LINCOLN, Neb. -- To get the federal disaster assistance process started, remember these important steps: register promptly, and be sure to complete and send in that SBA packet -- even if you have insurance.
After registering with the Federal Emergency Management Agency (FEMA) you may receive a loan packet from the U.S. Small Business Administration. It is important to complete the packet and send it back quickly.
"Completing and returning the packet from SBA is a critical step in the disaster assistance process," said Federal Coordinating Officer Michael L. Parker. "The completed loan application provides necessary information for deciding the appropriate aid for each applicant."
The SBA provides low-interest disaster loans to help homeowners, renters, businesses of all sizes and some non-profit organizations to cover the cost of repairing or replacing lost or damaged structures and personal property, including economic injury losses for businesses.
SBA loan amounts and terms are determined on an individual basis. Homeowners can borrow up to $200,000 to repair or replace uncompensated damages to their primary residence. Homeowners and renters can borrow up to $40,000 to replace uncompensated damages to personal property.
Business owners can borrow up to $2 million to repair or replace real-estate, machinery and equipment and inventory. SBA may provide small business owners with an Economic Injury Disaster Loan (EIDL) to help cover operating expenses to recover from the adverse economic impact of a disaster.
Counties designated for assistance to homeowners, renters and business owners due to summer flooding are Boyd, Burt, Cass, Dakota, Dixon, Douglas, Knox, Sarpy and Washington.
There are several ways to register:
Register with FEMA by calling 800-621-FEMA (3362) or online at www.DisasterAssistance.gov. Help is available in most languages. Those with speech or hearing disability may call (TTY) 800-462-7585. Persons affected by the floods also may apply for federal assistance through a web-enabled mobile device or smartphone. Visit m.fema.gov and follow the link to "apply online for federal assistance."
SBA applicants may apply online using the Electronic Loan Application (ELA) via SBA's secure Web site at disasterloan.sba.gov/ela.
Disaster loan information and application forms are also available from SBA's Customer Service Center by calling SBA toll-free at (800) 659-2955, emailing firstname.lastname@example.org, or visiting SBA's Web site at www.sba.gov/services/disasterassistance. Deaf and hard of hearing individuals may call (800) 877-8339.
FEMA's mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.