ALBANY, N.Y. -- Homeowners who had basement flooding as a result of Hurricane Irene and Tropical Storm Lee are encouraged to register with the Federal Emergency Management Agency (FEMA), because FEMA may cover their uninsured damage.
FEMA grants cover basic needs. In situations where families do not use their basements as an essential living space, FEMA’s ability to help with repairs to a basement may be limited. But, if there is a bedroom in the basement that is regularly occupied by a household member and there is no room available upstairs, the basement would likely be deemed an essential living space and therefore eligible for a grant to help with repairs.
State and federal disaster officials encourage everyone with losses from Irene or Lee to register with FEMA by phone 800-621-3362. Lines are open from 7 a.m. to 10 p.m. ET, seven days a week until further notice. Or register online at www.DisasterAssistance.gov or via a smartphone at m.fema.gov. Multilingual registration assistance is available. People with hearing impairment can call the TTY line at 800-462-7585.
For damage not covered by insurance or a FEMA grant, the Small Business Administration (SBA) offers disaster loans up to $200,000 to repair the borrower’s home. Homeowners and renters can also use SBA loans to replace up to $40,000 of personal property.
Completing the SBA loan application is a crucial step in the recovery process. For more information contact the SBA Customer Service Center at 1-800-659-2955.
FEMA's mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.