DENTON, Texas -- Caldwell County, Texas homeowners, business and residential renters, and business owners who do not have flood insurance are encouraged to buy coverage now to get the best possible premiums before new flood insurance rate maps go into effect.
The new Caldwell County flood maps become effective on Tuesday, June 19 giving those who haven’t purchased flood insurance yet, time to get the best possible premiums to protect their property from potential flooding.
“While many people are required by mortgage and lending companies to have flood insurance, FEMA and the National Flood Insurance Program (NFIP) strongly recommend that everyone have flood insurance,” said Acting Region 6 Administrator Tony Robinson. “The reason is simple: You don’t have to be in a mapped floodplain to flood.”
Current policy holders and those planning to purchase NFIP protection are strongly encouraged to contact their insurance agent or company to ensure that they have adequate coverage for building and contents that accounts for new flood risk data.
Those who purchase flood insurance prior to June 19 may be able to grandfather the current flood zone, saving money on flood insurance. For more information on estimated rates for flood insurance, whether you are eligible for grandfathering and the Preferred Risk Policy extension, or to locate an agent in your area, visit www.floodsmart.gov.
Anyone who hasn’t had a chance to participate in local flood insurance meetings to review the new flood maps is encouraged to contact their floodplain administrator who is most likely located at City Hall or the local courthouse.
- To use the live chat service, visit go.usa.gov/r6C. Click on the “Live Chat” icon.
- To contact a FEMA Map Specialist, call 1-877-FEMA MAP (1-877-336-2627) or send an email to FEMAMapSpecialist@riskmapcds.com.
FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.