Main Content

Flood Insurance Is Available And Advisable

Release date: 
August 8, 2003
Release Number: 

Corpus Christi, TX -- In the wake of Hurricane Claudette, officials reminded Texas residents they may purchase flood insurance coverage through the National Flood Insurance Program (NFIP) administered by the Federal Insurance Administration. Recovery officials reminded south Texas residents that while damage sustained by Hurricane Claudette was mostly a result of strong winds, the next storm may carry more rain.

"Nationwide, flooding is the leading cause of property loss from natural disasters," said Carlos Mitchell, federal coordinating officer. "Year after year, however, homeowners learn after the fact that protection against flood loss is not part of their normal insurance protection package."

Dell Greer, state coordinating officer, agreed: "Of the nearly 11,000 Texans affected by Hurricane Claudette who registered for assistance, about 30 percent indicated that they do have flood insurance."

Homeowner's insurance policies do not normally cover flood damage, even though disaster statistics show that when it comes to the risk of flooding, everyone is vulnerable. Twenty-five percent of all flood insurance claims come from low-to-moderate risk areas.

Renters, homeowners and businesses throughout Texas can purchase flood insurance provided by the NFIP. It is available for commercial and residential buildings as well as for contents. However, their community must participate in the NFIP.

"Maintaining a flood insurance policy is one of the most important things you can do to protect yourself from future flooding disasters," Greer said. "There is no need to subject yourself to the suffering and expense of flood damage. Flood insurance is easy to get, and available regardless of risk."

Contact your local insurance agent about the availability of flood insurance or call toll-free, 800-427-4661.

On March 1, 2003, FEMA became part of the U.S. Department of Homeland Security. FEMA's continuing mission within the new department is to lead the effort to prepare the nation for all hazards and effectively manage federal response and recovery efforts following any national incident. FEMA also initiates proactive mitigation activities, trains first responders, and manages Citizen Corps, the National Flood Insurance Program and the U.S. Fire Administration.

Last Updated: 
July 16, 2012 - 18:46
State/Tribal Government or Region: 
Related Disaster: