl BMuTan;RtUv)aneKTUTat;sgeBjelj. kardak;BaküsMuRtUvdak;eTA SBA edIm,IsMucMnYnTwkR)ak;bEnßm sMrab;PaBcaM)ac;nana. 
´Kitfa´GacTUTat;elIkarCYlCuledayxøÜnÉg)an etI´KYrEtdak;BaküsMukmI©eRKaHmhnþrayEdrb¤eT? GñkGacrkeXIjfa témøsrubsMrab;karCYsCulTaMgmUledayxøÜnÉgKWeRcInCagGVIEdlGñk)aneRKag Tuk. edaymankm©Irbs;Edl)anGnum½tþehIyenaH Gñknwgdwgfa mUlniFisMrab;karCYsCul
SBA 
TaMgRsugenaHKWman. enAeBlEdlKμ
anCnNamñak;cg;CMBak;bMNulbEnßmenaH km©IEdlykkarR)ak; TabKWCaCMerIsmYyEdlRbesIrCagkareFIVkarCYsCulTaMgRsug. 
etImanGVIekIteLIg Rbsin´minGacéllksMuR)ak;km©IedIm,ICYsCulRTBüsm,tiþEdl)anxUcxat? Rbsin SBA kMNt;faGñkminGaceFIVkaréllksMuR)ak;km©I)aneT SBA nwgbBa¢ÚnGñkedays½VyRbvtiþ eTA FEMA edIm,IsuMCMnYybEnßm. FEMA Gacnwgpþl;fvikasMrab;tRmUvkarenAkñúgeKhdæanrbs;Gñk bu:Enþ eTaHCaya:genHkþI CMnYybEnßmenH KWminmansMrab;GaCIvkmμepSgeTotenaHeT. CMnYybEnßmrbs; FEMA KWmaneKalbMNgbMeBjnUvkarcMNaycaM)ac; nigtRmUvkardéTeTotEdlmin)anbMeBjtam ry³Rb ePTénCMnYy rYmmankarFanara:b;rg nigR)ak;km©IeRKaHmhnþray SBA. cUrcaMfa RbsinebI GñkRtUv)aneKbBa¢ÚnsMNuMEbbbTkm©IeRKaHmhnþraymk»ü enaH SBA nwgminbBa¢ÚnGñkRtlb;eTA FEMA eT luHRtaEtBaküsuMkm©IEdl)anbMeBjehIyenaH RtUv)anRbKl;Rtlb;eTA SBA vij ehIy SBA )an kMNt;fa GñkminGacsuMkm©I)aneT. GñkmincaM)ac;dak;bBa¢ÚnBaküsMukm©I SBA eTA»üeK BicarNasMrab; CMnYyCYllMenAdæanEdlpþl;CUneday FEMA eT. 
3. siTi§Blrdærbs;Gñk nigCMnYysMrab;eRKaHmhnþray 
etITMrg;énkarerIseGIgNaxøHEdlc,ab;sþIGMBIsiTi§Blrdæ)anhamXat;? manTMrg;énkarerIseGIgmin Rsbc,ab;mYycMnYn Edl)ankMNt;»kasrbs;RbCaCnkñúgkarTTYl)annUvmeFüa)ayQaneTArk esvakmμμviFInana. kñúgcMeNamesvakmμ nigkmμμ
nigkmviFITaMgenaH kñúgkarRbtibtiþkmviFI EdlKaMRT 
eday FEMA PaKITTYl ¬rdæ b¤TIPñak;garrdæaPi)alRbcaMtMbn; Edl)anTTYlmUlniFieRKaHmhnþray 
rbs;shB½n§BI FEMA¦ minGaceFIVeTA)an edayGaRs½yelI Catisasn_ BN’sm,úr sasna sBa¢ati 
ePT Gayu b¤sßanPaBesdækic© eTaHbIedaypÞal;b¤tammeFüa)ayEdlQrelI kic© snüak¾eday³  
• 
bdiesFnUvral;esvakmμ CMnYy b¤GtßRbeyaCn_CaeRcIn 

• 
pþl;nUvesvakmμ


epSg²BIKña CMnYy b¤GtßRbeyaCn_ b¤pþl;»üBYkeKkñúglkçN³mYy EdlxusKñaCagkarEdlesvakmμ
CMnYy b¤GtßRbeyaCn_TaMgenHRtUv)anpþl;eGay GñkdéT. 
dak;buKÁlTaMgenH»üenAdac;edayELk kñúglkçN³NamYyEdlBak;B½n§eTAnigkar TTYlesvakmμ CMnYy b¤GtßRbeyaCn_. 
• 
bMramTaMgenHk¾)anGnuvtþcMeBaH FEMA xøÜnÉgpgEdr kñúgkarRbtibtiþkmμviFIrbs;shB½n§. 
ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA³ 1-800-621-3362 (FEMA) sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 
1-800-462-7585 
ya:gdUcemþcvijRbsin´manbNþwgsiTi§Blrdæ? TIPñak;garshB½n§nimYy² Edlpþl;CMnYyhirBaØvtßú rbs;shB½n§mantYnaTITTYlxusRtUvelIkaresIubGegátbNþwgBIPaBerIseGIg kñúgkareRbIR)as;mUlniFi rbs;xøÜn. RbsinGñkeCOfaGñk b¤GñkdéTEdlRtUv)anTTYlkarkarBarBIc,ab;siTi§BlrdæRtUv)aneK erIseGIgRbqaMgeTAnwgkarTTYlCMnYyeRKaHmhnþrayenaH GñkGaceFIVkarTMnak;TMngmkbuKÁlikEpñk siTi§esμ
IPaBKña (Equal Rights Officers – ERO) rbs; FEMA EdlmantYnaTIFananUvmeFüa)ay esμμviFIeRKaH mhnþrayrbs; FEMA.
IPaBKñacMeBaHkmERO manbMNgedaHRsaybBaðarbs;Gñk. GñkGaceFIVkarTMnak;TMng ERO edayehATUrs½BÞmkkan;elx 1-800-621-3362 (1-800-621-3362) 
(FEMA) b¤ TTY 1‐800‐462‐7585. 
