OAKLAND, Calif. -- Homeowners and business owners in Amador County, Calif. have less than a month left to purchase flood insurance at the best possible rates before the U.S. Department of Homeland Security's Federal Emergency Management Agency's (FEMA) new National Flood Insurance Program (NFIP) rate maps go into effect.
The new maps, part of FEMA’s nationwide Map Modernization initiative, are important tools in the effort to protect lives and properties throughout Amador County. By showing the areas of the community at high risk for flooding, the digital maps will help local officials manage floodplain development more efficiently, allowing business and property owners to make informed decisions about protecting their properties.
The new digital flood maps for Amador County will become effective on May 20, 2010. Property owners in a special flood hazard area with federally-backed mortgages are required to purchase flood insurance. Homeowners and business owners who take out a policy before May 20, 2010, can take advantage of lower flood insurance premiums that could save hundreds of dollars annually. Any flood policy purchased on or after May 20 could receive a higher rate if it is determined the insured property resides in a high-risk flood zone.
Residents of Amador County are encouraged to purchase flood insurance at the best rates available. For more information on the new digital maps and flood risks, residents should contact local community floodplain managers or insurance agents. Information can also be found at www.fema.gov, or www.floodsmart.gov.
FEMA's mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.