"Beware Of Fraud!" State And Federal Officials Warn
Three Familiar Scams
Release Date: September 12, 2009
Release Number: 1857-009
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ALBANY, N.Y. -- Fraud can be a big problem in areas struck by disasters, according to officials from the New York State Emergency Management Office (SEMO) and the Federal Emergency Management Agency (FEMA).
The damage caused by the August storms and flooding in western New York may leave many homeowners, renters, and business owners vulnerable to fraudulent offers of help, state and federal disaster officials say. As a result, residents of Cattaraugus, Chautauqua and Erie counties may be the target of some familiar scams.
Phony contract workers: After meeting life-sustaining needs for food, water and shelter, contracting for repairs tops the list of most needed services after a disaster. Anyone whose home or apartment suffered damages needs the services of a contractor and is eager to find one. If the home damage is plainly visible, a phony contractor may see it as an opportunity to make fast money.
Homeowners should refuse offers from contractors knocking on doors offering to make repairs. Avoid this scam by using licensed local contractors, asking for references and checking them before entering into a contract. Legitimate contractors will have more work than they can handle after a disaster. Be sure to ask for a written estimate from at least three contractors, including labor and materials. Make sure they are insured and read the fine print.
Fake offers of help getting state or federal aid: Some scam artists walk around carrying a clipboard with official-looking forms; this is no proof they are with a state, federal or voluntary agency serving those affected by the disaster. Never reveal personal information when you are unsure of the person or organization.
FEMA-contracted inspectors call to schedule an appointment before visiting a home. The inspectors always wear a photo ID and know the applicant's name and registration number. Never pay a fee for help. Remember FEMA never charges for disaster assistance.
Bogus solicitations: It can be hard to resist online pleas for a donation to help flood survivors. Many who may not have suffered damage themselves are often eager to help fellow New Yorkers in need.
A solicitation may arrive by email, someone may call or you may get a knock at the door. Research the charitable organization by getting an exact name and phone number or call the charity directly and confirm the person asking for funds is an employee or volunteer. To be safe, you may want to donate to one or more of the major voluntary organizations.
FEMA's mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capabilities to prepare for, protect against, respond to, recover from and mitigate all hazards.
Last Modified: Monday, 14-Sep-2009 08:04:28