RbsinebIbBaðaminRtUv)anedaHRsay GñkGacdak;BakübNþwgeTA FEMA. BakübNþwgEdlsresrCa laylkçGkSr nigcuHhtßelxa KYrEtRtUv)anepJIreTAkan;kariyal½yFanasiTi§esμIKña (Office of Equal Rights) CaTUeTAKWsßit enAkñúgry³eBl180éf¶énkalbriecäTEdlPaBerIseGIgEdlRtUv)an ecaTRbkan;. BakübNþwgenHRtUvrYmman³ 
• 
eQμ

aHrbs;Gñk Gasydæan elxTUrs½BÞ. BakübNþwgrbs;GñkRtUvmankarcuH htßelxa. RbsinebIGñkdak;BakübNþwgCMnYs»ünNamñak;enaH RtUvrYmbBa©ÚleQμaH rbs;Gñk Gasydæan elxTUrs½BÞ nigTMnak;TMngrbs;GñkCamYymnusSmñak;epSgeTot ¬]TahrN_ mitþPR½k emFavI «Bukmþay .l.¦ 

• 
eQμ


aH nigGasydæanrbs;TIPñak;gar sßab½n b¤EpñkEdlGñkeCOfamanPaBerIseGIg cMeBaHGñk. 
• 
faetIedayviFINa ehtuGIV nigenAeBlNa EdlGñkeCOfamanPaBerIseGIgcMeBaH Gñk. cUrrYmbBa©ÚlB½t’maneGay)aneRcIndUcEdlGaceFIVeTA)anGMBITegVIénkarerIs eGIsEdlRtUv)aneKecaTRbkan;. cUrbBa©ÚleQμaHrbs;buKÁlEdlGñkecaTRbkan;fa )ansMEdgnUvPaBerIseGIgcMeBaHGñk RbsinNaGñksÁal;BYkeK. 
• RbsinebIGacsÁal; cUrR)ab;eQμ
aHbuKÁlNaEdl FEMA GaceFIVkarTMnak;TMng)an sMrab;B½t’manbEnßmedIm,IKaMRT b¤bBa¢ak;GMBIkarecaTRbkan;rbs;GñkGMBIPaBerIseGIg enAkñúgdMeNIrkarkmμ
viFIrbs;shB½n§. 
etI FEMA eFIVGVIxøHCamYynigBakübNþwgenH? enAeBlBakübNþwgRtUv)andak; vanwgRtUv)anTTYl karRtYtBinitüeday FEMA edIm,IkMNt;faetIvamanyutþaFikaredIm,IeFIVkarGegátbBaðaEdlGñk)an elIkeLIgb¤Gt;. RbsinebIBakübNþwgrbs;GñkRtUv)aneKTTYlyk FEMA nwgeFIVkarGegátelIBakü bNwþgenaH ehIynwgBüayamedaHRsaynUvral;karbMBannanaRbsinebIRtUv)anrkeXIj. Rbsinkarcrcar edIm,IEkERbkarbMBanenaHminTTYleCaKC½yeT nItiviFIc,ab;GacnwgRtUv)anGnuvtþ.  
ya:gdUcemþcvijRbsinebI´RtUv)aneKtbtvij RbqaMgnwgkarGHGagGMBIsiTi§rbs;´ b¤RbqaMgnig kardak;BakübNþwg? GñkKYrEtdwgfa GñkTTYl b¤TIPñak;garshB½n§RtUv)anraraMgBIkartbtRbqaMg Gñk b¤buKÁlNamñak;epSgeTot BIeRBaHKat;)anRbqaMgnwgeKalneya)ay b¤karGnuvtþn_EdlKμ
anc,ab; TMlab;RtwmRtUv b¤eFVIkarecaTRbkan; b¤cUlrYmkñúgcat;viFankarbNþwgtamc,ab;siTi§Blrdæ. RbsinGñk eCOfaGñkRtUv)aneKeFIVtbtRbqaMgnwgGñkvijenaH GñkKYrEtTak;Tgmkkan; kariyal½ysiTi§esμ
IPaBKña (Office of Equal Rights) rbs; FEMA Pøam. 
ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA³ 1-800-621-3362 (FEMA) sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 
1-800-462-7585 

karbriyayGMBImUlehtuénPaBminmansiTi§ 
1. 
karsMerccitþdMbUg 
I69B - PaBKμ
ansiTi§ - karcuHhtßelxa Edlmin)anTTYl ¬90 - 69 B¦³ eyageTAtamkMNt; Rtarbs; FEMA Kμ
ansMNuMEbbbTecjpSay b¤esckþIRbkasEdlRtUv)ancuHhtßelxaNamYy ¬90-69B¦sMrab;kardak;BakümanenAkñúgÉksarEdlrkSaTukeT. TMrg;EbbbTenHBitCaRtUvkar caM)ac; munnwg FEMA Gacpþl;CMnYy. 
IAW - PaBKμansiTi§ - GasydæandUcKña³ eyageTAtamkMNt;Rtarbs; FEMA enAeBlmaneRKaH mhnþray ebkçCnEdlkMBugkEnøgEdlmanGasydæandUcGñkEdl)andak;BaküsMurYcehIysMrab; CMnYylMenAdæanBI FEMA. FEMA Gacpþl;RtwmEtCMnYysMrab;kardak;BaküEtmYysMrab;Gasydæan EtmYyb:ueNÑaH. 
IDUPA - PaBKμansiTi§ - karcuHeQaHCan;Kña³μeyageTAtamkMNt;Rtarbs; FEMA ebkçCn manBaküsuMCMnYysMrab;eRKaHmhnþrayenAkñúgbBa¢IÉksarrYcRsac;ehIy. FEMA GacBicarNa kardak;BaküsuMEtmYyKt;BIebkçCnmñak;. 
