Floodsmart (6)

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Floodsmart Videos
Collection Created:
September 20, 2013
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  • National Flood Insurance Act of 1967

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    This Act authorizes a national program under which flood insurance is made available to occupants of flood prone areas through the cooperative efforts of the Federal government and the private insurance industry.
  • Your Homeowner Insurance Doesn't Cover Floods. . . .

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    This publication warns homeowners that most homeowners' insurance policies do not cover floods. It also explains that Federal disaster assistance cannot be relied on for flood events because most floods are not nationally declared disasters. Only Federal Flood Insurance reimburses homeowners for flood damage to property.

  • Flood Insurance Reform Act of 2004

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    An Act of Congress to amend the National Flood Insurance Act of 1968 to reduce losses to properties for which repetitive flood insurance claim payments have been made.
  • National Flood Insurance Act of 1968 & Flood Disaster Protection Act of 1973

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    The National Flood Insurance Act of 1968, as amended, and The Flood Disaster Protection Act of 1973, as amended,42 U.S.C. 4001 et. seq.
  • National Flood Insurance Reform Act of 1994

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    An Act of Congress to amend the Flood Disaster Protection Act of 1973.
  • Building Higher in Flood Zones: Freeboard – Reduce Your Risk, Reduce Your Premium

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    Freeboard is a term used by FEMA’s National Flood Insurance Program (NFIP) to describe a factor of safety usually expressed in feet above the 1-percent-annual-chance flood level. The NFIP requires the lowest floor of structures built in Special Flood Hazard Areas (SFHAs) to be at or above the BFE, so a structure built with freeboard would have its lowest floor 1 foot or more above the BFE. Adding freeboard will reduce NFIP insurance premiums.
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