RETURN YOUR SBA DISASTER LOAN APPLICATION TODAY IF YOU APPLIED FOR DISASTER ASSISTANCE FROM FEMA AND RECEIVED A LOAN PACKET FROM THE SMALL BUSINESS ADMINISTRATION, YOU NEED TO FILL IT OUT AND RETURN IT--EVEN IF YOU DON’T THINK YOU WANT A LOAN. APPLYING DOESN’T GUARANTEE YOU WILL BE APPROVED FOR A LOAN. IF APPROVED, YOU ARE NOT OBLIGATED TO ACCEPT A LOAN. BUT IF THE SBA DETERMINES YOU CANNOT AFFORD A LOAN, YOU MAY BE REFERRED BACK TO FEMA GRANT PROGRAMS FOR POSSIBLE ADDITIONAL ASSISTANCE.