IID - PaBKμ
ansiTi§ - karxUcxattictYc³ eyageTAtamkarBinitürbs; FEMA RbsinebIrkeXIjfa eKhdæanEdlrgxUcxatedayeRKaHmhnþrayrbs;ebkçCnGaceRbIR)as;sñak;enA)anedaysuvtßiPaB. karkMNt;enH KW GaRs½yeTAelIkarxUcxatelIeKhdæanEdlBak;B½n§nwgeRKaHmhnþray.   
IIDV - PaBKμ
ansiTi§ - karepÞógpÞat;emIlGtþsBaØaNEdl)an)at;bg;³ munnwgeyIgGaceFIVkar BicarNaelIkardak;BaküsMuCMnYysMrab;eRKaHmhnþray FEMA RtUveFVIkarepÞógpÞat; B½t’man EdlmanenAelIBaküsMu. enAeBlenHpgEdr eyIgminGactRmUv»üdUcKñanUveQμ
aHrbs; ebkçCn nigelxsuvtßiPaBsgÁm edIm,IeFIVkarepÞógpÞat;GtþsBaØaN. 
IMI - PaBKμ
ansiTi§ - karRtYtBinitüEdlmin)aneFVI³ eyagtamkMNt;Rtarbs;eyIg ebkçCnmin)an rkSakarNat;CYbCamYyGñkRtYtBinitürbs; FEMA eT. kñúgeKalbMNg edIm,I»üeKBicarNasMrab; CMnYyeKhdæan FEMA ebkçCn ¬b¤smaCikkñúgpÞHEdlmanGayuelIsBI 18qñaM¦ RtUvCYbCamYyGñk RtYtBinitüedIm,IvaytémøkarxUcxatdl;lMenAdæanEdlbgáedayeRKaHmhnþray. enAkñúgeBlenHEdr ebkçCnminmansiTi§edIm,ITTYlnUvkarBicarNasMrab;CMnYylMenAdæanBI FEMA eLIy. 
INCI - PaBKμμ
ansiTi§ - KankarRtYtBinitüelITMnak;TMng³ GñkRtYtBinitürbs; FEMA minGacTak;Tg ebkçCnedIm,IkMNt;eBlevlaNat;CYb. kñúgeKalbMNgedIm,I»üeKBicarNasMrab;CMnYylMenAdæan FEMA ebkçCn ¬b¤smaCikenAkñúgpÞHEdlmanGayuelIsBI 18qñaM¦ RtUvCYbCamYyGñkRtYtBinitü edIm,I eFIVkarvaytémøkarxUtxatlMenAdæanEdlbgáredayeRKaHmhnþray. enAkñúgeBlenH ebkçCn enHKμan siTi§edIm,I»üeKBicarNasMrab;CMnYyBI FEMA eT. 
INFI - PaBKμ
ansiTi§ - karFanara:b;rgeRKaHTwkCMnn;³ eyageTAtamkMNt;Rtarbs;eyIg eKhdæan EdlebkçCn)anrs;enA xN³eBlmaneRKaHmhnþray KWRtUv)anrYmbBa©ÚlenAkñúgkarFanara:b;rgeRKaH TwkCMnn;. enAkñúgeBlenHEdr ebkçCnKμansiTi§sMuCMnYysMrab;karxUcxateKhdæanEdlRtUv)anrYm bBa©ÚlenAkñúgkarFanara:b;rgeRKaHTwkCMnn;eLIy. 

INI - Kμ
ansiTi§ - karFanara:b;rg ¬edaymankarRtYtBinitü¦³ eyagtamkMNt;Rtarbs;eyIg eKhdæanEdlebkçCn)anrs;enA xN³eBlmaneRKaHmhnþray KWRtUv)anrYmbBa©ÚlenAkñúgkarFana ra:b;rgeRKaHTwkCMnn;. karxUcxatnanaEdl)anbgðajenAkñúgkarRtYtBinitürbs; FEMA KYrEtRtUv )anrYmbBa©ÚlenAkñúgkarFanara:b;rgrbs;ebkçCn. FEMA minGacpþl;CMnYyNaEdlGacrk)an BIRbPBmYyepSgeTot rYmTaMgkarFanara:b;rg. ehtudUecñHehIy ebkçCnKμ
ansiTi§edIm,ITTYlCMnYy sMrab;CYlCullMenAdæan b¤sMrab;pøas;TIlMenABI FEMA enAkñúgeBlenHeT. ebkçCnKYrEtdak;Bakü TamTareTATIPñak;garFanara:b;rg»ü)anqab;tamEdlGaceFIVeTA)an BIeRBaH FEMA GacCYydl; kar)at;bg;nana EdlminRtUv)anrYmbBa©ÚlenAkñúgkarFanara:b;rg. 
ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA³ 1-800-621-3362 (FEMA) sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 
1-800-462-7585 
INO - karbþwg]T§rN_ - PaBKμ
ansiTi§ -karFanara:b;rgEdlrYmbBa©ÚlkarcMNaykñúgkarrs;enARbcaMéf¶³ eyagtamB½t’manEdlebkçCn)andak;Bakümk karFanara:b;rgEdlKat;mansMrab;lMenAdæanrbs;Kat; pþl;nUvmUlniFisMrab;CYllMenAdæansMrab;rs;enAbeNþaHGasnñ xN³eBlkarCYlCullMenAdæankMBug dMeNIrkar. eyIgminTan;)anTTYlÉksarEdlbgðajfaebkçCn)aneRbIR)as;nUvmUlniFiEdlman sMrab;CYllMenAdæanbeNþaHGasnñedIm,Irs;enA b¤k¾bgðajfadMeNaHRsayFanara:b;rgenHRtUv)an BnüaeBlyUrCag 30éf¶BIeBlEdlebkçCn)andak;BaküTamTarenaHeT. CalT§pl karbþwg]T§rN_ rbs;ebkçCnRtUv)aneKbdiesFecal ehIyebkçCnenaHminmansiTi§sMrab;TTYlCMnYy sMrab;CYllM enAdæanBI FEMA eT. 
