The National Flood Insurance Program (NFIP) regulations require that elevators and their associated equipment be protected from flood damage. The best way to do this is to locate mechanical equipment associated with the elevator above the Base Flood Elevation (BFE). NFIP flood insurance coverage is limited for elevator equipment. New or replacement equipment relevant to an elevator, installed on or after October 1, 1987, and located below the lowest floor of an elevated building or in a basement is not covered by flood insurance.
National Flood Insurance Program (NFIP) Requirement
60.3 (a) (3) (iv) Building Utility Systems
60.3 (c) (8) (ii) Building Utility Systems in Zone AO
60.3 (c) (3) (ii) Building Utility Systems in Floodproofed Buildings