- Claims Adjusters
- Homeowners and Renters
- Insurance Professionals
- State & Local Officials
Flood Insurance Reform Act of 2012
In 2012, the U.S. Congress passed the Flood Insurance Reform Act of 2012 which calls on the Federal Emergency Management Agency (FEMA), and other agencies, to make a number of changes to the way the NFIP is run. As the law is implemented, some of these changes have already occurred, and others will be implemented in the coming months. Key provisions of the legislation will require the NFIP to raise rates to reflect true flood risk, make the program more financially stable, and change how Flood Insurance Rate Map (FIRM) updates impact policyholders. The changes will mean premium rate increases for some – but not all -- policyholders over time.
Coming Soon! FEMA is launching a new way to view your community’s preliminary flood hazard data: over the web and in one convenient location! Preliminary flood hazard data provide an early look at your home or community’s risk to flood hazards. There are many benefits to viewing your community’s data before it becomes effective. For more information, visit the Preliminary Flood Hazard Data page.
Preferred Risk Policy Eligibility Extension for Insurance Professionals
New resources have been created to help various audiences understand and explain the benefits of the NFIP's new Preferred Risk Policy Extension. The link above will not only allow you to access important documents created for the insurance professional but also to navigate to other resources created for each audience type.
Flood Insurance Requirements for Recipients of Federal Disaster Assistance
When property owners receive financial assistance from the Federal Government following a Presidentially declared disaster, they may be required to purchase flood insurance coverage.
Answers to Questions About the NFIP
This booklet is intended to acquaint the public with the National Flood Insurance Program. This publication is designed for readers who do not need a detailed history or refined technical or legal explanations, but do need a basic understanding of the program and the answers to some frequently asked questions.
NFIP/CRS Update Newsletter
A publication to provide local officials and others interested in the Community Rating System (CRS) with news they can use.