CENTER POINT, Ala. -- The disaster recovery center at the Center Point City Hall, currently staffed by state and federal specialists, will become a disaster loan outreach center operated by the U.S. Small Business Administration on Monday, Feb. 27.
Homeowners, renters and businesses who visit the center will be able to talk individually with SBA representatives. Visitors can ask questions about SBA low-interest disaster loans, get help filling out a loan application and submit completed applications.
A disaster recovery center typically meets the more immediate concerns of storm survivors, while a disaster loan center focuses on funds needed for long-term rebuilding and recovery.
The Center Point disaster loan outreach center will be located at the Center Point City Hall, 2209 Center Point Parkway, Center Point, AL 35215, and will remain open until Thursday, March 8. The center will operate from 9 a.m. to 6 p.m. weekdays and 9 a.m. to 1 p.m. on Saturday. It will be closed on Sunday.
The Federal Emergency Management Agency stresses the importance of submitting SBA disaster loan applications because they may pave the way for additional FEMA assistance. There are valid reasons for applying, even if you think you won’t need a loan.
- Applicants can apply to the SBA before insurance is settled.
- SBA can offer a loan with terms up to 30 years to make it affordable.
- SBA disaster loans can be used by a homeowner to repair or replace their primary residence.
- Homeowners and renters can replace damaged household contents and vehicles with SBA disaster loans.
- Businesses can apply to SBA for disaster loans for physical damages or economic losses.
- By submitting your SBA loan application, you keep the full range of disaster assistance available as an option.
You may obtain more information about the low-interest SBA disaster loan by calling: 800-659-2955 (800-877-8339 TTY). You can also download an SBA application at www.sba.gov or apply on line at disasterloan.sba.gov/ela.
Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you have a speech disability or hearing loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.
FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.
FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.