ALBANY, N.Y. -- Renters, homeowners, business owners or other people who were impacted by Tropical Storm Floyd in Albany, Dutchess, Greene, Rensselaer, Schenectady and Ulster counties may be eligible for assistance from a variety of state, federal and voluntary agencies. These counties were added to President Clinton's disaster declaration on Sept. 30. Previously designated counties include: Essex, Orange, Putnam, Rockland and Westchester.
Marianne C. Jackson of the Federal Emergency Management Agency (FEMA) and Edward F. Jacoby, Jr. of the New York State Emergency Management Office (SEMO) urge those affected by the storm to apply for assistance immediately by calling, toll-free, 1-800-462-9029. People who are hearing- or speech-impaired may call TDD 1-800-462-7585. Both numbers are in operation from 7 a.m. to midnight seven days a week
The types of assistance that may be available include:
Voluntary Agency Programs
EMERGENCY ASSISTANCE :
Emergency food, clothing, shelter and medical assistance to individuals and families; and referrals to church groups and other voluntary agencies assisting in disasters.
DISASTER HOUSING ASSISTANCE :
Housing assistance to individuals and families whose permanent homes were damaged or destroyed by the disaster. Types of aid include grants for:
- alternate rental housing
- emergency repairs needed to make a residence habitable
- mortgage or rental assistance in cases where the disaster has caused extreme economic hardship.
INDIVIDUAL AND FAMILY GRANT PROGRAM:
Provides grants to individuals and families to meet serious disaster-related needs and necessary expenses not covered by insurance or other federal, state or voluntary agency disaster assistance programs. This program is administered by the state.
DISASTER UNEMPLOYMENT ASSISTANCE:
Weekly benefits are available to individuals out of work because of the disaster, including self-employed persons, farm owners and others not covered under regular unemployment insurance.
U.S. Small Business Administration Programs
HOME/PERSONAL PROPERTY DISASTER LOANS:
Disaster loans to homeowners and renters for restoring or replacing underinsured or uninsured disaster-damaged real and personal property. Available in declared counties.
BUSINESS DISASTER LOANS:
Disaster loans to replace or restore destroyed or damaged business facilities, inventory, machinery, equipment, etc., not covered by insurance. These loans are available to large and small businesses in declared counties. Economic Injury Disaster Loans (EIDLs) are available only to small businesses for working capital to assist them during the disaster recovery period. These Economic Injury Disaster Loans are available in declared and contiguous counties.
Other Federal and State Assistance Programs
FEDERAL TAX ASSISTANCE:
The Internal Revenue Service (IRS) allows underinsured or uninsured casualty losses that were sustained on home, personal property and household goods to be deducted on income tax returns. Amended returns may be filed for a previous year's filing so disaster victims can receive a tax refund.
STATE TAX ASSISTANCE:
Assistance and information on casualty loss deductions on state income tax returns may also be obtained.
LOCAL TAX ASSISTANCE:
Local tax assessors may provide information and assistance on possible property tax relief.
Emergency loans to farmers who were operating and managing a farm at the...