CHARLESTON, W. Va. -- Homeowners and renters in the FEMA Individual Assistance declared counties of Lincoln, Logan, Marion and Wayne who suffered flooding in their basements as a result of the recent flooding are encouraged to register with the Federal Emergency Management Agency since they might get help for any uninsured damage.
FEMA grants cover basic needs, officials said, and among those are ensuring a home is safe, secure and functional. The damage must be a direct result of a presidentially declared disaster.
In situations where families do not use their basements as an essential living space, FEMA’s ability to help with repairs to a basement may be limited. But if there is a bedroom in the basement that is regularly occupied by a household member and there is no room available upstairs, the basement would likely be deemed an essential living space and therefore eligible for a grant to help with repairs.
If the basement is rented to a non-family member, and it has a separate entrance, loss of the renter’s personal property might qualify the renter to be eligible for FEMA assistance or a low-interest disaster loan from the US Small Business Administration.
In any case, damage to such critical appliances like furnaces and water heaters that are in a basement might qualify for replacement under FEMA’s Individual and Households Assistance Program.
State and federal disaster officials encourage everyone with losses from the storms and flooding in West Virginia to register with FEMA by phone 800-621-3362. Lines are open from 7 a.m. to 10 p.m. ET, seven days a week until further notice. Register online at www.DisasterAssistance.gov or via a smartphone at m.fema.gov. Multilingual registration assistance is available. People with hearing impairment can call the TTY line at 800-462-7585.
If an applicant receives an SBA disaster-loan application, completing it is a crucial step in the recovery process, even though no one is required to accept an approved loan. For more information contact the SBA Customer Service Center at 1-800-659-2955 or log onto www.sba.gov.
FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.