LEXINGTON, Ky. – Inspectors contracted by the Federal Emergency Management Agency (FEMA) are calling Kentucky residents to schedule inspections of homes damaged by the severe storms, flooding, mudslides and tornadoes that began May 1, 2010.
To be considered for disaster assistance, you must register with FEMA -- either online at www.disasterassistance.gov or by calling 1-800-621-3362 (TTY 1-800-462-7585). If you have home or property damage, an inspector will make an appointment to visit your home and assess property losses, generally within 7 to 10 days from the time you register.
When the FEMA inspector calls, write down:
- Inspector's name,
- Date(s) of calls,
- Date(s) and time(s) of appointment(s), and
- Telephone contact.
While most FEMA inspections go smoothly, you should be aware that some individuals have posed as FEMA inspectors in an effort to take advantage of disaster survivors. FEMA inspectors have FEMA identification badges. A FEMA inspector will NOT ask for:
- A fee to inspect, or
- Personal information such as Social Security or bank account numbers.
An inspector will verify the applicant’s name, address and FEMA registration number. FEMA inspectors may take photos of the interior and exterior of the damaged dwelling to document the effects of the disaster. These inspectors file damage reports, but they do NOT have the authority to determine eligibility.
The applicant – or someone who is 18 or older and has lived in the household prior to the disaster – must be present for the scheduled appointment. The FEMA inspector will require two types of verification:
- Proof of identification (a driver’s license or passport or other official photo ID), and
- Proof of occupancy (utility bill, credit card bill or other first-class mail addressed to the applicant and showing the address of the damaged home).
For homeowners, a third type of verification – proof of ownership – is required. This may be a deed, escrow or title document, or mortgage payment book that names the applicant and lists the address of the damaged home; property insurance policy for the damaged home with the applicant’s name listed as the insured; or property tax receipts or bills that list the address of the damaged home and the applicant as the responsible party.
What happens after the inspection? Most applicants receive a written response from FEMA regarding a decision within 7 to 10 days.
Additional counties, and their residents, may be designated for federal disaster assistance at a later date if requested by the Commonwealth and warranted by the results of further damage assessments.
If you or someone you know suffered loss or damage from this latest disaster, you are encouraged to document the damage, save any repair receipts and notify your local emergency director.
FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.