OAKLAND, Calif. -- Homeowners, renters and business owners in Maui County, Hawaii have a little more than one month left before the new digital flood insurance rate maps go into effect on September 19, 2012.
Property owners in a Special Flood Hazard Area (SFHA) designated on the new maps, with a federally-backed mortgage, will be required to purchase flood insurance. Homeowners and business owners should check with their local insurance agent to see if they qualify for a lower cost Preferred Risk Policy (PRP).
Flooding is the most common disaster in the United States. Local, State and the Federal Emergency Management Agency (FEMA) officials encourage individuals and businesses to review the maps to become familiar with flood risks in their community. These flood maps help make informed decisions about flood insurance options and flood protection measures, and their adoption is an example of federal and local cooperation.
"Maui County worked together in partnership with FEMA to update their flood insurance rate maps. It is important that the community take an active role in understanding their flood risk so that they can take pro-active steps in protecting their property," said Carol L. Tyau-Beam, Hawaii National Flood Insurance Program Coordinator (State of Hawaii, Department of Land and Natural Resources).
To view the preliminary flood map, property owners should visit the State of Hawaii Flood Hazard Assessment Tool (FHAT), gis.hawaiinfip.org/fhat/. To learn how to view the preliminary flood maps using the FHAT, view the tutorial located on the Hawaii NFIP website, www.hawaiinfip.org.
For more information about flood insurance, premium estimates or to find a local agent, visit www.floodsmart.gov or call 1-888-379-9531.
For specific questions about flood maps and FEMA' flood hazard mapping program, contact a FEMA Map Specialist at 8877-FEMA-MAP (877-336-6267) or email FEMAMapSpecialist@riskmapcds.com.
FEMA's mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.