New Digital Flood Insurance Rate Maps Will Become Effective For Santa Clara County

Main Content
Release date: 
May 13, 2009
Release Number: 

OAKLAND, Calif. -- Residents and business owners of Santa Clara County, Calif. have less than a week to purchase flood insurance at the best possible rates before the U.S. Department of Homeland Security's Federal Emergency Management Agency's (FEMA) new National Flood Insurance Program (NFIP) rate maps go into effect.

The new digital maps for Santa Clara County will become official on May 18, 2009.? Residents and business owners who have a federally-backed mortgage must purchase flood insurance before May 18, 2009 to take advantage of lower flood insurance premiums.? On or after May 18, residents and business owners will be required to purchase flood insurance at a higher rate if their structure is categorized as being in a high-risk flood zone on the new maps.? For some homeowners, buying flood insurance before the maps become effective can save hundreds of dollars on premiums annually.

The new maps, a part of FEMA's nationwide Map Modernization initiative, are important tools in the effort to protect lives and properties throughout Santa Clara County.? By showing the areas of the community at high risk for flooding, the digital maps will help local officials manage floodplain development more efficiently, so that business and property owners make informed decisions about protecting their properties.???

For more information on the new digital maps and flood risks, residents should contact local community floodplain managers or insurance agents.? Information can also be found at, or

FEMA leads and supports the nation in a risk-based, comprehensive emergency management system of preparedness, protection, response, recovery, and mitigation, to reduce the loss of life and property and protect the nation from all hazards including natural disasters, acts of terrorism, and other man-made disasters.

Last Updated: 
July 19, 2012 - 23:02
State/Tribal Government or Region: 
Back to Top