McALLEN, Texas -- Of the 687 households that have received $4,802,694 in assistance from the Federal Emergency Management Agency (FEMA) for uninsured items, many of them were compensated for flooded wells and septic systems.
If you think that flooding to your well and septic system is covered by insurance, you may want to confirm what your policy covers. The well, including the pump and water storage tank maybe outside the home. The same is true of the underground septic system. In most cases, wells and septic systems are not covered by homeowner or flood insurance.
FEMA may be able to help.
Some items are not insurable by flood insurance and may be paid for under FEMA's Individual and Households Program, provided this assistance brings the home to a habitable condition. Items included under this program can include wells and septic systems.
Applicants with damage resulting from Hurricane Dolly, who have flood insurance, may still be eligible for rental assistance and assistance with uninsurable real property.
After an applicant has registered with FEMA, an inspector will contact the applicant within 24 to 48 hours to make an appointment.
Flooding is the most common and widespread of all natural disasters whether from heavy rain in the spring or other occurrences. Federal and state disaster officials advise residents in flooded areas to have wells and septic systems professionally inspected and serviced if flooding has occurred.
Contact your local health department for a list of contractors in your area. Signs of damage to septic system include settling or an inability to accept water. Damage to septic systems can also include sediment and debris and must be cleaned by professionals.
If a well has been covered by flood waters, wait for the water to recede then thoroughly disinfect the system. The water should be tested by your local health department or a state certified laboratory before drinking.
FEMA coordinates the federal government's role in preparing for, preventing, mitigating the effects of, responding to, and recovering from all domestic disasters, whether natural or man-made, including acts of terror.