INO - PaBKμ
ansiTi§ - minEmnCaGñktaMgTIlMenARsbc,ab;³ TMrg;EbbbTecjpSay nigRbkas Edl)ancuHhtßelxa ¬90 - 69 B¦ KWBitCaRtUvkar mun FEMA GaceFIVkarBicarNaelIsiT§iTTYl CMnYyrbs;ebkçCn. eyagtamkMNt;Rtarbs;eyIg ebkçCnmin)anbgðajfa Kat; b¤ smaCikNamñak;enAkñúgeKhdæanrbs;Kat; mansBa¢atiGaemrik CaCnCatiEdlminmansBa¢atiedIm b¤CaCnbreTsEdlmankarbBa¢ak;c,as;las;. CalT§pl ebkçCnKμ
ansiTi§TTYlCMnYyBI FEMA eT. 
INO - PaBKμ
ansiTi§ - siTi§kan;kab;Edlmin)anbgðaj³ kMNt;Rtarbs;eyIgbgðajfa ebkçCn min)anbgðajfaKat;manlMenAdæanenAeBlmaneRKaHmhnþray. CalT§pl ebkçCnenaHKμ
ansiTi§ sMuCMnYy sMrab;CYlCullMenAdæan b¤sMrab;pøas;TIlMenA. 
INONV - PaBKμansiTi§ - GMLúgeBlkan;kab;minmankarbBa¢ak;c,as;las;³ enAeBlebkçCndak; BaküsMuCMnYy ebkçCnrUbenaH)anCMrabmk FEMAfa lMenAdæanEdlTTYlrgkarxUcxatedayeRKaH mhnþray KWCakEnøgEdlKat;)anrs;enAGs;ry³eBlCaeRcInqñaMehIy. enAeBlmankarRtYtBinitüBI FEMA ebkçCnminGacpþl;B½t’manNaEdlbgðajfa eKhdæanEdleyIg)anRtYtBinitü KWCakEnøg EdlKat;)anrs;enA. ebkçCnminmansiTi§TTYlCMnYylMenAdæanBI FEMAeT rhUtTal;EteyIgGac bBa¢ak;)anfa ebkçCnenHBitCa)anrs;enAÉGasydæanEdl)anpþl;»ü. 
INR - PaBKμ
ansiTi§ - nwgmineFIVkarpøas;bþÚrTIlMenA³ eyagtamkMNt;Rtarbs; FEMA ebkçCn)an R)ab;eTAGFikarkic©rbs; FEMA faKat;nwgminerIBITIlMenAEdlTTYlrgkarxUcxatrbs;Kat; xN³eBl EdlkarCYsCulkMBugdMeNIrkar. BIeRBaHebkçCnminmanKMerageFIVkarpøas;bþÚrTIlMenA Kat;minmansiTi§ sMrab;suMCMnYysMrab;CYl BI FEMA eTenAeBlenH. 
INS - PaBKμμankarRtYtBinitü¦³ eyagtamkMNt;Rtarbs;
ansiTi§ - RtUv)anTTYlkarFana ¬edayKeyIg eKhdæanEdlebkçCn)anrs;enA enAeBlEdlmaneRKaHmhnþray KWRtUv)anrYmbBa©ÚlenA kñúgkarFanara:b;rg. karxUcxatTaMgLayNaEdlRtUv)anraykarN_enAeBldak;BaküsMuCMnYyBI FEMA KYrEtRtUv)anrYmbBa©ÚlenAkñúgkarFanara:b;rgrbs;ebkçCn. FEMA minGacpþl;CMnYyEdl Gacrk)anBIRbPBdéT rYmTaMgkarFanara:b;rgpgEdr dUecñH ebkçCnminmansiTi§TTYlCMnYyCYsCul eKhdæan b¤pøas;bþÚrlMenAdæanBI FEMA enAeBlenHeT. ebkçCnKYrEtdak;BaküTamTareTATIPñak;gar Fanara:b;rg»ü)anqab;dUcEdlGaceFIVeTA)an BIeRBaH FEMA GacCYyCamYynwgkar)at;bg;nana Edl minRtUv)anrYmbBa©ÚlenAkñúgkarFanara:b;rg. 
IOVR - PaBKμμviFI³ eyagtamkMNt;Rtarbs; FEMA cMnYn
ansiTi§ - elIsBIcMnYnGtibrmarbs;kmGtibrmaénCMnYyhirBaØvtßúrbs; FEMA RtUv)anpþl;»ürYcCaeRsceTAebkçCnsMrab;tRmUvkarlMenAdæan nig tRmUvkareRKaHmhnþrayepSgeTot. CalT§pl ebkçCnminmansiTi§TTYl nUvCMnYyhriBaØvtßú bEnßmBI FEMA eT. 
ISC - PaBKμ
ansiTi§ - shKmn_EdlmankarGnuBaØatc,as;las;enAkñúg SFHA³ eyagtamkMNt;Rta rbs; FEMA eKhdæanenH)anTTYlrgkarxUcxatedayTwkCMnn; ehIymanTItaMgenAkñúgtMbn;rgeRKaH edayTwkCMnn; EdlmanTItaMgenAkñúgshKmn_mYyEdlmin)ankMBugcUlrYmkñúgkmμ
viFIFanara:b;rg edayeRKaHTwkCMnn;rbs;Cati. BIeRBaHeKhdæanEdlrgeRKaHedayTwkCMnn; minmanTItaMgenAkñúgtMbn; EdlrgeRKaHedayTwkCMnn; ehIyshKmn_rbs;ebkçCnminkMBugcUlrYmenAkñúgkmμ
viFIFanara:b;rg 
ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA³ 1-800-621-3362 (FEMA) sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 
1-800-462-7585 
eRKaHTwkCMnn;Cati FEMA minRtUv)aneKGnuBaØat»üpþl;nUvCMnYysMrab;eFIVkarCYsCul nigsMrab;pøas; TIlMenAenAeBlenHeT. 
NCOMP - karmineKarBtamtRmUvkarénkarFanara:b;rgeRKaHTwkCMnn;³ eyagtamkMNt;Rtarbs; FEMA ebkçCnmantRmUvkarkñúgkarrkSaTukkarKaMBaredaykarFanara:b;rgeRKaHTwkCMnn;elIRTBü sm,tiþ . edaysarEteKhdæanRtUv)anTTYlrgnUvkarxUcxatedayTwkCMnn; ehIyebkçCnminman eKalneya)ayFanara:b;rgeRKaHTwkCMnn; EdlmanenAelIbBa¢IÉksarCamYykmμ
viFIFanara:b;rgeRKaH TwkCMnn;Cati FEMA minGacpþl;CMnYysMrab;CYsCul nigpøas;bþÚrTIlMenA enAeBlenH)aneT. b:uEnþ eTaHbICaya:genHkþI FEMA Gacpþl;CMnYysMrab;CYl RbsinGñkRtYtBinitükMNt;fa eKhdæan enHmin mansuvtßiPaB ehIyebkçCnRtUvkarpøas;bþÚrTItaMg xN³eBlkarCYsCulkMBugdMeNIrkar.  
WVO - RtUv)andk - ebkçCneFIVkardkedaysμR½Kcitþ³ eyagtamkMNt;Rtarbs; FEMA ebkçCn )anbgðajfa Kat;minRtUvkarCMnYyBI FEMA eT. CalT§pl BaküesñIsuMCMnYysMrab;eRKaHmhnþray rbs; FEMA RtUv)andk. 
2. karsMerccitþkñúgkaresñIsuM 

A‐I69B 
– karbþwg]T§rN_ – karcuHhtßelxaEdlmin)anTTYl ¬90 - 69 B¦³ eyagtamkMNt;Rta rbs; FEMA Kμ
anTMrg;EbbbTecjpSay nigRbkasEdlmancuHhtßelxa ¬90 - 69 B¦NamYy manenAkñúgÉksarsMrab;ebkçCneT. FEMA Gacpþl;RtwmEtCMnYybu:eNÑaH RbsinTMrg 90 - 69 B RtUv)ancuHhtßelxa cuHkalbriecäT ehIymanenAkñúgbBa¢IÉksar. 

A‐IAW – 
karbþwg]T§rN_ - KμansiTi§ - GasydæandUcKña³ enAkñúglixitkalBIelIkmun eyIg)anBnül;fa kMNt;Rtarbs;eyIg)anbgðajfa enAeBlmaneRKaHmhnþray ebkçCn)ankMBugrs; enAkEnøgEdlman GasydæandUcKña nigGñkEdl)andak;BaküsuMCMnYylMenAdæanBI FEMA. FEMA )aneFIVkartYtBinitü karbþwg]T§rN_enaH nigÉksarEdl)anpþl;»üehIy FEMA enAEtminGacbBa¢ak; faebkçCn)anrs;enA kEnøgEdlmanGasydæanepSgKña CagGñkEdl)andak;BakürYcehIy.  CalT§pl karbþwg]T§rN_ enHmin RtUv)aneKyl;RBm ehIyebkçCnminmansiTi§TTYlCMnYylMenAdæanBI FEMA eT. 
–A‐IID – karbþwg]T§rN_ KμansiTi§ – karxUcxattictYc – m©as;³ enAkñúglixitkalBIelIkmun eyIg)an Bnül;fa ebkçPaBminmansiTi§suMCMnYylMenAdæanBI FEMA eT BIeRBaHenAeBl FEMA eFIVkarRtYt BinitüeKhdæan va)ankMNt;faeRKaHmhnþraymin)aneFVI»üeKhdæanrbs;ebkçCnminman suvtßiPaBnwg rs;enAkñúgenaH. karkMNt;enHKWGaRs½yeTAelIkarxUtxatEdlbgáeLIgeday eRKaHmhnþray. eyIg)aneFIVkarBnül;fa eTaHbICaeRKaHmhnþray)anbgánUvkarxUcxattictYckþI vaBitCaRtwmRtUvkñúg karsgÄwmfaebkçCn b¤m©as;RTBüeFIVkarCYsCulbBaðaTaMgenH. eyIg)aneFIVkar bkRsaynUvÉksar EdlGacRtUv)aneKdak;bBa¢ÚnedIm,Ibgðajfa karxUcxatdl;lMenAdæanKWRtUv)an bgáeLIgedayeRKaHmhnþray ehIyEdl)anbgá»ümansßanPaBBi)akrs;enA nigKμ
ansuvtßiPaB. eyIg)anBinitüemIlnUv karbþwg]T§rN_enH ehIy)ankMNt;fa karsMerccitþelIkdMbUgrbs;eyIg KWRtwmRtUv. eKhdæanenHmin)an TTYlrgkarxUcxatEdlbgáredayeRKaHmhnþrayEdleFIV»üva minmansuvtßiPaBsMrab;ebkçCnsMrab;rs;enA. 
A‐IIDV – karbþwg]T§rN_ PaBKμ
– 
ansiTi§ – karepÞógpÞat;emIlGtþsBaØaNEdl)an)at;bg;³ enAkñúglixit kalBImun eyIg)anBnül;fa eyIgRtUvkarB½t’manbEnßmedIm,IbBa¢ak;GMBIGtþsBaØaN rbs;ebkçCn muneyIgGaceFIVkarBicarNakardak;BaküsuMCMnYysMrab;eRKaHmhnþray. FEMA RtUv)aneKtRmUv»ü BinitüemIlB½t’manEdlmanenAelIBaküsMu ehIyeyIgminGactRmUv»üdUcKña nUveQμ
aH rbs;ebkçCn nig elxsuvtßiPaBsgÁm edIm,IeFIVkarepÞógpÞat;GtþsBaØaN)anenaHeT. eyIg eFIVkarBiBN’naÉksarEdl Gacpþl;nUvkarRtYtBinitüEdlcaM)ac;NamYy. FEMA minGacpþl;CMnYy eTAbuKÁlNamñak;edaymin )aneFIVkarBinitüGMBIGtþsBaØaNrbs;GñkenaHeLIy. CalT§pl karbþwg ]T§rN_minRtUvÉkPaB ehIy eyIgminGacdMeNIrkarkardak;BaküsMuteTAeTotenAeBlenH)aneT. 
ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA³ 1-800-621-3362 (FEMA) sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 
1-800-462-7585 
A‐IMI ‐karbþwg]T§rN_ – PaBKμansiTi§ – karRtYtBinitüEdlmin)aneFIV³ enAkñúglixitkalBImun eyIg)anBnül;fa edIm,I»üeKBicarNasMrab;CMnYylMenAdæan ebkçCn ¬b¤smaCikenAkñúgeKhdæan Namñak;EdlmanGayuelIs 18qñaM¦RtUvCYbCamYyGñkRtYtBinitüedIm,IeFIVkarvaytémøkarxUcxat lMenAdæanEdlbgáedayeRKaHmhnþray ehIyeyIgk¾)anBnül;pgEdrfa kMNt;Rtarbs;eyIg)an bgðajfa ebkçCnmin)anrkSakarNat;CYbCamYyGFikarkic©rbs; FEMA. ebkçCn)aneFIVkarTak;Tg mkkan;bNþajTUrs½BÞrbs;eyIg ehIyGñkRtYtBinitümñak;eTotRtUv)aneKcat;taMg»üeFIVkarvaytémø eKhdæan. Cafμ
ImþgeTot ebkçCnenAEtminrkSa)annUvkarNat;CYb. CalT§pl eyIgminGacCYy ebkçCnenaHteTAeTot)aneT. 
A‐INCI – karbþwg]T§rN_ PaBKμankarRtYtBinitüelITMnak;TMng³ enAkñúglixitkalBImun
– 
ansiTi§ – KμFEMA )anBnül;fa edIm,I»üeKBicarNasMrab;CMnYylMenAdæan ebkçCn b¤smaCikenAkñúglMenAdæan NamñakEdlmanGayuelIs 18qñaM¦RtUvCYbCamYyRtYtBinitü edIm,IeFIVkarvaytémøkarxUcxat lMenAdæan EdlbgáedayeRKaHmhnþray ehIyeyIgk¾)anBnül;pgEdrfa GñkRtYtBinitürbs; FEMA minGac Tak;TgebkçCnedIm,IkMNt;eBlevlasMrab;Nat;CYb)aneT. ebkçCn)anTak;Tgmkkan; bNþajTUrs½BÞrbs; FEMA ehIyGñkRtYtBinitümñak;eTotRtUv)aneKcat;taMg»üeFIVkarvaytémø eKhdæan. eRkayBImankarBüayamCabnþrbnÞab;mk GñkRtYtBinitümñak;enaHminGaceFIVkarTMnak; TMngeTAebkçCnedIm,IkMNt;eBl evlasMrab;eFIVkarRtYtBinitü. CalT§pl eyIgnwgminCYyebkçCn enHelIsBIenaHeToteT. 
A‐INFI ‐karbþwg]T§rN_ – PaBKμansiTi§ – karTYTat;elIkarFanara:b;rgeRKaHTwkCMnn;EdlxVH b¤lixit bdiesF³ enAkñúglixitkalBImun eyIg)anBnül;fa ebkçCnminmansiTi§sMrab;CMnYyCYsCul eKhdæan b¤sMrab;pøas;bþÚrTIlMenA BIeRBaHebkçCnmankarFanara:b;rgeRKaHTwkCMnn;. eyIg)aneFIVkar BiBN’na ÉksarEdlGacRtUv)anbBa¢ÚneTAsMukarsMerccitþ. eyIg)anRtYtBinitüelIkarGMBavnavrbs; ebkçCn nigÉksarbEnßmEdl)anpþl;CUn ehIyeyIgenAEtminGacbBa¢ak;GMBIcMnYnénkarTUTat;elIkar Fanara:b; rgrbs;ebkçCn. CalT§pl karbþwg]T§rN_ enHminRtUv)anÉkPaB ehIyebkçCnminmansiTi§ sMrab; TTYlCMnYylMenAdæanBI FEMA. 
A‐INI, A‐INS – karbþwg]T§rN_ – KμansiTi§ – karTUTat;elIkarFanara:b;rgeRKaHTwkCMnn;EdlxVH b¤ lixitbdiesF³ enAkñúglixitkalBImun eyIg)anBnül;fa ebkçCnminmansiTi§sMrab;CMnYyCYsCul eKhdæan b¤sMrab;pøas;bþÚrTIlMenA BIeRBaHebkçCnmankarFanara:b;rgeRKaHTwkCMnn;. lixitenHk¾)an BiBN’napgEdrnUvÉksarEdlebkçCnGacepJIeTAsuMkarsMerccitþ. eyIg)anRtYtBinitüÉksarEdl ebkçCn)an»ü ehIyeyIgminGacdMeNIrkarkaresñIrsuMenaH)aneT BIeRBaHeyIgmin)anTTYlÉksar BisþarGMBIkarTUTat;elIkarFanara:b;rg b¤lixitbdiesFkarFanara:b;rgNamYyeLIy. RbsinebkçCn man sMNYrTak;Tgdl;ÉksarcaM)ac;enaH BYkeKKYrEtTak;TgmkbNþajTUrs½BÞrbs; FEMA. 
A‐INO ‐karbþwg]T§rN_ – PaBKμansiTi§ – eRkayeBlkMNt; 60éf¶³ enAkñúglixitkalBImun eyIg)an Bnül;fa karsMukarsMerccitþrbs; FEMA RtUvdak;bBa¢Únkñúgrvag 60 éf¶énlixitbgðajBIsMerccitþ. ebkçCnmin)andak;BaküsuMeRkayeBl60éf¶énkalbriecäTkMNt;. CalT§pl karbþwg]T§rN_enHnwg minRtUv)aneKeFIVkarBicarNaluHRtaEtl½kçx½NÐmYykñúgcMeNamlkçx½NÐxageRkam)anraraMgebkçCn BIkarbMeBjkaresñIrsuM³ 1> karBüa)alCMgWenAmnÞIreBTü CMgW PaBGsmtßPaB karTTYlmrNPaBrbs; smaCikRKYsar/ 2> kareFIVdMeNIrCalkçN³buKÁl b¤kñúgeKalbMNgGaCIvkmμ EdleFIV»üebkçCnmin)an sßitenAkñúgtMbn;enaHenAkñúgGMLúgeBlkarbþwg]T§rN_. RbsinebkCncg;»ü FEMA BicarNakaresñI suM ebkçCnGacepJIrlixitBnül; RBmTaMgÉksarBak;B½n§TaMgGs;EdlGacbgðajya:gc,as;faehtuGIV ebkçCnmin)anbMeBjkarbþwg]T§rN_enaH. 
A‐INO ‐karbþwg]T§rN_ – Kμ
ansiTi§ – karTYTat;elIkarFanara:b;rgelIsBIkarxUcxatEdlsmRsb rbs; FEMA³ mindUcCakarFanara:b;rgÉkCneT kmμ
viFIpþl;CMnYysMrab;CYsCullMenAdæanrbs; FEMA KW RtUv)ankMNt;RtwmEtkarCYsCulNaEdlcaM)ac;b:ueNÑaH. CalT§pl vaCaerOgFmμ
taeTsMrab;kar TUTat;elIkarFanara:b;rgEdlelIsBIGVIEdl FEMA Gacpþl;»üsMrab;karCYsCul. BIeRBaH FEMA minGacpþl;»üCaeRcIndgnUvCMnYyEdlpþl;»üedaykarFanara:b;rgenaH karbþwg]T§rN_ rbs;ebkçCn minRtUv)anÉkPaB. 
ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA³ 1-800-621-3362 (FEMA) sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 
1-800-462-7585 
A‐INO – karbþwg]T§rN_ – PaBKμansiTi§ – minEmnCaGñktaMgTIlMenARsbc,ab;³ enAkñúglixitkal BImun eyIg)anBnül;fa FEMA minGaceFVIkarBicarNaebkçCnsMrab;CMnYyEdlBYkeKmansiTi§TTYl rhUtTal;EtBYkeKbgðajelITMrg;EbbbTecjpSay nigRbkas ¬90-69B¦ faBYkeK b¤smaCikenA kñúgpÞHrbs;BYkeKmanmansBa¢atiGaemrik b¤CnbeTsEdlmankarbBa¢ak;RtwmRtUv. eyIgk¾sMNUmBr »üebkçCnbMeBj nigdak;BaküesñIrsuM. eyIg)aneFVIkarBinitüemIlkaresñIrsuMrbs; ebkçCn nigÉksar bEnßmepSg²EdlRtUv)anpþl;»ü ehIyeyIgenAEtminGackMNt;faebkçCn b¤smaCikNamñak;Edl rs;enAkñúglMenAdæanrbs;BYkeKmansBa¢atiGaemrik b¤CaCnbreTsEdlman karbBa¢ak;RtwmRtUv )aneLIy. CalT§pl karbþwg]T§rN_ rbs;ebkçCnRtUv)an bdiesFecal ehIy BYkeKnwgminRtUv)aneKBicarNasMrab;CMnYy FEMA eLIy. 
A‐INO ‐karbþwg]T§rN_ – PaBKμansiTi§ – siTi§kan;kab;EdlKankarbBa¢ak;³μenAkñúglixitkalBImun eyIg)anBnül;fa ebkçCnmin)anbgðajfaxøÜnCam©as;lMenAdæanenAeBlmaneRKaHmhnþray. eyIg )aneFIVkarBiBN’naÉksarEdlebkçCnGacdak;bBa¢Únmk EdlbgðajBIsiTi§kan;kab;lMenAdæanEdl )anTTYlrgnUvkarxUcxat. eyIg)anBinitüelIkaresIñrsuMrbs;ebkçCn nigÉksarepSg²Edl)anpþl; »ü EteTaHbICaya:genHkþI eyIgenAEtminGacbBa¢ak;faebkçCnBitCam©as;kmμ
siTi§énlMenAdæanenaH R)akdEmn. CalT§pl karbþwg]T§rN_ enaHRtUv)aneKbdiesFehIyebkçCnenaHminmansiTi§TTYl CMnYysMrab;CYsCul b¤pøas;bþÚrlMenAdæan. 
A‐INO ‐karbþwg]T§rN_ – PaBKμansiTi§ – minGacsgvijcMeBaHGRtaéføCYlEdl)anGnum½t³ kalBImun eyIg)anBnül;fa cMnYnénCMnYyéføQñÜlRbcaMExrbs; FEMA KWGaRs½yeTAelIcMnYnbnÞb; Edl)aneRbIR)as;enAeBlmaneRKaHmhnþray ehIyRtUv)ankMNt;cMeBaHGRtaéføCYlEdlkMNt; eday FEMA nigRksYglMenAdæan nigGPivDÆn_CnbT (U.S. Department of Housing and Urban Development – HUD). eyIg)aneFIVkarRtYtBinitü karbþwg ]T§rN_rbs;ebkçCn nigB½t’manEdl)an pþl;»ü. eyIg)ankMNt;fa GRtaR)ak;RbcaMExEdleyIg)an TUTat;eTA»üebkçCn KWCacMnYnEdlsm Rsb. CalT§pl karbþwg]T§rN_ enHRtUv)anbdiesF ehIy eyIgminGacTUTat;GRtaéføQñÚlRbcaMEx x<s;CagenH)anenaHeT. 
