Insurance Professionals and Lenders
As part of the Department of Homeland Security, the Federal Emergency Management Agency (FEMA) administers the National Flood Insurance Program (NFIP), which is the cornerstone of the Nation's strategy for reducing the financial and physical impact of flood disasters.
Because lenders must require flood insurance for all homes located in high-risk areas that have a federally backed mortgage and because insurance agents agree to sell flood insurance to homeowners, they are both an important part of this strategy.
Products, Services, and Publications
FEMA has developed pages containing information more specifically designed for Insurance Professionals and Lenders. Additionally, the FloodSmart site contains a great deal of useful information and offers free and convenient agents-only resources, tools and services
- Need some advice with your insurance question? Send an e-mail to Ask the Expert. If you have mapping related questions, you may e-mail a Map Specialist or talk to one in the FEMA Map Assistance Center at 1-877-FEMA MAP.
- Research, View, and Download NFIP Documents and Regulations
Flood Insurance Library
NFIP Laws and Regulations
Guidance Documents and Other Published Resources - Looking for forms or applications? The following are available:
Elevation Certificate Form
Flood Insurance Manual - A copy of the Order Form and Price List can be downloaded from the FEMA Flood Map Store. Go to the Product Catalog under Free Downloads.
Flood Hazard Mapping Forms- Flood Proofing Certificate, FEMA
81-65 - Letter of Map Amendment/Revision Application Form,
MT-1 - Letter of Map Amendment/Revision Application Form,
MT-EZ - Letter of Map Review (LODR) Instructions
- Letter of Map Revision Application Form,
MT-2 - Standard Flood Hazard Determination Form & Instructions, FEMA
81-93
NFIP Agent Referral Program Application
NFIP Supply Order Form - Flood Proofing Certificate, FEMA
- Learn about FEMA Sponsored Training. The NFIP Training Station provides online tutorials for insurance agents. You will need to register to use the tutorials.
- You may view and order copies of the effective maps and other NFIP products through the FEMA Flood Map Store.
- Keep up with the latest developments and find out What's New in Flood Hazard Mapping.
Frequently Asked Questions
Go to Frequently Asked Questions for Insurance Professionals and Lenders.
For More Information
For more information or additional assistance:
- Please e-mail a Map Specialist.
- Please call a Map Specialist in the FEMA Map Assistance Center; toll free, at 1-877-FEMA MAP (1-877-336-2627).
- Please register to receive updates on FEMA Flood Hazard Mapping activities via e-mail.
Last Modified: Tuesday, 02-Feb-2010 15:27:18 EST
Contacts
Fast Facts
- 4.9 million people currently hold flood insurance policies in more than 21,000 communities.
- There is a 30-day waiting period before flood insurance goes into effect.
- 20-25% of all claims paid by the NFIP are outside of high-risk areas.