COLUMBIA, Mo. -- Federal and state assistance to help Missouri flood survivors recover has topped $3.9 million.
As of close of business Oct. 5, the Federal Emergency Management Agency has approved nearly $1.6 million in federal grants and the U.S. Small Business Administration has approved more than $2.3 million in federal disaster loans to residents of Andrew, Atchison, Buchanan, Holt, Lafayette and Platte counties affected by recent flooding.
Disaster assistance from FEMA includes grants to eligible applicants to help pay for temporary housing, home repair or other essential and necessary disaster-related expenses not covered by insurance.
So far, 773 individuals have registered for flood assistance from FEMA.
“We hope more flood survivors will give FEMA a call before the November 10 deadline,” said Federal Coordinating Officer Mike Karl. “We don’t want anyone who is eligible for assistance to miss out on the help available to them.”
Registration may be completed by calling FEMA’s toll-free registration line, 1-800-621-FEMA (3362). If the applicant has a speech disability or hearing loss and uses a TTY, call 1-800-462-7585 directly; if the applicant uses 711 or Video Relay Service (VRS), call 1-800-621-3362. Multilanguage assistance is available. Helpline hours are 7 a.m. to 10 p.m. Registration is also available online at www.DisasterAssistance.gov or by smartphone at m.fema.gov.
Nov. 10 is also the deadline to apply for a low-interest disaster loan from the U.S. Small Business Administration. Applications are available at Disaster Recovery Centers, where SBA representatives are on hand to answer questions and help applicants complete their disaster loan applications. Residents and businesses may also apply online at SBA’s secure website, disasterloan.sba.gov/ela.
SBA offers low-interest federal disaster loans to homeowners, renters, businesses of all sizes and private, nonprofit organizations to help pay for repair or replacement of disaster-damaged property. Loan amounts may be up to $200,000 for a primary residence, $40,000 for personal property and
$2 million for business assets, with interest rates as low as 2.688% for homeowners and renters, 3% for nonprofit organizations and 4% for businesses.
For homeowners and renters referred by FEMA to the SBA, completing and returning the disaster loan application is a key part of the disaster assistance process. If SBA cannot approve an application, in most cases the applicant is referred back to FEMA for possible additional assistance.
Residents and businesses should submit their SBA disaster loan applications even if they are not sure they want or need a loan. There are no fees or costs to apply. Approved applicants will have the time they need to decide if they want to accept the loan.
For more information, visit SBA representatives at a Disaster Recovery Center or contact SBA by calling 1-800-659‑2955, emailing firstname.lastname@example.org, or visiting SBA’s website at www.sba.gov. Deaf or hard of hearing individuals may call 1-800-877‑8339.
The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private non-profit organizations fund repairs or rebuilding efforts and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.
Disaster recovery assistance is ...