BIRMINGHAM, Ala. — Survivors who sustained storm-related damages between April 15 and May 31 may maximize their recovery by registering for federal disaster assistance as well as filing claims with their insurance companies.
Insured survivors should complete and return a low-interest disaster loan application to the U.S. U.S. Small Business Administration if one is provided to them after registering. They should also file a claim with their insurance companies and register with the Federal Emergency Management Agency.
After survivors have completed the registration process, they should notify FEMA of any insurance claim settlements by calling 800-621-FEMA (3362).
It is important for insured survivors to complete the SBA application process because they may still need low-interest loans to cover or assist with repair or replacement costs. The SBA may consider making a loan for the total loss up to its loan limits provided the borrower agrees to use their insurance proceeds to reduce or repay the SBA loan.
If denied a low-interest loan, other federal assistance may be available.
The Alabama Emergency Management Agency, FEMA and its federal partners encourage insured survivors who sustained storm-related damages to their home, vehicle, personal property, business or inventory to complete the federal disaster assistance registration process. The deadline to complete registration with FEMA and return their applications to the SBA is Monday, June 27.
Storm-related damages must have occurred in any of the 43 Alabama counties designated for Individual Assistance to be considered for federal disaster assistance.
Anyone who has not registered with FEMA for disaster aid, has questions about an application or seeks more information about recovery programs should call FEMA’s toll-free helpline at 800-621-FEMA (3362). People who are deaf or hard of hearing can call (TTY) 800-462-7585. Lines are open from 7 a.m. to 10 p.m. and multilingual assistance is available. Online registration is available at www.DisasterAssistance.gov or through a smartphone or tablet at m.fema.gov.
FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.
Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.
The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.
FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.
For more information on Alabama’s disaster recovery, visit http://www...