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Information for Homeowners

Within this section, the following references and links will assist homeowners in locating and obtaining copies of their perspective floodmaps, how to read them, and how to request map changes that may be warranted.

Floodmaps are the tool the Federal Emergency Management Agency (FEMA) uses to determine the flood risk homeowners face. Prior to the enactment of the National Flood Insurance Program (NFIP), homeowners had no mechanism to protect themselves from the devastation of flooding, and in many parts of the United States, unchecked development in the floodplain was exacerbating the flood risk.

LOMC Clearinghouse

FEMA's Customer and Data Services (CDS) has launched the Letters of Map Change (LOMC) Clearinghouse, which will centralize the administrative functions associated with processing MT-EZ, MT-1 and MT-2 requests. Specific activities include creation of LOMC case files, upload and scanning of data, processing of associated fees, and distribution to the appropriate Production and Technical Services firm for processing.

As a result, there is a new mailing address. Beginning immediately, requestors should mail their applications and supporting data to:

LOMC Clearinghouse
6730 Santa Barbara Court
Elkridge, MD  21075
Attn: LOMC Manager

For more information about the LOMC Clearinghouse, please contact FEMA's Map Assistance Center at 1-877-FEMA MAP (1-877-336-2627) or e-mail a Map Specialist at FEMAMapSpecialist@riskmapcds.com.

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Obtain Assistance from a FEMA Map Specialist

For more information or additional assistance from a Map Specialist:

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What's New in Flood Hazard Mapping?

Keep up with the latest developments and find out What's New in Flood Hazard Mapping.

Please register to receive updates on FEMA Flood Hazard Mapping activities via e-mail.

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Map Change Processes for Homeowners

Learn more about the processes for removing your property from a high-risk area requiring flood insurance:

For LOMA and LOMR-F request, you must submit either of these forms:

Want a fast turnaround for you LOMA or LOMR-F application? Learn how here:

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How to View and Obtain Flood Maps

You may view and order copies of the effective maps and other NFIP products through the Map Service Center.

Your local Community Map Repository, usually located in the planning and zoning office, also has copies of flood maps. Please call the FEMA Map Assistance Center, toll free at 1-877-FEMA MAP (1-877-336-2627), or e-mail a Map Specialist to determine the location of your Community Map Repository.

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Flood Zone Designation Explained

A complete list of flood zone definitions is available on the FAQs for Insurance Professionals and Lenders page.

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Frequently Asked Questions

Go to Frequently Asked Questions for Homeowners.

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Last Modified: Monday, 20-Jul-2009 09:43:45 EDT

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