London, KY -- As part of the federal/state disaster relief for the March storms and flooding, the Individual and Family Grant (IFG) program is in place to help those affected cover the costs of necessary expenses and serious disaster-related needs that are not covered by insurance or other programs. To date, nearly $120,000 in grants has been approved for eligible applicants.
"The IFG program is a safety net for people who are still struggling with financial obligations from the floods," said State Coordinating Officer Cash Centers. "It's meant to cover essential needs. And it is only a phone call away."
Under the IFG program the following items may be eligible for grant awards:
- Home repairs
- Replacement of personal property
- Reimbursement for damage estimates
- Medical or dental expenses
How much money one receives depends upon the applicant's disaster-related needs. In order to receive federal/state assistance, those affected must register with the Federal Emergency Management Agency (FEMA) at 1-800-621-FEMA (3362). TTY service is available at 1-800-462-7585 for anyone who is hearing- or speech-impaired.
The IFG program is not intended to cover all disaster losses or to purchase items or services generally considered nonessential, luxury or decorative. Following referral by the U.S. Small Business Administration (SBA), applicants considered for the IFG program are quickly notified by the state regarding their eligibility for the program. Nearly 1,000 applications referred to the IFG program are currently under review.
The IFG program provides immediate emergency assistance to those individuals who do not qualify for low-interest loans administered by the SBA. Following a referral by the SBA, applicants considered for the IFG program are quickly notified by the state regarding their eligibility for the grant program.
Even if applicants believe they will not qualify for an SBA loan, it is necessary to return the completed SBA packet to continue the process. The SBA must determine that the applicant is ineligible before the applicant's situation can be reviewed for an IFG grant.