Flood Outreach Toolkit (40)

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The Flood Outreach Toolkit provides resources to help the audiences you connect with on a regular basis—community members and the media—understand the importance of flood preparedness and protection.
Collection Created:
July 26, 2013
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  • FloodSmart Tools and Resources for Property Owners

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    FloodSmart—the marketing campaign for the National Flood Insurance Program (NFIP)—provides an array of tools and resources to help you address the risks and consequences of flooding and explains how flood insurance aids in financial recovery.

  • Contents Only Coverage

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    Insuring your possessions is just as important as financially protecting the structure of your home or business. Personal property coverage, commonly known as contents coverage, is an important option to consider because it is not automatically included in your standard flood insurance policy.

  • West Coast Rainy Season

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    The West Coast Rainy Season can wreak havoc and result in dangerous flooding conditions, such as flash floods, mudflows, and breached levees. Flood risk also increases if an area has been affected by wildfires, a common occurrence on the West Coast.

  • Flood Insurance Basics for Agents

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    Here is some basic information before you begin writing a flood insurance policy.

  • NFIP Summary of Coverage for Commercial Property

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    This document was prepared by the National Flood Insurance Program (NFIP) to help you understand your commercial flood insurance policy. It provides general information about deductibles, what is and is not covered by flood insurance, and how items are valued at time of loss.
  • Flood Risks for Communities with Dams

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    Floods are the number one natural disaster in the United States. People need to know they can take steps to reduce the financial impact of flooding before disaster strikes. One important step is to understand your risk. Many factors—both natural and man made—can impact flood risks. Dams are an important resource in the United States; however, there are unique risks associated with dams and they can also be breached with little warning.
  • Levee Flood Risk

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    Floods are the number one natural disaster in the United States. People need to know they can take steps to reduce the financial impact of flooding before disaster strikes. One important step is to understand the risks associated with living near a levee. There are currently thousands of miles of levees across the country providing some level of protection for millions of people. However, no levee provides full protection from flooding—even the best flood-control structure cannot completely eliminate the risk of flooding.
  • New Development Flood Risk

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    Floods are the number one natural disaster in the United States. People need to know they can take steps to reduce the financial impact of flooding before disaster strikes. One important step is to understand your risk. Many people do not realize that new development can change their flood risk by affecting how an area is able to handle potential flood conditions.
  • Flood Maps - Talking Points for Community Officials

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    These talking points can be used by community officials to help explain Flood Insurance Rate Maps (FIRMs).
  • Changes in Flood Maps - What Property Owners Need to Know

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    As a result of updated FIRMs, many property owners will see that their risk of flooding has changed. For some, their property may be mapped into a high-risk area. This can mean new, mandatory Federal flood insurance purchase requirements. Other property owners might see that their flood risk has been reduced and the Federal requirement has been removed, although the lender can still require it. Flood insurance is still strongly recommended since the risk has not been eliminated, just reduced.
  • Heavy Rain Flood Risk

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    Floods are the number one natural disaster in the United States. People need to know they can take steps to reduce the financial impact of flooding before disaster strikes. One important step is to understand your risk. Even a heavy rain storm can cause significant flooding, contributing to flash floods or mudflows or overtopping levees and dams.
  • Converting a Standard-Rated Policy to a Preferred Risk Policy

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    The National Flood Insurance Program provides a streamlined process to allow property owners to retain their coverage by converting their existing standard-rated policy (residential or non-residential) to a less-expensive Preferred Risk Policy (PRP) without a change in the policy’s effective date or a gap in coverage.
  • Preferred Risk Policy Marketing for Agents

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    Start marketing now. Talk to your existing residential and commercial clients about the PRP as soon as possible. Not only will you help to minimize their financial burden, but you also will build your business.
  • Increased Cost of Compliance

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    These talking points can be used by community officials to discuss Increased Cost of Compliance (ICC) as an additional option to help fund rebuilding.
  • Flood Preparedness

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    Be Prepared Before the Next Flood. In addition to insuring your property, there are things you can do to minimize potential losses to your home and ensure your family’s safety.
  • FloodSmart Tools and Resources for Insurance Professionals

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    FloodSmart—the marketing campaign for the National Flood Insurance Program (NFIP) — provides tools, resources, marketing and sales tips, and referrals to help you grow and keep that business.
  • Flood After Fire Risks

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    Floods are the number one natural disaster in the United States. People need to know they can take steps to reduce the financial impact of flooding before disaster strikes. One important step is to understand your risk. Wildfires dramatically change landscape and ground conditions, which can lead to increased risk of flooding due to heavy rains, flash flooding and mudflows.
  • FloodSmart Agent Referral Program

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    The National Flood Insurance Program’s (NFIP) FloodSmart program was developed to alert customers to their flood risk and encourage them to contact their agent to purchase flood insurance. If they do not have an agent, they can visit the FloodSmart.gov website or call a toll-free number to be connected with an agent in the Agent Referral Program.
  • Flood Insurance and Flood Maps

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    Flood hazard maps, also known as Flood Insurance Rate Maps (FIRMs), are used to identify a property’s flood risk. When considering the purchase or renewal of a flood insurance policy, property owners should first understand their risk.
  • Know Your Line- High Water Mark Tools and Resources

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    The “Know Your Line: Be Flood Aware” High Water Mark initiative, created by FEMA and seven other Federal agencies, helps communities remind residents of major local floods and encourage residents to prepare for the next one. Participating communities post high water mark signs in prominent places, hold a high profile launch event to unveil the signs, and conduct ongoing education to build local awareness of flood risk and motivate people to take action. Below are tools and resources communities can use to plan for their High Water Mark Events.

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