Emergency management is not the result of one government agency alone. FEMA works with many federal, state, non-profit, faith-based, and private sector agencies to assist the public in preparing for, responding to, and recovering from a disaster. The following is a summary of other federal disaster aid programs available to those affected by the May 22 severe storms and tornadoes in Larimer and Weld counties:
The U.S. Department of Housing and Urban Development- HUD provides a variety of disaster resources, and works in partnership with other federal, state, and local agencies to help implement disaster recovery assistance.
For the Colorado disaster HUD is:
Offering the State of Colorado the ability to re-allocate existing federal resources toward disaster relief - HUD's Community Development Block Grant (CDBG) and HOME programs give the state the flexibility to redirect millions of dollars to address critical needs, including housing and services for tornado victims. If needed, HUD is willing to explore their needs for streamlining the department's CDBG and HOME programs in order to expedite the repair and replacement of damaged housing;
Granting immediate foreclosure relief - HUD granted a 90-day moratorium on foreclosures of Federal Housing Administration (FHA)-insured home mortgages in Larimer and Weld County and strongly recommended special forbearance by loan servicers;
Making mortgage insurance available - HUD's Section 203(h) program provides FHA insurance to disaster victims who have lost their homes and are facing the daunting task of rebuilding or buying another home. Borrowers are eligible for 100 percent financing, including closing costs;
Making insurance available for both mortgages and home rehabilitation - HUD's Section 203(k) loan program enables those who have lost their homes to finance the purchase or refinance of a house along with its repair through a single mortgage. It also allows homeowners who have damaged houses to finance the rehabilitation of their existing single-family home; and
- Offering Section 108 loan guarantee assistance - HUD will offer state and local governments federally guaranteed loans for housing rehabilitation, economic development and repair of public infrastructure.
The U.S. Department of Agriculture- The USDA has several program areas that provide assistance for natural disaster losses resulting from drought, flood, fire, freeze, tornadoes, pest infestation, and other calamities. For Colorado, the following programs are available:
Natural Resources Conservation Service (NRCS)
The Environmental Quality Incentive Program (EQIP) assists agricultural producers with expenses related to replacing structures used in crop and livestock production that were damaged or destroyed by the Weld/Larimer tornado. Examples of possible eligible conservation practices are: center pivots, gated pipe, side-rolls, livestock watering facilities, and cross fencing used to manage livestock.? Amounts paid on replacements are based on the NRCS average cost.? Eligible participants must have produced at least $1,000 of agricultural products last year and filed a schedule F with IRS to be considered an eligible producer.
To apply: producers south of Windsor, who received storm damage, should contact the NRCS Greeley Field Office at 970-356-8097 ext. 3 to obtain an EQIP application as soon as possible. For producers north of Windsor and those in Larimer County, the contact is Todd Boldt, NRCS District Conservationist, Fort Collins Field Office. He can be reached at 970-295-5650.
- Rural Development
The USDA's Rural Development Programs provide finan...