COLUMBIA, Mo. -- At the request of Missouri Gov. Jay Nixon, the Federal Emergency Management Agency has extended the deadline for renters, homeowners and business owners in Andrew, Atchison, Buchanan, Holt, Lafayette, and Platte counties who suffered damage from flooding to register for state and federal disaster assistance.
The new deadline is Dec. 12, 2011.
"Use the additional time to complete the Small Business Administration low interest disaster loan application. This is a critical step in the recovery process,” FEMA Federal Coordinating Officer Mike Karl said.
“We also request that those who have registered keep us in the loop with any changes they may have made since registering such as an address change or if they have relocated,” Karl said. “If you do have changes please contact FEMA so we can update your registration information.”
Registration may be completed online at www.DisasterAssistance.gov, by Smartphone through m.FEMA.gov, or by calling FEMA’s toll-free registration line at 1-800-621-FEMA (3362). If the applicant has a speech disability or hearing loss and uses a TTY, call 1-800-462-7585 directly; if the applicant uses 711 or Video Relay Service (VRS), call 1-800-621-3362. Multi-language assistance is available. Telephone registration is available daily from 7 a.m. to 10 p.m., until further notice. Assistance to individuals can include grants to help pay for temporary housing needs, essential home repairs and other serious disaster-related expenses not covered by insurance or other sources.
Applicants are reminded to keep their FEMA information updated, but not to register twice. Duplicate registrations will delay processing an application.
The U. S. Small Business Administration (SBA) also extended the deadline to submit disaster loan applications to Dec. 12, 2011. SBA offers low-interest federal disaster loans to homeowners, renters, businesses of all sizes and private, nonprofit organizations to help pay for, repair or replacement of disaster-damaged property. Loan amounts for disaster-damaged property may be up to $200,000 for a primary residence, $40,000 for personal property and $2 million for business assets. Interest rates may be as low as 2.688 percent for homeowners and renters, 3 percent for nonprofit organizations and 4 percent for businesses.
Homeowners and renters should submit their SBA disaster loan application, even if they are not sure if they will need or want a loan. If SBA cannot approve their application, in most cases they refer the applicant to FEMA’s Other Needs Assistance (ONA) program for possible additional assistance.
Small businesses and most private, nonprofit organizations may apply for SBA loans of up to $2 million to help meet disaster caused working capital needs. These working capital loans are available regardless of whether the business suffered any property damage.
Residents and business owners should submit their SBA disaster loan application, even if they are not sure if they will need or want a loan at this time. There are no fees or costs to apply. Approved applicants will have the time they need to decide if they want to accept the loan.
SBA representatives are at the Disaster Recovery Center to issue loan applications, answer questions about SBA’s disaster loan program, explain the application process and help each individual complete their application. Applicants may apply online via SBA’s secure Web site at disasterloan.sba.gov/ela. SBA information and assistance is also available by calling SBA at (800) 659-2955, emailing firstname.lastname@example.org, or on SBA’s Web site www.sba.gov/services/disaster...