The following is a public service announcement from the Federal Emergency Management Agency.

Do you have flood insurance?

Hey, Dude. Got flood insurance?

Think you don't need it?

Did you know that between 20 and 25 percent of all national flood insurance claims come from outside high flood-risk areas?

And most homeowner's insurance doesn't cover flood damage.

Did you know winter storms and melting snow are a common cause of floods?

SOUND: Thunder and rain.

Flood insurance is available for people living in participating communities.

And in most cases can be purchased through your current insurance agent.

But if you need the name of an agent near you who sells flood insurance,

contact the National Flood Insurance Program's Agent Referral line???

at 1-888-435-6637.

That's 1-888-435-6637.

For more information about the National Flood Insurance Program, go online to FloodSmart.gov.

Do it today.