A‐INONV ‐karbþwg]T§rN_ – PaBKμ
ansiTi§ – kMLúgeBlkan;kab;minmankarbBa¢ak;c,as;las;³ enAkñúglixitkalBIelIkmun eyIg)anBnül;fa eyIgGacbBa¢ak;fa eKhdæanEdlebkçCn)anray karN_mkfa RtUv)anTTYlrgedayeRKaHmhnþrayenaH KWsßitenAcMkEnøgEdlKat;Føab;)anrs;enA. eyIg)an Binitükarbþwg]T§rN_ nigÉksardéTeTotrbs;ebkçCn ehIyeyIgminTan;GacbBa¢ak;)anfa eKhdæanEdlebkçCn)anraykarN_enaHBitCasßitenAkEnøgEdlKat;Føab;)anrs;enAb¤Gt;. CalT§pl karbþwg]T§rN_ rbs;ebkçCnminRtUv)aneKÉkPaB ehIyBYkKat;Kμ
ansiTi§TTYlCMnYylMenAdæanBI FEMA eT. 
A‐IOVR ‐karbþwg]T§rN_ – PaBKμansiTi§ – elIsBIcMnYnGtibrmarbs;KMerag³ enAkñúglixitkalBImun eyIg)anBnül;fa ebkçCnminmansiTi§TTYlCMnYybEnßmBI FEMA eT BIeRBaHcMnYnGtibrmaénCMnYy hirBaØvtßúrbs; FEMA RtUv)anpþl;CUnrYcehIysMrab;tRmUvkarlMenAdæan nigtRmUvkarnana. eyIg)an BinitükaresñIrsuM nigÉksarbEnßmEdl)anpþl;»ü. kMNt;Rtarbs;eyIg)anbgðajfa ebkçCn)an QaneTAdl;cMnuckMNt;énCMnYyhirBaØvtßúrbs; FEMA ehIy. dUcenH eyIgminGacpþl;nUvCMnYy bEnßmBI FEMA dl;ebkçCnteTAeToteT. 
A‐ISC ‐karbþwg]T§rN_ – PaBKμansiTi§ ‐shKmn_EdlmankarGnuBaØatc,as;las;enAkñúg SFHA³ enAkñúglixitkalBImun eyIg)anBnül;faebkçCnminmansiTi§sMrab;CMnYyCYsCullMenAdæan b¤sMrab; pøas;TIlMenABI FEMA eT BIeRBaHlMenAdæanenHsßitenAkñúgtMbn;TwkCMnn;enAkñúgshKmn_mYyEdlmin kMBugcUlrYmenAkñúgkmμ
viFIFanara:b;rgeRKaHTwkCMnn;Cati ¬NFIP¦. lixitenaHk¾)aneFIVkarBiBN’na pgEdrnUvÉksarEdlebkçCnGacepJIreTAsuMkarsMerccitþ. eyIg)anBinitüelIkarbþwg]T§rN_ nig ÉksarepSg²eTot. kMNt;Rtarbs;eyIgenAEtbgðajfa lMenAdæanrbs;ebkçCnKWmanTItaMgenAkñúg tMbn;TwkCMnn; ehIylMenAdæanrbs;Kat;enaHBitCaTTYlrgkarxUcxatedayTwkCMnn;Emn. CalT§pl karbþwg]T§rN_ rbs;Kat;RtUv)anbdiesFecal ehIyebkçCnminmansiTi§sMrab;TTYlCMnYylMenAdæanBI FEMA eT. 
ExSTUrs½BÞCMnYysMrab;eRKaHmhnþrayrbs; FEMA³ 1-800-621-3362 (FEMA) sMrab;Gñkføg;¼K³ TUrs½BÞeTAelx 
1-800-462-7585 
A‐NCOMP ‐karbþwg]T§rN_ ‐karmineKarBtamtRmUvkarénkarFanara:b;rgeRKaHTwkCMnn;³ enAkñúg lixitkalBImun eyIg)anBnül;fa ebkçCnKμ
ansiTi§TTYlCMnYysMrab;karCYsCullMenAdæan b¤pøas;bþÚr TIlMenAeT BIeRBaHBYkKat;min)anrkSarTuknUvkarFanara:b;rgeRKaHTwkCMnn;sMrab;RTBüsm,tiþrbs;eK. BIeRBaH eyIgmin)anTTYlÉksaredIm,IkMNt;fa lMenAdæanmin)anTTYlrgkarxUcxatedayeRKaH TwkCMnn; b¤/ehIy eyIgmin)anTTYlÉksarEdlbgðajfaebkçCnminmaneKalneya)ayFanara:b;rg eRKaHTwkCMnn;cMeBaHRTBüsm,tiþrbs;BYkeKenaH karbþwg]T§rN_enHnwgRtUv)anbdiesFecal. 


KMrU - sMNuMEbbbT 90-69B rbs;FEMA 
esckþIRbkas nigkarecjpSay 


www.fema.gov 


RbsinGñksgS½yfaCnNamñak;kMBugeFIVkardak; BakübþwgTamTarminBitR)akd cUrTUrs½BÞmkkan;bNþajTUrs½BÞTTYlbnÞúkEpñkekg bnøMrbs; FEMA³ 
1-800-323-8603 

cUrCYyȟ FEMA mankarR)akdfa 
CMnYyeRKaHmhnþrayBitCa)andl; 

édGñkEdlRtUvTTYlEtb:ueNÑaH. vaCakarbMBanc,ab;shB½n§ TaMgRsugkñúgkardak;BakübþwgTamTarminBi tR)akd. 
CMnYyrbs; FEMA KWGacpþlcMeBaHlMenAdæan b¤CnrgeRKaHTaMgLayNaEdl)anbMeBjeTAtaml½kçx½NÐénsiTi§Edl GacTTYl)anEtb:ueNÑaH. Kμ
anGgÁPaBRbcaMtMbn; rdæ b¤shB½n§ b¤m®nþI ¬b¤TIPak;garrbs;BYkeKNamñak;¦ GacmanPaBerIseGIgelIbuKÁlNamñak; edaysarEtCatisasn_ BN’sm,úr sasna ePT Gayu sBa¢atikMeNIt BikarPaB b¤sßanPaBesdækic©enaHeT.