Insurance Doesn't Stop Disaster Aid

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Release date: 
May 31, 2008
Release Number: 
1753-016

CLINTON, Miss. -- Don't despair if you receive a letter from the Federal Emergency Management Agency stating that disaster assistance is not available to you. It may be that FEMA cannot complete the assistance evaluation process until insurance claims are settled and submitted to FEMA for review. Insured applicants may still be eligible for disaster funds.

Federal disaster aid is designed to help with uninsured or under-insured losses caused by a disaster.

Any Mississippian who receives a letter from FEMA stating that a claim for federal assistance has been deemed ineligible because of insurance should contact their insurance company and request a settlement letter. That information and any new or additional information gained since the initial disaster assistance application was filed, should be mailed or faxed to the address provided in the letter from FEMA.

If FEMA determines that you are not eligible for a grant, you still may be eligible for Disaster Unemployment Assistance or a low-interest loan from the U.S. Small Business Administration (SBA).

SBA low-interest loans are available to homeowners, renters, businesses of all sizes and private nonprofit organizations.

For answers to questions regarding your application for assistance, call FEMA's Helpline at 1-800-621-FEMA (3362). The hearing- or speech-impaired should call TTY 1-800-462-7585.

FEMA coordinates the federal government's role in preparing for, preventing, mitigating the effects of, responding to, and recovering from all domestic disasters, whether natural or man-made, including acts of terror.

Last Updated: 
July 16, 2012 - 18:46
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